miday, February S, 1926.
THE CHOWANIAN, CHOWAN COLLEGE, MURFREESBORO, N. C,
P«C« 3
CAMPUS NEWS *
*** * * ******
Miss Gertrude Knott spent the
fj»ek-end in Wilson.
Miss Lucille Hines of Suffolk,
trilved Monday, January 26, to
IMVBe her duties as bookkeeper.
Miss Marietta Bridger spent the
week-end in Winton. She was ac
companied by Miss Edythe Oakley.
Miss Maggie Mae Bryant spent
the week-end in Raleigh.
Madame Yavorsici and Misses
Beryl Souter, Willie Maddrey,
Beatrice Burrell and Evelyn White
went to Norfolk, Thursday, Jan
uary 29, and attended the opera
“Madame Butterfly."
MiKes Janet and Bernice Ben-
thall fspent the week-end in Rich
I Square. They were accompanied
Misses Mary Raynor, Louise
Ruffin and Hazel Griffin.
jMiss Lois Essex spent the week
end at her home in Jackson, N. C.
She was accompanied by Miss
Beatrice Burrell.
Miss Ruth Rittenhouse was
called to her home in Weldon,
fhnrsday, on account of the illness
of^er mother.
1 Misses Susan Barnes and
Evelyn Samples spent '■he week
end in Como.
Two of the seniors. Misses Jes
sie Marie Parker and Flora Mae
Hood, are at their homes due to
illness. We hope that they will
soon be able to be back in school.
J. A. McMillan, alumni secre
tory of Wake Forest, College, con
ducted chapel e^fcises, Tuesday,
3b gave a very in
teresting talk. He said that the
•ggest thing is the next recitation
Bd in order to be prepared for
Seminations, the lext recitation
■hould be thoroughly mastered. If
the daily lessons are prepared, ex
aminations will take care of them-
ielves. This short talk was very
fitting as it marked the first day
of the second semester.
{Miss Estelle Welch, of Edenton
entered school here at the begin
ning of the second semester. Miss
^elsh is a member of the fresh
man class.
Misses Thelma and Jessie Drap
er spent the week-end at their
home in Pendleton.
Rev. and Mrs. J. P. Essex, of
Jackson, visited Miss Lois Essex
;F!riday afternoon.
Mi.'ses Viola Raynor and Eliza
jbeth Carleton spent the week-end
with lil^s Hilton Jones, of Severn.
‘SAFETY .VALVE”
^ ^ i(c ^
SLIGHTLY TANGLED
Diner :*“Say, waiter, this roast
Waitaf: “f\r> sTorry. I gave
,ou anot^ier customer’s pork b^f
'mistake.”
DON’T GET PERSONAL
•^Lawyer: “What caused all this
fighting?”
Accused: “He was shouting,
‘You dumb idiot’, ‘You stupid
ass!’ ”
Judge; “Don’t talk to me—ad
dress the jury.”
ECONOMY BEGINS AT HOME
“Could you show me something
gnitable to give a lady?”
'“About what price, sir?”
“Oh, something cheap. I’m just
getting it for my mfe.”
MORE TRUTH THAN POETRY
“Lend me five dollars?”
Nothing doing. You never pay
your debts.”
“I need it badly. Just lend me
five more dollars and you’ll never
fee me again.’
J
Attention is directed to the new
department appearing in this issue
entitled “The Safety Valve.” This
column is for the purpose of giv
ing the students an opportunity to
express their opinions about any
thing that concerns them to that
extent. Some may be dissatisfied
with their lot but are too afraid
of the sound of their own voice
to speak. On the other hand, some
may be overwhelmed with grati
tude or appreciation for something
but are too timid to give utterance
of their feelings. It is deemed
nothing short of humanitarianism,
to say the least, to allow such per
sons the chance to express their
dissatisfaction or pleasure, as the
case may be. Knowledge of an
ailment may lead to a suggestion
of a remedy by some kind reader.
