■ ;v®.
■;T#'
to Benefit From
Public Roads Bureau Research
■jk i?, ■ t- ,■
4A • ■
m
f-:'
■.T®? ?n*'heI<1 aln> ot "getting
out of the mud"
?T?“' e* 10 b® brought materially
®*°^®r to realization through the
2ut,Cofl0th°‘ f.7„erT considerable
rnad ftLrl® *400’000>0#0 f*deral
wad fund to the zecondary hlgh
SJJL*7*1?f*1* United States
ot Public Roads will have
^v.n,1S:llltles ln 016 expen
|ba lund, and it Is for
tunaU that research conducted by
“• ®"®BU Provide* the basis tor
£*,~“tl0Q and Improvement
or low-cost roads that will both get
“A tbe tnrmer out ol the
mud without Imposing an nnjnet
taable tax burden tor maintenance.
sue Bureau's research, conduc
ted in Its test laboratory at Arling
ton’ Virginia, across the Potomac
trom Washington, has covered
characteristics of the ground be
neath the surface which are im
portant to the design, construction
and maintenance of highways. It
has also covered the problems of
highway surfaces, with a view to
the use of chemical and physical
admixtures to provide low-cost
roads with surfaces that will stand
up under traffic and can be main
tained at low cost
Low-Cost Highway Surfaces
&■- The surface condition of clay,,
•T-r- sand-clay and gravel roads depends
^largely upon the degree of cohesion
possessed by the clay or other ma
terial that acts as the binder or
road “glue.” This in turn largely
depends upon the presence of suffi
cient moisture, for it is the mois
ture films between the particles
and not the particles themselves
that provide the “glue.” The value
of chemical admixtures in main
taining cohesion has heen shown
by the use of calcium chloride, a
white, flaky substance which slows
dowh evaporation and prevents the
drying out of the moisture without
which the surface tends to disin
tegrate.
Spread upon the surface, the first
rainfall carries It down to the sub*
surface soil. With the re-appear
ance of the sun, evaporation of the
surface moisture begins but is re
placed by the rising of the calcium
chloride solution. Evaporation con
tinues only up to the point at
Which, due to the calcium chloride,
the solution will no longer evap
orate. At the next rainfall the
same process takes place with the
result that cohesion is steadily
maintained.
Sub-Surface Soils Study
. .The foundation of a road is as
A* important as the foundation of a
|p building. In the case of roads of
a11 kinds this foundation is pro
vided by the sub-surface soils. The
Bureau of Public Roads’ program
of subsurface research has In
cluded all of those Soil constituents
which are of importance in deter
; > mining the reactions of widely
I*-.?; different soils under varying con
Sff*. dltions of load, moisture and tem
perature. This has involved tests
The compression test, during which soil
samples are subjected to pressures equiva
■ lent to those Imposed by a heavily loaded
truck.
Taking an hydrometer
reading of a aoll aample
dlepereed in diitllled
water. One of the atepa
necessary to determine
the proportions of -aand,
silt, clay and other sub
stance a.
without losing stability
to a harmful degree. This
liquid limit varies great
ly with different soils
and Is of great Impor
tance In determining the
extent to which capillary
and other moisture will
lessen their stability.
While ali soils require'a
certain amount of mois
ture for cohesion, too
much moisture will have
the same effect upon
them as will too much
moisture upon a handful
of damp sand.
A compression test. In
which a sample of the
soil is subjected to loads
at coil samples from all parts ot
the United States.
. One of the fundamental tests is
an analysis to discover the propor
tions of sand, silt, clay, and other
substances which the soil contains.
This involves a lengthy laboratory
procedure, including hydrometer
readings of a soil sample dispersed
in distilled water. < The readings
are taken over a period of 24
hours. At the conclusion of the
analysis it is possible to determine,
bv employing complex mathematical
formulae, not only the proportions
of all the different soil substances,
but the actual size ot their par
ticles.
