PAGE 4—SMOKE SIGNALS. NOVEMBER, 1988
BSU/CCF
Offers Opportunities
for Fun and Service
Many years ago, on a rainy
Chowan day, when every Chowanian
was feeling down, the BSU/CCF was
founded so that sunshine might
enter into each individual’s heart
and create a special, spiritual excite
ment that would overcome the
“gloomy Chowan day.”
BSU/CCF is a very active Chris
tian organization which welcomes
anyone who wishes to participate in
Christian fellowship with others. The
advisor is Chaplain Taylor, who is
known to a select few, as "the
fearless Chap.” President Karen
Davis guides a council of five Vice-
Presidents who are known for com
ing up with unusual ideas. The five
Vice-Presidents are Kevin
Matheson; Spirtiual Growth and
Development, Edna Ruffin; Mis
sions and Outreach, Jill Simpson;
Special Emphasis in Music Pro
gram, Brad White; Publicity and
Michael Wynns; Programming and
Enlistment.
The highlight of the fall semester
came when a group of BSU members
State Fall Convention at Ridgecrest.
There they met other students from
BSU’s all over that state of North
Carolina. Next semester on March
31-April 2, the BSU plans to par
ticipate in the Sping Leadership
Conference at Caraway which is
located in Asheboro, NC.
The weekly BSU general meeting
is in Daniel Hall 201 in Tuesday at
7:00 PM. On a typical Tuesday night
there is a special program and
fellowship. Last Tuesday after sing
ing a couple choruses and playing
the “Human Knot,” Michael Wynns
led a short devotion entitled
“Chocolate Milk.” On Tuesday, Oc
tober 18, the council planned “The
Big Double P Fellowship”' for
perspective new members, which is a
pizza party fellowship. There are
many other activities planned for
semester.
New York Trip Scheduled
The Chowan College Division of
Art will be sponsoring a trip to New
York for the days of November 16
through November 20. Any student
who is interested may attend the four
day trip. A $30.00 deposit will be re
quired and must be paid by October
18. The whole trip will cost $175.00
plus extra spending money.
The trip will consist of two
scheduled tours, one to the Museum
of Modern Art and a choice between
going to the Metropolitan Museum
of Art or Museum of National
History. There will be chances to
visit art galleries and museums of
your choice, plus free time to see
other sites within New York.
Students who are planning to go
on the trip are expected to carry only
one suitcase and a small carrying
bag, which may be kept on the bus.
All checks must be payable to Doug
Eubank. The bus will arrive back in
Murfreesboro at 8:00 p.m. on Sun
day, November 20.
Educational Loans Help
Students and Parents
RALEIGH — With college fall
terms in session, some students and
parents may need help with meeting
educational expenses. If so, they
may want to consider student or
parent loans available through Col
lege Foundation Inc. (CFI) for
enrollment at any eligible codlege,
university, technical or vocational
school.
College Foundation serves as the
central lender in North Carolina for
Stafford Loans (formerly Insured
Student Loans), Supplemental
Loans for Students, and PLUS
Loans to parents. Funds for loans*
from CFI are provided by North
Carolina full-service banks and
special investors. The North
Carolina State Education Assistance
Authority (N.C.SEAA) provides the
guarantee for the loans.
CFI’s educational loans are of
fered under the nationwide Robert
T. Stafford Loan Program (formerly
called the Guaranteed Student Loan
Program). The Stafford Loans are
need-based but the Supplemental
and PLUS loans are not.
North Carolina residents may app
ly, even if they attend college out of
state. Out-of-state residents may ap
ply if they attend college in North
Carolina.
Stafford Loans are for dependent
or independent students in
undergraduate or graduate / profes
sional programs of study and are
based on fmancial need. Eligible
undergraduate freshman and
sophomores may borrow up to
$2,625 per year; undergraduate
juniors and seniors, up to $4,000 p>er
vear. The loan maximum for
graduate/professional students is
$7,500 per year.
The interest rate on Stafford
Loans is 8 % per year for new bor
rowers. Repayment of loan principal
does not have to begin until 6 mon
ths after the student graduates or
drops below half-time enrollment.
Most borrowers have financial need
and thereby qualify for the federal
government’s payment of interest
prior to the repayment period.
Supplemental Loans for Students
(SLS), the second type of loan of
fered by the Foundation, are
available to undergraduate indepen
dent students and in some cases,
undergraduate students who are
dependent, or graduate/professional
students. These loans are ap
propriate for students who do. not
qualify for the interest-subsidized
«tiidpnt loans (Stafford Loans) or
need assistance in addition to a Staf
ford Loan.
Students do not have to
demonstrate “need” in order to
qualify for Supplemental Loans for
Students. Under this program they
may borrow up to $4,000 per year
with an aggregate limit of $20,000.
Interest is a variable rate set annually
for the 12-month period July 1-June
30. The rate for the current
12-month period is 10.45 %.
Students with Supplemental
Loans may postpone the required
payments on loans principal as long
as they are enrolled full-time. They
are, however, responsible for paying
the interest while enrolled. The SLS
borrower must either pay the interest
monthly or sign an agreement
authorizing CFI to add the interest
to the loan principal.
PLUS Loans are for parents of
dependent students and are not bas
ed on financial need. The interest
rate for the current 12-month period
(July 1-June 30) is 10.45 % .
Under the PLUS Loan Program,
parents may borrow up to $4,000 per
year per dependent student, with an
aggregate limit of $20,000 per stu
dent. Although parents do not have
to demonstrate “need”, they must be
able to show the ability to make the
required monthly payments.
Students and parents can get more
information about CFI’s loan pro
grams from college financial aid of
ficers or College Foundation Inc.
P.O. Box 12100, Raleigh, NC
27605,(919) 821-4771.
Mary Bland Josey
Communications Coordinator
919-834-2893
Christmas
Tree
Lighting
The annual Christmas Tree
Lighting Ceremonies will be held in
front of Whitaker Library Tuesday,
November 29, at 5:00 p.m. It is
jointly sponsored by Whitaker
Library, Student Development, and
the Student Government Associa
tion.
Everyone on campus is invited to
come and join the Christmas carol
singing and all the festivities. Please
plan to be there to welcome in the
Christmas season.
Smoke Signals
HOMECOMING
Photo Album
-I M:*
s
The Picnic
Friendly Faces
1
n#
The Parade
,-i I I I I
Five Foot Sub
The Chase Scene
a
i
Getting Readv
The Game