Jndi-n summer It will be sunny and warm today with the high in the upper 70s and the low in the mid 50s. Chance of rain is near zero through toniaht. Mark Twain play The UNC Readers' Theatre will present "The Loves of Alonzo Fitz Clarence and Rosannah Ethelton" at 8 p.m. Wednesday and Thursday in rooms 202-204 of the Union. Free admission. - Serving the students and the University community since 1893 Volume CSV Issue Uo Tuesday, October 3, 1978, Chapel Hill, North Carolina Please call us: 933-0245 &iiano urges veto AIBC Jboard1 -pFohilbits Ibeer sales .by UNC Greeks for charities vf tuition-creuit p flB Mm f By KATHY CURRY Staff Writer HEW Secretary Joseph Califano Monday called a compromise tax-credit bill on tuitions for college students agreed upon by Senate, and House conferees ineffective and said he will urge President Carter to veto the bill. Califano claimed the tax-credit bill, which would provide up to $250 tax credit per college student, is inferior to proposals submitted by the Carter administration to expand existing Basic Educational Opportunity Grant and loan programs to include families earning up to $25,000 annually. "(The compromise tax-credit plan) is such bad tax policy and such bad education policy that if it were enacted by the Congress I would recommend that the president veto the legislation," Califano said. x The compromise bill survived a crucial committee test last week when conferees agreed after much debate to drop the controversial tax credit for elementary and secondary private schools and concentrate on the tuition credit. Califano's statement is the first indication by the administration of definite plans to veto any tax credit proposal. Carter had voiced his disapproval of the earlier bill, including the private school credit provision, but had stopped short of an actual veto threat. Stan Broadway, executive director of the N.C. Educational Assistance Authority, agreed that the tax credit concept will not meet the needs of the average University student. "Our argument is that tax-credits are an automatic scatter gunned approach to the student-aid problem," Broadway said. "Tax credits would endanger the life of existing tools like the Basic Grant and student loan programs. Carter has said the country cannot afford both tax credits and the current programs." Broadway said he supports the administration-backed bill that would provide additional funds for the poor who do not pay income tax as well as expand existing programs. The measure has lain dormant in the House Rules Committee for some time, however, and is generally thought to be dead. Califano also charged that the tax-credit bill would encourage colleges to raise tuition by the amount of the credit. William Geer, director of the UNC Student Aid Office, J PS is a: !tf Joseph Califano repeatedly has shunned the tax credit measure and supported the Carter administration version. Geer has said the bill would not accomplish its goal and would set up a costly new bureacracy to accomodate the plan. The committee compromise of the House bill marks the first : time college tuition credits have won House approval. Although the House backed provision for private school tuition-tax credit was rejected as a violation of separation of church and state, the House is expected to ratify the compromise bill. The Senate has approved the concept several times and is expected to send the bill on to Carter before the legislative session ends next week. By MIKE COYNE Staff W riter A turnaround in Chapel Hill's handling of Alcohol Control Board (ABC) temporary permits apparently spells the end of beer sales for charities at fraternities and sororities. Town zoning ordinances prohibit any retail sales in residentially zoned areas. Most fraternity and sorority houses are in areas zoned R-I0A. a residential zone designation. r Because of the town's decision to enforce the zoning ordinances, the Phi Delta Theta fraternity was denied a temporary ABC permit to sell beer at its annual fall beer chug Sept. 22. The Delta s Tau Delta fraternity also was denied a permit to sell beer at its Pickard Street Party on Sept. 23. Both fraternities intended to donate proceeds from beer sales- to charity. "We had optimum weather conditions," Pat Nash of Phi Delta Theta said. "We should have made a killing." Nash said he estimates $500 could have . been earned for the Oxford Orphanage in Oxford, had his fraternity been ablei to sell beer. ' ' Phil Styers, president of the Delta Tau Studies other schools Delta fraternity, estimates between $1,400 and $1,500 was not earned for the Heart Fund because of the restrictions on beer sales. "The whole system is messed up." Styers said. "If they decide hot to change it. then a lot of money will be lost by charities." Town attorney Emery B. Denny Jr. said a change in zoning laws' is -not likely. "This is something the town has not been involved in and is not particularly anxious to get involved in now.7 Denny said. "The question is where to draw the line. Someone might want to sell used cars (in residential zones) for charity. Where are you going to stop?" Problems with the sale of beer by fraternities first came to light when Phi Delta Theta sought the ABC permits. According to state ABC regulations, the fraternity had to submit an application