North Carolina Newspapers is powered by Chronam.
The news in this publi
cation is released for the
press on receipt.
THE UNIVERSITY OF NORTH CAROLINA
CHAPEL Hn.T., N. C.
Published Weekly by the
University of North Caro
lina for its Bureau of Ex
VOL. vn, NO. 27
Editorial Board t E. C. Branson, L. R. Wilson, E. W. Knight, D. D. Carroll, J. B. Bullitt.
Blitered as second-class matter November 14,1914, at the Postofflce at Chapel Hill, N. C., under the act of August 24,1913.
BANK ACCOUNT SAVINGS IN N. C.
The last General Assembly of North
Carolina authorized sixty-three millions
of state bonds for state highways, con
solidated schools, and public institu
tions of learning and benevolence. Our
bank account savings on January 1,
1921, were seventy-eight million dollars.
The bank savings depositors of North
Carolina could buy all these state bonds
and have fifteen million dollars to
The man who fears that North Caro
lina has been bankrupted by the col
lapse of cotton and tobacco prices can
be reassured by reading the last re
ports of the Fifth Federal Reserve
Bank at Richmond. With nearly one-
third of our Carolina banks not report
ing, we had seventy-eight million
dollars of bank account savings in
banks of all sorts on last New Year's
Day. The chances are that a full re
port would run the total to one hun
dred millions or so.
Now look back to June, 1915. At
that time our full total of bank account
savings' was only twenty-two million
Here is a gain of fifty-six million
dollars in five years.
And it is even more reassuring to
find that our gain in bank account
savings during the hard year of 1920
was nearly four and a half million
And, better still, the thrifty people
with bank account savings in North
Carolina increased in number in a single
year from 245,520 to 323,349-a gain of
nearly seventy-eight thousand.
We are not surprised. In hard times
more people think about savmg, and,
with a smaller chance, they save more
than in prosperous years. Prosperity
breeds waste and adversity breeds
thrift. It is human nature’s way.
And we may add another word. Dur
ing 1920, thrifty souls in Carolina laid
away another four hundred and fifty-
four thousand dollars in federal thrift
stamps and treasury certificates. On
a per capita basis only three states in
the South made a better showing,
Florida, New Mexico, and Texas.
We have suffered in commercial de
posits, the open deposits subject to
check. They were seventy-one million
dollars less than the year before; but
in bank account savings we are still a-
head of the game. Indeed in this par
ticular we were in better case in 1920
than in 1916, in almost a fourfold ratio.
Manifestly the state is not yet bank
ROCKY POINT COMMUNITY
We have our Woman’s Betterment
Association, which has done more for
our schools than any other factor. Our
men are also members. Early in the
fall we had an old-fashioned corn husk
ing and candy pulling, to which old and
young came. We have a Sewing Club
which meets at the schoolhouse every
two weeks. This alternates with cooking
lessons. Both the Farmers’ Alliance
and Union hold monthly meetings here.
On Saturday before school opened, the
parents, teachers, and pupils met and
cleaned up the schoolhouse and grounds
and afterwards enjoyed a good picnic
dinner together. All enjoyed a commun
ity Christmas tree before the Christ
mas holidays began. Then came Com
munity Service, Bird, and Arbor Day.
We had about one hundred workers
present. We again accomplished much
needed work and got a little closer to
gether. Next came Washington’s Birth
day celebration, in connection with a
Valentine Party. Our Farmers’ Insti
tute was one of the best ever held
here. We have also given two plays
which were well attended. On the first
of Februrary we organized the Athletic
Club. We have a school library of a-’
bout two hundred and fifty volumes.
We have also had two traveling libra
ries this year. The community has free
access to both. We have a literary
society in our school. Our pupils won
forty premiums at our county fair.—
Miss Agnes Moore, Rocky Point, Pen
der Co., N. C.
GOD GIVE US MEN
J. G. Holland
God give us men! The time demands
Strong minds, great hearts, true
faith and willing hands.
