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Service Anniversaries
Fifty Years
Franklin R. Fulcher Fieldale
Thirty-Five Years
Willie C, Jenkins Columbus
Thirty Years
Percy FI. Shelor Fieldale
Rosie E. Flake Phenix City
Twenty-Five Years
Mack Bowen, Jr Karastan Worsted
Leonard A. Murray Alexander Sheeting
Sharlene L. Martin Fieldale
Flazelteen F. Sims Gen. Acc./Tax
Geneva K. Roach .. i Fieldale
Willie Luke Columbus
Twenty Years
Gerald F. Ridley Karastan Service Center
Velton White Karastan Spinning
Andrew D. Robertson Bedspread
Joseph R. Tulloch G.O.-Supply Purchase
James E. Rodgers Columbus
Fifteen Years
Barbara C. Dalton Fieldale
Ruth Ann R. Arnold Fieldale
M. A. Flollandsworth Fieldale
Doris V. Boutwell Columbus
George T. Ferguson Fieldale
Andrew T. Kennett Fieldale
Ten Yodrs
Henry FI. Stewart Columbus
Mozell Johnson Laurel Hill
Alpha L. Griffith Karastan
Noah Harrington, Jr. Laurel Hill
Eunice G. Pickett Laurel Hill
Betty Edwards Alexander
Fairley Clark Laurel Hill
Coy V. Hudgins Karastan
Lena S. Reynolds Blanket Greige
Irma J. Bateman . Karastan
Linda B. Hill - Sheet Finishing
R. Clay Burgart Fieldale
Emanuel C. Davis Fieldale
Questions And Answers About
The New Group Insurance Plan
Q. I have heard our new group
insurance plan is “coordinated.”
What does that mean?
A. That is just another way of
saying that our new plan has a
“coordination of benefits,” or a “C.
O.B.” feature. This naeans that, in
those cases where an individual is
covered under more than one group
insurance plan, the payments from
both group plans will never exceed
the charges for the service provided.
For example, if your husband or
wife is employed by another
company and is covered under both
their group insurance plan and ours,
a claim submitted by your spouse
would be paid in the following
manner: If both plans allowed a
$50.00 payment for a minor surgical
procedure that was performed on
your spouse and the doctor charged
$75.00, yoUr spouse’s plan would pay
first in the amount of $50.00 and your
plan would pay second in the amount
of $25.00. The additional $25.00 your
plan did not pay may be used toward
future bills for your spouse. As you
can see, in this example the entire
bill was paid in full and the two
different group insurance plans
“coordinated” their payments.
Actually, coordination of benefits is
much more complex than this
example, but this does give you an
idea as to how it works. Also, the
example assumes that the
deductible under both plans has
been met. You will want to know that
our group insurance plan does not
coordinate with any individually
issued plan you may be carrying.
Q. Because there is a possibility
that I may need my medical and
doctor’s bills at the end of the year
for income tax purposes, what
records do 1 need to send to the
insurance department for payment?
>Ay
A. We will require that the original
bills be sent to our office. If you need
additional copies for tax purposes,
we recommend that you obtain a
second copy from the' doctor or
hospital.
Q. If I elect to take single
coverage, may I take the optional
dependent life insurance?
A. No. Optional dependent life
insurance is intended to increase the
dependent life insurance only for
those carrying dependent coverage.
Q. I signed up for just the basic
coverage. May I elect to take the
optional coverages at a later time?
A. Yes. The election of optional
coverages may be made at any
time; however, if your election takes
place after 31 days of your original
eligibility date, you will be required
to furnish proof of your good health
and a,waiting period will be required
for your dependents before their
coverage will go into effect. Consult
your Personnel Representative or
the Employee Benefits Department
in Eden if you wish to increase your
coverage.
Q. My husband is working for
another company and he has me
covered as a dependent. While I
am not interested in taking the basic
coverage under the new plan, I
would like to take one of the options.
Is this possible?
A. No. The optional coverages are
only available to those employees
who take the basic coverage.
Q. I understand that the new plan
will pay for prescription drugs. Is
this true and, if so, what do I need to
submit for payment?
A. Yes, our new plan of insurance
will pay for prescription drugs. For
payment, it will be necessary for the
employee to submit a receipt
showing the following information;
the patient’s name, the drug store’s
name, the drug’s name and
prescription number, the charge,
the physician’s name prescribing
the drug and the date the
prescription was filled.
Q. Several weeks ago, I received a
packet of information describing a
new hospital-surgical plan for
retirees of Fieldcrest Mills. While I
found the plan very attractive, I
have decided not to enroll, but
rather keep the plan I enrolled in
when I retired. Is this permissible?
A. No. It is important that all
retirees understand that the new
plan replaces the old plan. If an
individual was covered under that
plan and elects not to participate in
the new plan, their health care
coverage with the company will
have terminated as of December 31,
1977. Even though the old plan termi
nated on that date it is not too late to
submit your enrollment card for the
new plan;however,it must be done
immediately and absolutely no later
than January 31, 1978. For those
retirees enrolling during January,
1978 their coverage will begin on the
date they enroll.
Q. I retired several years ago and
was wondering whether or not my
decision to participate in the new
health care plan would affect the
life insurance which the company
continues for me.
A. No. Your decision regarding
our new health care plan will in no
way affect the life insurance the
company continued for you when
you retired.
If you have any questions
concerning our new group insurance
plan, always feel free to contact
your Personnel Manager or the
Employee Benefits Department in
Eden.
JANUARY 9, 1978