The “Liquid Limit” Test
The “liquid limit” test deter
mines the maximum amount of
moisture which the son can hold
tumyrtl riUlW IU lUUiM} a
heavily loaded truck would impose,
determines 'the resistance to pres
sure from above; the resistance to
lateral flow, or spreading out, under
such pressure; and the expansion
or tendency to take up water after
being compressed.
The knowledge which -these and
other tests make available, enables
the highway engineer to know in
advance how the soils which he
must work with will react Under
varying conditions of moisture,
pressure and climatic changes. If
the soils are deficient in certain
qualities, they indicate what ma
terials should be added, and in
what proportions. They tend to
give the highway engineer the
same degree of 'exact knowledge
about his soils, *as the structural
engineer possesses ; concerning
steel and stone.
moncure news
Prof. H. G. Self, has been prin
eipal of Moncure wh",: for eleven
years and under hi* principalship,
Moncure school has made wonderful
progress, will move. August 28th, to |
Burlington, where he will be principal
of E. M. Ho’t PuWic fbool on the A1
amance Battle roaA I’mKington, with
twepty teachers in die school. Prof,
and Mrs. Self will leave many friends
in town and surrounding communities.
Who wish them much success in their
new work. We Will miss them here,
for they were active in every phase
of woric for good of'the town, school
and community. They will live on
Church' street, Burlington.
Prof. R. P. Umstead, of Chapel Hill,
will succeed Prof Self as principal of
Moncure school. He is a graduate of
the University and comes to us higMy
recommended, and. Client in school
work. Prof. H. A. Melvin, of Chap
el Hill, will succeed Mr. w. E. Glad
stone as teacher of History and Sci
Miss Olivia Goode was re-elcted as
teacher of English and French and
Miss Anna Mae Caddell was re-Iected
as teacherof fhe Home Economics
department. " '1
fHie following1 grade teachers were
elected for the ensuing year:
Miss Cecil Seawell, 7th grade.
Mrs. T. S. Crutchfield, 6th grade.
Miss Helen Wicker, 5th grade.
Miss Margaret Mann, 4th grade. "
Miss Pearl Johnson, 3rd grade.
Miss Sarah Kelly, 2nd grade.
Miss Kathleen Brooks, 1st grade.
Mrs. H. M. Hackney was ejected
teacher of the music department.
Miss Claire Harrington, of Merry
Oaks, will have charge of the teach
erage this year.
Mr. and Mr. E. W. Avert, Jr„ and
little son, of Wagram, visited Mrs.
Avent’s parents, Mr* and Mrs. J. R.
Rav, last week end.
Mrs. J. E. Johnson and children, of
Mebnne, are visiting Mr. and Mrs. A.
F. Morrison Ihfs week.
ReV. and) Mrs. E. C. Drham and
children, of Weldon, are visiting Mr.
and Mrs. R. P Womble this week
Rev. E. C. Dunham preached at Flat
-Spring church Monday evening. Reviv
al services are being conducted at Flat
Springs church this week.
Mrst E.G. Sammons and sons, Jos
eph and Jacob, are visiting this week
relatives at Wise, and Richmond, Va.
Before returning home they will go to
Buckroe Beach. ; ^ -■••
Mesdames Barbara Watkins and Ju
lian L. Bryan spent last Wednesday
in Raleigh.- y
Mr. D. A- Clark has returned from
Sanford, Apex, Raleigh, Smithfield, Four Oaks, Dunn, Lillington, Fuquay Springs,
Varina, Pittsboro, Hillsboro, Liberty, Durham, Randleipan, Aberdeen,
Troy, Mt. Gilead and Zebulon _■
“North Carolina Stores For North Carolina People”
SPECIALS FOR FRIDAY AND SATURDAY, AUGUST 25th and 26th
CITP AD. 100 LB. BAG 25 LB. BAG 10 LB. BAG
$4.90 $1.23 49c
Kraft's Salad Dressing, pint jar, 15c Kraft's Mayonnaise, 8 oz. jar .. 15c
Salt, 5c package, 3 for ......... 10c Post Toasties. 2 oackaires.15c
Fat Back,
WHITE
THICK
lb. 6|c
Par Tea
1-4 lb. pkg. 10c
1-2 lb. nkff. 19c
Eagle Brand Asparagus,
square can ....... 19c
rILLSBURY CAKE FLOUR,
package... 29c
RINSO
2 pkgs.
