Newspapers / Winston-Salem Chronicle (Winston-Salem, N.C.) / Dec. 6, 1980, edition 1 / Page 5
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creative impulse. Forced H growth doesn't work with human beings. Patience Naomi C. McLean with constant effort brings results. The factors that really count and bring color, VtTatiiy, and significance to our daily lives are not the externals. They are, rather, the internal satisfactions that flow out of a sense of honest pride in worthwhile achievement. .... i:? ? - -? i iw u> iivc up iu ine dcsi mai is in us. we use only a fraction of our intellectual resources. The thinking person stays alive. He is alive to the intellectual currents of his time. He keeps himself alive by reading, by studying*./ and by thinking. He interests himself in worthwhile activities which lie apart from his business or profession. Our lives need to be practical-to be guided by mind and method, and the person who makes a contribution to society is the one who gets things done. The person who does nothing because he fears what he may do will be wrong is a minus thinker. Has it been realized the best way never to make a mistake is to do nothing? It is also the best way to failure. A minu?u. thinker depresses everyone, encouragement comes from people who are plus thinkers. Such people are alive, energetic, and adventuresome, and every time a step is taken, the next one becomes clearer and plainer. Some people are rolling stones. They drift from this to that. They are always looking for something that doesn't exist. They never come to a realization of the importance of doing to the very best of their ability the task that lies at hand - and then go on from that point. They do not i * realize constant progress is the key to real living. The first thought for success in any endeavor is the expectation of success. Success is the result of taking one step at a time. When a person learns to do now what he should do now, he has taken the first step, and this is when the second step becomes plain. It is important to remind ourselves that the true meanings of life are not to be found in its material aspects, but we need badly, spiritual bread to feed our inner lives plus devoiing^omeTfrrre in our daily lives for the cultivation of those inward resources of patience, faith and hope which are the true values of life. Columbia Terrace The Pnlumhia ,T?nM>no Ai jr.?? . vviww ' rkvvviyang lU'vmrj ff Uffl* Neighborhood Assbciatiort ble, 'asfcbdatibn president;' will hold an important the meeting is being called meeting Tuesday, Dec. 9, to discuss the latest deat 1.p.m. at Morning Star velopments in Taylor Baptist Church, 1400 Fitch Realty Company's acquisStreet. tion of Columbia Terrace. W1 ? r?K whenV ca Starting tcxiay, you account to work earni Interest/Checking5" s< Interest/ Checking ] while you write check checkbook and deposi when you maintain a b; in a special interest-be transfers money to co So why wait? See a Wachovia Interest/Ch interest today. Member F.D.I.C I w Law ^H|l immmmmmmmmmmmmmmmmmmmmn North Carolina has two new landlord/tenant laws. One of the new laws gives tenants the right to have fit and safe housing. If your plaee needs repairs, you need to know how to use this new law! What does the law cover? The law covers all housing that people pay to live in: houses, apartments, trailers, public housing. If you pay, for your place by giving your landlord part of your crop, or if you pay by working for your landlord, this law is for you, too. You do not have to have a written lease to use this law. The law does not cover motel and hotel room* What does the law say? The new law says that your landlord must keep your housing fit and safe. It also says that you, the tenant, must pay your rent, keep your place clean and not damage your place. To make the new law work, both the landlord and the tenant must do their part. What does the landlord have to do? The landlord has to obey the local housing code. Many towns and counties have passed laws that say what a fit and safe place should have-for example, window screens, hot and cold water, and doorlocks. These laws are called "The Housing Code." To find out if your town or county has a housing code and what the code says, call your City Hall or County Inspections Office. The Inspections Office is listed in the white pages of the telephone book under the name of your town or county. The landlord must make any repairs needed to make your place fit and safe. He also has to keep the plumbing, heating, sanitary and electrical equipment in good and safe working order. If the landlord provides appliances, like a stove or your refrigerator, he must fix them if they break down. He must alsokeep the stairs, sidewalks, andareas used by everyone in the apartment or duplex in safe condition?" What do you, the tenant, have to do? As a tenant, you must pay your rent on time, and keep your place clean and safe. You must also get rid of garbage fn a clean and safe way, and keep the plumbing {sink**-toilets, bathtubs) as clean as you can. Do not^ damage your place or let anyone visiting you damage it. ii jvju uainagc ui ^umcuiic viMiing yuu uamagcs your place, you are responsible. Your landlord does not have to repair damage caused by you or your visitors. v 117 1 cxt #IIA m eckingacc Wachovia Ii n put it to can put the money in your checking tig interest... with Wachovia's srvice. pays you 5V4 % annual interest... s as usual. You use your regular t slips and you pay no service charges alance of $500. It holds your deposits ;aring account, then automatically ? TA\?? y-x /xl* /N xxl m ? ? ? i ^ * VCJL U1C UI1CUA5 yuu wine. Wachovia Personal BankerM about ecking... and start earning '-2* wacn B; f B Judges r Oaths of Cr\rc i/t U /A. ? M ? , '^. - i L/i it ill V.UUIH) > IUUI District Court judges and a new Superior Court judge were sworn in Monday in ceremonies held in the Forsyth County Flail of Justice. Incumbent-Judges Abner Alexander, Gary B. Tash and James A. Harrill, Jr., and newly elected District Court judge David R. Tanis were sworn in by Judge Harvey A.