Newspapers / The Carolina Times (Durham, … / Dec. 4, 1982, edition 1 / Page 15
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you will probably consider borrowing money. But this is a bad move because you will be increas ing your indebtedness rather than decreasing it. In fact, you might find it difficult to borrow money even from friends. Some of the dearest; most devoted acquantances win suaaeniy go into niaing in nrAer tn gvniH vmi : Ac Hiffirnlt as this maV hp tn acceDt. some of vour friends will become distant strangers. You must depend pit yoursei I and tnis is not sucn tnn1 nrlt am ItAll AncMdr tft ffli Kllfd niUf. come many worse situations in your nie. Ana, you . . . ' ' iti i. .'. ...... : .: r..,.. .will vveiyvlllv una vnv. t i.j iivtt imviaii tv iwi;vu to rhiiik as oositivelv as obssible. Critics.' fatalists. com plainers, and "opponents are -your worst "enemies. Avoid theriri. Communicate regularly with i. ...l- menus, peopic wiiu. vJiier yuMi.ive auvicc, anu kv- . pie . wnw . iioyc; auyvecucsi. in spue ui uu iiiuiucs. These are the people who will lift your spirits and make you aware of the potential that you have. ; Develop a routine that is beneficial. Don't sit home and mope.; Don't feel sorry for yourself and don't Criticize yourself. Get up each day at the same : time as you did when you had a job. Use your time At North State Legal Services, we see consumer -problems of the elderly as a major concern. Our community education program attempts to prevent some of these problems through written educational materials and presentations to groups of senior citizens; ; : ' The Federal Trade Commission has also been ac lively ' working on special problems facing older Americans, witn a reduced income, tne ouruen 01 fraud, deception, and failures of the marketplace create an intolerable situation for the older con sumer. Some of the FTC's investigations and ac tions In this area include: . .. Eye Care: Nine-three per cent (93) of people over 65 wear or need glasses. Two programs offered by the FTC are "Eyeglasses Rule" and "Eyeglasses U". The "Eyeglasses Rule" gives consumers the right to obtain a copy of their prescription after I Coping : - -.- -': 'Y? I If You Lose Your Job 8 ' " By Dr. Charles W. Faulkner as if it were extremely valuable. Don't develop negative habits. YOur world has not come to an end. You mil, find another, job and must maintain self-discipline. Don not lose your self-respect,; You are an adult and this situation will put your maturi ty to the test. So, hold your head up high, v The loss of the job js not a personal criticism of you no matter how tortuous the dismissal may have been. Now, you can be either your own best friends or your own worse enemy. As your best friend, you must think of yourself as a person with many capabilities ahd the potential to develop new capabilities. Last June, an 82-year-old woman com- i pleted her college degree. There are many stories of people who have achieved victory after many set backs and many apparent failures. The worst thing . that you can do is nothing. ; Your day should be planned like that of an ex . ecutive: Get up in the morning, take care of your i appearance, get some exercise, have some fun, write - out your schedule for every hour of the day, consult theiielp wanted ads, and contact your local employ ment agency Don't abuse yourself by wondering wher.e you went wrong. You didn't go wrong at all. This period of challenge could be the most produc . tive in your life. So stick your chest out and move Plain Talk About The Law Older Americans si . having their eyes examined so they can use it to comparison shop for glasses. The second program, "Eyeglasses II" is examining several new pro-' posals. One would allow consumers the right to keep a copy of their prescription after it is filled. Prescription Urugs: me eiaeriy s largest out-oi-pocket expenseare drug products. The FTC has worked to develop, a model drug guide for state legislatures. This guide would help legislators who are interested in getting rid of the restrictions which By North State Legal Services prevent pharmacists from substituting lower cost generic drugs for, prescribed brand name drugs. North Carolina has taken advantage of the FTC's , guide and currently has a Drug Product Selection Law on the books. This allows your pharmacist to ' substitute lower cost generic drugs for prescribed brand name drugs. Door-To-Door Sales: The FTC staff reports show that many elderly and low income consumers become victims of high pressure tactics used by ' forward briskly. Months from today, you will look back at this experience and admire your behavior.- Notify your creditors immediately by mail about your expected problematic financial condition. Most creditors will provide you with additional time . in which tomake your payments or allow you to make much smaller payments Your creditors are fully aware of the difficult financial situation that ( understanding are nothing new to them. . " - Be careful about signing a contract with a finan- ' rial counselor who promises to get you out of debt for a fee.