and a $50 deposit for investigation of the permit request. An ABC opinion form was then sent to the town to insure that the requested permit conformed to local laws. ' v ' - - ' -: In the past, this process was a mere formality. ABC would issue the temporary permit. The Phi Delta Theta ABC permit request, however, was turned down because town officials refused to approve it, citing zoning laws that prohibit retail sales in residential areas. " Prior to the Phi Delta Theta ABC permit request, common practice Was for Assistant Town Planning Director Art Berger to issue a special permit bypassing the zoning ordinance. The town permits were only issued if the beer sales met three conditions: beer would be sold only within the time period specified on that permit, all profits would go to charity and the sale and consumption of beer would be limited to the premises of the permit holder. . -, Berger said the town's practice of issuing special permits was a decision made by the town staff. "That's what we did for several years," Berger said. "There was just some question among the staff on whether this was the way to handle it." Berger said the change in the handling of fraternities' beer sales for charity came as a result of the town staffs indecision on correct procedure. Berger did not cite specific circumstances or individuals involved in the town's policy change. WMA, evaluates visitation policy Ptiillips goes door-to-door for By DIN IT A JAMES Staff Writer Jim Phillips, student body president, has proclaimed this week Student Government Information Week. He and his staff will be going door-to-door today through Monday in an attempt to cover every campus residence. "We're going to try to Find out what students are thinking about and also what they want done," Phillips said. "We want suggestions and complaints about anything having to do with the University. We're also going to inform them (the students) of projects we're 30 women o remain in working on to improve their situation around here." "V; ' The door-to-door surveying is part of Phillips attempt to fulfill his campaign promises. "When I ran for student body president, I told people that I talked to that this wOuIdii'lbe th etast' time .they'd, see me trns yeaf. t told them that I was concerned about theni all year, not just when I was trying to get votes. Now we're going back to the students." The issues Phillips and his staff will be addressing include: grade inflation, particularly the recent edict by several departments to reduce the number of As and Bs they are awarding; the drop period; the visitation policy; the practices of the athletic department, especially ticket distribution for v basketball arid football games: and the food services. By SUSAN LADD Staff Writer Changes resulting from the review and revision of the dorm visitation policy may be situated as early as next semester, said Don Fox. Residence Hall Association president. An RHA committee of four RHA governors and three residence directors met last week for the first time to evaluate and update the policy. Information collected by the committee includes a file on the history of the visitation policy since 1970 how the current policy was formulated and previously proposed changes. a file on the current situation and another oh Philfi)ssChedule forthe door-to-door visitation; policies the sc.hoos , surveyjTsWd ay ?-ij a mes and Committee . guideline! pdThox Morrison. Wednesday: EhnnghaUS. stress the imnnrtaiw nf evaliiatino th, nHc 'ednqsday: Ehringh Craige and Scott College. Thursday: Henderson, . Upper Quad and Whitehead. Sunday: Morehead Confederation. Women's Triad. Carr, Old East and Old - West. Monday: Granville and Spencer. orm triples Thirty North Campus women involved in tripling can expect to wait at least another month to be moved. "The cancellation rate has fallen off drastically," said Peggy Gibbs, assistant to the director for housing contracts. "There probably won't be another rush (to sell) until midterms, when we usually pick up some more vacancies." - i - As women's spaces are needed to relocate tripled students, women still may cancel housing contracts and forfeit $50 of their deposit and a pro rated amount of rent. All men in triples have been relocated, Gibbs said. All women who have been in forced triples since Sept. 20 are receiving rebates for each day in the triple since Aug. 20. Each occupant of a tripled room, including the two permanent residents and the triple, is eligible for the full rebate, Gibbs said. Women in voluntary triples and those who moved out before Sept. 20 will not receive rebates. , "Persons who moved in the first month won't get any credit because of the expense involved in setting up the tripled rooms," Gibbs said. Refunds and rebates are credited to student accounts. "If the student has no outstanding charges, he or she can go by and pick up the check," Gibbs said. Although triples remain, crowding was not as serious this year as last. "People accept it more now, but people are starting to get tired of being triples, and they have aright to," Gibbs said. DEBBIE MOOSE stress the importance of evaluating the needs and feelings of residents and the varied lifestyles on campus. In an effort togauge student feelings and opinions on the ' issue, the committee is