Estate Plan for Your Digital Assets
(Continued from page 25)
• Consider investing in a password manager. Sites such as LastPass and Dashlane
maintain a record of your online accounts and passwords in a digital safe. You can
set them up to transfer the passwords to your representative at a specific event,
such as your death or incapacity.
How can you ensure that fiduciaries and family members have access to your assets?
• Ask your attorney about inserting provisions into your will that grant your
executor the authority to access your non-financial digital assets and accounts.
• Talk to your attorney about adding language to grant your power-of-attorney agent
authority to act on your behalf with your digital accounts and assets.
• If you have assets in a trust, ask your attorney about the possibility of amending the
trust agreement with language that will allow the trustee access to digital assets and
accounts.
• Check online service providers’ policies on death or disability. Each provider has its
own access-authorization tools, and the terms vary, so be sure you understand who
can and can’t access information. If the provider allows access to your executor,
trustee, or power-of-attorney agent, inform these individuals where important
information is stored.
One final note: Be careful if you include provisions covering digital assets in your
estate planning documents and complete a provider’s access-authorization tool. The
provisions in the documents should match the information you give in the provider’s
access-authorization tool. If they don’t, the provider likely will follow the instructions
you gave in its access tool and not your estate plan.
Copyright 2017 by Commonwealth Financial Network. This material has been
provided for general informational purposes only by Greg Patterson of Atlantic Wealth
Management in Morehead City, North Carolina, and does not constitute either tax or
legal advice. You should consult a tax preparer, professional tax advisor or attorney
before making investment decisions. Mr. Patterson can be reached at 515-7800 or greg@
myatlanticwealth.com, and is an Investment Adviser Representative of Commonwealth
Financial Network, Member FINRA/SIPC.
2017 PARC SURVEY
Tsfow /\.V(Ua
Responses Accepted Until July 16
The Parks and Recreation Committee Survey
is an opportunity to give input
on what you think is important for
recreation in Pine Knoll Shores.
Please respond!
access the survey online at
surveymonkey.eom/r/PKS2017PARCSurvey
or
PICK UP A PAPER COPY AT TOWN HALL
PKSFD Rescue Boat
Gets a Safety Check
Earlier in the spring, by proclamation. Pine Knoll Shores Mayor Ken Jones
recognized May 20-26 as National Safe Boating week and declared the start of a
year-long effort to promote safe boating in the waters around Pine Knoll Shores.
In conjunction with this emphasis. Pine Knoll Shores resident and Past District
Commander Harold O’Briant of the 20 Carolinas squadrons of the United States Power
Squadrons performed a vessel safety check on the Pine Knoll Shores Fire Department’s
rescue boat. Fire Chief Jason Baker observed the inspection, which ensured that all
equipment required by federal and state regulations was on board, in good condition
and operable. The department rescue boat passed all aspects of the safety inspection.
Power Squadron members are anxious to provide this important safety inspection to
all boaters just for the asking. To arrange for your complimentary vessel safety check,
visit fmsps.org and click on “Vessel Safety Check Info.” This year’s motto for the local
Fort Macon Sail and Power Squadron is “Save a Life—Get a Vessel Safety Check.”
Alive at Five Concert Series
Ihe Alive at Five concert series, sponsored by Downtown Morehead City, Inc., is
in full swing. Free concerts are held at Jaycee Park at 807 Shephard Street from 5 to 8
p.m. on the first and third Friday of the month and feature a variety of regional bands
showcasing an assortment of music genres. The remaining 2017 Alive at Five concerts
will feature:
July 7: The band Punch specializes in ’70s and ’80s Funk and Retro all the way to
today’s current Top 40. Their song list also includes the major hits from Motown,
beach, country, and some jazz standards. This band uses a state-of-the-art sound
system and has a computerized light show that will amaze. More details are available at
thebandpunch.com.
July 21: Jim Quick & the Coastline Band tour the southeastern United States, playing
nearly 300 shows per year. Originally introducing their music as the Coastline Band—a
band of friends who played the Carolina beach bars—the group pushed Mr. Quick to
the forefront and naturally transformed into Jim Quick 8c the Coastline Band. Known
for his all-out performances and deliberate, off-the-cuff wisecracks, Jim has received
the Carolina Music Awards’ “Entertainer of the Year” award nine times. Learn more at
j imquickmusic.com.
August 4: The Mikele Buck Band, which is an Eastern North Carolina-based group
that has shared the stage with such nationally known acts as Aaron Tippin, Joe Nichols,
Jeff Bates, Trent Tomlinson, Bucky Covington and, most recently, Jason Aldean. Visit
themikelebuckband.com for more information.
August 18: The Jan Michael Fields Band features the stellar voice of Jan Fields, a
charismatic performer who appeals to audiences of all ages. Jan received a Lifetime
Achievement Award in 2016 for his dedication to his craft and support of the North
Carolina music industry. He has shared the stage with top acts, including .38 Special,
Cheap Trick, Firehouse, Kansas, The Romantics, Billy Squire, Klymaxx, Greg Kin Band,
and Taylor Dayne. More information is available at janmichaelfields.com.
September 1: The North Tower Band, one of the South’s great party bands for over
35 years, provides the best in oldies, beach, top 40 and funk. Sizzling brass, super
vocals, and a wide ranging repertoire will all make this concert one to remember. Go to
northtowerband.com for more information.
Alive at Five concert-goers are encouraged to bring blankets and lawn chairs
for seating. Attendees arriving by boat should dock at the Jaycee Park docks,
complimentary during concert hours. Beer, wine, water and soda will be for sale during
the concerts along with light refreshments. While outside food is permitted, no outside
beverages or coolers are allowed and concert attendees are encouraged to visit the
many downtown Morehead City bars and restaurants following the concerts.
July 2017 I The Shoreline 27