H(D)caD.b.aDTiEeir iffeir adke to)
By MARK POWELL
Staff Writer
Area bankers are advising UNC
students to open checking accounts in
local banks and to consider the different
banking options open to them.
Chapel Hill's seven banks are: Cen
tral Carolina Bank and Trust Company,
First Citizens Bank and Trust Com
pany, First Union National Bank,
NCNB National Bank, Northwestern
Bank, The Village Bank and Wachovia
Bank and Trust Company. First Citi
zens and Northwestern are merging and
will go under First Citizens title.
Holt Boone, manager of First Citi
zens Bank and Trust Company at 134
E. Franklin St., said UNC students with
checks from Chapel Hill banks have an
easier time writing checks to local
merchants.
"Some merchants would rather see
local checks: Also, checking records are
kept here in Chapel Hill (making them
easier to check for the banks and
merchants),' Boone said.
Elizabeth Williams, manager of First
Union National Bank at University
Mall, said that although some Chapel
Hill merchants prefer local checking
accounts, they are not really necessary
for students to get fast, efficient service.
Many students prefer to set up checking
accounts in their hometowns so that
their parents can easily make deposits
to their accounts.
uIf a student plans cn being in Chapel
Hill for four years, then it is probably
worthwhile to set up a local checking
account, Williams said.
The Village Bank is the only locally
owned bank in Chapel Hill. Its assets
total more than $22 million and has two
locations, one in Cole Park Plaza and
one in Kroger Plaza.
"We think we can give a better
Jordan
his refusal to vote for tax increases
except alcoholic beverages tax.
"As for my future, this will allow me
to spend more time with my family,
church and community, Jordan said.
He said he did not know if he would
run for office again. "IVe got two years
in which to think about it, he said.
"I honestly can't tell you right now.
Reaction among Jordan's fellow
legislators Tuesday was mixed. Rep.
Ivan Mothershead, R-Mecklenburg
County, expressed his regret that the
incident had taken place. "I think it's
an outrage he was prosecuted," he said.
"The statute he is accused of violating
is so incredibly strict that it's impossible
to tell whether you've had a conflict of
interest.
He referred to General Statute 120
86, which states that "No legislator shall
solicit or receive anything of monetary
value including gift," favor, or service
or promise of future employmentbased
on any understanding that such legis
lator's vote, official actions or judgment
would be influenced thereby, or where
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Automatic tellers
product because we're locally based," .
manager Charles Rupas said. "We can
be more flexible in our decision
making." ('
Rupas said that many bank custo
mers think The Village Bank is not as
sophisticated as others because it is not
nation- or state-wide. He said this is
a misconception.
Rupas said the disadvantages of The
Village Bank for UNC students include
the location of its branches, which are
not in downtown Chapel Hill or on the
UNC campus. The Village Bank also
does not have statewide branches,
which many students look for.
NCNB National Bank, though it is
an international corporation, considers
itself a network of rnmmunitv banks.
from page 1A
it could reasonably be inferred that the
thing of value would influence the
legislator in the discharge of his duties."
In a latter paragraph, the statute
declares the violation of this law as a
felony.
"If The Daily Tar Heel takes me to
dinner, that's a violation of that law,"
Mothershead said. "I would say there's
probably not a single legislator in the
General Assembly that hasnt violated
that statute."
Sen. Wanda Hunt, D-Moore
County, said she trusted the judgment
of the Alamance County Superior
Court in the case. "I hate to see any
colleague resign, but I think it's best
that they do, (when a felony is involved)
and it's also North Carolina state law,"
she said.
"It (the statute) has not been a
problem for me," Hunt $aid.I try to -adhere
to that law. On matters that
come before me, if I feel it is a conflict
of interest, I ask my colleagues to excuse
me from voting."
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are only one of many services offered
according to Jean Cooke, manager of
NCNB National Bank at 137 E. Frank
lin St.
44 We're still a neighborhood bank. We
are just a lot of neighborhood banks
joined together," Cooke said.
The amount of money needed to open
checking accounts at each of the banks
varies, with the least being $50 at First
Citizens, The Village Bank and First
Union. NCNB National Bank and
Wachovia require $100 to open an
account. NCNB National Bank is
flexible in establishing a checking
account for students, according to
Cooke.
Checking account charges average $3
a month and 20 cents charge on each
check when a minimum amount of
Aid
ment is proving inadequate.
"Federal grant money seems to be not
keeping pace with rising costs, and when
grant money is lost, the only other
(money) source is loan money," Morris
said.
