Newspapers / The Daily Advance (Elizabeth … / July 11, 1923, edition 1 / Page 7
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CROP INSURANCE SAID BE FEASIBLE And Urgently Needed for Protection of American Fanner Says Department of Agriculture. Washington. July 11V""""*1 j crop insurance l? feasible and is ur gently needed for the protection or i American agriculture, according to | a statement issued here by the de partment of Agriculture. The pro gress made by the Insurance in other , fields, it Is added, leads to the be lief that adequate crop . will not lone remain Data on ih.- subject la now belnB i.^ pareii tn the department for the use of the senate committee at the next session of congress, the commute* having been appointed at the last session to thoroughly Investigate this*- subject. I ?'Billions of dollar* are annually Invented in farm crops." ^xlares the statement. -So great I? tlw? risk in this Investnu rit that the farmers have been railed gamblers. De partment officials, however, point out that the rlr!cs of agriculture are unavoidable and should bo as readily insurable a* similar risks In other. line?. . . .. 4 "It is regarded as absurd that ag riculture should continue without adequate insurance facilities.- de clares the department's statement, "in the face of the general applica tion that has been given to the In-; surance principle in nearly all other kinds of enterprise. With proper, statistical data as a basis for rates. | means for supplying the lack ought to be obtainable." Crop insurance, it is believed by , department officials , should cover j10* j tual damage sustained and not the- j oretlcal losses from failure to reap expected profits. Adherence to this rule would wreatly lessen the diffi culty of establishing a workable sys tem. It Is stated. What the farmer needs is not an Insurance contract which will puarantee him profits when nature fails to furnish them,, but simply protection against crop damage so severe as to eudauger his financial safety. Officials express themselves as a gainst furnishing insurance against loss of prospects, because.it might | tend to di?coura*e diligence in tend ing ^ to crops and because of the heavy expense involved. In short. lt Is believed, that the farmer should carry all risks that can>%b? borne without inconvenience, seeking ^In surance only for serious unavoidable hazards. ..... 4 ^ "On the other hand, it Is stated. "insurance should cover all the prln-| . cipal hazards. Any policy that left particular hazards uncovered might leave the insured person worse off, since if he lost a crop by a hazard for which no provision had been mail' his loss would be increased by the sum of the premiums which he had paid. A farmer ought to be able to get all necessary protection on a single policy, giving protection tor damage against deficient or exces sive moisture, from plant Pests.from atorni and frost, from halls and hot winds, and from all other The policy should cove.r in fact, a > damage from all causes exoet't ng licence of the farmer, when the loss I, so ?vere as to bring the crop yield materially below the Invest-. "'"The" failureOPof several attempts in recent year, to work out a gen eral plan of coverage for farm "?P* is not deemed to Indicate insoluble ?froblems It Is attributed rather to special causes and to lack of experi ence data. In 1917. for Instance three fire Insurance companies] which offered crop Insurance In j North and South Dakota and In Mon tana sufffered heavy losses In | quenoe of drought In the territory covered. In 1920 a large Are In-j surance company offered a contract ttraci.rally uuarar#/,elng the farmer nn Income from each Aire teeded and lost money on practically policy owing to the price reeesBlnns which took place that year IIt pal claims on many perfect crops. These failures resulted from defect, of pol icy rather than from any fundamen tal difference between the problem of insuring agricultural rl"k" "n . that of Insuring risks In other l n?