Many people have thoughts that
they are willing to commit to cold
type, which they would never in
the world dare let fall from their
lips. Beneath a timid bearing there
lies concealed sometimes great and
astounding ideas, which would en
rich those in the world about if
allowed expression.
Another purpose that this new
column may serve is that of giving
relief by releasing pent up feel
ing. -An accumulation of affection
and thought suppressed for a long
period becomes like a sleeping
volcano, and to avoid an unseason
able eruption, it is well to provide
a well controlled channel for their
discharge, such as that offered in
the “Safety Valve” department.
The editor of tl-.is paper is not
thoroughly acquainted with the
anatomy of a motor car, but
through an incidental, or ac
cidental way, has been led to be
lieve that there is a part of the
engine called the safety valve, the
function of which is to give outlet
to excessive energy and thus safe
guard against explosions that
might result from an oversupply
of accumulated force. This part
of the engine, therefore has a
function that bears analogy to
that which the “Safety Valve”
column has for human mind.
Ills and complaints, whether
real or imaginary, often take on
different lights when they are re
fleeted upon sufficiently to give
them the concrete form of written
words. Perhaps someone may be
harboring in her soul some bitter
thoughts that would vanish into
vapor if probed to the depth re-
.quired for one to be able to write
be only misconceived notions and
one lets others know about the real
objectionable circumstance that
she has observed, such knowledge
may lead immediately to a correc
tion of the wrong.
Also, someone may have ob
served some accomplishment
which deserves praise. The com
mending of excellent works is
usually very effective in stimulat
ing to greater effort. Every liv-
i'^'g growing thing thrives on en
couragement.
In view of these facts it has
been decided by the staff to pro
vide an open forum, which is vir
tually the students’ editorial
column. The Chowanian is a stu
dent publication, and as such be
longs not to the staff exclusively,
but to the student body. There
fore, students should be allowed a
voice in it for their personal
opinions.
dom of press, of speech, of con
duct and of anything else, which
fills the mind of the youth with
perverted thoughts'?
College papers and publications
can do much toward improving
conditions by demanding purer
literature. Why should they fear
to ask for what they want? Why
should they be satisfied with pub
lications which their sense of pro
portion says is not the best? It
would be a blessing to America,
should college men and women
start such a revolution of press
as would uproot the present meth
od and furnish instead a bud wKich
when full grown, would be the
best and strongest literature ever
read.—Beryl Souter.
Money Versus Culture
“A college diploma is no longer
certificate of excellence but a
bank draft,” says C. G. Erickson,
president of the Upala College, of
East Orange, N. J. No one doubts
the truth of this statement. If as
he says, “the diploma can not be
turned in for cash it is esteemed
no good.” Students do not con
sider their spiritual and cultural
development, but think only of the
kinds of jobs they are able to get.
The average college graduate has
little personality, instead he fits as
a cog into the wheel of the student
body vacated by another of his
calibre and scarcely effects the ef
ficiency of the machinery of the
world at all..
The shallow excellence of Amer
ican colleges along what are called
practical lines has been bought at
too dear a price. The qualities
formerly implied by a college de
gree, personal excellence, accom
plishment in speech and manner,
are no longer there. It is a de
plorable condition, which will soon
er or later lead to the down-fall
of the nation. Classic education
has become very unpopular and
it is the duty of parents and pro
fessors to create renewed interest
in such subjects as will develop
the intellect and the culture of
students.—Willie Blount.
Building and Loans
" ^Repeaters" in the Goshen, Ind.,
high school have been reduced
about 10 per cent by an effective
system of checking up every two
' weeks children who are threatened
%fith fail^^kin their studies.
! Teachers the principal co
operate in the effort effort to re
duce student mortality, and prob
lem cases are given special diag
nosis and receive individual atten
tion.
Why Don’t They?
Hog production in the United
iBtates continues to decrease, ac
cording to a recent Government
report. Might be time to put
more pigs on feed in North Caro-
jj^Hna.
