n
a' J, YATES, Editoi: and Pkopkietok.
'pmn of Subscription $2 50, hi advance.
CHARLOTTE, N. C, TUESDAY, . NO VEMBER 21, 1S71,
TWENTIETH VOLUME X UMBER 995.
-
OA
THE
Charlotte Democrat,
PUni.ISIIKI) 15Y
WILLIAM J. YATES, Editor and Proprietor.
o
jKIfTwo Dollars and Fifty Cents per annum,
One Dollar and Fifty Cents for six months.
Subscription must be pnid in ail enure.
o
Vdvcrtisements will he inserted at reasonable
rit',, or in iieeonlanee with contract.
Oliit'iiiry notices of. over live lines in length will
,,. charged for at advertising rales.
J. P. McCoinbs, M. D.,
0,'fi rs his professional- services to the citizens of
Charlotte and surrounding country. All calls, both
niht ami (lay, promptly attended 'to.
Ollicc in Brown's building, up stairs, opposite the
Chariot te Hotel.
Oct -'i;. iro.
Alexander & Bland,
1) KXTISTS.
All work guaranteed. Teeth extracted without
pin ly "Nitrous Oxide Gas."
oiiice in Ib-ick Huilding, opposite the Charlotte
Nov. C
171.
DR. W. H. HOFFMAN,
Dentist,
(II A KLOTTE, X. C,
Js prepared to attend promptly to all calls relating
1 1 hi- profession.
Teeth extracted without pain by the use of Nitrous
OvHe !as. Satisfaction guaranteed.
Orti.-e in A. II.
March !, 171.
.Nesbit & Ilio's new huildinjr.
SMITH & HAMMOND
Iliive in Store a Full Stock of Drugs, Medicines,
ic, which they are offering at very low prices,
wholesale and retail.
Country .Merchants and others visiting Charlotte
will 1 well to call and get quotations.
Amr. 171.
Dr. JOHN H. McADEN,
Wholesale and Retail Druggist,
CHARLOTTE, X. (J.,
Has on hand a larire and well selected stock of PURE
DKHiS, Chemicals, Patent Medicines, Family
Mcilicines, Faints, Oils, Varnishes, Dye Stuffs.
Fancy and Toilet Articles, which he is determined
to scl! at the very lowest prices.
Jan 1, 1ST1.
MANSION HOUSE,
ITI A1ILOTTE, X. C.
This will-known House having been newly fur
nished and refitted in every department, is now open
for tlx' accommodation of the
TRAVELING 1'UHLIC.
IvT'Oinnihusscsat the Depot on arrival of Trains.
Jan 21, 1870. II. C. ECCLES.
A. 1U KWKI.L. V. S. DCWOLFii.
BURWEIiL & DeWOLFE,
A T T O R X E Y S A T J, A W,
CHAHLOTTE, N. C.
Olliee in the Court House, next to the Sheriffs
Oftiru. .Ian '2, 171 v
JOHN T. BUTLER,
TKAf TICAL
Watch and Clock Maker,
AXJ) DEAI.KH IS
JEWELRY, FIXE WATCHES CLOCKS,
Watch Materials, Spectacles, kc.
Aug 19, 1807. CHARLOTTE, X. 0.
Preserve Your Eyes.
Thee Lenses, manufactured by the Philadelphia
Optical ln.titut arc superior to any other Classes
in the market. They confer a brilliancy and dis
tinct ne.ss of vision not found in any other Glass.
They can he used equally well without tiring or
fittiuing the eve.
:?r For safe only at JOHN" T. BUTLER'S
I-'welry Store, Main Street, sole agent in Charlotte,
N. ('., and vieinitv.
Frh 21. 1S70.
saddleTandTIiarness
Establishment.
The subscriber has opened his manufactory on
Trade St reet, opposite the New Market House, where
In-will he pleased to sec his old customers and all
''tliers that mav want goods in his line of business.
-March 1:5, 1871 y S. M. HOWELL.
A. SHORTER CALDWELL,
Insurance and Real Estate Agent,
CHARLOTTE, X. C.
Prompt personal attention given to buying, selling,
exchanging and renting real estate of eveiy de
scription. Feb 20, 1S71 tf
MECKLENBURG IRON WORKS
Charlotte, N. C.
