SECTION ONE—
More Extra-Risk I
Life Insurance Was
BoughtlnPastYear
i n.mm A . ,
400,000 Policies Issued
On Persons With
Job Hazards
More than 400,000 new extra-risk
life insurance policies were issued in
this country in 1952 to persons in ins
pired health or hazardous occupations,
according to the Institute of Life In
surance.
The extra-risk policies numbered 12
per cent more than were issued two
years ago and represent in many in
stances persons who would have been
uninsurable by standards of a genera
tion ago.
Last year’s purchases of extra-risk
policies, all on the ordinary insurance
plan, represented $1,880,000,000 of
protection—9 per cent of all ordinary
purchases in 1952, excluding credit
life insurance.
At the start of this year, more than
4,700,000 extra-risk policies were in
force for a total of approximately
$11,700,000,000. Two years ago, there
were nearly 4,400,000 such policies for
$9,600,000,000 in force.
While the issuance of extra-risk
policies was started more than 50
years ago, the greater part of them
has been issued in the past decade or
two, as more and more companies
have come to write policies of this
type.
Because of extra-risk policies, there
are only a fe whighly hazardous oc
cupations which operate as a bar to
life insurance protection, most occupa
tions now being covered at an extra
rate on proportion to the extra hazard
involved. About one-fifth of the extra
risk policies issued in 1952 involved
occupational hazards. This is a small
er percentage than two years ago,
when occupational hazards accounted ,
for one-third.
The largest portion of extra-risk !
cases, accounting for about one-fourth
of the total in 1952, comprised those .
with some evidence of heart disease.
The third largest group was that
involving overweight or underweight, ,
with the excess weight as the chief j
cause of extra hazard. Weight devi- .
ations accounted for about one-seventh ]
of all extra-risk cases.
The average size of policy bought ,
under extra-risk insurance has in
creased in recent years, 1952 purchas- .
es averaging $4,600 or two-fifths
greater than the average for stand
ard-risk policies. For the total of all
extra-risk policies in force, the aver
age is $2,500 or slightly higher than
the average for ordinary standard-risk
policies.
Extra Grazing Proves
. Valuable For Beef
i '
Supplementary grazing for beef
cattle is important. It can mean a
lot of money to the farmer.
D. D. Robinson, assistant Madison
County farm agent for the Extension
Service, says one farmer can prove
the worth of this extra grazing for
beef cattle. Zeno Ponder, says Rob
inson, figures the value of his sup
plementary grazing this way:
On March 12 Ponder turned 30 head
of 500-pound beef calves on 25 acres
of barley. The barley, seeded last
fall from seed grown on the farm,
cost Ponder S3O, about $9 for gas and
s2l for labor. After turning the
calves out on the pasture, Ponder
stopped feeding 600 pounds of silage
per day. and was able to trim the hay
diet to 600 pounds per day. Figuring
hay at $32 per ton, the saving amount
ed to $9 per day. Silages sells at
about sls per ton ,and Ponder saved
$4.50 per day on this regular part of
the beef cattle diet. This brought the
daily saving to $14.10.
Ponder turned 20 more head of cat
tle on the barley April 1. Figuring
the savings the same way, he esti
mates the additional daily saving at
$9.40 total savings, with the first herd
of 30 calves grazing 35 days and the
second herd of 20 grazing 15 days,
Ponder figures amounted to $64.50.
This isn’t all of the saving, however.
Ponder grazed 55 ewes on the barley
Page Two
1 rnavTjfvnvfl
I r vOU > QE MI«OM6 A GOOD BET
IF YOU OONT INVESTIGATE
iueamuamk OF RAYING
YOUR GI UFE INSURANCE
PREMIUMS ANNUALLY, SEMI
ANNUALLY OR QUARTERLY
instead Os monthly^
during January and February, and his
livestock will graze it until it is com
pletely gone.
Another good result of the supple
mental grazing, Robinson says, is that
the cattle gained considerable weight
while on the barley, they were only
holding their own in the feed lot.
Courtesy Contagious
On Part Os Drivers
Unique Window Stick-'
ers Adopted By Some
Police Courts |
Courtesy is contagious, according to
the North Carolina Motor Carriers As
sociation.
“Once you give or receive the ‘go
ahead’ at an intersection, for instance,
you will tend to relay that go-ahead to
the next driver you meet, and the
next,” says J. T. Outlaw, N. C. Motor
Carriers Association Executive Vice
President.
“Police courts have even adopted
the plan of giving “Courtesy Is Con
tagious” window stickers to persons
being judged,” Outlaw added. “This
shows that the courts believe courtesy
is essential to safety. It’s proper at
titude that counts in driving,” he con
tinued.
“If you feel that there’s room on
the road for others besides yourself,
you’re half way courteous. Then you
become a good deal more courteous—
and safe—once you start thinking
about every other driver you encoun
ter and acting to keep out of accidents
with other drivers.
Highway courtesy is giving the
right-of-way at intersections to mo-
I torists and pedestrians. It is helping
others in trouble. Finally, to be cour
teous is to have as much concern for
other drivers as you have for obeying
traffic laws.
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EDENTON, NORTH CAROLINA
INTERNATIONAL TRUCKS
THE CHOWAN HERALD, EDENTON, N. C. t THURSDAY, JUNE 11,1953.
[Hospital Patients]
Patients admitted to the Chowan
Hospital during the week of June
1-7 were as follows: '
White—Mrs. Lydia Baker, Mrs. Ma,-
rie Kelly, Miss Daphne Lassiter, Mrs.
