Newspapers / Winston-Salem Chronicle (Winston-Salem, N.C.) / April 15, 1978, edition 1 / Page 2
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5ES2SSS32S PBgU t TL8 CJUJUmUfe ? Lending ...-rvrr?i^.-i . - "-VM MI, - T1 From page 1 do not have to give them what they ask for. Legally, they may take the item only if you consent. If you i do not, they must go to court and get a court order allowing them the right to repossess. * Legal Aid attorneys warn that there are a number of items to beware of when considering applying for credit. Th^ foremost item to- be aware of is the interest rate on the loan. Banks charge around 10% { Mas' ' " " ter OlieiiRiu sad o^o d.i ?flM flaw Muafe charge about 18%; finance companies can charge 36% (3% per mo.) vrr-- **mm .i in if.t.1 ffi-'* $300,??aeU4S'% on the balance of the loan, if anvTPlinton 4 horn page 1 ston-Salem was founded upon cooperation and that there is a partnership of trust between the people and their government. Elijah told the group that they must have a goal and be willing to work at it He said that in order to succeed they must acquire what is needed educationally to make it. Budget From page 1 tant positions and clerical workers in various de -partmentfl. The budget also includes provisions for establishing a voluntary Services coordin a tor, positions for additional physicians and nurses in assistant positions and clerical workers in various departments. The huriget request also ? includes provisions for an | X-Ray Technician and the purchasing of automated chemistry equipment and a film processor in Radiology. Although the budget has been submitted to teh county staff, the budget probably won't go to the County Commissioners ?? until- the- end of-April or the first of May. Other matters discussed at the meeting were the need for minor renovations in the building, Magovern said. He l said that there has been a request for a greater me thod of providing privacy, especially in the registra tion areas.? He said that movable and permljnent partitions would be provided. Also he said that carpet that absorbs sound would be installed. Directional color coded signs, which would aid the patients maneuverability through the building, would be installed. Patients would just follow certain colors to move from one area of" the center to the other. W1NSTON-SAJXM CHRONICLE ) The Winston-Salem Chronicle is published every Thursday by the Winston-Salem Chronicle Publishing " Company, Inc. 603 Pepper Building - 102 W. 4th St. Mailing Address: P.O. Box 3154, Winston-Salem , N . C . 27102. Phone: 7228R94 SoPAnr) ^lnoo v/ \/aa m ^vw&AVA VIO0O' postage paid at Winston-Salem, N .C 27102. Subscription-: $8.32 per year payable in! advance (N.C. sales tax included). Opinions { expressed by columnist in this newspaper do no/ necessarily represent^ the policy of this Paper.* PUBLICATION NO. 067910. A Saturday April IS: 1378 ' Practices This means that if you are buying a $300 stereo with a bai*k loan, you will ^pay around $330 for it; on Master Charge, the cost would be $354; a finance > company would end up costing you $408 for the same loan. It would cost more if you bought the "optional"'. insurance; mid you probably would. "Despite the loan ap-. plication stating that credit insurance is optioned," wrote Paul Sinai, "in examining literally hnndrfdn, of small loanKormsToFmv "cSeTiIi^TTiav^l^eT^e^ one that did not include the purchase of credit -insurance. -af credit insuran<5F^vmi^* but the premiums are also financed atlfce high interest rate." In one case, a man applied to borrow $1249. The loan stated that the company was lending, him $1500 ? the balance being the cost of insurance. Sometimes people can be borrowing from "finance companies" without realizing it. Sometimes merchants, such as car dealers, have an agreement to finance customers' purchases through a particular loan company. If the customer does not question the financing, he could end up paying the high interest rate when he might have obtained his own loan on lower terms. If a poor person wants to borrow money, and the banks consider him a poor risk, what can he do? Finance companies are not the answer, Legal Aid attorneys agree. ?"Some people?just shouldn't be given credit," one attorney finally stated. "It might be better to have no Christmas presents than to