HALL'S COTTON (UN, with Self-Feeding
Attachment,
DIXIE COTTON PRESS,
HUOOK'S COTTON PRESS,
'hi exhibition and for sale,
duly :il, 1871. tf JOHN WILKES.
MORRISS & DAVIDSON,
WlIOI.KSAI.K AND KKTAIL, PeAIKKS IN
All kinds of Furniture.
Trade Street, Ciiaui.ottk, X. C,
E'-twecn Brem, Brown fc Co's and the Court House.
In addition to our huge Stork of FURNITURE
are receiving daijv our Fall Stock, which we are
;tf. -i-iny. at greatly reduced rates.
nr Stock '.consists in part of Black Walnut
Uamher Suits at $1)0, $110, $120, $130 and $150;
K Parlor Suits in Hair C!oth and Tern', at $100,
$10, $140 and $150; Sofas from $22 to $35
acli ; Teatetes from $(o to $$.") a pair; Easy Chairs,
1 arlor Chairs, Reclininr Chairs, of different styles
'J?'! qualities; Hat Hacks, Ettasias, What-Nots,
' -Hie Hoards, Bureaus, both marble top anil wood
H at prices from $10 to $50 each ; Chairs, both
d and cane seats, of all descriptions; Cane Seat
hair from $10 to $25 a set of G Chairs; Rocking
'tours, both cane stat and upholstered, from $4 to
v-4 each.
e also have on hand a large lot of
Cottage Steads,
r U holesale and Retail, either in the Stain or
arnishcd, very low.
All we ask of those in need of anything in our
ne is to give us a call. It would take up too much
I'aee to enumerate everv thing we have; but we
lave every thing usually kept in a well regulated
inuture Store '
W e have Photographs of everv thing made in the
riuture lino, and will order anything not on hand
very small per cent. Uive'us a call.
Undertaker's Department.
' e keen constant.lv
1 tin we beautiful air-tight MET A Lie BURIAL
k-vbb and f'.xsirv.T' w,..,i r.. .11
t
ln! , oS ept conbintly on hand, and all orders
1 n'lnptly attended to, night or day.
(t. Ifi, 1871. PAYIPSON.
Children will imitate their elders. A
little girl, with :i head covered with beauti
ful curls, went away by herself one day,
and cut them all oit When she met her
mother the latter exclaimed, with surprise,
'.Mary, what have you been doing with v our
hair?' To which she responded 1 hat" she
had cut it oil" and laid it away in her box ;
but that she intended to put it on again to
morrow, as Aunt Nancy did.
LATE ARRIVALS.
We have received the best Stock of LADIES'
GOODS we have ever kept, to wit : Black Silks
and Colored Silks, Irish Silk Poplins, Japanees
Robes, Empress Cloths, Scotch Ilacas, Black Al
paccas of a brand which will not turn brown, at
BARRINGER & WOLFE'S.
Plaids for Children.
Corded Alpaccas in -all colors, and everything in
the DRESS GOODS line which is fashionable
Gentlemen's Cassimeres & Cloths,
Which we guarantee in prices and quality
SHAWLS, BLANKETS AND WOOL GOODS
of everv description that can be thought of
HOSIERY AND GLOVES of all grades.
Knit Wool Goods.
Hoods, Bruiikfast Shawls and Merino Vests, for
Ladies and Gentlemen.
BARRINGER &, WOLFF
Hardware Reduced.
All Hardware reduced, and it is to the advantage
of every buyer to call before buying.
As for prices we only ask the public to judge.
We ask no odds of any fair and honest competitor.
BARRINGER & WOLFE.
P.
Oc
S. Call and pav up if you please,
t. 0, 1871.
Lamps,
st le and pattern, with shades,
SMITH & HAMMOND'S,
Dru; House.
Of almost every
chimneys, &c, at
Nov.X 1871.
Important Land
Sale.
On Tuesday, 23th November, 1871, 1 will sell, on
the premises, Two Valuable Tracts of LAND near
Davidson College, N. C. One tract of about 500
acieo, formerly the residence of the late Dr. W'm.
White, adjoining the lands of James Johnston and
others, to be sold in two tracts, divided by the creek.
The other, adjoining the lands of Davidson College,
of 200 acres, to be sold in four lots.
Tkrms One-fourth cash, one-fourth payable in
six months, and the balance in twelve months from
day of sale.
