Page 2-B
Families Social Security Aids Families of Disabled And Deceased
By LeeWaltto
Field Representative
This is the time of year
when many people take
stock of their own situation,
evaluating the protection
they and their families
have.
And, today everyone
ought to include Social
Security when the list is
drawn up.
There are aspects to
Social Security that people
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tad to overlook when they
think of the protection they
have under Social Security.'
Most people seem to think
that Social Security is just a
retirement propain, that it
only pays benefits to retired
people.
Nothing could be farther
from the truth.
A very important part of
Social Security protection is
. provided to disabled
workers and their families
and to the survivors of
deceased winkers.
In fact, about 4,000 men,
women, and childra under
age 62 in the Albemarle area
get Social Security checks
every month.
About one-third of all the
Social Security benefit
dollars go to survivors of
deceased workers and
disabled workers and their
families.
Because of this, Social
THE CffQWAtt HEBALP
Security - should play an
important part in every
family’s financial planning
for the future.
Consider a young worker
who dies at age 29, leaving a
wife and two young
childra, ages 4 and 6. Say
this worker had media
earnings, about 18,800 a
yew a the average.
First, the widow would
receive a one-time death
payment of 6225. The widow
and childra would receive
a monthly baefit totaling
about SB3O a month, 68,960 a
yew.
Assuming all family
members remained eligible,
they would receive about
6139,000 by the time the
youngest child readied 18.
And the children could
continue receiving benefits
until age 22 if they remained
unmarried ad were full
time students.
These figures are based
a benefit rates in effect in
1977, and it is very likely
that in years to come the
totals will be higher, since
Social Security benefits are
automatically increased
each yew to take account of
changes in the cost of living.
Or, suppose that instead of
being killed, this father was
disabled within the meaning
of the law.
The family would also get
about SB3O a month, which
And, benefits
are payable under similar
conditions wha a working
mother dies or becomes
disabled.
Anyone can get free
leaflets describing. Social
Security survivor and
disability protection from
their dosest Social Security
Thursday, November 4 19H
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.Weekdays.
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