Newspapers / The Carolina Times (Durham, … / March 20, 1982, edition 1 / Page 9
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Wachovia Holds Seminar For AME Zion Church Leaders Twenty-one people, most ' of whom .are of ficials of the African Methodist Episcopal '(AME) Zion Church and Livingstone College, at tended an investment seminar recently at-the main office of Wachovia Bank and Trust Com pany in Winston-Salem. The J four-Jiour seminar, the second in as many years, was con ducted by , Wachovia's Charitable Funds Management Depart- uicui wiiu.u iiuiua iui v non-profit institutions. The program included an investment overview that touched upon economic, trnlc ihrpp chrirt of nil ft! 'sessions and a luncheon with remarks by Hans W. . " - .Wanders, Wachovia's chairman of the board. Rishnn William M. Smith, a senior prelate from Mobile, Ala.,, said - HIV Ul. vva - seminar: ' I do not know of anything that could help us more in finding our way in the financial . world. We appreciate the private v sector, like Wachovia, helping those of us who are exposed to the rapid change in the financial :; world. As always, the bottom line is money." Smith, ' along with others from various parts of the country, were in North Carolina to attend a Founder's ' Day Celebration at Liv ingstone College : in Salisbury. Smith and most of the others who - participated are trustees - of the college. ' Ms. Joyce Teague, an account officer for . ; Wachovia who organiz ed the gathering, Said the , bank planned the seminar to coincide with , tt the trustees visit to the state. "Last year's pro gram, was so wellreceiv ed that we welcomed the K opportunity to :' agaia ; share our expertise with this group," Ms. Teague said. "This is just one of the ways we try to be of service to organizations like AME Zion Church and Livingstone - College." V'CV - After an investment overyiew by G. Mackey ;Salley of the Trust Department's Invest ment section, the at tendees participated in s sessions on,,., the 1981 ; Economic Recovery Tax . Act (ERTA), Investing to Achieve Personal Goals, and Investing for Institutions. Robert D. Brown, manager of the In dividual Financial Plan- ! ning unit in the Trust Tax Division, outlined effects the ERTAV laws would have upon in dividuals and institu- - John , Mebane. . manager of Personal , Trust Investmentyled the 1 ' ' session about the risks ' one should . consider when evaluating invest ment . v alternatives. Charles Buchholz, aa ' count officer-. ' Charitable Funds, talked about various investment options available to in stitutions, v .Wanders talked about 1 the internship program Wachovia has . with . Winston-Salem State University that allows students majoring in computer science to get. hsnds-on experience with ., thte bank. "We at Wachovia aspire to be responsible ; citizens," Wanders said. Harold G. Hoak, Wachovia's Southern regional executive, and Salisbury city executive R.O. Everett, who was recognized for his work with Livingstone Col lege, also attended the seminar. . "Wachovia has enriched our lives," said Bishop Charles H. Fog gie of Pittsburgh at the conclusion of the seminar. "Preachers have been accused of a lot of things but they have never been accused of handling money like it should be handled," he added humorously. : HAie' ml ftt'l 1 1 SAT., MARCH 23, 1932 , r . f ii . u urn .: &;.! t 1 , I iJ .4 . 4,1,. . T: -' jf 11 A iA i ..''if f THCA?.CUN'ATI"ES 9 f m i.'i' i i 1 by Tie United States Pharmacopeia! Convention, Inc. r ANTICOAGULANTS Anticoagulants decrease the clotting ability of the blood and therefore help to prevent harmful clots-from forming in the blood vessels. They are given by mouth; warfarin is also given by injection. These medicines are sometimes called blood thinners, although they do not actually thin the blood. They also will not dissolve clots which already have formed. They are often used as treatment for certain blood vessel, heart, and lung condi tions. Anticoagulants are available only with your doctor's prescription. : This ''formation applies, to the following medicine. ' Some commonly used ; Drana Coumadin Derivatives Dicumarol (dye-K&O-ma-role) Phenprocoumon (fen-proe-KOO-mon) Li quamar Warfarin (WAR-far-in) Athrombin-K; Coumadin; Panwarfm Indandione Derivatives Anisindione (an-iss-in-DYE-one) MiradonJ Phenindione (fen-in-DYB-one) HedulinJ This information does not apply to heparin. with your doctor if you notice any color change in your urine. After you stop taking this medicine, your body will need time to recover before your blood clotting abilities return to normal. Your pharmacist or doctor can tell you how long this will take depending on which an ticoagulant you were taking. Use the same caution during this period of time as you did while you were taking the anticoagulant. Side Effects of This Medicine Along with its needed effects, a medicine may cause some unwanted effects. Although not all of these side effects appear very often, when they do occur they may require medical attention. Check with your doctor if anyof Sighs of bleeding inside the bodji Abdominal pain or swelling Back pain or backaches Bloody or black tarry stools Cloudy or bloody urine Constipation Other less common side effects Coughing up blood Dizziness Severe or continuing headaches Vomiting blood or material that looks like coffee grounds Proper Use of This Medicine Take this medicine only as directed by your doctor. Do not, take more or less of it, do not