15c
« LIFEBUOY
HEALTH CO*F
Fofskin health-r,
Lifebuoy Soap
3 cakes_19c
CARNATION MILS
4 tall cans . 25c 8 small cans . 25c
White Cloud <PQ 7C
501b. Tin $0.10
KUi AL AM EK onUK i EJN LN (x» 8 pound Carton ..65c
CERTO, Bottle ............... 29c
Maxwell House Coffee, lb.29c
Sweet
can
no 2 can 10c
CHEESE, full cream, lb; 17c
HONEY, Whiskey Creek Brand, 8 oz. jar ; ., 10c
OXYPOL/S
$10,00000
CONTEST
4 88 CASH PRIZES
FULL DETAILS HERE
Oxydolrpkg. 5c
PC#G Soap, 5 cakes 20c
Lava Soap, cake 5c
FRESH FRUITS
& VEGETABLES
LEMONS, large, doz. 21c
LETTUCE, large head 10c -
Cabbage n, 9c
WHITE
- POTATOES
? No. l’s, 10 lbs.. 29c f
No. 2*8,10 lbs.. 19c §
a visit to Charlotte.
•Miss May Bullard, of Raleigh, and
Miss Ethel Farrell, of Pine Bluff .were
week end guests ef Miss Bettie Har
vard. '
Rev. T. Y, Seymour preached a good
sermon at the. Baptist church here
Sunday evening on, “Ye are The Light
of tfie World”
Rev. T. Y. Seymour is conducting re
vival services at Gum Springs Baptist
church near here this week.
Mrs. Douglass and children, of Ham
let, spent last week end with her par
ents, Mr. and Mrs. D. A. Clark.
The members of Moncure Epworth
League held a most interesting pro
gram at the church last Sunday even
ing The Subject discussed was
“Hymn's and Poetry.” The young
people of the town and community
are invited to attend the’ Epworth
League meetings each Sunday evening
at 7:30 o’clock.
Several from here attended the re
vival services at Mt. Zion last week.
Rev. M.C.Elerbe, the pastor, did the
preaching and each service was very
impressive and helpful. -Eacl^ service
Was well /attended and much interest
shown.
t Mr. and1 Mrs. D. W Johnson and
family attended the revival services
at As bury M. E. church last week.
Mrs. T. S. Crutchfield spent last
week with her parents at Bonlee.
Miss “Bill” Andrews, of Bonlee is
spending this week with her sister,
Mrs. T. S. Crutchfield.
Mr. and Mrs. J. F. Morrison, of
Feachland, spent last week with her
son, Mr. A. F. Morrison.
ADD MONCURE ,
Mr. and Mrs. W. C. Shields and fam
ily, of Durham, were guests of Rev.
and Mrs. T. Y. Seymour last Sunday.
Miss Lois Wilkie is vistiing her
brother at Waterville.
Miss Pearl Hackney, who has spent
the summer with her sister at Brook
lyn, N. Y., returned home one day last
week.
Misses Mary and Cecil Seawel, of
Buckhom. were in town one day last
week.
Miss Pearl Johnson, of Pittsboro,
and Miss Kathleen Brooks, of‘Bonlee,
wer in town one day this week.
Mrs. Claire Harrinton, of Brickhav
en, was in town Monday on business.
Messrs. R. P. Umstead and H. A.
