Newspapers / The Charlotte Post (Charlotte, … / Jan. 12, 2006, edition 1 / Page 29
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5D REAL ESTATE/IJi CMiIatu $ot Thursday, January 12, 2006 Be prepared to explore options for home mortgage Continued from page 4D one of your largest and best investmaits. ^^^th bett«* than average credit you may be able to minimize your home payment expenditure. No matter whether you have good credit or not, home ownership may only be a phone call away Tbx return money may be a great down payment for a better living situation in 2006. May all your New Year’s resolutions come true in the coming year. ROLAND K. HAWKINS is a real estate agent with Caldwell Banker United Realtors. He can be reached at (704) 840-5762 or via the internet at n’wwroland- hawhnscom Organize the garage and make room for your car Continued from page 4D ure out how to organize it. Hooks on the wall are good for some items, like bikes and tools, but what about heavier, bulkier things that you can’t hang on the wall? Head for the heists with a new garage storage device fix>m Racor that takes adv^tage of all the space overhead. The HeavyLift system lets you store virtually anything out of the way and off the floor by making use of the space on the ceiling. “You can safely store up to 250 pounds on the HeavyLift,” says Shaha. “Use it to store out-of-season equip ment and tools, or use it as year-roimd storage for file boxes or other stuff that you don’t use fi^uently but don’t want to get rid of” The ea&y-to-install kit indudes heavy duty steel sup port beams which you secure to the rafters, a 4-foot by 4- foot platform, a winding axle, enough vinji-coated steel cable for a cdhng up to 12 feet hi^, a hand crank and all the mounting hardware. All you have to do is screw the sup port beams into the ceiling, attach the winding axle with the enclosed hardware, thread the steel cable through the support beam wheels and attach to the platform, then use the provided hand crank to raise and lower the plat form That means you won’t be climbing a tall ladder try ing to balance a heavy box - an invitation to iiyury The American Ladder Institute* reports that each year, more than a half million people are ii\jured and 165,000 visit emergency rooms after falling off ladders. ^A^th a HeavyLift system, you just lower the platform, find what you need and then crank it back up to the ceiling. Getting seldom- used items off the floor and off of valuable shelf space in your garage means you can make better use of the room you do have. You can keep things you use fiequently like cleaners, tools and auto accessories Old wood gets new life as reclaimed antique flooring Continued from page 4D products” by National Floor TYends magazine. Old mills, factories, bams and houses along the East Coast may no longer be useful as struc tures, but they can become great sources of antique woods like chestnut, heart pine and oak. The reclaimed wood is sort ed, graded, dried, straight- ened and custom milled at Carlisle’s headquarters before being installed in new construction or renovations. When Carlisle, second-gener ation owner of the company and his team harvest antique wood, they document as much of the structure’s histo ry as possible. “Many of our customers are interested in the history bdiind their floors,” he notes. “They are attracted not only to the beauty durability and character of antique wood, but also to the connection it bears to a piece of our coun try's history” Recently Carlisle reclaimed antique chestnut wood fiom the Geurrant Family Planta tion in Franklin County, Va. In the early ITOOs, the king of En^and deeded the 3,300- acre tract to the Geurrant family, who operated an apple orchard there for near ly 250 years. The apples grown there fed U.S. soldiers in both world wars, the Revo lutionary War and the Civil War. Antique heart pine cur rently used in Carlisle floors was reclaimed fium the for mer Goodyear Tire and Rub ber Company building in Whidsor, Vt. The building, more than 100 years old, was home to the Wmdsor Machine Com pany fium 1910 to 1916. The company produced automatic lathes for the war effort dur ing World War I. From 1916 to 1933, National Acme Com pany occnipied the building. In 1936, Goodyear bought, reopened and expanded the building to manufacture rub ber soles for shoes. ‘Teople love the idea that the wood of their kitchen floor might once have housed thor oughbred race horses, or that their living room floor was once beneath the feet of hero ic factory workers who con tributed to the war effort,” Carlisle says. Reclaimed antique wood can be used to create beautiful, durable, character-filled floors any where in the home. For more information on reclaimed antique wood, visit www.wideplankflooring.com, orcaU (800) 595-9663. Warm up any room with a fireplace Continued from page 4D fix)m one room to the next if varies widely depending on place is an indtUgence that and are becoming popular ti^sired The cost of gas and size, materials, mantels, and every homeowner should because they can be moved burning fireplaces other option^ second fire- eiyoy. Painting favorite colors can offer insight into who you are Continued from page 4D leave you standing in the paint aisle of your local hard ware store confused and fimi- trated. However, according to Van Allen, there are some general guidelines to follow and tools available to help you choose a palette that accurately reflects your {per sonality and lifestj4e. Before