take it more often, and do not take it for a longer period of time than your doctor ordered. Your doctor should check your progress at, regular visits. A blood test must be taken regularly to see how fast your blood is clot ting. This will help your doctor decide on the proper amount of anticoagulant you shfuld; : be taking each day. ' If you miss a dose of this medicine, take it ! as soon as possible. Then go back to your . regular dosing schedule. If you do not remember until the next da,.do not take tha missed dose at all and do not double the next one Doubling the dose' may cause bleeding. Instead, go back to your regular dosing schedule. Be sure to give your doctor a record of any doses you miss. If you have any ques tions, check with your doctor. Precautions While Using This Medicine Tell all doctors and dentists you go to that you are taking this medicine. Always check with your doctor, nurse, or pharmacist before you start or stop taking any other medicine. This includes any over-the-counter (OTC) or nonprescription medicine, even aspirin. Many medicines change the way this medicine affects your body.. You may not be able to take the other . medicine, or the dose of your anticoagulant may need to be changed. , Your doctor may want you to carry an identification card stating that you are using this medicine. While you are taking this medicine, it is very important that you avoid sports and ac tivities which may cause you to be injured. Report to your doctor any falls, blows to the body or head, or other injuries, since serious internal bleeding may occur without your knowing about it. Take special care in brushing your teeth and in shaving. Use a soft tooth brush and floss gently. Also, it is bes( to use n electric shaver rather than a blade. ; Drinking too much alcohol may change the way this anticoagulant affects your. body. Generally, you should not take more than an occasional 1 or 1 drinks. You should not drink regularly on a daily basis or take more than 1 or 2 drinks at any time. If you have any questions; check with your doctor. Eat a normal, balanced diet while you are taking this medicine. Do not diet or make, other changes in your eating habits without your doctor's advice. Check with your doctor if you are unable to eat for several days or if , you have continuing diarrhea or fever. If you are taking anisindione tablets .or phenindione tablets: . Depending oh your diet, this medicine may cause the urine to turn orange. Since it may be hard to tell the difference between blood in the urine and this normal coloration, check Diarrhea (more common for dicumarol) Itching, skin rash, or hives Nausea or vomiting Unexplained sore throat, fever, chills, or unusual tiredness or weakness Unusual hair loss If you are taking anisindione or phenin dione: In addition to the side effects listed above, check with your doctor if any of the follow ing side effects occur: bark urine . Ulcers or sores in Swelling of feet or mouth or throat lower legs Yellowing of eyes or skin Since many things can affect the way your body reacts to this medicine, you should -always watch for signs of unusual bleeding. Unusual bleeding may mean that your body is getting more medicine than it needs. Check with your doctor if any of the following signs of overdose occur; Unexplained nosebleeds Unusually heavy or unexpected menstrual bleeding Bleeding from gums when brushing teeth Excessive bleeding or oozing from cuts or wounds . Unexplained bruis ing or purplish areas on skin Other side effects may occur which usually do riot require medical attention. These side effects may go away during treatment as your body adjusts to the medicine. However, check with your doctor if any of the follow ing side effects continue or are bothersome: More common . Bloated stomach or gas Less common Blurred vision Stomach cramps Loss of appetite Other side effects not listed above may also occur in some patients. If you notice any other effects, check with your doctor. ( NOTE: The above information is abstracted, from the 1981 editions of About Your Medicines and USP Dispensing Information. It is not sufficient to make an evaluation as to the risks and benefits of taking particular drug in a particular case or to provide medical advice for individual problems and should not alone be relied upon for these pur- , poses. Should you desire additional informa-. tion or if you have any questions as to how ; this information may relate to you in par- ; ticular, ask your doctor, nurse, or pharmacist.- ;' 1981 The United States Pharmacopeia! Convention, Inc. All rights reserved. USP sets official standards for drug strength, quality, purity, packaging, and labeling. For further information about USP and its pro grams, write: USP DID, 12601 Twinbrook Pkwy., Rockvilte, MD, 20852. WINSTON-SALEM Some of the participants of the investment seminar held at Wachovia bank are seen here talking after the luncheon. From left to right: Dr. F. George Shipman, president of Liv ingstone College; Bishop William M. Smith, senior prelate of the AME Zion Church and chairman ot t the board of trustees of Livingstone College; Hans W. Wanders, chairman of the board of Wachovia; Bishop Clinton Coleman, Bishop Charles Foggie;, and Harold (i. Hoak, Wachovia's southerii: regional executive. Family Jraditon Forced To End By Crime From the steamy win dows of two of Durham's oldest downtown, 24-hour restaurants, three generations of Joe Jer nigan's family have wat ched