SAM'L II. WALK UP, Attorney,
and Agent for the heirs of Dr. Wni. White.
Nov. G, 1871 4w
Groceries, Confectioneries, &c.
The undersigned respectfully informs the public
that he will continue business at the old stand be
tween the Corner Drug Store and Parks' "Building,
where he hopes to receive a call from persons de
siring to purchase anything in his line.
FAMILY UUOCEiUKS ASD UOXFEC'TIOX-
Of the best quality, will be kept for sale at reason
able rates. Call and examine Goods and learn
prices. G. G. N1SBET.
August 28, 1871.
NOTICE.
J. Vv 3IoVIIIRTKII,
(Ac.'' door to Jh'ynPii JJta'ldt'jw,)
Has just, received and is receiving a large Stock of
Family Groceries and Provisions,
Which he oilers to the public at as low rates as
those of any house in the City.
Among his Stock may be found the following
articles:
Extra fine CofTee and Sugar,
Molasses and Syrups, all grades,
Salt, Bacon and Lard,
Fish, Flour, Meal and Corn,
Yarns, Sheetings and Shoes,
Segars, Snuff, Tobacco and Crockery,
A tine lot of Candies at wholesale and retail,
Liquors of all kinds and qualities.
He respectfully asks persons visiting Charlotte to
purchase their Fall supplies to give him a call and
look at his Goods before buying elsewhere. lie
guarantees satisfaction and will not permit any one
to go away disappointed or dissatisfied.
S( pt. 11, 1871. J. W. McWTIIRTER.
LOOK HERE.
All persons indebted to me for Supplies advanced
to raise their Crops, a1'.; requested to come forward
and pay their notes and accounts as fast as they get
their Cotton out, as I am compelled to have money.
By so doing you will enable me to furnish you next
year if you should want any Supplies. All that do
not come up and settle I will be compelled to push
tlieir mortgage to settlement to make my money.
The notes and accounts will also be put in the hands
of an oflicer unless arranged at an earl)' day.
W. J. BLACK.
November G, 1871.
McjIURIMY, DAVIS & HOUSTON,
Raving, remodeled, refitted and made an IRON
FRONT to their store building, can now boast one
of the largest and most elegant Rooms in the South,
and in the following lines their Stock is unsurpassed
in the State, viz :
i 11 y a o oi$,
Ready-Made Clothing,
Hats, Boots, Shoes,
CUTLERY, &c.
Their superior facilities and arrangements with
Importers and Manufac turers, enable them to cope
with Northern Markets, and there being NO TANES
on the purchases in our own State, together with
the difference in FREIGHTS, makes a difference
in favor of the Charlotte Market.
MR. McMURRAY has been spending several
weeks at the North and has bought our Goods from
Manufacturers at the lowest possible rates, which
will enable us to sell to the trade on favorable terms.
Our Wholesale Rooms are on the second floor of
tlio linildin-' and we invite country merchants to
examine the immense Stock presented for inspec
tion. J. W. McMURRAY,
J.
N. DAVIS,
Sept IS, 1871.
W
II. H. HOUSTON.
18 7 1
B . MEACEAM.
FALL STOCK.
S
Sign
of tho Brass Boot.
Me Aden Building.
B
s
E
T
O
H
Pegged, JIaci ine-make
(nit
I Hand jSe-icoJ,
Of even' description, at
Meacham's Shoe Store.
p s. Call and pay your Notes and Accounts.
Septemlr 18, 1871 Cm
Iredell County Agricultural, Manufacturing
and Mechanics Association.
From the Statcsville American, Nov. 13.
According to previous notice, a number of
the citizens of the town ami count v assem
bled at the Com House in Statesviile on
Monday last, and proceeded to organize the
above Association. John Davidson, Esq.,
was called to the chair, and T. S. Tucker
and E. I. Drake requested to act as secre
taries. The object of the meeting was ex
plained by It. F. Simonton, Esq., and other
speakers united in recommending the forma
tion of such an association to the eitizens of
the county as most promising in beneficial
results to all interests. The following arti
cle of association was then read, adopted,
and signed by all present :
"We, the undersigned, hereby associate
ourselves under the name and style of 'The
Iredell County Agricultural, Manufacturing
and Mechanics Association for the promo
tion of the above grades of industry in Ire
dell county,' and invite the co-operation of
all the citizens of the county for mutual and
the public benefit:"
John Davidson, W P Caldwell, 11 F
Simonton, C A Carlton, M II Brandon, Di
ll Kelle.y, Dr J F Lonir, K B Drake, E II
Davis, J II Scroggs,TAlVice, W W White,
(1 W Chi pie y, A M Walker, J C Anderson,
L FYay, J II McEhvee, D L Bradford, J A
Watts, V D Hall, P C Carlton, J II Puckett,
T S Tucker, W Turner, Wm llatchett.