conducting several surveys, said William Porterfield. student committee chairperson. This week the committee will set up a table outside the Carolina Union to distribute questionnaires on the visitation policy. It is also requesting all residence advisers to conduct in-depth interviews with several of their residents. The committee also has added several questions concerning visitation to a Student Government survey that will be distributed door-to-door. Porterfield said. "While we on the committee all have certain views, we want to contact students to see if this is a pertinent issue to them." he said. The committee is studying policies from "other universities representing a wide variety ' , of approaches to the problem, Porterfield added. They cover the spectrum from 24-hour visitation, the policy at the University of Virginia, to eliminating visitation entirely. Appalachian State students may choose from several housing options, one of which, stipulates no alcoholic beverages in the room and no visitation hours. Students choosing that option would be housed in a hall or dormitory with that policy. Porterfield said the committee hopes to have the results of the surveys this week so that it can begin to consider specific policies in line with student needs and desires. The committee will -submit a - recommendation on possible changes and revisions -of the policy to the RHA Board of Governors by Oct. 30, Fox said. Upon approval by the RHA governing board, the recommendations would be submitted to the Housing Advisory Board, a faculty and .student committee. From there it. would be forwarded to the Department of Housing, the Division of Student Affairs and Chancellor N. Ferebee Taylor. . ; - . RHA also will submit the committee's findings to Student Government and the Campus Governing Council for their approval and support. "We want to have a policy that is equitable for all residents," Fox said. Presidential threat to bi 4 " .... - doesn't hurt Jordan Dani Gates of Jordan Dam should close even with presidential veto By JACI HUGHES Staff Writer President Carter's threatened veto of the fiscal 1979 public-works bill would not affect funding for the B. Everette Jordan Dam and Lake in Chatham County, a White House press office spokesperson said Monday. "The President asked for $10 million funding in that budget for that project." said Patricia Bario. White House associate press secretary. "He has no problem with that (the dam and lake project)." The Senate gave final congressional approval to. the entire $10.2 billion public works bill last Wednesday. Carter has termed the bill "pork-barrel" legislation and said it is wasteful and inflationary. "He (Carter) objects to the 27 projects they have added to the bill and 2.300 Smaller spaces to of f set parMirig lot losses By LAURA ALEXANDER Staff Writer "Parking is tight, more so than ,in past ,years," says John Temple, vice chancellor for business and finance, and while Temple's ; department attempts to improve the situation this year, it also is charged with solving even , greater problems for the 1978-79 school year. Currently, Temple says, the University is systematically reducing the size of parking spaces from nine-feet wide to eight-feet wide by repainting the lines, yielding about 500 additional spaces. ; s However, next fall, ' faculty and . staff members will lose approximately 600 parking spaces in sections N-2 and IS -J because ol the construction of the new University library and the planned addition to the Carolina Union, says Craig Brown, a member of the Vice Chancellor's Traffic and Parking Committee and Student Government Transportation Commission director. These spaces are to be replaced by a new parking deck, approved during the summer' and currently under construction. However. the projected completidn date, of the deck is not until October 1979. v The University therefore must produce replacements for the interim. .. ; . One measure to be taken ' is the establishment of a 500- to 600-space fringe parking lot behind Hinton-James Dormitory. Brown said. It probably will be. started in January and should be completed by May. he said. , , " ; The remaining question is. "Who will use N 4 parking'?" The spaces currently are occupied by student parkers. primarily those living in Henderson Residence College and the. Morehead Confederation dormitories. However, concerned students who now are parking in these areas say they fear the N-4 section will be redesignated as faculty parking to replace that lost by faculty in N-3 and N-2. Temple said the fate of the N-4 parking lot definitely will be an issue. ' . i The Traffic and Parking Committee will deliberate the issue in the coming months, as well asvork to redesign the priority system of assigning permits, which currently is under the supervision of Student Government. Currently, students are issued parking permits based on their ; class standing. Consequently, almost all sophomores were denied parking permits this year. Brown said. The priority system also must address the question of who receives priority to permits: students who commute to campus or campus residents. One factor in this decision should be whether the individual commuter lives near a bus route. Brown said. In a meeting of representatives of the Morehead