spend two or biucc; jctuo pajrui^ UttC K the loan for them." I OPPOR I KNO I If You're AH .1 And Would L - H X \*fX *. X. ? * A New Carr I?JOIN ORGAN] I OUR RAPIDL' I ADVERTISINC I NEEDS AG I DEPENDABU I 1 Year Sales Exp Must Hav? I A* I BE WILLING TC I DO YOUR I A FAVC I 722-86: I For Appoint \ IWINSTO I CHRO Art Equal Oppoi j X,-.. Duiiggg From page 1 serving beer after 1:30 a.m. Also charged was Nita Cutherberton for serving alcoholic beverages to two minors at the L&H Underground on Greenway. Lester Ferrell, assistant manager of the Dungeon Club was cited for allowing beer to be consumed after 1:30 a.m. and for ^ddatioBS of the brown bagging law. According to Harry James Alcohol Enforcement Agent the LHmgeotr iHubr fftf.fiivBfritft hf.mwfr in 1969 and since that time the club has been issued five written warnin#s and fifth violation pending. The club is also presently on probation for 120 day suspension from previous violations that they had received for not letting police enter the club on a previous occasion Junes also said that they had received six written complaint reports from the Winston-Salem Police Deparment about the Dungeon. "There were no discrimination involved,'* James said. "There were two white clubs and three black clubs cited." . "We patrol taverns and grocery stores, just like the Highway Patrol, patrols the highways," James said. "That weekend we were just lucky to find that many violations.7' Penalties for violations _ ~ r . Z J i,cui iiuige irum a ou day suspension to having your license revoked permanently. If a license is revoked the owner loses its license for 3 years and the location for 6 months. The Dungeon has a social establishment license that requires that no consumption of alcoholic beverages after 1:30 and tunttyI cksh i ard Worker I ike A Chance I Start In 1 eer In Sales;??1 our i eationl 5f EXPANDING I 3 SALES DEFT. I 5GRESSIVE, I i SALES REPS. I lerience Preferred a Own Car ) MAKE MONEY 1 SELF^^J N-jffM NICLE rhinity^Ti^yei^^J i >n Ma y Lose P that all counters and tables must be cleared of these beverages by 1:30 a.m. except for the last Sunday of April to the last Sunday of October when the limit is extended to 2:30 a.m. The Dungeon will probably go before the state alcohol control board in Raleigh around May 11. The Big 'D' Lounge on Liberty Street is presently under a 30 day suspension of its license. According to Johnny Williamson of the flan y even though the lounge mm page 1 he stated. ? Lee told the gathering that he opposes putting too much money in public service jobs. "It's putting salt in the wounds of the wretched poor," he said. "It's giving them hope, and then dousing it with gasoline and burning it out." Instead he favors putting money into "Summer 1 Youth Programs," designed to teach young 1 people a skill, such as carpentry. Lee also noted that he favors the recently proposed competency test. "If a kid can't read, can't write, can't spell ? how is -he going to succeed in life?" ? ? 4 4 We have created a prejudiced society/' he noted^ "So many times I've heard people interviewing someone for a job and say: 4How many degrees do you have?' " Patricia Cason, president of SEVCA, and Vice-president Willie?Ettai : i ! WOULD' f W I Can Be De Givi "I : ; . g 1 I Mail | or co 7 and ' | Chn cli Q o ma * erniit 1 wasn't selling it. "It's the responsibility of the club to make sure all the tables are cleared," Williamson said. He said that their license was suspended because that was their second warning in five years. "We're a restaurant and we don't depend on ^ i i i _ i ? ?? rui-uuuuc Deverages. Williamson said. * 'Other clubs would probaoiy have to close if they don't have any ouier torvicm* w 'of-' " ? II. . 