Durham's nightlife. According to Joe Jer nigan, who started cook ing in the old Toddle House on West Main Street more than forty years ago, the city's nightlife has changed from a busy bustle of third shift mill and fac tory workers to a rowdy rhythm of hoodlums and derelicts. "Durham was a good town back then when I got started," he said, "and working at night was a lot of fun. But it's more rowdy now, and I really kind of scary." Jernigan's daughter Jo Anngrees. flv-i J. ,"..Tnere, 3wasT kifime when I would stepr 6ut'in the parking lot out back at night," said Ms. Jer nigan who cooks at The Steak & Eggs, 1011 West Main Street. "But 1 wouldn't dare do that now. There's too much that . happens back there." Crime statistics from the Durham Public Safe ty Department appear to bear out the Jernigans' impressions. According to official reports, nearly 1,000 criminal offenses occurred in the general downtown area during 11981. While most of these offenses were business burglaries and other larcenies, including housebreakings in the bordering neighborhoods, there were quite a number of violent crimes as well. Jernigan and his fami ly have seen downtown's danger close up. Last July 4, two men, robbed and beat Jer nigan in the restaurant where he worked, and in November, Ms. Jernigan saw a man get robbed and beat up in the park ing lot behind the restaurant where she' cooks. "I feel that eventually Durham's 24-hour restaurants will have to close," she said. "There are too many people out of w6rk, and things are ' . The danger frightens, JiBa!'"Jordanr MsrJer. jtie third .generation of their family to work Durham's rjighttime restaurlnts. r "When 1 first started the rowdiness and stuff didn't bother me," said the 18-year-old parttime waitress who started waiting tables when she was about nine years old. "But now it's scary, and I'm going to find something else to do." And . so for Jernigan, 59, his daughter, 36, who has cooked on the downtown third shift for more than eighteen . i' By Milton Jordan years, and Tina, 18, both halt. cook all my life I'd hate and era and a family "I don't know what to see it end, but it's got- tradition seems to be I'll do," Ms. Jernigan ten so bad, I jfist don't grinding -to a screeching said sadly. "I've been a see any hope." . rLVS. tuna "-v.. r r.ir -Ik's I r'$m- tdr restauranis, pausclo disctess changes (.hey ' ye seen j n Durham's nightlife. F rom left to right, they are Joe Jernigan, his daughter JoAnn, and his;grand- daughler,Tlna; Business Hints Strategy For Minority Businesses By Luanna C. Blagrove A uthor and Business Consultant Yesterday is the past. Yesterday made its big debut in the 1960's. It vas then that the AU American dream came true for most minority businesspersons as to owning their own businesses. We could become rich by working for ourselves. We did not have to know anything about the business world we could learn as we went along. Thus, no experience was needed. Finance was no problem it made little difference whether or not we had sufficient money, backers or a good credit rating. No, we did not even have to worry about COllafPral Thl Cpllprc thfir lauiuorc KinUrr nnA the Small Business Administration (SBA) loan of- f Iicers took care or everything on the legal end. All the buyers had to do was listen to unfamiliar words, ask no questions and sign their names. What did the average minority person know about operating a business? You have guessed it nothing. Likewise, we were not versed in business legal matters. We were, however, smart enough to hopefully find the "right" lawyer to help us try to beat the rap downtown. But, as when one is in love, most minorities were deaf, dumb and blind. Our dream of being rich was suddenly possible. We had found a true friend in the white man.. He was now our friend and 'sincere ly' wanted Yd help us make our. dream come true. . We'did not know nor did we stop to think about what we were getting into. The sad part about this is that we have left the 60's, gone through the 70's and' are entering the 80's in the same fashion. . Tomorrow is the Juture.. It is yet to come, Today is the present, today is the now the now with which I am concerned. We can complain, mpan and groan all we want to and blame others for our plight, put without really trying to help ourselves a lot more, the little progress that has been made will be lost. Regardless of how much or : how little we receive, it is up to us to take advantage I of a situation, for our benefit. And the only way to take advantage of a situation is to make a strategy plan using all the other advantages that we may . have. . ' 't'$-:;f " -. . OnlyUje strong aje going to survive because they know their advantage? and disadvantages, the ! friends and the'fae. dingly. ,. . ZHIQIE Your Family Financial Center SINCE 1920 Effective Annual Yield 15.728 14.165 10.79 13.212 12.74 Annual Rate 14.610 13.25 10.79 13.212 12.00 5.33 5.25 Savings Plan Variable Rate 18 Months IRA Fixed Rate 24 Months All-Savers Certificate Tax Sheltered. 12 Months Money Market Certificate 6 Months Variable Rate Certificate 30 Months NOW Checking Accounts Minimum Deposit $100 $100 $500 $10,CC0 $5C3 For notffvScs Substantial penalty required for early withdraws! of CertScsles: Ms &o$zIz aft Ms DURHAM ESLC CIIAPLIIIIX I: UOXDOIIO
The Carolina Times (Durham, N.C.)
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March 20, 1982, edition 1
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