Wilma Sykes, Mrs. Sylvia Winslow,
Miss Shirley Eure, Mrs. Velma Har
ris and baby girl, Mrs. Isabell Byrum,
Mrs. Beatrice Hollowell, Leslie Mor
gan, Claude Rogerson, Miss Barbara
Spencer, Mrs. Willie Mae Hollowell
and baby girl, Mrs. Roberta Nihart,
Mrs.' Elizabeth Barrington, William
Rollins and Master Charles Evans, Jr.
Negro Joe Valentine, Joshua
Baum, Cora Norman, Joseph Smith,
Alefhia Felton and baby girl, Mary
Philips, Annie Spruill, Wessa Stokes,
i Idell Walton and Barbara Privott.
Patients discharged June 1 to 7
were:
White—Mrs. Ailene Bunch and baby
: girl, Mrs. Millicent Jordan, Master
: Donald Jordan, Miss Daphne Lassiter,
- William Brunson, Infant Brenda Kay
Chappell, Mrs. Marie Kelly, Miss Shir
ley Eure, Mrs. Julia Sutton, Leslie
Morgan, Mrs. Willa Perry, Mrs. Vel
i ma Harris and baby girl, Joseph
I Smith, Claude Rogerson, Miss Barbara
Spencer, Walter Stuelpe, Mrs. Rober
i ta Nihart, Mrs. Beatrice Hollowell,
I Mrs. Willie Mae Hollowell and baby
girl, Master Charles Evans, Jr., Mrs.
Elizabeth Barrington and William Rol
, tlins.
Negro—John Walton, Mary Fresh
water and baby boy, Mattie Modlin,
Edna Spencer, Mary Phelps, Joe Val
entine, Wessa Stokes, Joshua Baum
I -and Marina Boone.
Visiting ministers for the week are:
White, the Rev. Gordon Bennett;
Negro, the Rev. W. H. Davis.
GAMMA
AND POLIO
(A Summary of Questions
and Answers)
Does a GG shot for measles also
protect against polio?
. Probably not. The dose for fneas
les is smaller. All measles epidemics
usually occur several months earlier
than polio, so the life span of the an
tibodies would end before the polio
season.
If GG gives temporary immunity,
how long may we feel safe during a
severe outbreak?
Absolute security against polio is
unwarranted at any time, but the tem
porary protection cannot reasonably
be expected for more than five weeks.
Is a GG shot painful ?
Just a minor soreness. Os course,
children protest at any injection,
mostly because the sight of a long
needle is frightening. But the ma
jority of children do not have appre-
EBBsEBEm
P° jySrtfr !™ 0 " *“fone wh*
hu won the Irish Sweepstake*? Who
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And, I bet you never wtD, Friend!
Thei chance# are motions to one
•ffawsuch fabulous luck! So, If
port your old are or buy off the
Jjuwtnfe sorry! It’s mighty un-
You’d bettaf sign 19 for Payroll
Savings when you work. Start pat
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ciable soreness.
Is GG more effective in children
than adults ?
No. But children are more suscep
tible to polio than adults. Persons 15
years old and older usually have an
tibodies to at least one of 'the known
polio viruses, the result of contact
during childhood (usually unknown at
the time) with one or more of the
polio viruses.
Are there any after-effects of a GG
shot?
None has been reported to date.
, If you’ve had polio do you need GG
I for protection?
Theoretically yes, because there are
three polio viruses and immunity ta
one does not provide immunity to the
others. However, the number of pa
tients who get polio more than once is
very small.
Can you get GG in pill form?
No. GG is useful only when inject
ed into the muscles where it can be
absorbed into the bloodstream.
Who discovered GG and when?
The method of breaking blood up
into GG and its other parts, as well
as the many uses for these blood frac
tions, were discovered by a team of
scientists headed by Prof. Edwin J.
Cohn at Harvard University during
the early years of World War 11.
Is GG the answer to polio?
No. A real solution would mear.
positive protection that would last for
a period of years. This is why the
search for p preventive vaccine is be- 1
ing pressed forward continuously.
How does GG differ from a vaccine ?
GG containing antibodies from the
als with all-steel bodies are built for
years of service.
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blood of other people, provides tem
porary protection for about five weeks.
A vaccine, consisting of virus modi
fied so as to be incapable of causing
paralysis, would stimulate the body to
make its own antibodies and thus pro
vide longer-lasting protection.
Why isn’t GG given to polio pa
tients?
By the time a patient has come
down with symptoms of the disease
and is diagnosed as having polio, the
virus has already damaged the nerv
ous system. The antibodies cannot do
any good once an individual’s nerve
cells are damaged.
Is GG overrated, as some people
say?
Possibly, if people think of. it as
cure-all or final answer. However,
neither the scientists who tested it nor
the National Foundation for Infan
tile Paralysis which sponsored the
tests has claimed more than tempor
ary protection for it, when given in
proper doses under proper conditions
and at the proper time.
How can you get GG this year?
By asking your doctor whether your
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need is judged a situation in which
GG is being prescribed in your com
munity.
MRS. MARY FOREHAND EVANS
WAKE FOREST HONOR STUDENT
Mrs. Mary Forehand Evans of
Rocky Mount, Jaughter o{ Mrs. Eva
H. Forehand of Tyner was among ap
proximately -305 Wake Forest College
students to graduate June Ist. She re
ceived the BA. degree and was an
honor student, making Cum Laude.
Mrs. svans majored in English and
education and minored in history.
Obvious Conclusion
The city editor was lecturing the
cub reporter again.
“You use too many words, Wads- .
worth,” he said. “You say here that
he was poor but honest. Why not
just say he was honest?”
“Again, you say that he was with
out money or friends. You’re wast
ing space. Simply say he was without
• money.”