Melvin, of Chapel Hill, were in town
on day last week.
GULF NEWS
(Deferred from last week.)
Mr. and Mrs. F. H. McIntyre and
family, \of Rajleigh, motored np Sun
day morning. Mesdames J. W. Mc
Intyre and J. W. Cameron joined them
I and all were luncheon gueats of Mr.
land Mrs. Arthur Heague, at Siler
City, . , ; . ■
Mr. EUis Murchison, of Rocky Mt.
spent Tuesday night with his jaunt
and uncle, Rev. and Mrs. G. L. Merrell.
Mr. Henry Campbell, of Portsmouth,
Va., is) visiting his aunt, Mrs. Robena
McRae this week.
Miss VeTma O'Connell, of Jonesboro,
was week end guest of Miss Annie
Tyner.
Miss Minnie Murchison left Sunday
to visit Miss Bonnie Babb, at Fountain
Inn, S. C.
Mr. and Mrs. W. H. Hill, Mr. and
Mrs. Vann Oldham and children, were
guests of friends at Glendon Sunday
at a chicken dinner.
Revival services begin Sunday, Au
iriiQf- ?7+Y> of RpfVianw X?~l-t.. ._1
o—- ■ “••j ■** tn an j ^rc»jL/ciB'6 cxitiXcn.
Children’s Day exercises immediately
after Sunday School. Dinner will be
served on the ground and Rev. Mr.
Stroup, of Ramseur, wifi assist Pastor
E. W. Byerly, and will preach Sunday
afternoon. Services will be held af
ternoon and night during the fourth
week.
Mr. and Mrs. Ed Jourdan, of Siler
City, visited their aunt, Mrs. M. J.
Jourdan, Sunday afternoon.
Mf"■ Herbert Russell, Jr., is spend
ing the week as the guest of Mr.
Clyde Jourdan, at the Jourdan Cot
tage at White Lake.
Mrs. Eugenia Smith, of China
Grove, arrived Sunday to spend a few
days with her daughter, Mrs. D. M.
Tyner
Mrs. Lucy A. Beal celebrated her
79tE birthday Monday, August 21st
Mr. and Mrs. J. C. Carson, Jr, Ger
mantown, arrived Last week to spend
two weeks with Mrs Carson’s parents
Mr. and Mrs. D. E. Murchison
REVIVAL CLOSES AT MEMPHIS.
The revival which was held at Mem
phis church last week, closed Friday
evening1. Rev. J. E- Blalock, deliv
ered some wonderful Bible sermons
which were greatly enjoyed by those
who attended. Rev. Thrift conducted
the rCokesbury Training School, which
wc feel will be of great help to the
church and Sunday school. Those who
passed the examination and received
credit cards were: C. M. Harward,,
Mrs. B. C. Yarboro, and Misses Nora,
and Daphne Holt Misses Mabel Hol
land apd Margaret Buchanan passed
but were too young to receive credit
cards. The mambcrs of the church
appreciate the faithful services rend
ered by Mr. Thrift. Iliey also appre
Thrift, of Durham, and Mrs. W. M.
Kelly, of Sanford and Mrs J. E. Bla
lock, of Jonesboro, who helped with
the music We feel that the church
has been revived and great and last
ing good will result from the serv
ices, .... .;. i ... 11 -j.. ■—i—
ir rAi»K THKM
" STATEMENT
UNION CENTRAL LIFE INSURANCE COMPANY —
* t'j .? /. Cincinnati,'Ohio. / ' ;;
Condition Deorinher 81, 1932, as Shown by Statement Filed.