On motion, a committee of three was ap
pointed by the chair, consisting of It F
Simonton and W P Caldwell, Esqs., and Dr
J F Long, to nominate permanent officers
for the ensuing year President, twelve
Vice-Presidents, Treasurer and Secretary.
After retiring the committee made the fol
lowing report :
President, Dr Hugh Kelley ; Vice-Presidents,
Thos A Watt, E Hayne Davis, John
Davidson, Isaac Harris, L W Williams, A
C Tomlin, Peter Little, P B Chambers, G
FShepperd, AC Sharpe, C L Shinn, John
Setzer, It I McDowell, J Harvey Stevenson;
Treasurer, P C Carlton; Secretary, EB
Drake.
Dr J F Long and It F Simonton, Esq.,
having made an offer of suitable grounds
for holding the Annual Fairs of the Asso
ciation, free of charge, the same was accept
ed, and a committee of the following gentle
men was appointed to select the location:
C A Carlton, T A Price and G W Chipley,
and render their .report at the next meeting.
On motion, the following gentlemen were
appointed a committee to draft a Constitu
tion and By-Laws for the government of the
Association, to be presented at the next
meeting: P C Carlton, It F Simonton and
W P Caldwell, Esqs.
On motion, that next meeting shall be
held at the Court House in Statcsville on
the first Monday in December, 1871.
On motion, an invitation was extended to
every farmer, manufacturer and mechanic
in the county to be present at the next meet
ing of the Association, on the first Monday
in December; that Hon. Anderson Mitchell
be requested to deliver an address at that
time. Dr J F Long and John Davidson,
Esq., was appointed a committee to wait
upon his Honor.
Moved that the proceedings be published
in the American, and thanks be extended to
the presiding officers.
JOHN DAVIDSON", Clfn.
T. S. Tuck Kit, )
E. B. Drake, f
Secretaries.
Wholesale and Retail Buyers
Will lind upon examination of my stock as well a
selected and varied assortment of Hardware as can
he found this side of Baltimore. Jly stock of Pocket
Cutlery is undoubtedly the largest in the State. Call
and sc me. I spare no pains to please mv patrons.
WALTER BREM,
Mansion House Corner,XIharlotte, N. C.
Oct. 23, 1871
GRAHAM & WILLIAMS,
Wholesale Grocers and
COMMISSION M E I t C II A NTS,
College Street, Charlotte, X. C,
Have just opened in the Store next door South of
VY. J. Black, where they expect to keep a full line of
GROCERIES, consisting in part of
ColFee, Smnu, Flour,
Syrup, Bacon, Salt,
Bagging, Ties. Soap,
Soda, " Starch, Crackers,
etc., &C, &C,
To which they would respectfully invite the atten
tion of buyers. They hope by giv ing strict personal
attention to business to share a portion of the trade
of this City and county and of the counties adja
cent, and shall endeavor to please all who may favor
them with their patronage both as to quality of
goods and prices.
They will pav highest cash prices for Cotton and
other Country Produce, and will take charge of and
sell to best advantage shipments consigned to their
care.
Refer by permission to Arch'd McLean, Cashier
Merchants and Farmers Bank, Charlotte, N. C. ;
Messrs. Williams & Murchison, Wholesale Grocers
and Commission Merchants, Wilmington, N. C. ;
Messrs. Murchison & Co., Commission Merchants,
131 Front Street, New York.
Oct. 30, 1871.
Est. 1801. ELIAS & COHEN, e. issi.
Are now in receipt of their full
FALL STOCK,
And are prepared to OFFER INDUCEMENTS
to buyers cither at
Wholesale or Retail.