you even visit a store, just look arotmd your home and evaluate what type of decor you’re partial to. Many times, you’ll see an unplanned reoccurring theme, such as a preference for sleek furniture and simple lines. Then, after observing what types of furniture and accessories you’ve surroxmd- ed yourself with, think about what colors you prefer and how they make you feel. Still having trouble visualizing a palette? Look for guidance and inspiration elsewhere. For example, Pratt & Lambert’s new Never Compromise Color System offeis unique Color Personality Profiles. These fun, introspective s^- assessments, created by Pratt & Lambert color experts, guide consumers to one of eight interior color col lections by asking a series of questions about the individ ual’s specific color tastes. By answering a few simple questions about yoursdf, you can determine what color “type” juu are and choose fix)m a hand-picked color palette that correlates to your personality Shades of Pale: People who desire this palette tend to choose a pale wall color with confidence. Ihey foefer versatility and their belongings are promi nently displayed in their dec orating scheme. Botanical Gardens: Wirant and alive colors with purpose, confi dence and daring tend to draw people who aren’t afi*aid of change and want their heme to reflect their colorful personality Sim Kissed: Comfortable casual furnish ings are preferred by this per sonality Colors found in the home have all the elements of energy, fiiendliness and ease. • By The Sea Side: Refi^h- ing and invigorating, these colors reflect people who are Icxjking for their home to be an escape, someone who wants to provide balance between downtime and their hectic life. • Mosaic: Do you crave a home that reflecrts your trav els? Are you adventurous and romantic in nature? A “Mc^a- ic” personality is drawn to rich hues that are reminis cent of other times and cul tures. • Classical Ibnes: Express your strength and authority with classical tones. Fads are not important to this person ality type; they prefer colors that evoke a sense of history, substance and stability • Pretty \^ctorian homes, dreamy summer days, poetry euid fi’Eigrant flowerbeds are some of this personaHty type’s favorite things. Colors in this palette arouse interest in a soft, gentle way • Raffia: This color palette is full of neutrals and inter esting greens that create a sophisticated environment that is also casual. People drawn to this color selection appreciate a contemporary look and feel that is full of texture. “No matter what color per sonality type you are, it’s important to remember that color is vital in a home,” Van Allen says. “It creates a bridge between furnishings, accessories and sets the over all mood of a room. Mc»t importantly, it should make you feel comfortable, and make the space look finished and complete.” You can find Pratt & Lam bert Paints on the Internet at www.prattandlambert.com or by calling (800) 289-7728 (BUY PRATT). Expand your horizons beyond the ordinary advertise, in The Post (704)376-0496 within easy reach. The HeavyLift is available throug^i retailers nationwide, the Sears catalog, Brookstone Catalog, TVuValue Stores, Blaines, Improvements Cata log, AC!IE Stores, Chase Pitkin and hundreds of online retail ers and www.racorinc.com. Visit the company’s Web site to see all their storage solu tions, or call (800) 783-7725 for more infonnation. At home and in the neighborhood. dDl^arlotte UGLY ROOF Stains Removed! t ft ' 1 '}\V New look, NOT New Roof r a -T-.ITr" Roof Brite® 704"022-1710 • www.aok.org/roof.htm 20% OFF for contracts siened durine estimate World OF Real Estate Realtors, Mortgage Funding, Investors, Contractors, and More! To join this page of ADVERTISERS Please call Your Personal Executive: Pat McNair ext. 106 • Jeri Thomp.son ext. 104 Sheryl Bradford ext 107 Fran Farrer-Nash exLl 13 OWNING YOUR FUTURE Homeownership is a national priority. HUD is the nation’s housing agency committed to increasing homeownership and dedicated to helping first-time buyers and minority families become homeowners. Each year, HUD programs and services help tens of thousands of families accomplish the dream of a life time: owning a home. Most likely, you’ll need to borrow money to buy a house. Getting a fair deal will help you to keep your home and boost your home equity wealth. Home equity is the part of the value of your home that belongs to you—the value of your house minus what you owe on the mortgage. Your goal is to get a loan that doesn’t include high fees or a high interest rate. With low fees and a low interest rate, you can pay down your debt more quicl^ly and own more of your house. Watch You Wealth The wealth you accumulate in a house is no different than money in a checking or savings account. Be as careful and attentive to your home equity as you would be to your bank account. Be cautious about refinancing or borrowing against your home equity. Remember, refinancing isn’t always a good idea. Don’t let someone sell you a loan you don’t need or can’t afford. Be wary of pitches like "NO CREDIT, NO PROBLEM" or random mail promising favor able mortgage rates. If it sounds too gcxxl to be true, it probably is. For more information, call 1 (8(X)) 569-4287 or go to www.owningyourfuture.gov and select "Buying a Home."
The Charlotte Post (Charlotte, N.C.)
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Jan. 12, 2006, edition 1
29
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