Monday, July 11, 1966
THE SUMMER ECHO
Page Five
Economics No Barrier To College
By W. C. Blackwell, Financial Aid Officer
Economics has almost been
ruled out as a factor in attaining
a college education.
The possibility of this realiza
tion became greater last Novem
ber 8 when President Johnson
signed the Higher Education
Act of 1965.
Title IV of the Act provides
for student assistance in three
main ways: (1) educational
grants, (2) guaranteed reduced
interest loans, and (3) part-
time jobs.
By taking advantage of one
or more of these benefits, an
eligible person can meet expenses
at nearly any college. Their
availability marks a major ad
vance toward the American
dream of equality of opportunity.
These benefits are not “hand
outs.” The government plays the
role of the benefactor who offers
help on the propwsitional basis:
“want it—earn it.”
Inquiries about student assist
ance should be made of the
institutional financial aid officer.
As the processing agent of ap
plications for assistance, he is
the pivot man for working out
the required details. It is un
necessary to contact other per
sons or agencies concerning
financial assistance.
Grants
Educational Opportunity
Grants range from $200 to
$1000 a year. The criteria for
eligibility are need and ability
as judged by the institution.
First-year grants may extend
from $200 to $800, with an
equal amount provided from an
institution’s scholarship, loan, or
work fund.
For the student who ranked
in the upper half of his class
during the preceding year, the
maximum amount may be in
creased by $200. This is specifi
cally designed to encourage the
qualified youth from a low-
income family who would be
unable, without the aid, to attend
college and excel in his academic
endeavor.
Institutions are required to
seek and identify such youth by
working closely with high school
officials and making conditional
commitments for grants to them,
especially those in grade 11 or
lower.
Loans
The student loan program
guarantees low-interest loans up
to $1000 a year for under
graduates and $1500 a year for
graduate students of parents
whose adjusted annual income is
less than $15,000. Overall loan
limits are $5000 for the under
graduate and $7500 for the
graduate student.
The government pays all inter
est up to six per cent while the
student is in college and three
per cent interest after gradu
ation. The student pays the
other three per cent plus one-
half of one per cent as an
insurance premium.
Repayments are not required
to begin until nine months after
graduation, with an additional
three years’ deferment if the
student is in the armed forces,
the Peace Corps, or graduate
school. Interest would accrue
during the deferred period, how
ever, and would have to be paid.
A minimum annual repayment of
$360 is required. The total loan
must be repaid within ten years
of the beginning of the repay
ment period, exclusive of the
three year moratorium. Annual
interest on loans is limited to
six per cent on the unpaid
principal.
Students from families with
adjusted incomes of more than
$15,000 are not entitled to receive
partial interests payments but
may get loan insurance.
The State Education Assist
ance Authority has been design
ated as the guarantee agency
in North Carolina for the low-
interest insured loan program.
College Foundation, Inc. of
Raleigh has been specifically
named as a lender. College
Foundation, Inc., directed by
Duffy L. Paul, administers stu
dent loans collectively for 92
North Carolina banks which
have made one per cent of their
capital and surplus available for
loans. Funds borrowed by the
foundation from the banks are
then loaned to college students
on the recommendation of the
student financial aid officer.
Work-Study
“Earn while you learn” jobs
pay students a basic rate of
$1.25 an hour with highly
specialized jobs paying $1.50
per hour. The average yearly
earning is approximately $450.
All needy students are eligible,
not just those from low-income
families as was formerly the
case. Students from low-income
families will still be given first
preference to jobs, however.
Ninety per cent of the pay to
students is provided by the
government, the remaining ten
per cent by the employer.
Students may work up to
fifteen hours per week while
attending college on a full-time
basis, and during the summer
they may work on a 40-hour
week basis. Work may be either
for the college or for an ap
proved off-campus non-profit
agency. On-campus jobs may in-
NCC Professor
Is NCTE Judge
Dr. William Couch Jr., profes
sor of English at North Carolina
College, has been appointed an
official judge for the National
Council of Teachers of English
achievement awards program
for 1966.
NCTE Executive Secretary
James R. Squire, in making the
appointment, said, “The purpose
of this national competition is
to grant recognition to high
school seniors who exhibit excel
lence in English. Recognition is
also given to the schools and
staff members who share in the
training of these outstanding
students.”
Regional judging committees
will evaluate the writing abilities
and literary awareness of all
nominees during the summer
months. After announcement of
finalists in November, their
names will be sent to all univer
sities and colleges in the United
States with a recommendation
that these students be considered
for scholarship assistance.
Squire said.
elude work in libraries, labora
tories, dining halls, offices, dor
mitories, reception areas, main
tenance departments, etc. Off-
campus jobs are assigned in
public or non-profit organizations
such as health, welfare, and
recreation departments, hospi
tals, boards of education, etc.
Student employment is not
meant to displace regularly
employed workers or impair
existing contracts or services.