Men whom the lust of office does not
Men whom the spoils of office can
Men who possess opinions and a will;
Men who have honor; men who
will not lie;
Men who can stand before a dema
And damn his treacherous flatter
ies without winking;
Tall men, sun-crowned, who live
above the fog
In public duty and in private think
For while the rabble with their
Their large professions and their lit
Mingle in selfish strife, lo! Freedom
Wrong rules the land, and waiting
COUNTRY HOME CONVENIENCES
LETTER SERIES No. 54
A TYPICAL CASE
THE CITY TEACHEHAGE
With only nine ballots against it,
Lumberton has carried a bond issue of
$30,000 for the purchase of a site for a
high school and to pay for a teacherage
already erected. Lumberton is a good
town, but the best thing about it is the
evident determination it has to make
itself better yet. And it is going about
it in a sensible way when it undertakes
to take care of its schools by paying
early, if not first, attention to the
Greensboro might well take a leaf
out of Lumberton’s book in this respect.
Every year there is a wild scramble
here to secure suitable accommodations
for a hundred or so teachers. "Even
with the enormous amount of building
going on, Greensboro is a crowded town,
and there is no immediate prospect of
any great relief.
If the city were to provide an apart
ment house for the exclusive use of
teachers in the public schools, it would
make the profession in Greensboro
many times as attractive as it is now.
It is not altogether, or even chiefly, a
matter of expense; the city might
charge rental enough to recover interest
on its money, and still find its quarters
in great demand.
But even if such a building were a
dead loss, from the financial point of
view, it would be well worth while in
that it would tend to strengthen the
teaching staff of tlie schools; it would
make it easier for the superintendent
to secure good teachers, and very much
easier for him to retain them, once se
cured. — Greensboro Daily News.
North Carolina has become a bond
selling commonwealth, and is getting
ready to move up further into a bond
As bond sellers we marketed, up to j
January 1, 1920, around ten millions of
state bonds, twenty-five millions of
county bonds, and thirty millions of mu
nicipal bonds, or sixty-five millions of
Carolina bonds all told.
On top of this total, the last General
Assembly authorized the further issue
of sixty-three millions of state bonds
for public highways, consolidated
schools, and state institutions of learn
ing and benevolence, and about twenty-
five millions more of local highway
We have sold, or will have sold dur
ing the next five years, more than one
hundred fifty-three million dollars’
worth of state, county, and municipal
The grand total of our bond issues—
state, county, and municipal-is a tre
mendous sum, and it appalls many peo
ple in a state that has hitherto been
little given to either bond-selling or
bond-buying. And yet the full total is
less than half the bonded indebtedness
of New Zealand, a little country with a
white population almost exactly equal
to that of 'North Carolina. What we
have been little accustomed to hereto
fore, New Zealand has been familiar
with for thirty years or more. Which
means that only in very recent years
have we been willing to invest liberally
as a people in commonwealth and com
munity prosperity and progress.
Our bonded indebtedness looks large;
but our three hundred twenty-three
thousand bank savings depositors in
North Carolina could own every dollar
of existing state, county, and munici
pal bonds and have fifteen or twenty
million dollars left over. And they will
be easily able to own all the bonds we
propose to issue by the time they are
offered in the open market. As a mat
ter of fact, we might easily do it if we
were bred to the habits of thrift of the
French people or the native New Zeal
Impairing Our Credit
Our state credit is good in any money
market, as good as that of any other
state in the Union; and so, as a rule, is
the credit of our counties and ntunici-
palities. But there are certainly two
things that our civic authorities will be
obliged to do in order to establish and
maintain a prime credit rating in the
bond markets: (1) the setting aside of
adequate sinking funds year by year
and (2) the prompt payment of interest
and the retiring of matured bonds with
out any delay whatsoever.
We are venturing these statements
upon the complaint of a bond broker
who during the last three months of
1920 sold to one institution in New York
approximately a million dollars of Caro
lina state, county, and municipal bonds.