Confederation halls Sunday night attended by Brown, students generally concurred that -campus residents should be given priority over off-campus residents, particularly those with access to a bus route. people he would be required to hire," Bario said. She was referring to the proposed new employees at the Army Corps of Engineers and the Bureau of Reclamation which would cost more than $50 million annually. Also, Carter had recommended beginning 26 new projects, compared to the 53 Congress has approved. Bario said if Carter vetoes the bill, the Jordan project will not be a point of contention with Congress because Carter will recommend that it remain in any new public works legislation. "If they were not able tc come up with something on time. Congress would probably pass' a resolution that would continue the funding," she said. . Although the dam and yet-to-be-completed Jordan Lake probably-will not be affected by presidential action on the public-works bill, the towns of Chapel Hill and Durham and the Conservation Council of North Carolina have filed suit to stop completion of the $ 100 million dam and lake project. . Judge Eugene Gordon of the U.S. Middle District Court ordered in 1 977 that the gates of the dam be closed to create the lake. The conservation council and several downstream towns appealed his ruling to the U.S. 4th Circuit Court of Appeals which is expected to hear the case this winter. v David Hewitt, public1 affairs officer for the Corps of Engineers office in Wilmington, said last week that Jordan Lake would be used for water supply and recreational purposes. During drought periods, it would help maintain a flow of water downstream. Students warned to beware of swindlers when purchasing insurance By PAM HILDEBRAN Staff Writer Life insurance something to think about 10 years from now, right? 1 Maybe, but did you know that college campuses are insurances companies' biggest markets? And if students are not careful, they can find themselves either being swindled or more likely, stuck with an expense too great for them to handle, says Fred L. Seaman, assistant deputy commissioner of the Consumer Insurance. Division, N.C. Department of Insurance in Raleigh. Although improper life insurance sales are no longer a major problem on college campuses, many students are easily confused by the financing of policies and salesmen's talk and cannot distinguish between good and bad policies, Seaman says. ' . "The typical sale is a life insurance policy generating cash, loan and surrender values sold with a low down payment accompanied by a promissory note, a legally binding document (similar .to a loan), to be paid at some future date, usually five years," Seaman says. Seaman says that the majority of the sales are made on a proper basis with the student clearly understanding his obligations. In some instances, however, the agent may employ vague or deceptive tactips to influence sales, and the student realizes his obligation too late. But other complications also can occur, say Dorothy Bernholz and Mark Stcrnlict, UNC Student Legal Services lawyers. "Many students don't realize they've got a problem until they're contacted by the company's lawyer.". Bernholz says. -t "A lot of students don't understand the concept that if they subsequently cancel, they still have to pay the backup," Sternlict says. - ; "It's sometimes a two-headed situation," Seaman says. "The; sale could be made properly, but when time comes to pay, someone convinces the student that he was influenced in a shady way Sometimes the students go home and their parents try to get them out of it." Since financing the . policy brings the most profit, it is actually to the company's benefit to sell the policy properly to make sure the policy will stick. "It's the agent who gets stars in his eyes who does the illegal bit." Seaman says. Seaman says that many of the companies recruit and train former students and sometimes present upperclassmen to sell coverage to other students, usually those nearing graduation and especially those going into professional fields. . "Any insurance agent that pressures a student is suspicious," Bernholz says. "A good agent will let the policy sell itself." To control the practice of improper selling, the N.C. Department of Insurance has issued a regulation setting stringent requirements for sales within the state. The regulation protects students rights to be informed fully on the contents of policies and terms of financing. ; So is it a good idea to buy life insurance while still in college? "If you i plan to have it later in life, it's advantageous for a student to get it when he's young and in good health," Bernholz says. "But it's deflnitefy not advantageous if he can't afford it." Bernholz says that life insurance is not the pnly type of i nsurance to be wary of. Medical insurance, although' most students are covered under university policies, is very tricky. "When you fill out a form and are asked questions about your medical history, and you don't tell all the facts, they won't pay the claims for within two years," Bernholz says. - Both lawyers advise students considering the purchase of insurance to do research guides are available in the library and to visit several companies.

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