THE CHARLOTTE NEWS, AUGUST, 13 I9II lintss OF MB. KEESLEII11 , .; ; vertd by Mr. E. L. - I' tn Ilf tho North Caro- Hi’ii l>)an Association, iUw'.ual convention of the ~ ]r.s Huilding and I^ian . i\tl Kai’ida, August 3rd. ADDRESS. ,1 •, motnbers of the Unit- Ladles and Gen- .1 ;he twenty years cover- ' 111 history of the United 1 : .1' (if Local Building and hi'iiuis, 1 doubt not that , luises of this grorlous work iM.. discusrsed, and espec- I's annual conventions. •; t may be, it has seemed ' - tune to emphasize the s great mation of ours of :i il features, which are be lt* prominent year by year Us (>f the league, and In the > >'! the various state assocla^ •.m; The same. . ai U' that few people, and I 'u (if rhoj-,' beyond the cir- I 'luorned in one or more (' : li!iniis. have given any se- , mik: ' as to the real value of il b- n in our unique system of 1' for this reason, my 1 hsive chosen one of the ' . ; are elements in our make- • subject of my remarks at . average mind the aseets of a conbif>t in its financial ... ir> abili'v to buy, to borrow i .1- back, no matter at whose >ur by what system of taxa- T; tuo, unfortunately, is the iv.’ individual worth is ea- \ .i b;*- rhf generality of mankind world • »or T11 thinking people, • •• IT, and to the most of those :a-!np in movements having for - . al the bot'orment of mankind, - :i binadii and a deeper elg- r 'P 'o tho vkord "nssert,” wheth- ; i iicJ to the nation or to the : , • man questions the right- ■ honorably striving after :: riches, nor does any . • in ascribing power and r^nod to him who posses- "•illa to so use it. But, if '• 8 or a aation's capital i solely by its bank ac- " .Ldeed will it one day find I fs nf these great states think, the greatest .\iinment on the earth, are ; r-.e wealth already ac- f'-.3' being daily created; ' rl"hne&3 of its soil, nor . ; i»* of its mineral resourc- le The inventive genius , , n >r the successes at- > i" commercial activities; 'n ti'e proud possession - f>! gold with which, if need . d i;aT'ioship after battle- iuir'''.a>t' mtiniiion» ot war at cl t>: s* i-i:re fighting .]nr7ilor from the four . h. Ail these may - : if ihfv be not ■Mo citizenship, a of country sd ail times be ay down life if- ■fiii? cause, or ■ onemy, no mat- ■ and its partsr , and vulnera- • rr generates this . i ;i r.ation's great- la nun in a coun- . .-^-roly it is the ‘ ■ anii j'.iat laws, a .. .i .id .'iiiL-irration of • 1 iv nt and hon- ‘ ; n i;phalf of the ' .• • all other fac- r r . r and influence, ' . . .^ufh ns ours, I ' '..lO t'l ericf. i luphatically . . . 1:1.'! 'f). with every ■ ( \ . !\v firm and •’i ii!^ Mifh nuKht and '.i.- M't'tT lellow in ' ''.‘ alt 11, \' ith unprcce- ■ a . a’loi'. of jii.v.cr and of ■ ; ■ of tho doy every- ■ i : 'lu, unrest, and ;.(;d on 'lie part of • i a['i>arrnT on every . e\iuf-nt tliat some tj ■ r.f i.s nt! s.sary to coun- . ' ; influence of these thf‘n. F ask, have I • . • ar- n^'W at work to re- i.d; i' lis'^ If the poor be- : ’i\inE. Instead of get- •. is sf-arinr. higher and i.r* d fl'K iiliicp ronfront- - in s. t a meas-tire ; •: ah'! «'f happiness are ' Tr a:.d more numerous, ■■ ia» is to prevent this i"M alijd'fiaching the sta^e ; iiiii rrcords of this won- ii Mii its ijeginning to » :r. " i.at movement of ■ I vlnt system of gen- a.ik; liifthofl or plan of beneficent finance lu-iirated for the wage- ■ * ; ooi n’an everywhere? 'f-n none, my friends, i. . aVP the local building ■ ' ,a»ions. who.se interest ' '« ^.'I'horfd together at ‘hi.? ;i!:d in this goodly city, to . '.• s I kn(»v.' this iii' !;, hut when you search lating such efforts that ' riiif'atpd with greed and ■ oil will find it all nar- til this single lino of right- !:‘ard all the foregoing !, r;o doubt, are wonderiuf? ■ nlngs have to do with n our finance as an asset "n. .\ow, let’s see. With- i :fi!i:*'nt going into any of ')f our uniqque system, •lu )»()or man’s friend,” I I all 1,. neflfent effort hn» ' fr.'iternity, of fraternal* i^ermoating its exer- -ian> associations coinpos- fitial organization hold lo- ’ • f)n vent ions annuc^lly. ’ n;t. d States lague is do- of the best people in ^T.ites are thus brought n s if iation with each oth- - '>1:*' is doing his utmost to serve the common weal of man kind. Observation is teaching us daily, yes, I might say hourly, that the nu merous conventions and assemblages of men, and women, too. which seems to be the order of the day throughout the land, are fruitful of great and of lasting good to this country. ’Tis w’ell for the people of one section to meet and mingle with those of another. Not only are new ideas imparted and re ceived. consert in action, legitimate and pust, secured, and other more or less direct benefits obtained, but it is healthful to find those dweling hun dreds of miles distant, separated by climatic, economic or political differ ences, finding a common interest in great