And the interest on these bonds has
been paid, but it was paid from two to
four days late upon one hundred thirty-
seven thousand dollars of the total. As
a result, this great banking institution
declines to handle any more Carolina
Credit is essentially ability and will
ingness to pay what is due exactly when
it is due; and careless delays impair
the credit of a man or a municipality,
a county or a state.
Now that we have become a bond
selling people we ought to become a
bond-buying people, and bond buyers at
home and abroad are shy of bonds is
sued by careless people.
THE COUNTRY IS SOUND
Are we to have a repetition of con
ditions that existed in North Carolina
in the nineties, brought about by the
Cleveland Panic? Conditions are ripe
for it, though not nearly so bad as in
those days. While money conditions
are acute at this time and it is hard to
market anything, yet there is no suffer
ing in the country.
In this part of the State was gathered
last year the largest crop of corn this
country has seen, and many farmers
have enough on hand to last two years.
Our smokehouses are full. We have
more and better livestock than ever be
fore. Our farm lands are from 50 to
100 percent more productive than they
were in the nineties, and the farms are
well supplied with farming implements.
There is no excuse for pessimism.
The sale of gasoline has been as great
in Northampton this year as it was the
corresponding months last year, which
is proof that people can have what they
Yet we may have, people who would
play upon the misfortunes of others,
who would make them believe there is
something radically wrong, and by ap
pealing to their prejudices gain popular
favor. Let us hope that we may have
none of this class among us.—Rpanoke-
A BETTER HOMES CAMPAIGN
May 2 marked the close of one of the
most remarkable and successful cam
paigns ever held in North Carolina.
This was the home and school improve
ments campaign conducted in Iredell
county under the management of Miss
Celeste Henkel, Home Demonstration
Agent of the county.
The campaign was launched last Sep
tember when the club presidents of the
county met with Miss Henkel and for-
A WIDE-AWAKE FARMER
Several weeks ago a farmer living in
one of our western border counties was
anxious to install in his home electric
lights and a water system. He had on
his farm a small stream which he
thought could be developed to furnish
the lights and a small amount of power.
However, very naturally he did not
want to undertake the work without
having the advice of an engineer.
He decided to call on the Division of
Country Home Comforts and Conven
iences at the University for this assis
tance. The Field Engineer of the di
vision went to see this farmer right
away in order to look over the situation
very carefully and be in a better posi
tion to advise. The stream was meas
ured by means of a weir, and it was
found that about the same amount of
power could be developed as is ordina
rily furnished by one of the average
farm electric plants. Suggestions were
made about putting in the dam and ad
vice given in regard to the type of con
struction and the necessary equipment.
Best of all, however, when the cost was
figured it was found that the installa
tion could be made at a reasonable cost.
The enterprising farmer and his son
further lessened the expense by doing
a great deal of the necessary work
mulated plans for improving the schools
and homes in every possible way. Pro
gressive citizens and business firms
added further incentive to the campaign
by offering liberal prizes. Home and
school improvement was talked on every
occasion and each community and each
home in the community set to work to
make the homes and communities of
Iredell model places in which to live.
The expenditure of money to any con
siderable extent was not a prime re
quirement of the movement. It was
more a matter of incentive for the ex
ercise of taste and energy. The home
with very limited means had as much
chance to win as the home with abun
dant means. The degree of improve
ment was what won this or that prize.
A list of some of the prizes offered
gives an idea of the campaign. There
were prizes for the community making
the greatest improvement in its schools,
homes and grounds; for the most con
venient kitchen; for the greatest im
provement in a one-teacher school; for
the woman in the county writing the
best composi.tion on “Why I need elec
tric lights and waterworks in my home; ’ ’
for the best school composition on ‘ ‘The
value of'the tractor to the farmer;’’
for the community having the most
screened homes; for the housekeeper
reporting the greatest number of inex
pensive labor saving devices. A prize
was offered to every school boy and girl
in the county over twelve years of age
writing a composition of not less than
four hundred words on ‘ ‘How Electricity
Improves Farm Life. ’ ’ A county-wide
debate was also held. The query was,
‘ ‘Resolved that the automobile and trac
tor are n^ore necessary to the farm
family than electric lights and power. ’ ’
Everywhere great interest was shown.