We purchase our Goods direct from the Manu
facturers and Commission Houses, of the best mar
kets North, and can save buyers money by examin
ing our Stock of
' Dry Goods, Ready-made Clothing,
BOOTS AND SHOES,
NOTIONS, CUTLERY, CROCKERY,
And everything necessary to the wants of the trade.
We desire to call attention to our very large stock
of superior
READY-MADE CLOTHING AND
2?urnishing Goods,
And the LADIES to our
F UJl S A XI SUA WZ S,
Which we intend to sell CHEAP. -
We are the OLDEST established firm in the City
and do not allow ourselves to be UNDERSOLD.
The largest and cheapest stock in the City. Call
and see us.
Oct. 23, 1ST1. ELIAS & COHEN.
Machine Religion ia New York.
Strangers in New YTork City who have violated
tie Sabbath by attending Henry Ward Beechers
Church in Brooklyn, will recognize the following
description of performances as true. The idea of
Laving newspaper reporters' tables in a place called
a Church, and professional letter-writers ready to
report proceedings, is disgusting to tho.se who earn
estly desire to escape hell and get to Heaven.
Beecher is a great humbug, and his Church is no
better than a Theatre, but it is feared that some of
tlie Southern Churches and preachers are tryiug to
imitate such sinful and contemptible practices.
1 A New York letter-writer thus describes the pro
ceedings in Beecher's building, called "Plymouth
Church;' :
"Just underneath the platform are tlie re
porters' tables. a:i innovation unknown as
i yeto any other church. The smallest of
these tables, at the rig'it of the platform,
is for the exclusive use of the short-hand
reporter who is employed to take the ser
mon for 3Ir Beecher's own paper, the Chris
tian Union ; at the table on the left four
others are seated, while the table 'in" the
center is sacred to the feminine members of
the profession. At this table sits Eleanor
Kirk, who "does" Beecher for the Standard;
blue-eyed, delicate and slight, dressed in
black crape cashmere, with an India shawl
carelessly elraped over her shoulders, and a
black ami-white bonnet set on the brown
hair, through whose brown threds of silver
run; by her side is her sister, Hebecca
Easterbrook, who early in her twenties is
winning for herself an enviable place in
journalism ; taller than Mrs. Kirk, she has
the same blue eyes and intense lace, crown
ed with short, curly brown hair. Between
the two, sitting a little back from the table,
and busy with note-book and pencil, is Car
rie Le liow, a Boston girl by birth and ed
ucation, who to her duties as professor of
elocution at Vassar College adds those of
lecturer and journalist. Bright, sparkling,
animated and vivacious, she is a marked
contrast to Mrs. Mary Butts cool, self
poised, ami quiet, the only woman in the
employ of the Herald who sits opposite to
her and watches the incoming congregation,
waiting for the services to open to com
mence her work. There is a world of abil
ity under that white chip bonnet, with its
bands f black velvet, and plenty of force
under the quiet and somewhat passive face.
Two seats from the platform, exquisitely
kidded, gorgeous about the necktie and
Shakspearian in the cut of his whiskers, is
Mr. Joseph Howard of the Xew York Star.
There is eemparativcly little display among
the ladies ; they are almost all in sober black
er brown suits, made, however, stylishly
and coquettishly, with now and then a dash
of color, as a purple or winevcolored suit
rustled in. There was a hush, a quiet, a
questioning look from strangers, and then
Beecher came up the pulpit stairs careless
ly, crossed the platform hurriedly, an 1
threw himself with an air of perfect abandon
into the cosy arm-chair that was awaiting
to receive him. The hush was succeeeled
by a hum, then another hush, the organ
pealed out a voluntary, then the chorus
took up the chords, and went through a
grand old anthem; the people stared at the
minister, anil he in turn regarded the people,
until he grew tired; then he shut his eyes
and kept epiiet. After the organ stopped
"tie made a short prayer, which was full of
those little sentences and eiueer oYiginal
ideas, which were somewhat startling to
the purely orthodox, but we're merely set
down as "Beecherism'" by those who knew
him.
Lazy
Be) vs. A hizy boy makes a
la?
V
man. iust
as a croeked saplin
makes a
aw a boy
crooked
tree. v ho ever a et
arrow up
in lateness that uni not make a
"11 t
shutless vaganoiHl when lie oecame a man,
unless he hael a fortune left him to keep up
appearance? The great mass of thieves,
paupers, anel criminals that fill our peniten
tiaries and aim-houses, have come to what
they are by being brought up in idleness.