movements, and thus cementing a friendship and a fraternal feeling of incalculable value to this home of ours. These sayings, my friends, are true as applied to business, political, re ligious or scientific ?jatherings. I ask you if you recognize the good flowing from these sources, how' vast ly greater Is the benefit to a common country of a gathering such as this. This, to my mind. Mr. Chairman, rep resents the highest, most practical, most enduring type of beneficent en deavor. Most others of which we have knowledge have flourished for a season, then disappeared forever. Their short lives evidenced the fact thnt they were perhaps, beautiful in sentiment but impractical, theoretical or visionary. When strong, intelligent, patriotic men unite their efforts, even in a small community, to better the finan cial conditions of the masses by plac ing this avenue in their vision, there’ll be an awakening that means some thing. When good men and true devise plans and systems of finance which establish something of an equality of opportunity between the rich and the needy, there’s a creation, which the humble mind can grasp, and which will not. cannot die. Yes. when men are willing to give their time, their talents, their practi cal experience in the affairs of life to the establishment of a financial sys tem. which w'ill fire the soul of an humble toller with an ambition to rise in the walks of life, to be some body, a system, which not only prom ises success, but assures it. then they have set in motion an ever expand ing influence for good, which will, one day, I trust, envelope the earth. is the feeling of fraternity, of a de sire to do something for the other fel low, which are essential elements in the great Building and L«oan movement, not of inestimable value to the coun try? When men respect, admire and love each other: when they have a com mon interest; w'hen they get together to ftirther a great and beneficient cause, there exists then and there an element of priceless value to any gov ernment, no matter of what kind or character. What is it, Mr. President, that is bringing the east and the west, the north and the south, into a closer bond, and is today wiping out what ever of bitterness remains from the fou” vears of sacrifice and of dread- f:il strife from ’61 to '65? Is it not this manner of knowing each other better, of visiting our neighbors in Ohio, or Massachusetts, of Michigan; of taking a peep into Dixie, and dwell ing for a moment within the borders of the Palmetto State, or that of the Long l.>eaf Pine? We do not realize how much is be ing contributed to this happy and peaceful condition by these Building and Ix>an conventions, this fostering and furthering of a financial scheme, which is to become the real emanci pator of the poor man throughout the wide, wide world. \Vhy, my friends, when we of the south meet upon their own soil the men of Ohio, of .Michigan, of New York, Massachusetts. New' .Jersey, In- di?'n?.. Kentucky, Nebraska, and of other states; when we see their zeal, and enthusiasm, and self-sacrifice for the good of mankind; when w’e par take of their hearty cordiality and en joy their gracious hospitality, do you not know that we return to our homes better and happier, and in spired to do our very utmost to ad vance our comomn cause? When you honored Carolina and my home city by your 1910 convention, can you doubt for one moment that our people were touched by your interest in our country, delighted to have you within their gates, and that they parted with you, after your brief sojourn, feeling that it was indeed good to grasp the hand of men with like impulses, with kindred ambition, laboring in the same vineyard, striving for the same goal, and that the beterment of mankind? Why. when we get into the enemies’ country we find them friends. Where the uniformed expect coldness and ha tred and incivility, he is astonished at the cordial greeting, the brotherly love, the courtesy on every hand. Truly, my friends, we be brethren still. Abraham Lincoln and Jefferson Da vis have long since been gathered to their fathers, and is our country less glorious for their having lived and died, each true to his convictions? riysses S. Grant and Robert E. Lee, Stonewall Jackson and George B. Mc Clellan have joined a host of brave comrades on the other shore, and is there one in this presence who does not feel that their careers were exam ples of a warrior’s life worthy of emu lation throughout the coming ages? Nay, my countrymen. It Is no longer necessary, thank Giod, for eiher of us, vou of the great state of Michigan or me of the Tar Heel state to forget our loved ones who fell at Bull Run or Gettysburg, at Cold Harbor or Spott- sylvania Court House, to become friends and to love each other under a common flag. Is the Sunny South a part of this great Union, and is she loyal to the Stars and Stripes? The