Loan Forgiveness
Part D of Title IV of the
Higher Education Act of 1965
amends the National Defense
Education Act of 1958 to pro
vide a “forgiveness” increase to
15 per cent a year for each year
in which a student borrower
teaches in a “hardship” elemen
tary or secondary school. This
means that a teacher can clear
his whole obligation to the
NDEA loan program without re
payment by having the U. S.
Commissioner of Education cer
tify that the district in which
he is teaching has a high con
centration of students from
poverty-stricken families.
All benefits of the student as
sistance provision of the Higher
Education Act of 1965 add up to
one point, it seems: money no
longer is a serious stumbling
block to acquiring a college edu
cation.
Institute Enrollee
Former Coordinator
Of Migrant Program
During the summers of 1964
and 1965, the only migrant edu
cation program in the United
States was coordinated in south
ern New Jersey by Elwood W.
Nichols, who is now enrolled in
the NCC institute in Microbiol
ogy for College Teachers.
Nichols has lectured on this
“tent program” to Kiwanis
clubs, Greek-letter organiza
tions, and summer school (en
richment) students. As part of
his lecture, he uses his own set
of color slides to illustrate his
work.
Holder of the B.S. degree
from North Carolina College, he
earned the M.S. degree from
City College of New York and
is currently employed as an as
sistant professor at Glassboro
State College, Glassboro, New
Jersey.
His honors and achievements
in academic, personal, and pro
fessional life include: all-confer
ence honors in football at a
Morganton, N. C., high school;
a Marine Corps heavyweight
boxing championship in the
1940s; and all-conference honors
at NCC in the 1940s. He was
line coach of the CIAA cham
pions in football at Fayetteville
State Teachers College in 1951,
and he won Phi Delta Kappa
honors at Temple University in
1965.
iue\. jaatji tnnr
tS N !«.•» Autilontt.
HOW ABOUT THIS ONE?—Miss Thelma E. Hodges of Fayetteville
listens as Wade Woodall of Scott, Foresman and Co. tells how the books
in his display could be used in a teaching situation. Scott, Foresman
was one of a number of publishers exhibiting educational materials at
North Carolina College to in-service teachers enrolled in summer school.
Miss Hodges is a teacher at J. W. Seabrook Elementary School,
Fayetteville.
Three From NCC Teach
At Major Universities
Three North Carolina College
faculty members will teach in
programs this summer at major
universities in Illinois, North
Dakota, and Durham.
King
Dr. Charles E. King, sociology,
is a visiting professor of sociol
ogy at North Dakota State Uni
versity, Fargo, during the first
5%-week summer session. He is
also the sociological consultant
to the Headstart program in
the university’s College of Home
Economics’ Department of Child
Development during this period.
Eagles Add Kentucky State
To ’66 Football Schedule
North Carolina College has
added Kentucky State College to
its 1966 football slate, according
to a schedule released earlier by
NCC athletic director James W.
Younge.
The Kentucky Thorobreds are
replacing St. Augustine’s College
on the Eagles’ list.
The complete schedule is as
follows: Sept. 24, Allen Univer
sity, Durham; Oct. 1, Morgan
University of Illinois, Cham
paign, where he will be a visit
ing professor in the Department
of Educational Psychology.
Thompson, who held a similar
post at Illinois during the 1961-
62 school year, will offer two
graduate courses in counseling.
Thompson
Dr. Ray Thompson, education,
will teach during the eight-week
session beginning June 20 at the
State College, Baltimore; Oct. 8,
Kentucky State College, Dur
ham; Oct. 15, Virginia State
College, Petersburg; Oct. 22,
Maryland State College (home
coming), Durham; Oct. 29, Shaw
University, Raleigh; Nov. 5,
Johnson C. Smith University,
Durham; Nov. 12, Virginia
Union University, Richmond;
Nov. 19, open; and Nov. 24
(Thanksgiving Day), A. & T.
(College, Durham.
Boulware
Dr. C. Elwood Boulware,
mathematics, will teach mathe
matics for eight weeks begin
ning June 22 in a special pro
gram at Duke University. Called
“A Better Chance,” the program
is designed to promote the in
struction of disadvantaged high
school students who plan to en
ter college.
Shorthand Workshops
Slated For Campus
Two one-day Introductory
Shorthand Teacher-Education
Workshops will be held at
North Carolina College July 18
and 19, according to Dr. Mary
F. Suggs, acting chairman of
the college’s Business and Eco
nomics Department.
Mrs. Irene R. Wood of Troy,
N. Y., has been chosen by the
Stenograph Company, sponsor
of the workshops, as the teach
er for the courses.
Miss Suggs reports that res
ervations already have been re
ceived from applicants at Hill
side and Gumberry high
schools, Shaw, Meredith, Gas
ton, St. Augustine’s and Dur
ham Business colleges, and the
University of North Carolina
at Greensboro.
Designed for business teach
ers, the workshops will provide
enrollees with basic instruction
in touch shorthand and its the
ory and will introduce funda
mentals in the use of the 23-
key Stenograph Shorthand Ma
chine.
The NCC workshops, the only
two scheduled in North Caro
lina, are among similar sessions
to be held at 45 colleges and
universities throughout the na
tion.