RESERVE hud MJflOUNCES RULIfJG WON'T HANDLE CHECKS DRAWN ON BANKS CHARGING EX CHANGE. THE COLLECTION OF FEES Will Charge to Handle Checks Endors er en Issued By Banke Refusing to Remit at Par. Washington. Extending the scope of their par collection arrangement, the federal reserve board, In a ruling innounced, prohibited the .federal re serve banks In the future "from re ceiving on deposit or for collection" checks drawn on banks which de mand a fee for collections. By the same ruling, the board re quired the banks to make a collection charge not exceeding one-tenth of one ' per cent on checks "which bear the endorsement cf, or are drawn by or , emanate from any non-member bank" which refuses to remit at par. With the announcement, the board Issued a formal statement of its pol icy respecting the par clearance of checks In which It declared that banks which did not participate In the par collection arrangement should mot be allowed t0 benefit from It. The arrangement the statement asserted. Is entirely voluntary and based upon system of reciprocity and, in view of the recent decision of the supreme court on the question, the board said, It is certain the federal reserve banks :annot pay exchange. In explaining its position, the board aid. it regarded the creation of the reserve system as in the interest of all commercial and banking establish ments of the connty, adding that the , membership of the system now num bers 92 per cent of all banking Insti tutions and about 98 per cent of the total banking resources of the country. "The federal reserve board, there fore, in the exercise of its lepal au thority has amended Regulation J Series of 1920, In such a way as to prohibit any federal reserve bank from receiving on deposit or for col lection any chock drawn on any non member bank which refuses to remit at par in acceptable funds and to re quire federal reserve banks to make a collection charge for their services in collecting checks which bear the endorsement of, or are drawn by or emanate from any non-member bank which refuses to remit at par in ac ceptable funds, such collection charge to be at rate not to exceed one-tentb of one per cent." Exposition to Be Held In Charlotte. Charlotte, N. C The Directors ol the Made-In-Carollna Association hav designated Sept. 24 to October 6th at the dates for the third annual Made In-CaroUnas Exposition to be held al Charlotte. Last year over eighty thousand peo pie attended the Exposition, and th entire program met with the approval of those attending. Mr. John L Dabbs, President of the - Association states that plans have been made tc surpass all previous' efforts in regard to exhibits, attendance and entertain tnent. From the amount of interesi manifested by. the manufacturers ol the two Carol Inas in this year's expo sitlon, a display of exhibits is now assured beyond axpectatlons. Doctors Kill Prohl Moves. San Francisco. ' r The America! Medical Association in conventioc here declined to go on record regard ing prohibition. It killed four resb lotions directed as provisions of tht Volstead Actt . . The house of delegates, represent ing body of the organization of 90, 000 doctors,- voted overwhelmingly tc table the resolutions, which were of fered by Doctors T. C. Chalmers, For est Hills, N. and V. O. Vecki, San Francisco. Approval, however, was given to another resolution, a,lso by Dr. Chalmers, recommending thai pharmacists be permitted to sell upon prescription, bottles of bonded whis key In sizes appropriate for medical purposes, to be dispensed in the orig inal bottles. ' "; ' Dr. William Allen Pusey eminent dermatologist and professor of skin diseases in the University of Illinois medical college; was elected presi dent and Chicago was chosen as th,c 1924 convention place.' ' :v '; The delegates Indorsed the action of Governor Smith . of New York in calling a conference '., of represent tive members of organized medicine to draft health legislation, ; Disabled Vets Hold Elections. ' Minneapolis. Minn. Election of of fleers and adoption of oramlttee re ports will conclude the innual conven tlon of the Disabled American Veter ans of the World War. ' Veterans whose names have beei mentioned In convention , gossip a: candidates for national commande: Jaclude the organization's jresen k-.J, Captain C. Hamilton Cook, o I "slo, N. Y, and James A.' Me I of Atlanta, Ga., now a Junta ; c -ander. TEN DEAD, MANY 1 HURT IN TORNADO. , Aberdeen, S. D. Ten persons were said to have perished and scores of others were Injured when a torndo laid waste a wide stretch of prosperous farming coun try for forty miles in the vicinity of Reeder and Hettinger, N. D Adams county, Sunday evening, according to word received here. , MANY WIRES BROKEN DOWN OWA, MINNESOTA AND WISCON SIN SUSTAIN BIG LOSSES IN PROPERTY. i remendous Damage is Caused In New York By Terrlfflo Storm; Farm Lands Hit Hard. St. Paul. Reports of a severe storm i southeastern Minnesota, south western Wisconsin and " northeastern owa trickled in over shaky wires. Ad- ices from other sections of the north west told of clear, cool weather. This was expected to aid in bringing relief ;o areas affected by atmospheric ais :urbances which took a toll of -nearly i score of lives and hundreds of thou sands of dollors in property damage. The latest storm apparently cenier- sd in the vicinity of Dakota, Mlnne- iota and Lacrosse, Wis., and also hit points in Iowa, including Marquette. 