first fallen hero of the Spanish-American war was Ensign W'orth Bagley, who fell at Car denas Bay, May 11, 1898. He was from the capital of my Carolina home, ^nd was but wenty-four years of age. Do those who dwell north of Mason and Dixon line accept our friendship, and are they willing to bury the hatch et and smoke the pipe of peace? Lis ten to the New York Tribune—“It is worth while to remember that the south furnished the first sacrifice of the war; Ensign Bagley was a na tive of North Carolina. W’ith his blood he has sealed the Union in arms of the north and south. A people who once fought, against the Stars and Stripes send one of their sons as the first sacrifice for the honor and glory of that flag. There’s no north and no sotith after that. We are all Worth Bagley’s countrymen.” Hear the Springfield Republican: “The loss of life in the Cardenas engagement was our first sacrifice of this sort in this w'ar. I./et us not forget that the first American officer to die for his coun try w'as from the south. In view of the great and tragic past, this fact possesses an interest that unites the hearts of all Americans. In the red blood of the young Carolinian, the north and soiith have sealed their per petual reconciliation. Then, too, Char lotte, the Queen City of the Carolinas, gave Lieutenant Wm. E. Shipp to the same cause, tie fell at San Juan, Cuba. July 1898. Does the southern soldier love his comrades from far away? What does our own Joe Wheeler say in bidding farewell to the 33rd and 34th Michi gan? “When your country called upon the bravo men of the west to rally to the standard which waves as the em blem of American liberty, you were among the first to respond. You made no request but to be given the post of danger and honor.” In language equal ly comemndatory the same old hero bade a last farewell to the troops un der his command from Ohio, District of Columbia and New York. These men made history in w'ar for freedom’s sake. We are making history in plan ning ways and means for our needy brother’s sake. The survivors of the Blue and the Gray and marching, arm in arm, acrose the fields of Manassas, which once was red with each other's blood, the work ers in the vineyard of interesting and unique finance are building up the waste places by planting in the valley, on the hill top. everywhere cozy cot tages from whose sacred portals the fragrance of happy homes is wafted to a heavenly habitation. Does anyone question that a powerful degree of brotherly love is created at each of these magnificent gatherings? Who is not keen to observe that every delegate goes home inspired with greater zeal, with renewed energy and with additional determination to do something more and do it better for his less fortunate brother? Is this not the spirit of fraternity, and w'hat element Is more needed in cementing together the common interests of an illustrious people? Do we not thus for the first time, perhaps, realize that other sections of this beloved union posess good and patriotic en and women as well as our ow'n? Does our country begin to realize the value of this work? Is sufficient en couragement given it that it might spread its wings and be a blessing ev erywhere? Must the government of France, illustrious in war, progressive in peace, surpass our own in grasping the real significance of this movement? She gave us LaFayette In time of need. Another of her distinguished sons is with us today, working with you and me to further a grand and glo rious cause. May an abundant harvest await us *ill. PENNSACOLA SHUT OFF BY STORM. Atlanta. Ga., Aug. 12.—Pensacola, Fla., Is shut off from the rest of the world this morning as a result of the storm w hich swept that part of the gulf coast yesterday afternoon. Reports received late last night were that the wind was 90 miles an hour and that it was the worst blow’ since the fam ous hurricane of September 1906. All telephone and ‘ telegraph wdres running into the city were down this morning. Efforts to get in touch with wireless telegraph failed in the early hours. DEATH RIDES IN ROLLER CHAIR. Atlantic City, Aug. 12.—Seized with an attack of heart failure w'hile in a roller chair on Tennessee avenue, Jacob 'f. Murraw, a wealthy Philadel phian, died before the arrival of two physicians, who had been sum moned. Murraj, with his wife, came to the shore some weeks ago for the benefit of his health and in com pany with Mrs. Murray he set out for a roller chair ride, but 'lad pro ceeded only a short distance from his hotel at No. 137 South Tennes see avenue when he was stricken. The attendant hurried the chair back to the hotel and when the two physicians arrived they found Mur ray dead. Some people never sympathize with the under dog till they are pretty sure he is going to get on top. ri • "A '* '• '/ '/xj MRS. CHARLES G. GATES Mrs. Charles G. Gates, wife of the son of John W, Gates the “bet