7C STRICTLY BUSINESS/tEtf C««rlattt ^ Thursday, February 19, 2004 Internships for college students interested in motorsports Continued from page 8C internships is a step in fur thering the outreach, France said. “They have brought fresh perspectives, new ideas and enthusiasm to our industry and we are proud to have them in our sport,” he said. Applicants must have com pleted at least the sopho more year of college and be enrolled as an rmdergradu- ate or graduate student. Apphcants can be of any age and must have a minimum 3.0 grade point average for juiriors or seniors and 3.2 for graduate students. Internship opportunities range from marketing to ticket sales and engineering racing machines. AU interns will be paid a minimum hourly rate of $6 and are expected to work 40 hours a week from June 1- Aug. 13, Applicants who make the cut will attend a one-day orientation Jime 1 in Charlotte. Regina Phipps, a Wake Eagles Nest speaks language of eommunication Continued from page 8C Robinson adds. “The child can’t run the session.” Their commitment to indi vidual instruction and adherence to high standards helps, the principals of Eagles Nest compete as a private enterprise in a field dominated by governmental and quasi-govemmental agencies, Robinson says. Wendell Varner, who oper ates Kiddie Farms Child Development Center in Charlotte with his wife Gloria, says Eagles Nest is a welcome addition for his children and their parents. Eleanor Tolliver of Charlotte’s First Ward Child Development Center also praises the efforts of Robinson, Gist and Floyd. Already, Eagles Nest is dealing with growing pains as Robinson, Gist and Floyd work on expansion. They are adding child care centers to their roster as well as recruiting after school care facihties and charter schools. Further, they are seeking - How to make the most of your money Continued from page 8C be as insidious as termites to the unsuspecting consmner, particularly those that treat their statements like unwanted junk mad. One only has to look to the exam ple of the phone companies and their “hidden charges” to see how creative companies, including FIs, can be. The only remedy is eternal vigi lance by scanning your hard copy statements, or checking via Internet banking or audio response system if there is a “giant sucking sound” as fees are extracted from your funds. In recent years, one example has been credit card companies and FIs imposing massive penalty charges for going over your credit limit or for a late payment - even for a day. Another trick has been to charge a 1 percent or greater cash advance fee for using one of the “convenience checks” sent with your state ment. 'These charges can be large enough to dwarf the actual interest rate on the account, although another new trick is to shoot your interest rate from 10 percent or 12 to 29 percent for one of these egregious oversights. FIs are also charging for falling below your minimum balance on accounts, for using your ATM card, for not using your ATM card, for vis iting a branch, for a deposit shp, for writing too many checks, etcetera, etcetera, etcetera. While few of us are anxious to curl up with a good disclo sure statement on a rainy evening, it certainly behooves us to know what is going on with our accounts. Calling your FI after inad vertently hitting one of these expensive “tripwires,” like the credit card convenience check fee, rarely results in a satisfactory outcome for most consumers. Therefore, it’s best to keep an eye on the terms disclosed when you open an account and on any chemge of terms sent subse quently. ATM surcharges- Once positioned by the banking industry as a cost savings over human tellers, ATMs are now characterized as expensive equipment war ranting significant charges from consumers for their convenience. Large banks used the lifting of prohibi tions against surcharging by networks (that they control) to tiy and force a competitive advantage over smaller FIs with their large network of A'TMs. If you use a large bank and only use their A'TMs then you’re not paying surcharges, although you may pay other monthly fees. Rarely disclosed is that ATM-owning FIs already earn a transaction fee (usual ly around 45 cents) from the FI that issued the ATM card. 1370 AM 94.7 FM 1490 AM Ik ai, k tk & (jamk www.RejoiceNetwork.com Frank & Emma Larry Anderson T\ine In For Our Live Broadcast Partners 4 # New Hope Missionary Baptist Church 8:30 - 9:00 AM 4 # \ St. Luke Missionary Baptist Church 9:00 - 10:00 AM 4 * . St. Paul Missionary Baptist Church 10:00 AM -12:00 PM Thne In With Reeder Memorial From The Pulpit 12:00 -1:00 PM To Partner, Call 803-329-2760 or Fax 803-329-3317 Hertz Supports Disadvantaged Business Enterprises. (0)ertz has a strong commitment to the development of Disadvantaged Business Enterprises (DBE’s). (3)he contributions made by these suppliers have been of great benefit to Hertz and our customers alike. 