At It Again
JA^TOOAt-fE^
W 1.
iili Another Marathon dancirg ciaz**
n is sweeping the nation—this time
It is a blow to the exuberance
of youth to read the newspapers
of today. Perhaps it was during
the last generation, and perhaps
it will be during the next genera
tion. Certainly it will be if the
present youth does not remember
his shocks that shattered a certain
portion of the beauty of the world
for him.
If the reason for such an alarm
ing amount of crime today is only
that it is published more than in
the past and is called to our at
tention; then why don’t the news
papers suppress these stories? Dis
cussion of crime going by un
punished will surely not inspire
youth to break down the tidal bar
riers between him and honest sue
cess.
When he reads all the accounts
of suicide, murder, robbery and
crime “within the law,” quite na
turally his mind starts working on
that sort of subject. Then when
the magazines and newspapers are
supplemented with books which
the press now allows to pass cen
sorship, who can expect him to
choose a preference of the stand
ard literature?
The experimental age of youth
is at present being harrowed, con
doned, magnetized and in every
way lime-lighted. Why should
human emotions be played with
and tarnished in any such way?
The idea is revolting to those who
are honestly trying to “live on the
top.” Naturally the question
comes up, “Is it the intensive study
of psychology which has started
so much talk about self?” If so,
Chas. A. Hines^ prominent bank
er and business man of Greens
boro, has prepared a tract explain
ing the features of building and
loan. It follows:
“The Investment Feature”
“Building and Loan stock is par
ticularly attractive as an invest
ment not only to the wage-earner
and salaried folk but to people of
luJuuiitnL-ftV To ‘ p^jc’uiiai y
fitted to meet the needs of a large
percentage of our citizens. Quot
ing Hon. James MacMasters, super
visor of building and loan associa
tions for the State of New Jersey:
“ ‘The greatest financial minds
in the world could not invent orl
describe any system better cal
culated to enable ordinary people
to obtain homes and to invest their
savings so as to provide for thei
shareholding member a com-i
potency.’
‘Each share of installment stock
represents $100 at maturity. The
profits or dividends are not with
drawn but are left with the asso
ciation and added to the amount
paid in by the shareholder to help
mature the stock at par, $100.
When the installments paid, plus
the accumulations, reach par, then
the stock is paid out; or it may be
converted into paid-up stock. Some
of the associations also issue paid-
up stock for the investment of
lump sums.
“Earnings”
The earnings on installment
stock will vary slightly but we
know from past experience the
average will be 6 per cent or
slightly more. The earnings on
paid-up stock are fixed at 5 per
cent. This is payable by check
semi-annually.
“Safety”
“All funds are loaned on first
mortgage, on residence property,
not to exceed two-thirds of a con
servative valuation. In addition
to this, the stock carried against
the loan is hypothecated as ad
ditional collateral and weekly or
monthly payments are being made
on the stock. Fire insurance is re
quired and the policy deposited
with the association. Due to the
fact that the home is involved, the
moral risk is the best to be had.
“Here we quote Hon. Stacy W.
Wade, insurance commissioner and
supervisor of building and loan as
sociations in North Carolina
•“ ‘No financial institution in the
country is safer except the United
States Treasury itself, none so
economically managed, and few
pay as attractive dividends.’
“Loans’*
“Loans are made for the pur
pose of buying a r 3idence lot, a
home, building a home or lifting a
mortgage from the home. Ap
plications must be made in writing
The time required to reach a loan
depends entirely upon the number
of prior applications on file. In
normal times an application should
be reached in two to eight months.
