PAGE EIGHT
New Cotton Fashions for Sports
■ ****> I*%^
~v^nr*wt*:rfr
••■pOKGKT your clothes, once you
have them on!" It is the key
to chic, says Chanel, who recently
went to Hollywood to advise on
screen fashions, Chanel, whose
name has long been synonimous
with youthfulness in clothes, was
one pf the first of the great Paris
designers to sponsor the mode for
cottons. New cottonij and old fav
orites vie for favor in the showings
of Paris this season.
Calico conies into itfe own as
shown in the model at the left. It
is inspired by a, Paris frock, but
SPECIAL
On all permanent waves
$5.00 And Up
Also on scalp treatments
and facials.
Shampoo and (M A A
Finger wave tpI»UV
Shampoo and A A
Marcel $ * •UU
Phone 205
Bertie Beauty Shop
Elam Hawkins, Mgr.
FOREST CITY N. C.
IP?
TONIC
-
FOREST CITY COURIER
FINE JOB PRINTING \> 'PHONE 58
Programs
Prompt Service Yo , u receive your
A order on time.
wi
it has the youthfulness and prac
ticality of an American fashion.
Braided cords are laced in the
j neckline and short sleeves for the
. only trimming note.
Cottons in crash and homespun
! weaves are especially .favored for
! sports. The tennis frock at the
right is of yellow crash cotton.
The omnipresent bolero jacket
I makes it adaptable to all around
I sports wear. Brown tie and belt
are smart color accents, while the
drawn-work lends the touch of
hand finish distinguishing this
year's fashions.
How Sugars Differ in
Degrees of Sweetness
Corn sugar or dextrose is one of
the three carbohydrates most impor
tant as food. A bushel of corn will
produce approximately 25 to 27 pounds
of. dextrose. It cannot be distin
guished from ordinary granulated (cane
or beet) sugar in appearance.
The other two sugars referred to
are sucrose or ordinary sugar, and
levulose, the finest of all sugars, large
quantities of which are consumed it»
-honey and sirup, and the sugar which
Is the most easily assimilated
physiologically.
The relative sweetness of the three
sugars rates as follows: Dextrose.
74.3; sucrose, ltK); levulose, 173.3. The
United States bureau of standards
originally developed dextrose for its
low sweetening power. Since it has
been produced in the form of granu
lated sugar its sweetening power has
greatly Increased. It is used to adul
terate beer and sirups.
How Cities Are Improving
Evidence that at last "some cities
are pulling out of their dreadful
frontier" is beginning to appear, ac
cording to a report of the commit
tee on city and regional planning of
the American Institute of Architects,
made public by the president of the
institute, Robert D. Kohn.
"The pioneer era of ugliness is pass
ing," the report says.
"Major traffic street plans involv
ing the expenditure of hundreds of
millions of dollars have been com
pleted in 144 cities, and started in (54
cities.
"Both small and large cities In
creasingly seem to appreciate provi
sion of playground for both children
and adults with the centralization oi
children's playgrounds at schools."
Screen Doors, SI.BO. Farmers
Hardware Co., Forest City.
illtl
THE FOREST CITY (N. C.) COURIER
BUS COMPETITION
HITS RAILROADS
Bankers Association President
Asks If Unfair Aid Is Given
Motorized Transport—
For Rail Mergers.
NEW YORK. —Fair treatment for the
railroads in respect to highway
motor competition was called for by-
Rome C. Stephenson, President Amer
ican Bankers Association, in a recent
address liere. He also strongly en
dorsed "sound economic railway con
solidation" and praised President Hoo
ver for his initiative in this respect.
"I am very strongly of the opinion
that one of the measures which would
help materially to put back business
where it ought to be is the Easterjj
four-system plan of railroad consoli
dation as announced recently follow
ing negotiations instituted by Presi
dent Hoover, 77 said Stephenson.
"Its adoption by the Interstate Com
ineree Commission would tend to stabi
lize the transportation industry, fa
cilitate operation and exert a favorable
influence on business in general.
_ "It is a fact well known to business
leaders tlial our railroads are now lac
ing a crisis. Not only do they need,
protective laws to meet competitive
situations arising from increased use
of our highways and waterways by
other carriers, but they need unifica
tion such as the proposed four-system
plan provides. Our President has
acted wisely in assuming a leadership
in this respect and his move deserves
the support of every clear-thinking
citizen."
Mr. Stephenson declared that the
railroads have served this country "so
superlatively well that we are prone in
our public affairs to overlook our de
pendence upon them and our obliga
tions to them. The past, present and
future progress of the United States is
inseparably bound up with their wel
fare. In neglecting just consideration
for them we are even more neglectful
of the public's best economic interests.