a million’' financier, who died in Paris. Gather* ed around the bedside of the aged capitalist are his wife, son and the son’s wife, who is shown here in her latest photograph, sent over from Europe. GARDEN CITIES IN ENGLAND. The damp climate of Great Britain, which permits luxuriant plant life even in deep shade, and the Influenco exerted by hundreds of years of con* stant contact with the gardens of the great landed estates, have led to the evolution of the garden city in En&* land. The Garden City, as we know It to day, was insLitutecr about thirty years ago, as a housing adjunct for a great industrial enterprise. In 18S7 the firm of Lever Bros., soap manufacturers, bought some land between Birken head and Liverpool on w'hich to build homes for their employes. The first houses constructed w'ere too costly to be profitable and of late years the ex pense of maintaining roads and parks has risen so that on an, investment of $1,500,000 there is no profit after the payment of fixed charges, but Mr. Le ver believes in carrying on the enter prise because employes living in a community which promotes good health are more intelligent and effi cient. Fifty years ago a young man walked the streets of Birmingham. England, on Saturday afternoons looking at the squalid workingmen’s houses and the dirty unkempt yards. “Is it any won der,” he said to himself, “That with such demoralizing living conditions, the workmen instead of coming home, spend their wages drinking at the sa loons.” The man was George Cad bury, now one of the proprietors of a great manufacturing company, and the town of Bournville, four miues from Birmingham, is ihe result of his ef forts to secure good living conditions for any one who might desire an at tractive home in a district so designed that there is plenty of room and fresh air for all the inhabitants. Only forty per cent of the houses at Bournville are rented by employes of Messrs. Cadbury Co. Mr. Cadbury having wisely decided that there should be no obligation on the part of his em ployees to live in Bournville and also that the colony might be open to any one. The houses in Bournville are attrac tive brick structures with garden^ in front and behind. The Village Trust offers prizes for the best kept garden and for the finest fruit and vegetables. With this incentive, the gardens are always neatly cultivated, and it has been estimated that the produce raised reduces the rent of eA'ery family in Bournville nearly half a dollar a week. There are tennis and football fields, a swimming pool, and a gymnasium. The death rate in Bournville Is five per thousand, while in Birmingham, only four miles away, it is fifteen. The Bournville boys of tw-elve are three inches bigger around the chest than their city neighbors in Birming ham. The enterprise was made over In 1900 by George Cadbury to a per petual trust, which will carry out his ideas. The undertaking is on a strict ly btisiness basis, the net profits of about four per cent being devoted to the building of more houses. A dreamer looked into the future, and curious as it may seem his dreams caine true, for Ebenezer How ard, whose “Garden Cities of Tomor row'” opened the eyes of tiie public to 1 he possibilities of town development, has lived to see realized most of the essential ideas of his enterprise in the Model Cities of Letchw'orth, about thirty-five miles north of London. In 1902 a tract of 3800 acres at $200 per acre was bought by the First Gar den City, Limited, 1200 acres being designed to house a population of about 30,000 people. The remaining 2600 acres are devoted to an agricul tural belt which encircles the town and which shall remain inviolate. A limit of tw'elve houses to the acre has been established and a conscious ef fort has been made to provide housing facilities, for all sorts and conditions of men, the rents ranging from five and siz dollars a month up to forty or fifty. A part of the property lying close to the railroad, but screened by a hill and a belt of trees has been set aside for factory enterprises. Already more than twenty different enterprises have left London, and found it to their fi nancial benefit to operate their works on cheap land where the homes of the operatives may be within walking distance of their work. The directors wisely held the most attractive portion of the land for a fu ture civic center. The population of Letchworth is now 7000, and the idea is to use small temporary municipal buildings until the city approaches it’s final population of 30,000. The most attractive London suburb. Hampstead Garden, which is only twenty minutes from the heart of Lon don, was develoiied by the Hampstead Garden Suburb Trust w^hich for $2500 per acre bought from Eton College 240 acres of rolling country border ing Hampstead Health. The building upon the property is upon a precon ceived plan designed bj- Barry Parker and Raymond