At times, when the (femand is un
usually heavy for loans, it may re
quire a longer time. -
“When the loan is granted, the
borrower is required to pay the
necessary legal expense for in
vestigation of title and prepara
tion of papers by the association’s
attorney; also the fee for the ap
praisal board, which is $3, and re
cording fees. The attorney’s fee
varies slightly with the size of the
loan. The minimum expense is
$15.50 and the maximum $25.50,
including the attorney fee, ap
praisal fee and recording fee. All
loans bear interest at the rate of
6 per cent per annum, payable
monthly. The interest paid on the
loan is materially reduced in the
end by interest paid to the bor
rower on the installment stock car
ried against the loan
“Entrance FfiJs”
“Each association charges an
entrante fee varying from 25c to
50c per share, depending upon the
class of installment stock carried.
This entrance fee goes to help de
fray the expense of operation and
it simply comes off the beginning
instead of the end of the stock.
By charging this fee in the begin
ning, those who withdraw their
stock within a few weeks or
months have paid the expense of
opening and closing_their account
and this expense does hot fall to
those who carry their stock to
maturity.
“Withdrawals”
Stock may be cashed in at the
office of the associations according
to the rules of the various asso
ciations. As a rule 30 days’ notice
may be require on installment
stock and 90 days on paid-up stock.
However, the associations, realiz
ing the importance of accommo
dating their shareholders, try to
cash stock as nearly on demand as
possible. After stock has been
carried for a period of 18 months
to two years, a portion of the
profits—varying in amount from
4 per cent to 5 per cent—will be
paid upon withdrawals. It is neces
sary to carry installment stock to
maturity in order to realize all
profits earned.
“Henry S. Rosenthal, a publish
er and a great building and loan
enthusiast of Cincinnati, Ohio, has
probably best described the opera
tion of a building and loan associa
tion in these words:
“ ‘The members save money to
gether.
They lend money to each other.
They divide the profits r/ith each
other.
They work together to help each
other.’ ”
“So well written, produced and
enacted were the three plays pre
sented by the Playmakers that
they would have easily satisfied
any cosmopolitan audience.”—The
Columbia Record, Columbia, S. C.
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“To anyone who knows the
rural life of the South these peo
ple of the Carolina folk plays are
real people. Their speech is real,
what they think and feel and say
is real. This would not be enough
to make them dramatically in
teresting, to make them life as
stage personages; but because they
are dramatically presented, be
cause the plays are written drama
tic truth and acted with sound
dramatic feeling, they become
something bigger than people of
North Carolina. They are people
of a world which the imagination
can compass.”—Savannah Morn
ing News.
The dairy calf must have feed
and comfort to grow v/cll this
winter. The future cow is in the
calf pen this wintex’.
SEE
J. G. UVERMAN
FOR PLUMBING
Prices Right. Satisfaction
Guaranteed
FOR
All Kinds of High Grade
COAL
See
Crystal Ice, Water & Fuel Co.
Murfreesboro,-N. C.
Weldon Fruit & Produce Co.
WELDON,
■ jT -
N. C.
Fancy Fruits and Vegetables
Bananas A Specialty
If you’re sick, we’ve got it
If you’re well we’ve got it.
Everything in Drugs, Toilet Articles and
Stationery
All the latest Magazines. Up-to-date Soda
Fountain.
E. N. NICHOLSON’S
DRUG STORE
Murfreesboro, N. C.
Stedman Stores Co.
G. R. Rose, Mgr.
Murfreesboro, - - -
N. C.
Heavy and Fancy Groceries
Fresh Meats, Fruits, Vegetables,
Iceburg Lettuce and Celery.
-f^lE'OMLV LAV>/ TUE 1300T-
UAW—
FOR REAL
Service
&
Courtesy
The Peoples Bank
Murfreesboro, N. C.
Chowan College Faculty
and Students
We desire to extend to you a
hearty welcome to our town,
and to assure you that it will be
a pleasure to extend to you
every courtesy and accommoda
tion consistent in sound bank
ing.
Store
he erratic Charleston, wi’jch w«ars
out milady’s $12 brogans in a few
minutes of “buck and v^inif
Bessie Lemmey of New Yoik n Ju
ed her shoes in a contest whivt
went 53 minutes—said to be the
record to date