A Question of Public Interest
"We are confronted with the ques
tion as to how much more the public
economic interest will stand an inva
sion of the welfare of the railroads by
forces and difficulties not of their own
creating and not within the scope of
their own unaided powers to combat,"
said Mr. Stephenson. "I refer especially
to new competitions that are undermin
ing the hard-earned position of the rail
roads, not only with the aid of natural
economic forces but also through the
! aid of government policies which, posi
tively or negatively, tend to give these
competitors undue advantages over the
railroads.
"It goes without saying that the rail
roads have no right, nor claim any, so
far as I have been able to discern, to
complain at legitimate competition in
the field of transportation, for the pub
lic is entitled to the best possible irans
portation at the lowest practical cost.
But equally does it go without saying
that this cannot be fairly brought about
by using, or by failing to use, the tax
ing powers of government to enable
competitive methods of transportation
to do things they could not otherwise
do as unaided private enterprises, par
ticularly when such action impairs the
invested rights held in good faith b*
great masses of our people in estab
lished enterprises that are serving the
public well."
Mr. Stephenson said it was not his
purpose to argue against such com
j petitive transportation as the highway
passenger motorbus and motor truck
as such, when conducted under proper
conditions and in keeping with public
welfare and benefit. He declared, how
ever, there is need for serious consid-
eraticm whether guch competition is
being developed under conditions that
. are unfair to the railroads, because
j either the outright or obscure aid of
government policy is the deciding eco
j nomic factor in that competition.
Would Investigate Bus Traffic
Railroad rights of way, he declared,
represent tremendous capital invest
ments, on which the railroads have
also heavy current costs to meet.
"They pay every day a million dollars
in taxes and most of this is on their
rights of way," he said. "Also they
spend daily over two million dollars ad
ditional for the proper maintenance of
way." He asserted that the motor
buses have not had to pay for their
rights of way in any sense that the rail
roads paid for theirs.
"They have simply taken possession
of public highways built by public
funds, both state and national," he con
tinued, "and they have extensively
made those highways vastly less com
fortable, less safe and less serviceable
for private motorists and others who
are contributing chiefly to their crea
tion and maintenance."
Mr. Stephenson declared that all
these matters should be thoroughly in
quired into by competent public
bodies, both state and national, with
a view of determining the equities and
basic public economic interests in
volved, "particularly in respect to their
effects upon the nation's railroads.
"I venture to say," he added, "that
such inquiries would show whether it
is to the public interest to let things
remain as they are, whether the situa
tion calls for a new basis of motorbus
and truck taxes to satisfy the equities
of the case or whether it would call for
such drastic action as the exclusion of
this traffic from our public general
highways, and the requirement that,
even as the railways, it provide as a
part of its own private capital invest
ment its own rights of way an3 for its
own maintenance of way out of operat
ing income."
THE COMMUNITY j
AND ITS BANKS
By ROME C. STEPHENSON
President American Bankers Association
While upon the individual bankers
there rests without qualification the di
rect responsibility for the prudent, hon
est conduct of
their institutions,
nevertheless the
soundness of
banking as a prac
tical matter of
fact is a commun
ity pr ob 1e jp in
which the public
has a part to play
as well as bankers
and government
officials charged
with the super-
It. C. STEPHENSON Vlf "°n of banks.
" -- In the first
place, the assets of a bank, outside its
government bonds, consist mainly of
loans to business men and of invest
ments in securities created by corpo
rate enterprises. The deposits of a
bank are not kept in the vaults as
idle cash but arc employed in these
loans and investments to earn the
fiioney to pny the expenses of the bank
so that it can render services to its
customers and also pay them interest
on such deposits as bear interest. If
there were no such thing as unsound
business men or enterprises there
would be no such thing as unsound
assets in a bank.
It is of course the unquestioned duty
of the banker to choose only sound
loans and investments, but the diffi
culty of such judgment, and human
judgment is never infallible, is plainly
increased in such times and under such
conditions a-3 we have been passing
through, with many businesses not
making expected earnings and there
fore hampered in meeting their obliga
tions. Unfortunately some invest
ments and loans created by persons
outside the banks which found their
way into the banks In a relatively few
Instances have reflected the unwise
business policies and conditions that
became more than usually prevalent
in our business activities and contribu
ted to the difficulty of banking. The
vast bulk of bank assets, however,
are 100 per cent sound above all ques
tion.