Amount at Capital pa’d up in cash_._$ 2,100,000.00
Amount of Ledger Assets December 81st of previous year— 816(465,336.79 «
Premium Income;, $42,665,551-91; Miscellaneous, ' J '""■■-4
| • 328,392,439.94; Total *'■ 71,067,991.86
'Disbursements—To Policyholders, $68,334,256.57; Miscellaneous,
$21,180,716.99; Total -_:_ 79,514,971.56
Business written, durng year—Numoer of Policies
26,521; Amount___j ; 122,921,007.00
Business in force at end of year—Number of Policies'
884,070; Amount-:-_$1,419,680,687.00
^ ASSETS
Real Estate (less amount of encumbrances)!' -
Mortgage Loans on Real Estate______
Loans made to Policyholders on this Company’s Polices
assigned as collateral _______
Piiemiun* notes on Policies in force (of which $442,330.60
ia tor first year’s premiums),_
Net Value of Bonds and Stocks...
Cash ____
Interest and Rents due and accrued _
Premiums uncollected and deferred
All other assets, as detailed in statement
total,....
Leas Assets not admitted ...
Total admitted Assets____
LIABILITIES
-$ 37,970,964.06
. 159,482,467.21
. 83,273,222.68
. 6,912,968.00
5478,372.98
. 3,433,419.01
. 15,690,844.65
5,491,073.58
. 13,160,753.00
$329,894,075.16
162,978.51 .
$329,741,096.65
liivuumg i xuviDiua
{Present value V'lfl amounts not yet due on Supplementary
Contracts, etc. _,..._...
Policy Claims _________
Dividends left with Company at Interest___
Premiums 'paid in advance .......
Unearned Interest and Rent paid in advance___
Commissions due to Agents _^..^ ..
.Estimated Amount payable for Federal, State, and
other Taxes .........
-4 U.VV
3,795,777.08
2,086,780.17
3,859,115.43
1,108.826.91
658,475 82
514,871.18
- 1,002,716.37
- 7,006,695.18
.. 20,563.00
-- 32,170051.11
. Total amount of all Liabilities, except Capital..$314,129,242.26
Capital paid up in Cash .....$ 2,500,000.00
Unassigned funds (surplus) __$13,111,854.40
Dividends due Policyholders ___
Amounts set apart for future dividends .
All other Liabilities, as detailed in statement.
TOTAL LIABILITIES
$ 15,611,854.40
.....$329,741,096.65
Business in the State of North Carolina During 1932
Policies on the lives of citizens of said State In force
December 31st of previous year, 10,464; Amount —.
Policies on the lives of citizens of said State issued
during the year, 452; Amount —.— ...
Total No. Policies 10,916; Amount ____
Deduct ceased to be in force during the year, 1,797; Amount
Policies in force December 31st., 9,119; Amount...
Losses and Claims unpaid December 31st of previous
year, 6; Amount ...........
Losses and Claims incurred during year, 99; Amount...
Total Number 105; Amount .......
Losses and Claims settled during the year, in full, 96;
Amount_____ _
.....$28,951,221
.... 1,981,836
.....$30,933,057
... 6,331,649
—$24,601,408
7,811
242,686
259,497
.4228,807
Losses and Claims unpaid December 31st., 9; Amount_____ 21,690
Premium Income—Ordinary, ._....___.....$716,588.83
President, W. Howard Cox. Secretary, Richard S. Rust
TVeasurer, H. L. Hodell Actuary, E. E. Hardcastle
Home Of Sice: 3 W. 4th. Street, Cincinnati, Ohio.
Attorney for Service: Dan C. Honey Insurance Commissioner, Raleigh, N. C.
State of North Carolina, Insurance Department.
Raleigh, April 21st., 1933
I, DAN C. BONEY, Insurance Commissioner, do hereby certify that the
above is a true and correct abstract of the statement of thel Union Central
Life Insurance Company, of Cincinnati, Ohio, filed with this Department,
showing the condition of said Company on the 31st day of December, 1932.
Witness my hand and official seal the day and date above written.
(Seal) DAN C. BONEY, Insurance Commissioner.
STATEMENT
SECURITY MUTUAL LIFE INSURANCE COMPANY
Binghamton, N. C.
