2The Daily Tar Heel Thursday. October 3, 1985
D (caMe soarainig nim(Loo3aini(s
By DORA McALPIN
Staff Writer
Most people dorA really think about the conse
quences of drinking and driving until it's too late,
said Charles Taylor, rating supervisor of the state Rate
Bureau.
If drivers took time to carefully consider the effect
a DW1 conviction would have on their insurance rates,
they would probably decide against taking the risk,
Taylor said recently.
That's because one DWl conviction will increase
basic insurance rates by 350 percent.
In addition, a driver who has been convicted of
DWl will be required to pay the state recoupment
charge, which will increase his bill by an extra 27
percent of the new total cost.
This means that a driver with no prior traffic
violations who pays $200 a year for bodily injury,
property damage, medical payment and uninsured
motorist coverage will pay more than $1,000 for the
same coverage after a DWl conviction. And they will
keep paying for three years.
"It's quite a monstrous increase," said Taylor. "And
every year, there's a possibility that the base rate would
change. It's an 'iffy situation. I certainly wouldn't
do it (drive under the influence).
"As far as the state of North Carolina is concerned,
the insurance companies dont have any choice in the
matter," Taylor said. "It's required under the Safe
Driver Insurance Plan."
The rate bureau determines the rate increases
insurance companies must charge under the plan for
various traffic violations based on the severity of the
offenses. Each offense is assigned a certan number
of insurance points, and the more serious offenses
result in higher point numbers.
A DWl conviction, worth 10 insurance points, will
make a driver's insurance payment 4.5 times higher
than it was before the conviction, said Melba Ragland,
assistant to local State Farm insurance agent Don
Cox.
All drivers with insurance points must pay the 27
percent recoupment charge, which insurance compan
ies turn over to a state fund and is later used to
reimburse the companies for losses incurred from
insuring high-risk drivers, said Ted Seagroves of
Seagroves Insurance Agency.
All N.C. drivers must have a minimum amount
of insurance coverage, Taylor said. This means that
a legal driver who is a resident of the state must not
be turned down for insurance coverage, he said.
Don Terrell, an agent for AU-American Insurance
Agency Inc., said this has led to big losses for insurance
companies.
"Basically, youVe got a debt of millions of dollars,"
he said. "Recoupment is reducing the debt, but it
will never be paid off."
Seagroves said that in addition to higher insurance
rates, drivers who are convicted of DWl may expect
to have difficulty getting or keeping comprehensive
and collision coverage.
"Once youVe had a DWl, standard insurance
companies in North Carolina wont provide you with
comprehensive and collision coverage," he said.
Seagroves said that while many of the large
insurance companies have policies against providing
such coverage to DWl offenders, exceptions can be
. made, especially for drivers who already hold the
policies and have bought insurance from the same
company for several years.
"If the car is financed, you are required by most
banks to carry comprehensive and collision insu
; ranee," Ragland said. "With State Farm, a person
with a DWl conviction could not get comp. and
collision again for 5 years.
"So that person would have to seek out a company
that specializes in insuring high risk drivers. Those
figures are scary."
'Actor Rock Hudson dies at-59
From wire reports
HOLLYWOOD - Actor Rock
Hudson, after battling AIDS for a
year, died Wednesday in his sleep.
He was 59.
Hudson, who starred in movies
and television for three decades died
at his home in Los Angeles. .
Actress Elizabeth Taylor, a long
time friend of Hudson's, issued a
statement through her publicist: "I
love him and tragically he is gone.
Please God, he did not go in vain."
Taylor was the moving force behind
a recent fund-raising dinner for
AIDS Research.
Krugerrend imports halted
WASHINGTON In a move
designed to express U.S. disapproval
of apartheid in South Africa, Pres
ident Reagan issued an order Tues-
news in brie?
day that would halt the import of
South African krugerrand coins.
The order, which takes effect at
12:01 a.m. Oct. 11, came 22 days
after Reagan forestalled congres
sional passage of harsher legislation
directed against the South African
government's policy of racial sepa
ration, Reagan had pre-empted
Congress from voting on the legis
lation by proposing a set of lesser
economic sanctions.
