The only thing that's changed Stilf no subprime lending V Same traditional IRA to help you retire early \ Still no 2pm cutoff time for transactions Same dedication to your best interests I Still 11 convenient locations in Northwest NC ^ Same high-yielding CDs Still don't sell your mortgage s Same great rates on equity lines v Same smiling faces in every branch ? Still helping you make the right financial decisions Same free PFSelect checking with any mortgage or IRA account Same competitive mortgage rates / Same great customer service 1 Still here to help you save for colleqe I I / Same online banking at PiedmontFederal.com \ Still the Winston-Salem Journal's 2007 Reader's Choice for "Best Mortgage Lender" / Still supporting local non-profits, education and the arts / Same real-time balances V Same free ATMs anywhere in the world Same Statement Savings account Same rate- lock with float down - Same Roth IRA o Same easy online mortgage application Same interest-bearing checking accounts Same main office in downtown Winston-Salem SAVINGS BANK is a couple of words. We're the same bank we have been for the last 105 years. We changed our name to better reflect the products and services we offer. What hasn't changed is our commitment to you. MORTGAGES I SAVINGS I SOLUTIONS ? 16 West Third Street Winston-Salem ; PiedmontFederal.com ? 336.770.1000 ? Equal Housing l?nd?r M?mb?r FDIC o