\ % _
Dr. Frank Eguaroje, curator of the Mattye Reed African Heritage Center at A &T State University, displayed authentic food, textiles, clothing and
sculptures at the African market at Moore Elementary School.
African Market Intrigues Students from Pa?e A1
About 170 fifth-graders from
Moore and Latham schools are
learning about African-American ?
history and culture in a^Diggs
Gallery project called "Looking at
African -American History and Cul
ture Through the Arts," funded by
the Winston-Salem Forsyth County
Arts Council?
The day included food, music,
art, dance, textiles, and clothing.
Joseph and Gail Anderson offered a
performance of African dance,
music, and storytelling. Dr. James
Lankton loaned part of his extensive
African an collection for the day.
and art students from Winston
Salem State University interpreted
the exhibit. Dr. Frank Eguaroje,
curator of the Mattye Reed African
Heritage Center at A&T State Uni
versity, displayed authentic food,
textiles, clothing and sculptures.
Brooke D. Anderson, Diggs
Gallery director, said she wanted to -
"take" the the students to Africa.
"We wanted to replace a re^t
joumey with an imaginary journey." ^
she said. "Travel alerts all of the
senses and allows every moment to
become a discovery: sound, sight,
smell and touch." Each student was
designated as a citizen of an African
continent for the day, and was a/Eed
to find their "homeland" on a map.
"They became a geography les
son themselves," said Anderson.
"We found out a lot of the kids
couldn't read a map."
A West African menu including
dishes from Senegal, Nigeria,
Kenya and South Africa was offered
to all public school students on
Wednesday, Jan. 13.
^ Mortgage
the house. That means a three per
cent down payment, and no private
mortgage insurance will be
required. Total installment credit
can be up to 50 percent of your
income, and mortgage payment
ratio to income can reach 35 per
cent. The program has been around
for three years and Wayne is proud
of the loan figures for 1992: 1,346
loans for $9 million.
"We've got a pretty good pro
gram here, and it's well accepted,"
he said. ?
The program also relaxes
credit and job- history requirements:
a clean credit record for six months;
and, two years of steady employ
ment, Wayne said.
The bank currently reviews its
loans applications to make sure that
those that were rejected "were
denied on grounds covered in our
underwriting criteria," Wayne said.
In February, the bank plans to insti
tute a second review process, in
which two mortgage loan officers
will look at the application prior to
- it being rejection to make sure that
it is being declined for not meeting
the bank's requirements.
The bank also plans to start a
"diversity training program" for its
mortgage loan employees-. "It was
designed to make sure that our loan
officers treat every customer the
same way. It's designed to make
sure they're more sensitive." Wayne
said.
Mary Waller, communications
from page A1
director for NationsBank, said. that
because the bank feels that the
problem with mortgage lending lies
not so much with discrimination
but with the persons credit history,
the bank has created mortgage
products that look "more flexibly"
at credit background.
i Waller said the bank's main
avenue for addressing the concerns
of the black community and low
income wage earners who would
like to buy their own homes are
public-private partnerships. One
program would require that the
mortgage applicant pay as little as
S500 as a down payment, while the
remainder of the five percent
required would come from a non
profit agency, she explained.
Waller said that on a grass
roots level, the bank has started
home buying seminars and is work
ing with the National Association
for the Advancement of Colored
People tQ^produce a basic banking
course.
A bank's presence in the com
munity implies that that bank wants
the community's business. There
are two bank branches in East Win
ston: one is Wachovia, and the
other is Mechanics and Fanners, a
black bank. When Waller was
asked why NationsBank had no
branches in the black community.
Waller said that was a legitimate
question, and later called back to
say that NationsBank is "actively
looking" for a site in East Winston.
V
Mutual Credit Lfnion
46th Annual Shareholders Meeting
January 25th - 7:00 p.m.
Golden State Mutual Life Insurance Co. Building
1225 E. Fifth St., Assembly Room
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R A Mittm, Pros. - H.N. Smith Jr. Tr?as
Dr. Frank Eguaroje displays African products
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