Those who constitute the business pertion
of the community, those who make our great
and useful men, were trained up in their
boyhood to be industriems.
Furniture Establishment,
Ojfpoaite the Alurh t.
The undersigned keeps a good stock of Furniture,
both home and Northern make, at his shop oppo
site the Market House, Traele street, which will be
sold at reasonable prices.
Mahogany and Walnut COFFINS always
on hand, and will be elegantly trimmed to order.
Oct. 1(1, 1871. ' F. M. SIIELTON.
LAND FOR SATjE.
On Thursday, the 23d of November, on the premi
ses of tlm late Wm. T. Alexander, we will sell a
Tract of LAND known as the Katy Williams place,
containing ISO acres, lying on the road from Char
lotte to Mill Grove, adjoining the lands of John
Thomason, Andrew Hunter's heirs, and others.
Either of the undersigned will show the Lanil to
any person wishing to buy.
Terms, $100 cash balance six and twelve months
credit, with note and approved security, with in
terest from elate. Title retained as additional secu
rity. JOHN 31. ALEXANDER,
11. II. FLOW, Admrs.
Notice.
All persons indebted to the Estate of Wm. T.
Alexander, dee'd, are requested to come forward and
pa v up and save cost J. M. ALEXANDER,
II. II. FLOW,
Oct. 23, 1871 4wpd Administrators.
Infallible Remedy
HOG CHOLERA.
ior
I have discoveTed a remedy for the eTcstrnetive
disease known as Heg Cholera. It has been tested
in many cases, and never known to fail to effect a
cure. Certificates can be produced from the bet
citizens of Cabarrus county as to the truth of the
above assertion.
Mv Post Office u ConcorJ, N. C, where the
Medicine can be obtained in any quantity. ,
ZW SMITH & HAMMOND are my Ajrents in
Charlotte, where the Medicine can also be purchased
at retail or wholesale.
Price f 1 per bottle. N. D. FETZER.
Practical DruigLt.
C ncerd, Oct 30, 1S71 lmnd
Moving in Circles.
It is astonishing how some people move in
a circle, and run round and round in the
worn ruts, without attempting to widen the
one or step out of the other. They do
things in a certain way because some friend
or neighbor does so, without a uestion as
to the propriety or fitness of their doing the
same thing in the same way, whether the
circumstances admit of it or not. We
were forcibly impressed with this, not long
since1, while stopping a few hours in a flour
ishing town in one of the tiaest counties of
Central Ohio.
On a tine broad street, there was no less
than five or six residences, mostly in con
tiguous lots, built as nearly alike as possi
ble, with the front eltxr in each, some unac
countable way, set obliquely into a corner
at the end of a balcony running along side
of the mam building, making a row of sin
gularly awarkward looking dwellings, and
sadly marring the beauty of the street archi
tecture. Another case in point is that cf a man
now building a two story and basement
house on a twenty foot hit. His heart is
set on a "swell front," not because he ad
mires the style, or that it is at all adapted
to so narrow a house, but because his friends
have built on that plan, and he eloes not
wish to be singular. It is in vain the archi
tect has assured him that a swell fremt
which we never see em a house too narrow
for it without calling to mind a character
in "Little Dorrit" whe, as Dickens tells us,
"was not so much a mail as a sort eif swell
ed boy" will give to a house of that width
a cramped-look, and make it seem even
narrower than it is, that a fremt of this style
for a building not wide enough te accom
modate it, savors of affectation, anel is in
bad taste". It is all in vain; the foundation
is laid and the work gees on. The prece
dent has been established by one of his
neighbors, and will be followed in more
than this single instance by others who
camieit be prevailed en te give up the cher
ished ambition ef an imposing swell front."
Jiuildiiig Aeff.s.
Let us be More Sociable.
In order to increase the sum of human
happiness, we should cultivate kind and
a.
fraternal feelings with one another
A true
life consists in something else
accumulating property. We
...... ui:..,. i,i.,i i..,."
than simply
do not, and
A writer in
V. .111UUL, iiv c uirau uiuih.-.
the Journal of Agriculture discourses on
this subject most beautifully, as follows:
"The sole object and aim ed" teio many
individuals seems to be to get gain, "grab
all," let the conseepiences be what they may
to others. The desire to accumulate wealth,
regardless ef the comfort and social happi
ness of our neighbors, and the interchange
of friendly sentiment, should be ignored.
