PAGE TEN Dinner Stories Kfg'Tes, Dora.'* solid mother, “the '.baby was a Christmas present from the ange’.x.” t 9. "Well, mama,” Raid Dora, “if we j S'Slyhim away carefully use liim, can’t we give him to somebody ft «se next Christmas?" ggHfWiiat is that noise i can hear j | through the •wall?” v md" ifH our neighbor, talking to him- J i *j®§[ KVWit he needn't tall; so loud as that!" “Be has to. He’s deaf." Little Joe—Pa. what's a bigamist ?j S- Big .Toe—A bigamist, son. is a man With enough nerve to out-talk two women. r Beggar—Pity the |>oor blind, mis-j : ter - ) I Passer-by—Go on ! )onre no more blind than 1 am. R Beggar—Xo, mister it's me pal ■ dot's blind. Rut he's too proud beg. so 1 has ter do it while he stands j at a fTjf ' sjj ' A IVE QOtoiYt'- f ) \ P] i ■ j Speedy Runner 9k ipiip* “Flash" Cavanaugh Is a member ot the Boston College track team, one ! of the speediest runner* In eastern) collegiate circles. Much of the suo» Sis of the school’s relay quartet* s been due to Cavanaugh's brlU nt work. Bostoq College la bank, tog on him to bring In a large quota ' ■ at pf.ir.fa this season./ | Dress Hats 1 1 Tailored { ijj Models Sports Hats l]i Every New Straw Weave, i i X Belting or Gay Felt ! . X May Be Found Here ] j XA I , r si I i ) l/ wg7-TT?-j. i i« ll+d4i.A**?FmKM || Millinery Dept.j j ij) MISS ALLIE LEGG, Prop. 1 Phone 830 r X X OOOOOOOGOOOCOOOOOOOOOOOt. INSURANCE RATES ARE MADE BY THE PUBLIC They Mill Be Lowered When the Public Permits, Says Mr. Wade. Asheville, May 19.—Insurance rates are made by the public and not by in* surance companies or agents, Stacey W. Wade, state insurance eommis siener, of Raleigh, told the North Car olina Association of Insurance Agents ih their annual convention here to day. There is a wide-spread misun derstanding on this matter, he aaid, declaring that there are many who think insurance rates are made by the agents through some secret under standing, or by the companies in some similar manner. But this is not the case, he maintained, citing ‘instances showing that the public is directly re sponsible for the rates charged. “It is not difficult to demonstrate that more than 75 per cent, of all fires and of all accidents are due to carelessness on the part of the pub lic. Many experts figure that fully 90 per cent, are due to carelessness. Since it is true that insurance com panies cannot continue to furnish protection against any form of haz ard unless there is sufficient income to meet the outgo, it follows that rates must be high enough' to provide reasonable compensation for the cap ital engaged in the business. There is no getting around the fact that the public is the great rate-maker and that insurance rates will be lowered when the public permits them to be,” Mr. Wade declared. The recent action of Ihe Southeast ern Underwriters' Association in in creasing fire insurance rates 10 per cent, oil mercantile buildings and 25 per cent, on certain types of manu facturing plants was touched upon by Mr. Wade, who declared that if rates do not appear to be justified, af ter a careful investigation of the mat ter by his department, steps will be taken to reduce them, but if justified, they should be allowed to stand. The fact that losses from fire In Xorth Carolina are declining, while in the nation as a whole a tremendous increase has been noted, was pointed with pride by Mr. Wade, who showed that the losses in the state in March amounted to but $830,990 while in Marcli, 1925. the loss was $948,279. Os this amount only $205,177 was for residence, the remainder being scattered among mercantile and man ufacturing plants. The fact was also cited that an increase in rates works even a greater hardship upon the agent than upon the man who pays it, as it makes it more difficult $ $ Specials $ $ Four 35c Cans Sliced or Grated Pineapple __ **' * Three 50c Cans Bartlett Pears in Syrup Four 35c Cans Red Pit ted Cherries for *** * All Good Quality Packs Cabarrus Cash Grocery Co. ■■■■■■■■■■ ■ " ' ' " ■ ■" INDOOR SPORTS THE CONCORD DAILY TRIBUNE to sell the insurance, which is libel); to be taken out in smaller amounts. Attention was also called to the. j(*ct that rates on residences had not been increased. The opportunity of the insurance man for constructive work irt his paj tienlnr community was nlso stressed by Mr. Wade. He cited the splendid opportunity at hand at all times to teach the dpetrine of fire prevention and thus pave the way for lower rgtes. 1 “Next, 1 would have you men be come the bulwarks of progress in yoor communities that you should become. I notice in the lapels of many of your coats the buttons of many service clubs—Rotary, Kiwanis, Uivithn. | Lions and other splendid organisa tions. You men are the kind of men that should be members of these clubs, for your knowledge of business -life in your towns, your understanding of their weaknesses, make exactly the WHILE THE POLKS ARE AWAY | Y flttlS YEAR IS A A'V' 1 \t TIME FOR VDuTO TAKE \\ \ hdr //\ \ 'vV^s 5 A LONG VACATION, 20Lt Jf \ />"/ /) \\ \ \ 1 WERE ARE 20 FEW OF *. ( ' /£ / A V | V OS LEFT THAT VOU CAN / ' f J * \ TAKE A REST WITHOUT \ n a few minutes Pays for itself quickly^ EB. GRADY PLUMBING AND HEATING DEALER Office and Show Room 38 B. Corbin St. Office Phone 334 W THE DAILY TRIBUNE THE PROGRESSIVE FARMER BOTH ONE YEAR AT THE FOLLOWING PRICES: In State outside Concord $6.26 The Progressive Parmer is the beet farm paper pubMabed, and it* price ie SI.OO a year. You seed not pay for the Progreoeive Parmer at the same time you pay for The Tribune. We will get it for you a whole year at any time on payment of only SB cents. W four 'Mbacriptfaa to The TriHuhe toeonteetant, bet - eomeW-The Tribune o&ee-to pap for year Progrsarite Farmer. ../-.ttggryearirifg -- - ■ |IIIHHWII Hill IIW || m t Thursday, May 20, 1926 |