Newspapers / Brevard College Student Newspaper / Nov. 23, 1982, edition 1 / Page 2
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Editorials Bad Checks From BC: A Growing Problem? College students can be especially prone to writing bad checks-those which don’t clear through the banking system because the written amount exceeded the ac count balance. Most likely students are apt to issue bad checks because of high expenses and low income earning while attending school. But this can become a serious problem for banks and merchants surrounding a college. Luckily, this situation of “black-listing” college-student checks hasn’t arisen in Brevard yet, but recently some local banks have notified the College that they had begun receiving some bad checks issued by BC students. A stained reputation of both BC students and the school itself will be at stake if this problem, which is on ly minor now, grows any larger. Obviously, Dean Wray is in no position to monitor student-issued checks in town; that responsibility rests on the student. Students who knowingly write bad checks are carelessly irresponsible. They’re hurting merchants, bankers, their school’s relationship with the town. But they’re also hurting themselves-a lot-financially. For instance, one who issues a bad $5 check can wind up paying nearly $90 in return for his mistake, accor ding to Mrs. Betty Choate, Dean Scaroborough’s secretary. She has dealt with this problem from time to time while she has been at BC. According to Mrs. Choate, the banks and the mer chants all are expensive when it comes to processing bad checks. “I’ve known of a student who was called in to court over this matter,” she said, “and they ended up paying court and lawyer fees in addition to the others.” It just doesn’t make sense that a student could be so careless as to hurt his college, his peers, and himself by writing a single bad check. / ('I Pi^K According To The Government; There’sStill F inancialAid Manners: Some Need To Exercise Them By Kathy Nunz Manners are something we were all raised with.Yet being polite is something which a lot of college students seem to lack, however. The question as to what hap pened to these manners we were supposed to be brought up with often concerns me. After all, we are reflections of our parents’ up bringing. We often take things for granted. A simple “Thank you” or “You’re welcome” can really mean a lot to someone. What about when we address people older than us? How many times has your instructor called on you and your reply was “Huh” or maybe “What?” Try a little respect next time and reply more politely. You may be surprised with their response. Table manners are slipping also. Take a situation: Here you are eating in the cafeteria and one crude person lets out an outrageous belch-that’s it, no “Excuse me” or anything. That’s disgusting. We all take napkins while in the line, so why not use them while eating? After all, we weren’t rais ed in barns. Courtesy among college students is also non-existent at times. Next time you see so meone, say hello; they are not go ing to chew your head off. While walking around campus, why not help that person carrying an armful of books by opening doors for them? Also, how about holding that door open for the person behind you? Some of us need to get our act together. Politeness and manners are something we all need to ex ercise. Editor’s note: The following article was submitted to The Clarion by Edward M. Elmendorf, Deputy Assistant Secretary for Student Financial Assistance, under the U.S. Department of Educa tion. Newspaper, radio, and television reports of substantial cuts in Federal financial aid to college students have triggered a barrage of phone calls to the U.S. Department of Education in Washington, D.C. Callers, both students and parents, are often con fused by misleading or incomplete information. Many have expressed fear that the government has let them down; that college is no longer affordable. It is true that student financial assistance pro grams have undergone considerable change in the past two years. There have been some reductions. Most of the changes, however, reflect an effort to return the aid programs to their original purpose, which was to help students cover the cost of a col lege education-not to carry the whole burden. A successful return to original intent will help ensure the survival of these aid programs for future students. Federal financial assistance is divided into three catagories. “Grants” are awards of money that do not have to be paid back. “Loans” are borrowed money which a student must repay with interest. “Work-Study” provides the chance to work and earn money to off-set college costs while attending classes. The Pell Grant Program is one of the best known of the Federal student aid programs. This grant is often the first sourse of aid in a package which may be composed of other Federal and non-Federal sourses. In the 1982-83 school year, 2.55 million students share $2,279,040,000 in Pell Grants. The U.S. Department of Education uses a stan dard formula to determine who qualifies for Pell Grants. Student should contact the college financial aid administrator to apply on the free “Application for Federal Student Aid.” This is the form for all Federal student aid programs. The Department guarantees that each participating school will receive the money it needs to pay Pell Grants to The Supplemental Educational Opportunity Grant provides another mechanism for making awards to students. SEOG is different from the Pell Grant in that it is managed by the financial aid ad ministrator of each participating college. Each school receives a set amount of money from the Department and when that money is gone, there are no more SEOG funds for the year. In 1982-83 the Department of Education will pro vide 440,000 students with $278,400,000 in SEGG’s. Students will get up to $2000 a year under this pro gram. Grant programs are designed to help the most needy students get a college education. The Pell Grant, in particular, is targeted to help those students whose families earn less than $12,000 per year. Grant aid is not meant to cover all college costs but is expected to be combined with a reasonable contribution from the student’s family and individual self-help, generally in the form of loans, private scholarships, and work. The Work-Study program is designed to provide on or off-campus jobs for undergraduate and graduate students who need financial assistance. This program is usually managed by the college financial administrator. This year some 950,000 students are receiving $528 million under this pro gram. A great deal of publicity has been generated late ly on Federal student loans, particularly the Na tional Direct Student Loan Program. Alth’ough all colleges don’t participate in the NDSL program, over 3000 of them do. This program makes low interest loans that students must begin repaying six months after com pleting school (either by graduating, leaving, or dropping below half-time status). Up to ten years is allowed to repay the loan. Ap- plieation is made to a school’s financial aid ad- ministator who manages the loan fund. About 800,000 students are receiving NDSL’s this year, eiieiDie stuaents. The Clarion lyjyvyjv inure man lasi year. The Clarion Editor-in-Chief jon Zillioux Photographers Jon Zillioux, Bobby Baxter Typographer jon Zillioux Wishes Everyone News...Kathy Nunz, Phil Monte, Richard Halliburton, Genie Glover, Regina Wort- man, Susan Traynor and Wanda Raines. A Happy Thanksgiving Sports Sandra Ziegler and Jeff Shore Business Manager Eric Johnson Advisor jyjj. Chamlee
Brevard College Student Newspaper
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Nov. 23, 1982, edition 1
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