_ ?'""""Success will come In crop Insur ance " Is the opinion of the Depart ment of Agriculture "when It Is ap plied (in n broad scale Klv|n,f quate distribution of rl.k.ndls based on proper crop > leld data. The rlaht basis for premiums should be the actual crop yield on given # .si. nv.r a long serlea of year.. WhMe such a plan might necessitate Sni aP math addltiton.l :rUM data, the magnitude of the taak would not be a serious obstacle. ?As to the form of organisation through which the desired Insur ance should he furnished "'?'finite conclusions have not been reached. The scope of the undertaking anil its novel character make it almost ne cessarily a government enterprise. But there are considerations whicn would work against the success of a Kovernment a/ency. Among the difficulties would be that of fixing equitable rates which would be ac ceptable as such between different localities and farms. Oreat diver sity in rates Is unavoidable on ac count of differences In the hazards Fresh Vegetables Call n? for frenh voge lal>l?? of nil kinds ? if you don't know what you want?ask na. MAIN ST. GROCERY from climate, plant dl aetata, Insect1 pests, and other factor*. The gov-1 ernment would almost certainly I meet with the bitted criticism a* to1 the fairness of the rates charged. Another suggestion is that the' producers should be brought into mutual associations for the purpose, of carrying on a crop insurance busi-1 ness. Private companies, though somewhat discouraged by the fate of i their first attempts In general cover-1 age Insurance, are continuing their I efforts. While still in the exper-1 Imental stage, crop Insurance is be- j lleved by those who have studied it to be so thoroughly practical that it is only a question of a few years be fore some workable plan will be put into operation on a large scale. Textile Department Largest in History Stale School Keeping Pace With In dustrial lk?\elopiucu*in North Carolina Italelgh. July 11.?During the past year the Textile Department of the State College, which Is the Textile School of North Carolina, ha* had a larger registration than in any pre-i vious year, and a larger graduating class. To keep pace with the development j of the textile industry in the State; and in the South $70,000 has been appropriated for an addition to the 1 present Textile Building and $35.- j 00^ for additional equipment. This will place the Textile School of North Carolina In the front rank and make it one of the ibest equipped schols in ( the country for instruction In cotton i manufacturing. ? Graduates of this school are filling 1 responsible positions in the mill and allied industries such as second , hands, overseers, secretaries, treas- j urers, machinery salesmen, dye sales men, etc. During the past year several _do- 1 nations have been made to the Tex-1 tile School, tfce most important be-1 ing two complete humidifying sys- ! terns, one by Parks-Cramer Com-! pany, Charlotte, North Carolina, fori the oarding and spinning room, ami one by the Balin&on Company, Win-? ston-Salem, North Carolina, for the' weave room. The Whitln Machine Works ulso donated an eight head J comber of the latest type. DETOliR MAPS IN HOTEL LOBBIES Beginning This Month Slate Highway CommisMoii Main taining INew Service for Mo toristt* in North Carolina. ! Raleigh, July 11.?The State Highway Commission, for the con-| venience of motorists has placed in the hotel lobbies of the state, large j maps of the detours in effect during! each month. This is a new service! of the Commission which became ef fective with the July detours. "The purpose of the maps It Is said,; is to Indicate to a traveler going j from town to town where he will i have to detour. A man at Oreens-I boro traveling to Raleigh, for exam-' pie, would only have to glance at the| map in Greensboro and see if any] detours are marked upon the Grens boro-Halelgh road. He would then be in a position to choose his road ro as to avoid detourlng or. If two roads were not available, he would at least be advised of road conditions before he commenced the trip. This service. It is believed, will be of great assistance to motorists pas sing through ti.e state as. because of the great amount of road construc tion now In progress, many roads are being replaced temporarily by de tours. The detour reports of the Commis sion. which are issued monthly, may be found In all public libraries of the state and will supplement the map so far as giving the exact mileage and location of all detours Is con cerned. Large maps of the entire highway system of the state, it Is stated, have been furnished to such hotels as would agree to display them promi nently In their lobbies. Thepe map* give the route number and are plain ly marked so that a trip through tin* state may be made by route numbers taken from the map. aided by the route number signs which are along ( the roads at frequent Intervals. It Pays To Pay Cash ?At? Tomorrow Alright HITaMtU Itof *Mi to^nkM. MMM MIlMI attMkf, ton* IM NWltli tho ?llmtootlv* organ*. MMM )TMI fMl flOO. " Bttfe?r TIm Nil ft Uv?r Hte " DISAPPOINTED AT PLACING OF SIGNS Railroad* Think Confusion the Kesult of Too Literul Obedience to Letter of New law. Raleigh. July 11.?Expressing