Unwin. The land is not sold but lots are rented for 999 years. Three very successful Carpentership Societies have built homes, all of which must be approved by the archi tects so that the harmony of the treat ment may not be disturbed. Only eight houses are permitted to the acre so that there are ample gardens and open spaces. The informal treatment of the streets, and the placing of build ings sometimes in groups of two and three have produced very charming street pictures. Within a few years Germany has learned the lesson of Letchworth, Bournville, Hampstead, and Harborne. Garden cities are springing up in many localities . What are we doing in the United States? Next to nothing. At Hampstead they have realized that by making tenants their ow'n landlords, the holders of property will not wish to wring out of the land the last cent of profit. There is land within the limits of most of our great American cities which is no more expensive than that at Hampstead and which could be de veloped on similar lines. Are we go ing to stand still and watch twenty- five, fifty, seventy-five or more houses to the acre, without so much as breath ing space, sw'eep solidly over the land surrounding our cities? When will people realize, as they have in Eng land, that beauty is just as cheap as ugliness? Think of the $1.50 a w'eek houses at Letchworth and contrast them with our own product. There is a saying of President Lincoln’s, “For people that w'ant that sort of things that’s just about the sort of thing that they want.” I hope we are going to want something better than we have. There is a very good rule that if the people want a thing hard enough they generally get it. The introduction of the Garden City which is so successful m the England is perfectly possible in United States and its establish ment w'ill mark a new era in Ameri can building. * ^ © iPiOb/ GlTBVCX FRANKLIN M’VEAGH Franklin W. McVeagh, secretary of the treasury, who will be an important witness in the house investigation of the alleged “money trust.” Sec retary McVeagh has in his hands much on the alleged combination of New York banks and financiers, which he will probably be asked to give the house committee when the probe gets under way. Schools and Colleges OUR SPECIAL RATES positively expire .August 15th. But an unlimited scholarship for $36 now,. Enter any time. The Inability of our big sc;hool to supply the demand for' bookkeepers and stenographers attests strongly the efficiency of our grad uates and the increasing deniciud for office help. Write for catalogue and special offers. iVi'^icjPC.JCaTEO ’OR CHARLOTTE. N. C. RALEIGH, N. C. NORTH CAROLINA rviSDiCAL COLLEGE CHARLOTTE, N. C. J, P. Munroe, M, D., Pres. A. J. Crowell, M. D-, Sec. OLDEST MEDICAL COLLEGE IN THE STATE Unsurpassed Clinical Fr.ciMties. Seven well equipped laboratories in a new buiiding. Full corps of professors and instructors. Fall term opens September 13, 1911. Study diseases of the SOUTH in t’ae SOUTH. For catalogue and information, write, ROBERT H. LAFFEPkTY, i\1. D., Registrar, Charlotte, N. C. Trinity Park School ESTABLISHED 1S93. Location ideal: Equipment unsurpassed. Students have use of the library, gymnasium, and athletic flel(^ of Trinity College. Special atrtntuju g.vcn to health. A teacher in each dor mitory looks after the living conditions cf boys under his care. Faculty of college graduates. Most modern mechoda ot instruction. • Fall term opens September 13. For illustrated catalogue, address ' V/. W. PEilLE, Headmaster. Durham. N. C. T¥imYY^C^LE^ 1859 1891 1910-1911 JUST JOIN HANDS AND WED. Tunkhannock, Pa., Aug. 12.—Formal ly declaring their desire to becom6 husband and wife before witnesses, Floyd Kisner and Miss Maude John son, of AVyoming county, w'ere married by the common law’ method at the county court house here. They se cured a marriage license, as required by law, and then said they would mar ry themselves by making declarations of their intentions to each other. The marriage license clerk advised them to get a magistrate or minister, but they declined. Then they formally announced that they had become man and wife, kissed each other to seal the union and left in a happy frame of mind. Reading His Inmost Thoughts. A negro, having won a dollar at a crap game, decided to spend it on hav ing his fortune told, says the Argonaut. The fortune teller led him ii^to a gloomy room, with dirty hangings and misty red lights. She took his palm, traced it with a dollar, spread out her cards and then said: “You are very fond of music; you like chicken: you have won money at craps, and you have been in jail.” The negro looked at her with bulg ing eyes and finally ejaculated: “Mah goodness, lady; why, you jest read mah inmost thoughts.” Oscar Strange Continued from Page 11. been heard to agree with Hugh Am brose. Quick to outguess a batter, sure in receiving, accurate in throwing