- Lupton of Winston-Salem, the resident senior Superior Court judge in Forsyth County during a ceremony at 9 a.m. At 4 p.m. William H. Freeman, a former District Court judge, whose term had expired last week, was sworn in by Lupton. Freeman, who was appointed to the special judgeship by Gov. James B. Hunt, Jr., two weeks ago, was defeated in his bid for the seat of resident Superior Court judge by Judson DeRamus, who was a former special Superior Court judge. Freeman's District seat was filled by ,. i .J ? r?. - -i r i auo, wiiu ucicaicu lormer assistant district attorney V. Jean Burkins. Mi/it an i Lai A panel discussion entitled "Atlanta to GreensboroStop Racist Attacks;*'' a discussion on the increase in attach against Black citizens, their rights and how to build an anti-racist movement, will be held Sunday at 7 p.m. at 216 E. loney ount 5 licrca work * HERE'S V WITH Avers Monthly E cor <9 o, v I By maintaining I you ebminate c your balance fa of $2.00 plus 1: lovia ink&Trust > rake Office */ o Participating with Lupton during the ceremony were Superior Court Judges William Z. Wood and DeRamus, both of c..i J ? 1 r? nniuii-juiciii, anu juuge Charles Lamb of Boone. Lamb, another special judge told Freeman during the afternoon ceremony, "For Christmas I would suggest a set of matching luggage for you, you're going to need it," Lamb said. District Court Judge R. Kason Keiger, another incumbent who won reelection last month is on vacation and will be sworn in later. Freeman's first duties as ; a special Superior Court judge will begin next week in Union County. His salary will ..be $45,636 a year, plus $5,500 for travel expenses and 25 cents a mile. The District Court judges will receive $36,960 a year. Chief District Judge Abner Alexander will receive $38,412 per year. All District judges receive 25 cents a mile fur travel outside the district. bor Forum 9 6th Street. Sponsored, by the Mili' i .. . i . . ' I. 'it ! ! I' j ', ; t tant Labor Forum, dor>ar tions for the panel are $1.50. High school students and the unemployed are asked to pay 50 cents. For more information call 723-3419. inyo J* J1 IK? HI. it/Chi tod? i J? VHAT YOU CAN STAR! WACHOVIA INTERES tge Your Monthly lalance Interest Earnings >00 $ 8.65 >00 $17.30 >00 $25.94 >00 $34.59 >00 $43.24 Bflaptlnn m Hau mn?t KEEP $500 IN YOUR A ND PAY NO SERVICE < a minimum balance of $500 (or a hecking account service charges ils to meet one of these requiren 5c percheck/item paid. * 7 I he Chronicle. Saturday, December 6, 1980 - Page 5 get the most fromvourbank 1 9 "J mi lAlfff Cn?L__ ia.?JU? L ' -?? I ? vf C 1 t?M?Ct?^gMaBMWWWWfPP* # ? By Lesley Bellinger ! I i Have you ever wondered what happens to your checks from the time you write them until you get them back in your monthly checking account statement? Every check you write goes through many processing steps to insure that your account is charged for the correct amount. ^ -P The larger banks have opera- JT. m. tions centers operating 24 hours K a day to get checks processed TV./ as fast as possible after they are A cashed or deposited. A Your check is first sent to an H A area in the operations center Lesley Bellinger called the proof department. Here, proof operators encode the amount onto the check, right beside other numbers imprinted across Jfce bottom of your check. This ink is magnetic, so tljat it can be computer read. ? The checks are then sent to a data processing unit. There, the checks are run through a machine called a reader/sorter, which reads about 200CL checks per minute. This machine microfilms every check that it handles so that a picture of the check* is available as a permanent record. But the reader/sorter's most important functiwris sorting. Eight numbers at the bottom of your, check are transit routing numbers, and each bapjf,, has a specific number assigned* to it. This system, allows tne machine to sort the checks by the bar$ to which they will be sent. Then the groups '6T checks are bundled and quickly sent to the varidtik' banks where they will go through similar processing.; The next step for "in-house" checks (checks that, are drawn on the bank that runs the operation center) is to be computer processed so tnat they are posted to the individual checking accounts. It takes around 24 hours for a local item to be processed once it reaches an operations center/If you ask the hank for your account balance, remeori: ber to adjust it for any checks which may not yet have reached your bank to clear through the system. After your check has been posted to your account, it is filed so that it can be sent back to you with your other checks in your riext monthly statement. It is extremely important for operations centers to process checks quickly. Obviously, it could be confusing if a^heck^ou wrote did not get processed until two or three weeks after you completed the transaction. Operations center employees are work ing around the clock to get your checks posted td: your account as fast as possible. Lesley Bellinger is operations officer and a section man ager for Wachovia Bank and Trust Company's Charlotte Operations Center. He has been with the bank for 22 years. , YOUR ROOTS ' / I / -I i_ iL I L ur le, r* si T/CHECKING Your Annual ' Hv Interest Earnings $107.79 I *21 A SO $323.38 I $431.17 I $538.96 ccount :harges. n average balance of $2000) I In any month in which lents, there will be a charge - -1
Winston-Salem Chronicle (Winston-Salem, N.C.)
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Dec. 6, 1980, edition 1
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