"Hard Boiled" vs. "Easy" Banker
In another aspect the people of the
community have a part to play in main
taining the soundness of their banks,
and that is through the medium of
patronage. The existence of a bank is
dependent on public patronage. If
only those banks were patronized in
which the most careful policies were
practiced and the most conscientious
and able men in charge, it would gc
far toward maintaining the standards
of banking. If business men in a com
munity when refused loans by their
banks for good and sufficient reason:
because conditions are not favorable,
thereupon withdraw their business to
banks where less careful methods pre
vail, they clearly contribute to the cre
ation of a less sound banking situation.
Also if, in the heat of competition,
a banker offers higher interest rates
or more free service to attract custom
ers than the earnings of conservative
banking justify, and is encouraged by
the patronage of the public as against
a more conservative bank, obviously
the public is again playing a part in
bringing about a less sound banking
situation. It is an unfortunate fact
that the banker who is strict, "hard
boiled'' if you please, is liable to be
less popular than the "easy" banker,
and by that same token the public it
self has a voice in influencing the char
acter of banking. Also it is the public
in the end which pays the main part
of the penalty if unfortunate results
follow.
Still again the public can exert an
influence in shaping the character of
banking by supporting the purposes of
bankers to maintain intelligent, inde
pendent, honest banking supervision
by the public banking departments
through insisting that this function of
government shall be kept as free from
political influence as the judiciary it
self and shall be manned only by men
of the highest ability and character.
In still another way can the people
themselves contribute to maintaining
the ability of their banks to meet their
obligations, and this is by granting
them the fullest possible confidence.
As I said, the deposits are not kept as
cash but are invested in loans and se
curities. Eren the soundest assets of
this type require some time to recon
vert at full value into cash deposits.
In many cases of bank troubles the
only thing wror.g with a bank was an
unduly suspicious and apprehensive
state of mizi'l in its customers created
by no act cr condition of its own but
by baselcrs rumors which sometimes
led them to destroy the value of their
own by demanding them im
mediately, forcing a bank to sacrifice
Its acs-'ts and otherwise disrupt its
financial operations.
Bankers Help
During the year 1930 the Bankers'
Association of Langlade County, Wis
consin, worked out the finances for a
cooperative milk plant, which entailed
the raising of SIOO,OOO, and also spon
sored an active 4-H-Clitb campaign
that culminted in an "Achievement
Day" program, in which upwards of
| 400 young people participated. The
increase in the number inter-stcr!
this work was 200 per cent the
past two year period.
Sheer Cottons Favored Anew
EVER so feminine and amazingly j ings of organdie in the tiny sitvv-j,
smart, the new sheer cottons and youthful collar. W hit- or
lend themselves graciously to the gandie hat and the new
spring mode. Backed by the most fabric gloves, make it appropriate
famous names in Paris, and adopted : for garden parties or atti-moon
enthusiastically by society women receptions.
at the smart winter resorts, these A charming air ot sophistication
fascinating new fabrics bring us is expressed in the other model for
once more the picturesque modes of spring time dancing. It is of hiack
yester-year. The models above —j organdie "tremendously smart."
appropriate for the tea-time hours, j say* Paris and achieves youthful
reveal the charm of these winsome j gayety in the scattered spray., , m .
fashions for the modern girl. . broidered in rose and liiu- ,-rmi.
\t the left, a richly embroidered The novel "gloves" ot hla.-K or
batiste is shown in the long grace- I gandie introduce a certain quaint
ful lines fashionable for late after- ness, tor they have be n i-opid
noon. In an ethereal shade of ; from a pair of grandmother s lacy
blue, the frock adopts quaint ruch-| mitts.
Two Outstanding !
Extra Specials j
AT McNEELY'S j
For Saturday;
NO. 1 I
EVERY LADIES' SI.OO HOUSE DRESS j
iu ftiUiBIN THE STORE j
SATURDAY ONLY i
79 c
Fruit-of-the Loom and Wirthmor, all guaranteed ♦
Fast colors. Sizes 14 to 46. ♦
NO. 2 J
EVERY $5.00 DRESS IN THE STORE j
ON SPECIAL SALE FOR SATURDAY \
ONLY ♦
$ 3.95 |
We have 65 of these Dresses in Pastel and Printed ♦
Crepes, Chiffons and Shantungs, one and two piec- ♦
models. Sizes 14 to 44. *
J. C .McNeely & Co. i
(Incorporated) J
STYLE —QUALITY — SERVICE ♦
Read The CotlViCV Want Ad '
Thursday, May 28, 193j