-Often,; these people tend to become another financial and emotional burden. Non-. profit counselors may. be helpful but check their credentials with your Credit Bureau first. If most of your creditors refuse to allow you additional time to pay bills, you must consider bankruptcy (if you can , afford the 1 350 required), and utilizing the services : ofyour government agencies that are established to help people in your situation. You paid your taxes in order to be helped in such an emergency. So, take advantage of it even if you have to struggle through bureaucratic red tape. door-to-door salespeople. An FTC action gives con sumers the option of cancelling within three days any purchase of $25 or more made in their homes. Consumers should make sure the salesperson gives them their three day cancellation form in case they change their mind. Funerals: A funeral is estimated to be the third most costly purchase made by the average con sumer. The Federal Trade Commission staff has recommended a rule to make available to funeral consumers itemized prices and information on legal requirements. Hearing Aids: The FTC staff has recommended a rule requiring hearing aid sellers to allow a 30-day trial period during which the aid camfce returned for a refund, less a reasonable cancellation fee. If you are a senior citizen and have a question about these topics or other consumer concerns, you can contact North State Legal Services at 732-8137. NAACP, Walt Disney Productions Move To Agreement BURBANK, CA. -The National Associa tion for the Advance ment of Colored People .and Walt Disney Pro ductions jointly . : an nounced that they . have signed a statement of understanding designed to enhance opportunities for blacks and other minority groups in the motion picture industry, Discussions have been on-going since last February between Disney and ; the NAACP's tas$force in- vestigating the . employ- , ment of bla.ck Americans in the motion picture in dustry, both before and behind the cameras'. The declaration signed by Benjamin Hooks, ex ecutive director of the NAACP, and Card . Walker, chairman of , Walt Disney Productions,-is ainied at conti nuing the expansion of . opportunities available through Disney tor blacks . and . other minorities.. ''.. It -involves: a mutual . moral commitment" on the '.. parr : of- both i organizations to ;. worn . together toward rneeting j : fiims ' and objectives. ' v Hooks' :ahd. Walker will t act" as ' ca-chainhen in '" monitoring the pKogress toward the goals set forth. "For many years now, Americans of all races and backgrounds have come to associate fairness and resourcefulness with the Disney name because these basic values are so notably expressed in Disney films, television programs and throughout its leisure time parks" said Hooks. "The historic declara tion of fair share prin- ciples signed by Disney ' and the NAACP is yet another expression of Disney's continuing sup port of these values. This far-reaching commit ment is expected to pro- Legal Notice NORTH CAHUUNA QURHAM COUNTY. . .. NOTICE TO CREDITORS. "j The undersigned, having quaiuiea as txecuinx u iaie ol Behnie Evans; Jr.. deceased, late ot Durham County; North Carolina, this Is to notity all per-. . sonsi Hrms andor corporations . having claims against said estate . to exhibit the same to the under signed at 1201 N. Hyde Park ' Avenue. -Durham. North Carolina 27701. on dr before May 27, 1983. or this notice will be plead ed in bar ol their recovery. ... ' All persons Indebted to said estate will please make immediate. . this the 22nd day ot Novembers (Mrs) MarV Q.Evans. Executrix ot Ihe Estate of Berime Evans. Jr. , Deceased. William A. Marsh, Jr: ' MARSH & BANKS ; Attorneys at Law 120 East Parrish St.. Suite 301 Post Ottice Box 125 Durham., North Carolina 27702 Telephone: (AC919) 688-2374 PUBLICATION DATES: ' . . The Carolina Times ' ' ' ' November 27 December 4.11,18, 1982 vide greater oppor tunities to black and other minority artists in the Hollywood creative community. The NAACP looks forward to a continuing coorperative relationship with Disney, working to community to join with it in making similar com mitments." "With this significant statement, we have re affirmed our long standing commitment to the principles of equal opportunity and affir- achieve the goals stated ' mative action," said in the declaration. Also, Card Walker. "We will the NAACP calls upon intensify our efforts, not all of the other studios in only as a good Corporate Hollywood's creative citizen but because it has always been in our best interests to seek talents for a creative organiza-5 tion from among all in dividuals . in our society." While the declaration' includes an acknowledgement from the NAACP of the "im- 4 I pressive steps aireaay economy, Disney said it will exert efforts to ac complish certain goals in the entertainment in dustry for blacks in the following areas: Expansion of management and employment oppor tunities Increased procure- taken bv Disnev" to br-' ment of goods and ser- , v , r . Li i a ahnut sn nt nn to v ves irom oiacK enter ing r-'ises television. Disney has also acknowledged that a "reasonable goal" for the number of qualified blacks in its employee population should be in proportion to their percentage in the overall work force. At present, , approximately 10 per cent of Disney's total tion, production and ( work force is black, performance in films and Other areas of the Increased relation ships with black banks and insurance companies Charitable contribu tions Utilization of black owned media agencies Black representation on the Board of Direc tors Increased participa tion of blacks in the crea- Statement of Understan ding include promotion of blacks and other minorities into senior management levels, ex pansion of Disney's co opintern program for students in film and television production, the use of black employ ment agencies and the establishment of a full time minority vendor coordinator. I social ineauities in ' tne r 1- OTT mm vaml I Seagram's Extra ' :-.Pri tjj .ft Sf- I I; $ass& ' I V. V ; .'41 . im wuno im MteN mm . 1 v.i8?;;.4i-!.ft!,'.ti 'i4-l .. . ...... .(,',:.. . , .', - ; . fT-y?m 'V'..." - '....', ... . ,v :.'M'W.;if 1 Ha;' 4 'e.r,v,v;.-'. - i Hmiimwuwiiui mi m. yatvwi turn mm... I- , 3i&, n
The Carolina Times (Durham, N.C.)
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Dec. 4, 1982, edition 1
15
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