"We are really bothered that the
students are borrowing too much
money," she said, "so we have been
trying very hard this year to suggest to
students that they consider other
options. Do they really need to borrow?
Or maybe to work a bit is another
option available."
Morris said the signed financial aid
notifications will continue to be
accepted at the student aid office and
checks will be disbursed throughout the
semester.
A student whose family situation
changes during the year may reapply
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by area banks
money is not kept in the account.
Central Carolina Bank has a $5 service
charge per month and gives the first
10 checks each month free. After the
first 10 checks, CCB charges 25 cents
for each check and 10 cents each time
the customer uses an electronic teller.
To open an account at any of the
banks a customer needs to bring a valid
driver's license, their social security
number and the cash or cashier's check
in the amount they are going to deposit. .
Bank managers advise students
setting up their first account to be -accurate
in the records they keep of
transactions and to not spend more than
they have in the account. Students
should not hesitate to ask questions
when necessary.
from page 1A
for aid at any time, she said, and
students can receive emergency funds
from the University within two days of
their requests if an error is made in
handling their accounts.
"It's gotten so complicated," Morris
said. "Our concern is that the bad
publicity that (financial aid) gets about
federal cuts, and then the delays that
the families run into, will discourage
students from trying to attend college.
That happened three or four years ago."
Students who must know if their
checks are ready on time should call
the financial aid office before coming
over, Morris said.
She added the administration is
working on a plan to have all student
award money put directly into their
accounts to save waiting in line at the
student aid office.
r if ' I
5 I ! II
The Daily
AEIA urn veils semesHes' plans;
input, added service sire,
Cy GRANT PARSONS
Staff Writer
ARA Services, the campus food
service, plans to upgrade menus in
an effort to increase customer
satisfaction and sales and to rely
more heavily on student input for
planning changes in the future, said
Terry Crump, regional director of
sales and marketing for ARA.
Crump, speaking to 10 adminis-"
trators and student leaders, said
student input would play a more
important role in ARA's menu
planning and marketing this semes
ter. "If we hear from students, This
is a good idea, we'd be fools not
to do it," Crump said. "We want to
hear from the student."
Opinions, questions and com
ments will be solicited through
question boxes placed in Chase and
Lenior Hall cafeterias. Answers to
students questions will be posted on
a bulletin board above the boxes
within two or three days of receiving
them, Crump said.
"In the past, we have not done a
good enough job in getting informa
tion to to the student," Crump said.
"We must go to the student. If we
burn the toast, we want to hear about
it."
ARA also will offer an expanded
breakfast menu and a new line of
hamhureers ca'M "sizles" 8-
C-Eoute temporarily limited
Chapel Hill Transit's C-Route is not
running to Woodbridge and Willow
Creek Shopping Center because the
transit system hasn't been able to get
the permission of Willow Creek Shop
ping Center to use their parking lot as
a pick-up point.
The transit system's buses weigh over
2,500 pounds and they damage asphalt
pavement. Because of this Willow Creek
Shopping Center is not allowing the
buses to use its parking lot until the
construction company that built the
parking lot tells the shopping center
how much weight the parking lot can
bear.
Transit system officials said it should
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Tar Heel Friday, August 23. 1S353A
ounce hamburgers with a choice of
toppings. The expansion of Itza
Pizza to include a different specialty
pasta dish every day is planned, and
students soon will be able to have
pizzas delivered to their rooms,
paying with their meal cards.
After Labor Day, ARA will serve
T-bone steaks on Mondays, Wed
nesdays and Fridays.
Chase Cafeteria is open on a
limited basis but will operate on a
regular schedule starting Monday.
Chase will be open from 7 to 10:50
a.m. for breakfast, 10:45 a.m. to 2:30
p.m. for lunch and 5 to 7 p.m. for
dinner, with a grill and salad bar
operating from 7 to 10 p.m.
James O. Cansler, associate vice
chancellor of Student Affairs, said,
"Chase will stay open as long as there
is sufficient business to sustain the
operation."
Crump said there might be a
problem getting students to eat lunch
on South Campus when they are on
North Campus for classes.
"We talked about paying Chapel
Hill Transit to transport people back
for lunch, and all specials will be in
effect at both cafeterias," he said.
"We're firmly committed this
year," Crump said. "We're going to
give students the opportunity of
having a larger (food) line. The
burden of customers is on us."
be a week before the C-Route starts
running to Woodbridge and Willow
Creek Shopping Center.
Old Well, served by the C and J
Route buses is the closest stop fot bus
riders who were to be picked up at
Woodbridge and Willow Creek Shop
ping Center.
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