The move would bar South Africa
from the U.S. market, which pro
vided them with more than $500
million last year from sales of the
kruggerand.
Speech targets .pripoples
By LISA BRANTLEY
Staff Writer
The Chapel Hill Planning Board
voted 8-0 Tuesday night to recommend
that the town council issue a zoning
compliance permit for the proposed
Rosemary Square development on the
southwest corner of Rosemary and
Henderson streets behind the post
office.
The project, which is being planned
by the Fraser-Morrow Co. of Research
Triangle Park in conjunction with the
town, would be financed using both
public and private funds. The public
financing would come from $3.3 million
in general obligation revenue bonds.
Current plans call for a tri-level 500
space parking deck, a 119-suite con
dominium hotel and restaurant and
about 20,000 square feet of retail space
to be included in the $19 million
complex.
A planning board vote on the project
came after almost three hours of
hearings, which included statements by
Fraser Co. employees, 10 Chapel Hill
residents and Chapel Hill Mayor
Joseph Nassif, who spoke on behalf of
the town as a joint applicant in the
project.
The resolution called for the town
council to issue the zoning compliance
permit subject to eight planning staff
recommendations. Three major stipu
lations were that traffic signals on
Rosemary and Henderson streets be
adjusted for traffic flow changes, that
the two streets be repainted to mark
off left and right turn lanes and that
a loading zone located in front of NCNB
be moved to improve driver visibility.
In addition, two amendments were
attached to the resolution. The first
required that a detailed landscape plan
for the project be approved by the
Historic District Commission. The
second required the town manager to
certify the possibility of converting the
hotel units into apartments at the
request of the owners.
The second amendment followed
discussion by board member Don
Francisco, who questioned whether
each room of the proposed 119 two
room hotel units would require separate
parking spaces.
Town Attorney Ralph Karpinos told
the board that Rosemary Square woufd
meet the town parking requirements
under present plans and that 238 spaces,
one for every hotel room, would not
be required by law.
Local residents who spoke in favor
of the controversial project as a rev
italizing agent for downtown Chapel
Hill included Dr. William T. Kohn,
president of the Downtown Chapel Hill
Association, Leonard P. Van Ness of
the Chapel Hill-Carrboro Chamber of
Commerce and Mary Alice Danzigger,
a Franklin Street merchant.
"We cannot survive with only student
patronage," Kohn said. "IVe had people
& So-
Take Airport Rl (Rt 8S) north, crossing 1-85.
Turn left on 70-A. Turn right on S. Churton
Street at tight Turn right on E King Street, go
one block, and veer left on Si Mary's Rd.
across highway 70 fPanlry" store on right).
Six or seven miles past the intersection, turn
right at flashing yellow fight Hunter's Isle is
one-half mile on right
IHSA KOI2SE SHOW
Friday, Oct. 4, 1985
11
Hanter'o Isle Farm
683-7031
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Xerox
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105 No. Columbia
933-2679
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asspor
go around the block so many times
(looking for a parking space) that they
felt like they were on a merry-go-round."
Other speakers said they felt that the
project needed further study. Vincent
J. Kopp, a local pediatrician," said
financing had not received adequate
review. "IVe been underwhelmed by the
data presented in dollars and cents," he
said.
Three residents, including James
Eder and Henry Whitfield, told the
board they were opposed to the Rosem
ary Square changes.
BCC
"I think the majority of Chapel Hill
residents are still against the nigh
density that Rosemary Square repres
ents," Eder said. .
Other concerns raised about the
proposed project included parking deck
security, the amount of shading to the
complex during the winter, handi
capped access and the placement of a
decorative cupola, which would exceed
the town's height requirements, atop the
complex's middle segment.'
Rosemary Square is scheduled for
construction by June 30, 1986.
from paga 1
said. MA Center exists to enlighten and
inform, though not exclusively for black
students."
Zamora said it was impressed upon
students and administrators at Purdue
that establishing a center was in their
best interest.
"It's harder for blacks to survive at
a white university than it is at a black
university. First of all, at black univer
sities there are more possibilities of a
mentoring system.
"Going to a black university is almost
like going back to their old neighbor
hoods," he said. "At white universities,
however, there are varying degrees of
isolation. Being the only black in some
classes is certainly one of them. Being
exposed to professors who may have
their own biased opinions about minor
ities is another."