Condition December 31, 1932, as Shown by/ Statement Filed.
Afourvt of Ledger Assets December 31st of previous year__$20,686,649.48
Premium Income, $3,360,737.03; Miscellaneous, $1,162,259.21;
Total___
Disbursemtnts—To Policyholders, $3,201,795.97; Miscellaneous
$1,319,137.45; Total ........
Business written during year—Number of Policies 4,110;
Amount .._ _ '
Business in force at end of year—Number of policies 51,395;
Amount ...........
ASSETS
Value of Real Estatt (less amount of encumbrances)
Mortgage Loans on Real Estate
- 4,022,996.24
... 4,520,933.42
- 12,251,476.00
Loaiii,1 made to Policyholders on this Company's Policies
assigned as collateral ....
Premaum notes on Policies in force ...
Net Value of Bonds and Stocks ...
Cash ......
1 cite rest anl Rents due and accrued
Premiums uncollected ann deferred __
All other Assets, as detailed m stateratnt .
........102,006,184.00
...$2,575,169.70
.. 6,269,045.97
4,886,534.„1
263.799.86
6,193,192.69
202,510.64
381,899.10
566,815.00
414.933.86
TOTAL ...
Less Assets not admitted
Total admitted Assets .
-¥21,753,901.33
469,490.41
-421,284,410.92
LIABILITIES
Net Reserve, including Disability Provision
Present flalue of amounts not yet due on Supplementary
Contracts, etc. .........-_
Policy Claims ..............
Dividends left with Company at interest ......
Premiums paid in advance
-¥13,787,962.00
Unearned Interest and Rent paid in advance ....
Commissions due to Agents ...... ......
Estimatel Amount Payable for Federal, State, and other Taxes
Dividends due Policyholders ..............
Amount,, set apart for future dividends .....
All other Liabilities, as detailed in statement_____
133,684.23
167,897.97
253,782.04
21,256.00
8,248.90
16,194.51
60,000.00
356,913.69
32,327.61
783,915.32
Total Amount of all Labilities, except Capital . ¥20,622,182.27
Unassigned funds (surplus) .—.-.—....— 662,228.65
TOTAL LIABILITIES -----421*284,410.92
Business in the State of North Carolina During 1932
Policies on the lives of citizens of said State, in force December
31st of previous year, 1100; Amount
..¥1,929,402
Policies on'the lives! of citizens of said State issued during
• the year, 21; Amount. -.
Total, 1121; Amount
Deduct ceased to be in force during the year,
108; Amount ...._..
55,000
__?1,9S4,402
— 219,158
, Policies in force December 31st., 1,013; Amount
Losses and Claims incurred during year, 10; Amount ...
Losses and Claims settled during the year, In full, 9;
Amount .........
Losses and Claims unpaid December 31st., 1; Amount
Premium Income—Ordinary.
President; David S. Dickenson
Treasurer, Z. Bennett Phelps
-.41,765,244
21,536
16,536
5,000
.. ¥43,582.86
Secretary, Frank C. Grod nough
- - Actuary, Fred N. Bremmen
Home Office: Security Mutual Bldg., Binghamton, N. Y. <
Attorney for Service: Dan C. Boney Insurance Commissioner, Raleigh, N, d
.[Manags'l-,^ j-4 North Carolina: J. W. Forbes, Tarboro, N. C
State of North Carolina, Insurance Department.
' ’ I mvr I> KT.r Raleigh, April.21st., 1933.
1, DAN C. BONEY, Insurance-Commissioner, do hereby certify that the
aljove is a true and correct abstract of the statement of .the Security Mutual
Lsfe Insurance Company, of Binghamton, N. Y., filed with this Department,
showing the condition of said Company on the 31st day of December, 198a
Witness my hand and official seal the day and date above written.
•i 'C '
DAN C. BONEY, Insurance Commissioner, ‘7‘