and an almost uncanny judge of hit-and-run and base-stealing intentions, Stanage is alw'ays working his gray matter. Stanage seldom asks for a pitch- out. He does not need ten yards elbow room to get off his throws. He de pends on a good arm to get the man stealing. When he does ask for a wide pitch, the chances are four out of five that the runner for whose ben efit, or rather detriment, the wide pitch is ordered will try to advance. In three games during the recent De- troit-Philadelphia series, Stanage ask ed for a total of five pitch-outs. Four times he guessed it right and got an Athletic runner in an attempt to steal. Once he guessed wrong. But four out of five is doing pretty well, I thank you. When Jim McGuire was catching, Jim always asked for pitch-out with men on bases. Jim got the pitch-outs and he also got the pitcher in a hole. The pitcher has to get the ball over the plate then. ■ The batter knows this generally and counts on a fast ball. So to feel the batter, Jim always ask ed for a curve ball. The result was that in the majority of cases the curve ball went wide and the batter walked. Tiger pitchers do not fiiid them selves in a hole because their catcher asks them to pitch out. When they do pitch out, something generally hap pens. , ^ . Was Stanage as bramy when he first entered the big league? No. But he used his think-tank just as much, only he didn’t know as well how to use it then. Six months passed and he had risen one peg on the baseball ladder. Six months more and he was another peg higher, six month naore and we find him where he is today. Will he keep on climbing? It certainly looks that way. When a woman sighs for the wings of a dove she is probably thinking of putting them on her hat. D R O P S Y TREATED Usually from the first dose swelling and short breath rapidly disappear and in 15 to 45 days entire relief and should effect a cure in 30 to 60 days. Trial Treatment I sent FREE. For tes timonials and a free treatment write Dr. Greens Sons Box O, Atlanta. Ga Three memorable dates: The Granting of the Charter for Trinity Col-] lege; the Removal of the College to the g."owing and prosi'frous City of Durn-Am; the Building of the Now and Greater Trinity. • Magnificent new buildings with new equipment and enla:-ged lacillties. ' Comfortable hygienic dormitories and teautitni pleasant iurvoundings. Five departments: Acad’i^.-c; ^Mechanical, Civil, and Electrical IiJugi- neering; Law; lilducation; ^Jraduate. For catalogue and other nioimation. address ' "j n. L. FLOWERS, Secrfttary, Ditrharr,, N. C. | An Ideal Christian Ilomo School. Preparatory and Colisgiate Courses, Art, Expression, Phyelcal Cuhiiro, Pedagogy, Buslcess, Domestic Science, M«9?q. High standard maintained by lari;o staff of experier.cev!, colleso-trjilned in- Btructors. Takes only one hundred bonrdora endteanheB the Sndividual. UnEiir- pass’d health record. Brick buikliDga. Steam heat. Excellent table. Largo gym nasium. Park-!lke campus. Concerts, lectures, tennie, bametball. Write for our cataloji before selecting the coilcjo for yonr daughter. HENRY .lEROME STCCKARD„ Presidoait, R&lejjih, N. C, 11 fii The Presbyterian College for Women ’ To the earnest student the Presbyterian College for women, offiers advani tages that cannot be surpassed in the South. Large, strong faculty of able and cultured teachers and unexcelled facilities for college work in Collegiate and Academic departments and in Schools of Music, .Art and Ex-j pression assure the student the very best opportunities. ..... | The Presbyterian College is well known for the wholesome Christian at mosphere that characterizes the institution. The broad culture, the gentl refinement and the correct habits of thought that come from intimate as soclation with teachers such as compose the faculty of the institution are no less valuable than the intellectual ti’aining. The college building is located in the center of a beautiful five-acre campus in the center of the city of Charlotte. Convenient to churcheaJ lecture halls and shopping center. On car line leading to all parts of city j and suburbs. These and other advantages of location are ahvious. ^ ' Rates extremely low' considering the advaritages offered, For catalogue and information, write to ^ ^ REV. JOHN L. CALDWELL, D, D., President,. Charlotte, N. C. .T , FASSIFERN LINCOLNTON, N. C. . j A home school for a limited number of girls. CollegOrj?reparaton}-aaA. general courses. Special advantages In music and art. No vacancy In the schooMt the four years of its existence. MISS KATE C. SHIPP ’ Principdl _k LAYING IN COAL is a necessity. Why not order now when the price !S EASY? 'fe-?- As the prices advance, It will be harder to pay the bills. You can save money by ordering now. YOU KNOW THAT. If you don’t know our superior coal, try it Our huge stock of wood is the best. AVANT Phone 402. 0:©:oiq:0:0I©:0:0I0:o:oi©:0I©I0:© I