Newspapers / Winston-Salem Chronicle (Winston-Salem, N.C.) / Nov. 10, 1974, edition 1 / Page 3
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NOVEMBER 10, 1974 Are You Ready * for The Market by Charles T. Byrd, Jr. , . , r ' 'A# . - \ , " ' - ' ' ^ * . - ? 2> Investing in.stocki and bonds is not difficult. With the _ u-i?jiu inf tar?,.. market has mirrored the gloom by reflecting many low market prices. Many individuals seen* to optimistically think thaT the prices will rise and remain stable, therefore now is the time to invest. I will not comment on the merits of this investment strategy because of the unpredictability of future events. However, there are a few basic do's and don'ts of investing. To decide whether you can afford to invest, ask yourself three basic questions: (1) Can I cover living expenses comfortably - iwu, iiuuung, sneiier? (/) uo l have adequate insurance to protect my family? (3) Do I have enough ready cash to meet any emergency that may arise? _____ ' . If you can answer yes to all three questions, then you should consider investing your surplus funds. There is no standard. clear-cut answer to these questions. What one person might - *consider~adequate,another person would consider not nearly? enough. The stock market can serve to satisfy three major investment objectives. The objective that best suites your particular economic situation and desires will determine the type of stock you purchase. . Generally speaking, if you have a sum of money that you want to keep intact for a specified purpose, then protection of ~ principal will be of major importance to you. Thus, you may want to preserve an estate for your heirs or provide protection . for a fund earmarked for the education of your children, for cxamjjle. If vou are oriniarilv intrrpct^H in cnnni*?montir?o ^ 2 "J - ?v<? W tfU^J/IVlllWllklllg JfV/UI IC^UIill income, chantes are the liberal divident income will be your primary aim in investing. The income the investor receives from his securities may be called either return or the yield. The. return is expressed as a dollar amount and the yield, a percentage. Thus a S50 stock that is paying dividents at a rate of <r ^ ?z per year is earning a return of S2 and yielding 4 percent. I Probably the single most popular objective among investors I today is to achieve growth of capital by investing in a company l| whose earnings have increased and are expected to continue | increasing" ar~a faster rate than other companies. Other |! companies with records of stability are considered to have I potentialities for growth as well. I But keep in mind that there is no all purpose stock one that's Completely safe, sure to* pay handsome dividents, and I guaranteed to go up. It simply doesn't exist. I A&T Foundation | Receives Grant for the University's cooperaThe A&T University Foun- tive engineering program; dation has received grants $10,000 from the Kodak totaling more than $92,000 in Corporation for assistance to support of the university's the cooperative work-study I scholarship and development program and $5,000 from I program. Alcoa Foundation for engiI The new funds were neering. qfinnunnoH Tii^cdou Ku TT?Jfnd J 1 OIIIIV/UIIVVU t UVOUUJ KJJ 1T1U1 - Vlltl^U JIAIC9 JICC1 (1WaiUCU shall Colston, executive direc- $5,000 for the departments of tor of the Foundation, the mathematics, physics and prime source of non-state industrial technology; and support for A&T. Burlington Industries FoundaColston called the grants "a tion awarded $3,470 for real manifestation of encou- scholarships, ragement to A&T at the height The grants also included of its bid for general $3,000 from Commercial excellence in all of its Credit Corporation, $2,400 programs." from Burroughs Corporation, _ WW < a _ _ 1 _ j i. a J # ^ AAA i A ^ ? ine saia me laiesi grams ana jz.uuu eacn rrom Carolina ^pcreased to nearly $600,000, Steel Foundation, Burlington th<e amount paid or pledged to Industries and the Celanese the foundation in its current Foundation, long-range fund raising cam- Other gifts came from paign. Western Electric, ColgateThe grants included S15.00C Palmolive Company, Cibafrom the Xero* Corporator Geigy and Allied Chemical. THE WINSTON-SA] WSSU 1 ; Becot Dr. Bhag Singh Sidhu, professor of Biology at Winston-Salem State University, who has maintained legal permanent residence status since January of 1969, recently became a naturalized Pr. Sidhu and his wife, Bhagwan; and daughter, Navjeet were sworn in and awarded certificates of naturalization on Friday, Oct. 25 at the Federal Middle District Court in Greensboro. Dr. Sidhu's son, Jasjeet, who is a United States citizen by birth attended the ceremony. Dr. Sidhu is iirom JJistrict ? Luamana, Punjab State, India. He received his doctorate from Cornell University in Genetics Health Series With all the sights and sounds of a typical lunch counter, Mac's Place brings a new kind of show to television on Wednesday evenings at 8:00 beginning November 20. Aimed at young parents who are a major influence on the health of their immediate families, the new Public Broadcasting Service program " FEELING GOOD" will cover health topics. The series is produced by the Children's Television Workshop (CTW), producer of the popular SESAME STREET and THE ELECTRIC COMPANY. Dramatic and comcdv sketches, song and dance and documentary material will ; VHP Er;: George A. Witherspoon Jr. displa See Chronical Profile Page 7. ft M ? % t 4 # # ' / LEM CHRONICLE Faculty Me ne U.S* Cit engaged in post-doctorate studies at McGill University,? Montreal, Canada; North Carolina State University, Raleigh; and with the Rockefeller International Cereal Improvement Program. United Nations Advisor in the areas of Agronomy and Biology. He was also Dean of Science for the Punjab State Colleges in India. A - - Anotner member of the" WSSU community, Mr. Boon Tzao Lee, Technical Services Librarian, received his certificate of naturalization along with Dr, Sidhu and his family. Originally from Kuching, Sarawak, Malaysia, Mr. Lee joined the WSSU staff in 1972. He is a graduate of Berea i Is Planned provide entertaining as well as enlightening information about 11 primary health topics, alcohol abuse, cancef,^child care, dental care, exercise, heart disease, the health care delivery system,, high blood pressure, mental health, nutrition and prenatal care. The resident . cast includes among others, an intern at a nearby hospital and his wife who runs an exercise salon, the middleage owner of a sporting goods store, a hip teenager, an elderly woman and a young woman raising her preschool child alone. Special guests will include celebrities like Howard Cosell and Bill Cosby. PP^ K I HHHHMV ? " m y* one of his original designs. ?, i '"*. , ? . . .# ? ? I . I II t * ! ?? > * Page 3 W +*4+ L . m KnYfri moers . - i izens ^ College, Berea, Kentucky and - ' received1~hts~~Master of Arts and Master of Library Science degrees at George Peabody College for Teachers, Nashville, Tennessee. Mr. Lee, his wife Barbara .. t i -A. . *- - ? ? 1 > " ? 4626 .Royal Gate Road in?' ?Winston-Salem. I I - v? *** %' ..,v.S ii Jlife,.. CALL 723* tw OR WRITE BEFORE NOV. 10 ,1974 * ? " *sH5||!||||!?; |liillH!iii!l|ll||iipr V ? ? # # !-, ?o * tifiltSt 2 ??? St t # #? # o # o # ? ?##? # o+oocco# ? Ji-UUUUHUHHnHsHUHiUUUHnnUHUHH-i-v WmIow Mtoro/lowyth county Mcontcnnlal commtnlon <10 tmarnm mm mi ** ' t * . ' f \
Winston-Salem Chronicle (Winston-Salem, N.C.)
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Nov. 10, 1974, edition 1
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