1. Piedmont Federal keeps all home
loans. We do not sell your mortgage
to out-of-state investors.
2. Loan Rates are locked in at
application for up to 60 days. If rates
go down before you close, you will
get the lower rate.
3. Closing costs are generally less
because we close all loans in our
offices and since we make the loans,
we generally have fewer fees.
4. All Piedmont Federal offices are
full service. All applications and
closing can be handled at the location
most convenient to you.
5. We approve all loans - Only our
approval is necessary and no outside
parties are involved (excluding those
loans that require mortgage
insurance).
6. We have fast service. Our
experienced personnel make the
process move as smoothly and
quickly as possible. In fact, closings
are generally within 30 days of
application.
7. You'll get a mortgage loan
account Book with your Piedmont
Federal loan - YouTl always know
how much you've paid and your loan
balance.
8. You'll always have ready access
to all your account information
since we maintain your loan. Plus
you'll be dealing with the same
people that made the loan for you.
9. Escrow accounts are not required
for home loans (except 90% loans).
10. Piedmont Federal's caring staff
is the most important reason of all.
1=1
Wlnston-Satem ? Kemersville ? Clemmons ? N. Wllkesboro ? Boone lIMSeb
Member FDtC