themselves as somewhat disappoint ed at the manner In which the "Stop. Look. Listen" sign* about the State have been placed, the State Highway Commission has called attention to u condition which officials of the Com mission stated was prevalent over the entire State and mitigated to a certain extent the usefulness of the siuns and was a cause of confusion to the motorist. I'nder the terms of the measure passed by the last session of the Leg islature and which became a law on July 1, railroads are required to place signboards at a distance of 100 feet from all road crossines In the country unless guarded by a watch man or by crossing gates. According to highway officials, in many Instances where a crossroad brnnchrs off from th main road a railroad crossing coiuv.s b? fore the 100 foot distance along the cross road has been passed, thus bringing the crossing within 100 feet of the main road. In such cases, it has been reported to the Commission. JUe sign has been placed, not at the intefsection of the two roads so as to be read by the motorist turning into the slderoad. but several feet along the main road, giving the Im pression to the motorist that the crossing Is on the main road, where as it really is not. This, it Is stated by officials of the commission, is ex ceedingly confusing to motorists and should be remedied. It Is believed at the Highway Com mission office that the intent of the law in specifying 100 feet from the crossing was not to create the condi tions which have COUie ubout. where a sign warning about a railroad track on one road is placed along side another and It is thought that a sign at the intersection of the two roads, but properly faced so as to be read by motortata entering npon the road passim; over the railroad cross Inn. would fulfill the purpose of tfce law and avert confusion to motorists, even though, by reason of the close ness of the track to the main road, the sign might not be exactly 100 feet from the crossing. ALKRAMA Today Cold yrmnta wy? THE _ J\ Qom The ftaous rwvrl and play Sir Hafl Caine Richard Dtx" 'KM*c Dusch OfirethHu?hes Haver MahLoii Hamilton Directed by Maurice Tow rncur AGold?<yn Picture ADMISSION: 10c mid 35c 15c an<l 35c ANNIVERSARY SALE *??7 t Continues Until July 14th. Don't miss this opportunity to save money on seasonable merchandise. McCABE & GRICE The Clothes For You WIh'H wo Mifjgewt Society Itrtmtl C.lothen we have reminded you of the hest olothe* made. Society Itrantl customer* are alway? pleased All Miminrr weight faliricf, faultle?*ly de "imied and modeled to earn your appreeia lion. Extra value at every priee. Aluindanl pattern variety. D. Walter Hams The City Tailor anil Clothier FOR REAL SERVICE Srntl V* l our Palm Reach. Cool-Cloth ami Hopxacky Sit itst Alio don't make tlio miMnke of pultiiiff your winter garment* avvuy without having tlirin clranrd. Wo cull nu<l deliver to till parts of the city. Cooper Cleaning Works PHONE 280. 2 Mitthrwa Street. Evervwhere-Rova! Cords # * United StatesTires are Good lires THE growing number of Roval Cord ClincTiet-5 you sec on the roads '.,ivc> en idea ol' ho v." n>any car owners there are who want the best tiro money can buy. There weren't nearor.ough Clincher Royals to go around last yer.r. "This year?even "ith the production more than c!oub led?you can k c s t he sure "f them by taking the;:; at the mo.nenC. Where to buy US.Tines Aulo Supply & Vulcanizing Co. Wlzubetli City, N. C. J. W. T Hi LETT l'nplui* lltunch, X. C. Cooking Utensils Free With These Oil Stoves During the Summer months we are making a special offer to the retail trade 011 Oil Cook Stoves. To each and every customer buying a four burner OIL COOK STOVK which will be sold at the regular price of $29.00, we will give at your selection COOKING UTENSILS to the amount of $3.00, or a. credit of $3.00 on a uouble oven of the best $ 1.00 make. D. M. JONES CO. ELIZABETH CITY, N. C. COOKS with the GAS TURNED OFF? HOW IT WORKS like any l'm- roller, -\\ illi direct lira! wliilf flip j*"* is on -Willi rclainrtl lira! after lln? isatt i? turned olT. SAVES FIFTY PER CENT OF YOUR GAS B1IJ. > LET US SHOW YOU M. G. Morrisette & Co. VVK Sup^rntf Skihneks W 'WPUHII _______ . . ki , MACAROMI ?ELL aiWfl"*,,.^.! Famo and Lebanon Belle-Flour ?r? at>*o)a'Hy floors of quality 10M by tbo 1?A<1tn* fror*r% ?Distributed By? A. F. TOXEY & COMPANY W?tor StrMl A/?>AA.y Try The Advance For Job Printing
The Daily Advance (Elizabeth City, N.C.)
Standardized title groups preceding, succeeding, and alternate titles together.
July 11, 1923, edition 1
7
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