On the other hand, we should so live and
act that the generous impulses of oureiwn
hearts would prompt us to extend the hand
of fellowship to all our neighbors, and, look-
.1 tl !.!.
inn tliem seiuareiv 111 uie eye, leel that
glorious
inward conciousuess that we hael
never wronged them in thought, word or
show. Then, too, let little deeds of love be
dene :
let the principles of the golden rule
be exemplified in emrdailv lives; let us be
more sociable, and cultivate our convivial
epialities by frequent interchanges of friend
ly greeting at social gatherings; let no
aristocracy be acknowledged save that of
the intellect; let us beautify euir homes; let
us make them what they should be by cher
ishing a love for the beautiful, so that
"Jilessintrs mav attend us for ever:
Ami whatever we pray for or elo,
3Iay our lives be one graml endeav ejr
To type the pure, the geod ami the true!"
.
Timid People.
It is the habit of some people to laugh at
the terror which is experienced by eithers at
the heavy thunder-crash, or the flashing
lightning. This is both cruel and wicked,
since the victim is no more to blame for it
than for the color of his eyes and hair in"
fact, like them, it is often hereditary. Such
persons should be pitied and soothed, and
allowed eluring these periods to be always
near semie one whom they love and eentidc
in. .More especially is this true of children,
some of whom sutler more than words can
tell from this, as well as freun other causes
ed'fear. Deal gently with such ; it is the
only way to eradicate their fears; ridicule
and" harshness will only confirm them. The
child "ai'rnid of the dark," should never be
enforced to encounter it unattended and un
watcheel. Idiocy has often be-en the result
of contrary treatment. Let both parents
and teachers, then, be thoughtful in these
reiranls.
DIRECT IMPORTATION.
We have just purchased a Cargo of 3,000 Sacks
genuine Liverpool SALT, put up in bright new
sacks, full weight. For sale low by car load or
sack, at the Whole-sale Store of
GILVIJAM & WILLIAMS,
Nov. G, 1871. O'lls'je Street, CharUie.
Stilwell Fertilizer,
For Wheat, Oats and other Fall creps. $28 r-i" ton
Just received and for sale a lot of the alxve popular
Fertilizer, by K. C. KHIEIl is CO.
Oct 9, 1871. Near the Market House.
ADMINISTRATORS' SALE.
On the 2.1ih day of November. 1871, at the late
residence of W. I). Harrison, d'-e'd. we will sell the
Persomd Property belonging to said e tat eonsi-t-
incrof 1 llor-', 3 Mules, Hogs, Cattle, Houehnld and
lil-m'll r -.11 nil sue. I illlllin iuijjuiih nw, " ii' H
Thresher, Cotton Gin, ice. Sec.
Terms, six months cretlit, purchaser iriving bond
and approved security. J- A. HAIlftlSON,
A. J. HAUKISON,
Oct. GO, 1871 4w Administrators.
Further Notice.
All persons having claims nsrainst W. D. Harrison,
I dee'd, must present" them duly authe-nucated on or
I tx-fore the lt day of November, 1872; and all in-
elebted must make pu-ment without delay.
J. A. IIAKKlSON,
A. J. HAUKISON.
Oct. 00, 1871 Cw Administrators.
Insurance Risks and Capital.
From the Washington Chronicle.
While the delegates of insurance compa
nies are in national convention at Xew York,
and are devising methods whereby risks may
be eliininished on account of the inereasetl
nervousness of liability to disease and death
of the peojde of the, country, it may bo
well fer the latter to make some inquiries as
te the weakness or disease of great numbers
of insurance companies which ends their
corporative life on the occasion of sweeping
devastation by tire We have an account
from Chicago of an insurance company there
the llepulilie which lias a capital of $1,
000,000 in cash paid up ami 3,000,000 in
steck, represented by note's. The company
proposes to pay over te those who have lost
by fire tho $1 ,000,000 in aid stock, or
about t wenty-fi ve per ryntTtrpmittig 'Iwww,-.
and not apply what is elue upon notes of
shareholders, representing $3,000,000 of
capital. The sutlerers demur, and will seek
to enforce their right ef redress in the ap
plication of all the stock to meet losse'S by
resort to the courts. .Meantime, they will
get no money at all, and of course many of
them will have no means ef commencing
business again. The game of the insurance
company in eiuestion is like that of "heads I
win, tails you hse ;M or, ''ne lires I win, with
tires you lose'."