0e are proud of our efforts in seekuig out such busi nesses and pledge to continue our efforts to ensure that all have a fair and equal oppo'rtunity to supply goods and services. HERTZ RENT A CAR 4102 Rental Car Rd. Charlotte, NC 28214 • 359-0114 Forest University student who interned at Richard Childress Racing in Welcome, N.C.. last year, said the experience “sur passed my goals in a smn- mer internship. “I was able to be a part of the business, and not just assist on the periphery ...The NASCAR world is def initely one I want to contin ue in when I graduate.” On the Net: NASCAR Diversity Internships www.diversityintemships.com Trade gap widens; consumer confidence shrinks with success - to provide speech therapy on a contract basis in the exceptional chil dren departments of public school systems across North Carolina. Smihng as she plays on her company’s name, Robinson says, “We believe we are soaring to new heights with speech and language.” Continued from page 8C Reserve would be in no rush to raise interest rates. Price impact The burgeoning trade deficit has weighed on the U.S. doUar, which has the potential to create inflationary pressures as Americans pay more for imported goods. “('The data are) suggesting the decline we’ve seen in the dol lar over the last couple of years is not having an impact. It sug gests the dollar may still need to fall to help narrow the trade deficit. But there’s a risk to higher inflation if it does,” said Gary 'Thayer, chief economist at AG Edwards & Sons in St. Louis. A separate Labor Department report showed the price of imported goods rose sharply in January, a sign the weaker dollar may finally be making itself felt on the price end. U.S. import prices rose 1.3 percent last month, the biggest climb since February 2003, after a 0.5 percent advance in December. Wall Street had forecast a milder 0.4 percent gain. “The weaker dollar and stronger global demand have dou bled the year-on-year trend in core import prices in the last 12 months,” UBS wrote in a report. ■Say Yes To Success! Dr. Carl Arrington, Licensed Presenter “Dr. Arrington is a recognized Fast- Start Distributor with EcoQuest Interiiational. He has spent years help- ing others reach their personal and professional dreams. Don’t Just Let Life Happen Most of us at some time or another have had dreams for our lives. This was especially true when we were children. When we were young the sky was the limit. There was not anything that we thought we could not do or become. We dreamed of having success. Success seemed like such a natural part of living. But then along the way, we began to hear the voices around us that meant so much to us tell us that our dreams were unrealistic and unreasonable. We were told to think in more practical terms. The result was that many of us believed the voices that told us that our dreams were Impossible. Consequently, we began to settle for whatever life seemed to be willing to throw our way. We began to just let life happen to us rather than creating a life for ourselves that we had dreamed of having. Your life does not have to be that way. When we set goals for ourselves we can have our dreams. Write them down. This is critical. Review them every day. This allows your mind to be fixed and focused on them. Whatever we think about, that is what we become. Do not let others in on your goals who will not be supportive of your dreams. You do not need those kinds of distractions. Work every day to achieve your goals. Your heart and mind will lead you as you focus on your dreams and goals to take you to the next step. You will be amazed at just how quickly your dreams will come true! Depending on Others for Your Success? START YOUR OWN SUCCESSFUL BUSINESS? Go to wwtv.maxlmumsuccess.com/cla Contact Dr. Carl Arrington for details. Maximum Totmtiat CaU: 704-591-1988 INFORMATION REQUEST FOR MORE DETAILS Name_ Street Address_ City State _Zip Code_ Home Phone_ FAX: _Work Phone_ Don’t Delay, CaU Today!