mmm http /Afvww thecharlottepost.com Cliarlotte THURSDAY, MARCH 2, 2006 4D REAL ESTATE Put that tax refund to use Many of ua have already received an income tax reftind If you dOTi*t own a hcxne, you are probably giving Uncle Sam a good portion of your earnings this year Are you tired of giving too much liard earned money away? flcHnebuilders are offering incentives for m R(Xj\NI) Hawkins prospective home buyers this tax sea son. Builders will work hard to entice you to invest your tax refund in one of their sub divisions If you desire a new home, this may be one of your best times to get a great deal Ask your Realtor to get copies of your local builders’ Homes Inventory List, Builders are more motivated to make deals to move inventory homes, especially during this time of the year In the current real estate market, it is quite conmion for homebuilders to pay closing costs. A builder, however, might require buyers to use one of the builder’s preferred lenders in exchange for this consideration. During the next 30 days. s(Mne new construction incen tives will become even more attractive. One local builder is ofTering to pay down interest in aiklition to paying closing costs at most of tlieir Char lotte new home sites. Where else can a person purchase a new construction home and move in with little or no money down and a below market mortgage rate Most new homebuilders offer 100 percent financing to attract potential buyers. Some of these plans will allow a seller/builder to provide a gift to a buyer for the required down payment. This plan helps potential homebuyers who are woridng with little or limited cash In addition to providing a gift for the down pa>ment. builders can also pay closing costs. Some of these entry-level homes are priced so inexpeii- sively that it appears that they are giving them away. Entry-level home builders offer several promotions that give honiebuyers' down pay ment and closing costs assis tance in addition to other monetary allowances. Again, most homebuilders require you to use one of their preferred lenders in order to take advantage of incentives. When builders and lenders compete for your business, you win This is a great time to be a qualified homebu>er Most hom^uilders recognize the buyers’ agency* relationship. Builders understand that every buyer is entitled to employ a buyers’ agent to rep resent their home bu>’ing interest It’s your buyer’s agent responsibility to look out for your interest in the hcsue bu>’ing process Builders and real estate agents woric closely to help homebuyers A builder’s busi ness is not only limited to leads generated by represen tatives sitting in their model hemes waiting for qualified buyers to walk in. Builders also rely on their relation ships with buyers’ agents to bring qualified customers to their home sites. Most of the new heme incen tives may only be available for a limited time, so dont miss out on this o{:f)ortvmity Your Please see TURNybD PHOTO DECKORATORS Springtime projects that bring families together .Man IS, nmoi 'rck.\ss(xiati()s Now that spring has arrived, peo ple everywhere are reintroducing themselves to the great outdcxDrs. Whether you’re into sports, garden ing or just socializing, there’s some thing for everyone, even the little ones, to do at this time of yeai*. After months of being cooped up inside, who wouldn’t eqjoy a family bike ride, working together to plant a garden, or starting a project that will pay dividends for years to come - building a playgroimd set for the kids in your backyard. Over the years, numerous studies have shown that play, particulariy on playground equipment, is ftmda- mental to a child’s physical and mental development It teaches them fine motor skills and problem serv ing; and as they swing fix)m the monkey bars and climb up and down the ladders, gix'es them a workout as well. Having read all the studies about a plajground’s benefits, when his kids were young, Karl Jessen of New Jersey went on a journey a lot of parents find themselves oh every year around this time. ‘T really wanted to get a play set for my boys, but was scared off by the hefty price tag, he says, “so I decided to build one mys^.” But the task wasn’t as easy as he expected it to be He had to go one place for the wood, another for the play equipment, and yet another for the hardware he’d need to put the set together. “B^ore long, I realized I had tripp)ed onto a niche that need ed to be filled and went into the playground building business,” he says. Jessen’s company, Detailed Play Systems, went into business in 1998, and has been so popular, that thousands of playground building kits have been sold to date. Each one provides parents with the Detailed Plans needed to put a qual ity set together, along with the hard ware, swings, slides and safety equipment. The only thing parents have to go out and get on their own is the wood - herein lies the savings and opportunity for consumers to control quality “Building a play set for your kids instead of buying one not only saves you monejijt offgjj^ a great opportu nity to bond,” says Jessen. When he built the original set, his older son, who was 4 at the time, decided what kinds of activities it would have, and learned what a ruler was for by helping to measure the holes for the hardware. Once he started build ing, Jessen’s younger son, who was just a toddler at the time, pitched in by bringing him the parts he could safely carry Eight years have passed since that Spring when the original play set was built, and it has evolved over the years. Monkey bars have been added, so have tunnels, climb ing waUs, and a number of other items, all of which are available throu^ Detailed Play Systems. Tb order a catalog, call (800) 398- 7565 or log on to www.detailed- playcom. Shipping is available in the 48 contiguous United States. Deck out your home with some advanced living space creativity ARVni. RESOL RCE.ASSOCiWOS PHOTO/ARA CONTENT Home improvement has become one erf* the nation’s favorite pas times. Every day millions tune in to watch TV gurus work their magic - sometimes to extremes. But when it comes to real life, most Americans operate within a budget and evaluate their home improvements based on cost- effectiveness. One growing trend is an emphasis on outdoor living spaces, where families find usaHe space and a new venue for deco rating and design. “A nice deck c*r patio doesn't cost neariy as much as adding indoor space and yet it’s a great addition to a home,” says CTielsea Gardner, a landscape designer who writes about outdoor decorating and entertaining. ‘T’m seeing more homeowners who want improvements that enhance their lifestyle, and decks give you great options for enter taining, relaxing, and spreading out. With today’s wide range of deck and patio janducts you can add on a signature environment using creative design and inter esting accessories,” says Dave Bielidd, owner of Decks Atlanta Bielicki notes that today's decks have become much more than wooden platforms attached to the back of a house They are design er-inspired living spaces, where comfortable furniture, functional lighting, and decorative balusters make them an attractive, multi purpose area for families Kelly Jones, founder of Deckora- tors, a leader in deck rail options and accessories, says their newest items appeal to the homeowner who wants more than just place to plop the charcoal grill and lawn chairs. Included on his list of best sell- Please see DECK/5D Find the key to landscaping without the maintenance ARIICLERESLH RC'E ASSOC lATIO.S Soon the barren land scape we’ve been locating at for months will cxice again give way to green grass, flowering bulbs, and bud ding trees and shrubs Tl>e first day of spring (March 20) is almost iqxm us. WTiile most pe^e loc^ fcx’ward to the return of ail the greeny; it’s sotnething a large portkxi of the pc^- lation dreads WTiy? Because it will also mean the return of weeds. A weed is defined as any plant you dcoi't want in your garden co* landscape. Some common ones are dandelions, thistle and dc^- lar weed Once estab lished. they are almost impossible to get rid c^. whidi is why early in the season, you should take steps to eradicate them for good. Tliere are three effective meeins of achie\*ing this goal. You can use herlx- dde. pull them 'py hand or put down landscape fabric A lot of peofJe shy away fix)m the idea of using diemicals in their gardens, which leaves jiist two options. Please see KEY/5D PHOTO/ARA CONTENT

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