The coinmeui mind weuld say that the en
tire capital, whether in money paiel upon
shares, or notes for the same, (representing,
perhaps, watered stock,) should be applica
ble to the payment of the losses. What
may be decided through technicalities of
law under the charter a protracted litiga
tion will eventually show.
Jut there is another aspect of the case of
the utmost importance to insured parties,
and through 'them to the' people at large,
who ultimately pay all insurances, becauso
the item of costs ef insurance enters into
business altairs and a Heels prices of all
kinds.
What we refer to is the fact that numer
ems insurance companies (except mutual
ones) insure far beyond their capital, wheth
er in money or by notes of stockhplelcrs not
paiel up, er other forms of assets. The New
Vork Werld ree'ently publisheel an article1,
made up in a business way, if it was not in
its business cedumn, stating that the aggre
gate capital ot the insurance companies of
the country (not including mutual ones, we
think) is less than 100,000,000, while the
risks are about $1,510,000,000, or twice, as
it states, the national elebt. This statement
is astonishing, but we have not seen it ele
nied, ner even remarked upon, by the press
generally, as it certainly should bv. If
true, it follows that insurance companies,
other than mutual ones, are receiving profits
upon forty-five elollars with but one in capi
tal to represent it. At any rate it is unde
niable that such companies, as a general
thing, (we refer net to particular ones,) arc
doing business and receiving profits upon a
sum vastly in excess ot their capital. As
this state of things is a grievous wrong, far
exceeding that of the worst ones which oth
er corperate monopolies inflict, it becomes a
duty of those who are the guardians of tho
rights of the peieple, as legislative bodies,
to apply suitable remedie's in their inter
est s.
It is stated that the State of Xew York
has commissioners whe are charged with
the elutv of seeing te it that insurance cem
panics transact business correctly and are
sound institutions. It is not likely that
these have cognizance as to the point we
have stated, namely, that insurance compa
nies, in the aggregate, are making profits
upon their business or risks reaching sums
far beyond their capital. As to assets,
which mean profits, they are in the form of
bonds or other values, on which profits are
received in interest or otherwise. They are
good investments, and they belong to the
stockholders.
Seme companies have small assets, the
current profits being paid over le stockhol
ders. What has thus been distributed in a
course of years can not be reacheel to meet
liabilities by a fire like that at Chicago,
whereby so many companies, not having
assets in hand, have been wrecked, they
being only able, in fact, to pay a small er
centage on their risks. Other companies,
having assets (profits not distributed) in
bonds, &c, can pay their losses, but if there
were to be one or more fires in our great
cities of the magnitude of that at Chicago
they, too, might have te break. The epies
tion we have presented is in the aspect of
proper legislative enactments to secure tho
people against the monopoly or speculative
business coinplaiucel of, the most important
of the prese-nt day in what relates to mone
tary or business affairs.
ktti:u Lath thas Xkvkk. The Ken
nebec (Maine) Journal contains tho follow
ing incident : "An old farmer in the vichi
ity ef Augusta, about twenty years ago, af.
ter conclueling a 'trade' for a large bill of
goenls with an Augusta dealer in lurniture,
as he was about to drive off, hailed the furni
ture elealer with, 'If yer throw in a looking
L'lass, I will bring yer down a barrel of nico
apples.' The mirror was thrown in, anel
tiiis was the last seen of the farmer until a
few days since, when an aged farmer backed
his 'apple cart' up to the hidewalk opposite
the furniture store, now occupied by tho
sons of the former owner, oeued the door
and shouted, "Iter's yer apples!" The sur
prise was great ; but the father, who was
present, remembered the circumstances of
the trade and heartily greeted his old act
quaiutancc, who, after a lapse of twenty
years, had not feirgotten his promise.
W. H. BRYCE & CO.,
Cotton Commission Merchants,
41 Kilbg Street, BOSTON.
Samlkl Wklo. O. F. Seaver.
W. II. IJKYCE,
Y. Uryce &i Co., Charlotte, X. 0.
f the firm ef .T.
Nov. 13, l'71.