Zamora said centers did not damage
race relations at Purdue. "I think they've
made them better," he said. "They have
certainly not made them any worse."
Redman said, "There are unlimited
possibilities for what a center could
provide for black students, and for
white students as well."
White students and other minorities
participated in the Center at Tennessee,
Redman said.". . . (The Center) attracts
white students because, number one, we
have a programming committee that
works with a cultural programming
board which sponsors joint programs
with the Center," she said.
The Center also offers free tutoring
which attracts white students, she said.
Participation of white faculty and
staff have also made it more comfor
table for white students to partipate in
the Center s activities, she said.
By CRYSTAL BAITY
Staff Writer
Sitting on a weak, three-legged stool
balanced by economic, international .
and moral problems is no way to ;
conservatively solve them, attorney Carl : .
Horntold about 30 people in Hamilton
Hall Tuesday night.
Students for America sponsored the
talk by Horn, state director for the N.C.
Freedom Council,. X"
"I hear about conservatism sweeping
the campuses and how students are
much more conservative," said Horn,
founder and president of the North
Carolina Policy Council. "We have to
be careful not to get into a 'me first'
attitude." "
The recent "yuppie" movement
reflects that attitude, he said. "We've .
got to be committed to principles first,
and if they lead to economic prosperity, ;
then fine."
Three crises are providing three
opportunities for conservatives to
practice their principles, Horn said.
The first is runaway federal spending.
"In 1986, we will have a $1 trillion
federal budget," he said. A federal
deficit of more than the whole govern
mental budget of 1970 exemplifies a
budget that is totally out of control,
Horn said.
Washington finds ways to waste time
and money, Horn said. "Government
efficiency experts create the most
entangled web in Congress today." He
said committees were appointed to
study problems, such as the Grace
Commission of 1984. "Top corporate
officials (from IBM and W.R. Grace)
analyzed our federal program and came
up with over 2,000 proposals to elim
inate waste in government.
"The best and the brightest asked:
'How many social programs are there?'
aria"fnef 'werVn&rd' 'abtftit !f20Qr , said
Horn. "In reality, there were 960
programs costing the taxpayer $4 billion
a year."
Horn said common sense and a
limited government was the best defense
against an unbalanced budget.
"Nobody is ready to take the political
heat because they don't like bad news."
National security is a second crisis
in which we have to be realistic, Horn
said. "The world is a troubled place."
Horn pointed to Central America,
Africa and the Middle East as places
of unrest in which the United States
has a stake. "America, like it or not,
is forced to protect freedom in the
world," Horn said.
Freedom is a fragile thing in a country
like Romania, said Horn. The govern
ment confiscated 20,000 Bibles from its
citizens and made a public display of
converting them into toilet paper, he
said.
The third leg that holds up the
conservative stool is moral and spirit
ual, Horn said. "The idea that the
religious right are trying to impose
beliefs in violation of the constitution
is not the case," he said.
The separation of church and state,
for example, does not mean the ban
ishment of God from public life, Horn
said. "We are not a secular society," he
said. "Secular means we're neutral
about God's existence and that's a
liberal lie."
With a national motto stating "In
God We Trust" and the Declaration of
Independence referring to God, our
society must be considered pluralistic,
Horn said. "Has America ceased to be
good or in danger of ceasing to be good?
" Horn asked. "We're not suggesting a
Utopian society-that's the other
extreme," he said. "But why can't our
public schools mention God when our
rHatf6Wtt'6WgbTmT''T im
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Membership
Good thru
121585
THE GYM
503 C West Main St
Carrboro, NC
933-9249
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ALTERATIONS AT COST. SEE HOW EASY IT IS TO BE BETTER DRESSED FOR LESS!
163 E. FranMSn St., Downtown cupboards also in Cnsrfottd CresnsScro
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ALL YOU CAN EAT
TONIGHT!
And every Thursday night this semester
we'll offer an all you can eat Pizza Buffet
complete with Salad Bar and Beverage.
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ITHA PIZZA
P.S. Well still have our normal delivery service
available as well , . . just call 962-3000
0!OS
Free vsdated parking