7, . r 77".. I. ?W I . ?.1., Gladden conducted the program. ??Mrs. Louise Wilson, di- > rector of ESR, and Aldre/i ?ii ? ma uraiwer, director of 70,001, presented awards of recognition to SEVCA participants in the national convention. Among those recognized were: Shelby West; Willie Etta Gladden; Tjwana Conrad; Sylvester fettles; Wilbert Fields; and Willie Rawlinson. ?? People. Loge I will work to get our \ possible. Our people need with the hurt that unemp] caused our Deoole. Paid For By Log* WE W YOUR /ou pay8i inston livered To Yoi 9 a kid a job... five yourself a lot of gooc reading... A the blank in V ? II 723-9863 \ get your article started. Yes! I want tl > will pay 80 . at i I p i < i ii | narr ; addi UE*? THESE BLANKS WIL ! GOVERNMI x ^^^==s==^txyiftTf<rTlt) w n By V. J. Adduci Those of us who rely on a pickup, van o? other light duty truck?and our retailers who use these trucks ?have good reason to be seriously concerned about overlyambitious standards the National Highway Traffic Safety Administration is proposing urvder the laudable banner of "fuel economy." Manufacturers have said that because they do not have the technology to meet the standards in the very short lead time remaining, they would be forced to drastically limit their offerings.. particularly the 6,000 to 8,500-pound vehicles, nss?mK)v nlflnt.? and lay off thousands of workm nf cutUat'fc.s. THim nmirfu**1 main" on Hie ~markel wTTT have limited performance characteristics: Smaller size vehicles will carry, fewer* lighter loads. -Lower displacement engines will have limited power to pass safely, climb steep grades, carry a heavy load or traverse rough terrain and pull trailers. Even the government itself isn't sold on the proposed standards. The President's Council on Wage and Price Stability has urged a delay. The Council notes the measure would require manufacturers of two-wheel drive light trucks to increase fuel economy of 1980 models over 1979 by about 21 percent, with another 2 percent in 1981. Four-wheel drive vehicles would have w u impivivc tun etunomy by 16 percent in 1980 and Are My S, mam Democrat A vorking people better job; good jobs ? jobs with a fu oyment, low wages, and i unarm For N. C. Hoi 'AN"H NEWS I Oper moTO SALEM C jr Door Ever fkfii le Chronicle delivered to my cents per month. Carri P.M., Friday -AM. P P.V.Box 31 Winston-Sal ie ess ne L BE PICKED UP % ENTALODI Ttiat May Affe IMPS IN AN ATTEMPT 10 SAVi has recently come up with l{ another 9 percent in 1985. The Council' Wiffrrar ti?d& the proposed standards could hinder President Carter anti-inflationary policiesAdding"" insult to""injury, ous doubts as to whether or not the new standards would really bring about overall fuel savings! For exam pie , IT make extra trips because their trucks are too small to carry a required load,-they? would double the use of gas. Or they would be forced to buy larger trucks that use more fuel and cost more money. ? The increasingly popular.^yewis ,and light duty trucks ^re used by a wide variety of businesses, including farmers, painters, florists,, plumbers, electricians, tradesmen, construction workers and carpenters. The overall economic impact of such major modifications could be severe. Transportation Secretary Brock Adams has xmtil early pedal bite n? IC. House 8 at the highest wages ture. 1 want to do away underemployment have | ise, Charles F. Lake fobe PAPEF HELPYOL :hronic yThursday > That's all it cos ???? * o put a kid in a as a Chronicle newscarrier. \ You pay hin 1 and he pays w\ That's gocx business fc ||| \ all of us door every Thursday aftenw ?r r?n rnllArf ^ vvuwv V/IA A UUJ P.M., or Sati M 54 em, N.C. 27/02 MON. AFTERNC i ~ rr A " ~~ * nrrtarai'iirff .< i.-*??iii <i-nti-tw--r~i <vn- " )ITIEWi ct mttti mr e ENCflGY, the gov?'nm?nt iws that could waste energy. March to decide whether to th/p fuel economy standards as proposed. We iiopv \\i 77;!i * "i^naer. harder look at this impor- \ awv- vami ''.iii ttLidtogtacon* ?-j iJUthc^B It !B fffcUTy "Wj (JltllK. 1 1 Before any new standards are mandated, we urge that Secretary Adams. ? yfBf*? ? any standards are technological ly feasible and provide adequate lead time. * Ensure that NHTSA understands the Required performance and capacity of these vehicles so that consumers will still be able to piek the vehicle they 1 I C i-1 ? _ l_ iifeu iur ine ]OD. Be convinced that whatever action DOT takes, there will be significant fuel savings with no unemployment and economic disruption. (V. J. Adduci is president of the Motor Vehicle Manufacturers Association, 300 New Center Building, Detroit, Michigan 482&2yr 1 ^L_J I s, Treasurer ? I I JRCHILD 1 :le \fternoon I I job ? I - n 1 us.. f i 1 ? j >r H ? ! I ! i ! i yon. I I ft rsday j J lrday | L )ON J
Winston-Salem Chronicle (Winston-Salem, N.C.)
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April 15, 1978, edition 1
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