Old yards and school grounds were made
over. Rubbish was removed and shrub
bery and flowers put in its place mak
ing the premises much more attractive.
In the homes and in the school build
ings the changes were even greater.
Conditions were made more sanitary
and the work of the house
keeper and teacher were made easier
by the addition of more conveniences
and by more effective arrangements.
On May 2 the campaign came to a
close with the awarding of prizes and
the final debate. At this time Gover
nor Morrison delivered a most inspiring
The results of the campaign were
gratifying. During the campaign $20, -
092 was spent on improvements in the
homes in the country, but this does not
inelude the value of labor or the amount
oi' interest aroused in better homes.
Moreover, with its close the campaign
has really just begun. The Statesville
Eindmark well expresses it when it
says, “Those who have not joined in
the improvement, seeing what others
themselves instead of hiring it done.
For instance, the dam was entirely
built by them.
In a short time a small overshot water
wheel was driving an electric generator
providing power for lights and for the
operation of a great many time and la
bor-saving household devices, and the
farmer and his family were enjoying an
electrically equipped home although liv
ing quite a distance from any^ town
having electric current. We have too
long assumed that modern conveniences
can only be had in the cities and larger
Help for the Ashing
There are a great many other farm
ers in North Carolina who have small
water powers which can just as easily
be turned to the advantage of the own
ers. Helping these farmers is just
what the Division of Country Home
Comforts and Conveniences is anxious
to do. The help of the division can be
had simply by asking for it. Already
over two hundred wide-awake farmer
citizens of the state living in seventy-
two counties have received such assis
tance and it is hoped that many more
will avail themselves of this free engi
neering assistance.—A. N.
have done will feel the irrisistible urge
to join in the good work; and the others,
stimulated by what they have done,
will see other improvements that can
be and will be made. ’ ’
It was a great movement that Miss
Henkel started. It might well be fol
lowed by other counties in the State.
Such campaigns as this will do much to
promote home-making intelligence, a
better educated, and a nobler citizen
ship. It will make our State a happier
place in which to live.—A. N.
THE SCHOOL CAPITOL
Schools exist to make citizens. Let
the same machinery attend to the busi
ness of citizenship.
To this end, make the school district
the political unit.
Whatever makes elections simple,
easily understood and easy to consum
mate, and whatever brings the govern
ment into close touch with the whole
people, makes for the health, progress
and permanence of a democracy, says
Dr. Frank Crane, in commenting on the
proposals of Dr. B. F. Wooding of
Montclair, New Jersey.
These are as follows, and they are
Permanently make the voting district
identical with the school district.
Make the school officials judges of
Issue a voting license to every one
recognized by law as eligible.
All voters’ names to appear on a bul
letin board conspicuously displayed per
manently in the school house, and con
stantly amended as voters remove from
one district to another.
This will do away with the necessity
of days of registration.
It will save a vast amount of time
and expense and useless red tape.
It will furnish a means by which the
will of the people can be ascertained at
any time, on short notice, on any ques
tion, local or national.
It will keep representatives in con
stant touch with the electorate.
Great issues can be decided, unmixed
with personalities or irrelevant matters;
as, for instance, Prohibition or the
League of Nations. People can know
exactly what they are voting for.
The people can enforce their will when
the representatives fail.
It would go far toward doing away
with the ridiculous party system, by
which the people are regularly confused
It would tie up the business of gov
ernment with the public school, and
thus promote the training of children
in the art of democracy, concerning
which now they are in ignorance before
they graduate and in contempt after.
Honest representatives could thus
quickly find out what their constituents
want, and dishonest ones be exposed.—