3c6"res of telephone and telegraph ioles were swept down and communl- :atlon with the district is difficult No reports of injuries or loss of life have been received. The section hardest hit by storm- Bowman and Adams counties, in North Dakota where six people wore killed and nearly a score injured, sev- sral severely. Is clearing up wreckage 3f farm buildings and arranging for relief for the sufferers. Communication had not bene estab lished between Dwight and Abercrom- ble, N. D., and Wolverton, Minn., an sther storm area. Roofs of business bouses were reported blown away at Dwight and eight horses were killed at Abercrom ble. Numerous farm buildings were wrecked. An additional death was reported with restored wire communication to east central Minnesota. Twenty barns and other buildings were blown away near Hincmey, Minn. Rochester, N. Y, Western New York is cleaning away the dettrls of one of the worst wind and rain storms In its history. Damage is expected to reach hundreds of thousands of dol lars. Farm lands were hit hard, the deluge in many places washing out crops and destroying farm buildings. Commission Cuts Coal Mine Shipping- Washington. The interstate com merce commission issued an order forbidding railroads from giving any special supply of cars to bituminous coal mines whose product is intended for railroad fuel, or to give mines which own coal cars themselves any preference in car supply: The order was issued to become ef fective September 1 and represented the commission's conclusions in a long controversy between railroads and mine owners over the rules now regu lating the distribution of -railroad cars, especlaly as they operate in times of shortage. Many public utility companies and manufacturing and Industrial corpora tions who also own coal cars the com mission decision said will be depriv ed of the privilege of getting a spe cial supply of such equipment in times of coal or car shortage. Their equip ment also must be distributed pro rata among mines, and not furnished to any . mine from which they pur chase coal in addition to that mine's pro-rata share of the railroads' own cars. Two Killed By Dynamite Blast. Salisbury. Sam Fisher and George Jackson, two Winnsboro, S. C, ne groes, employed at the American Granite quarry, near Granite Quarry, tour miles east of Salisbury, were fa tally injured by a blast of dynamite which they were preparing for a shot in the granite bed. Both' of them died, at a Salisbury hospital. They were badly torn by the blast Another ne gro who was with them at the time of the explosion was also injured but not so badly. Read to Direct Alabama Prohls. ' Washington. Edgar N. Read, now divisional prohibition chief for Mary land, Delaware, West Virginia and the District of Columbia, was transferred to become acting director for Ala bama. : He will serve until a perman ent 'director Is chosen. '; - ,j ' tf Hardwick Given Federal Law Job. Washington. Attorney ' General Daugherty announced, the appoint ment! o Governor Thomas W. Hard wick, of Georgia, to membership of the legal' advisory council of the De partment of Justice, war frauds divis ion., "- . A .. . Governor Hardwick. whose terra, in Georgia Is now expiring, will succeed former Senator Thomas, of Colorado, who resigned from the advisory conn '11 several months ago. Other mem bers of the council are Judges Charles trT and Thomas M. E:,--"r. '. BUILDING COSTS TO DECLINE SOON SPEAKERS TELL REAL ESTATE MEN AT CONVENTION IN , CLEVELAND. , ACTIVITY SOON TO FOLLOW Statistician Also Forecasts Some De pression For General Business; Study of Questionnaires. Cleveland. Predictions of falling prices in the cost of utlding and a general real estate activity were made by speakers at the opening ses sion of the 16th annual convention of the National Association of Real Es tate Boards here. The convention, however, said t0 be the largest gath ering of business men this year, at tracted approximately 7,500 delegates from the United States and Canada. Basins his conclusions on question naires issued to all real estate boards by the national association in-May, Melvin L. Morse, real estate statisti cian of Wellesley HilU, Mass., also forecast some depressions for general (beams, tottered on the edge 'of the business. He predicted ono general structure while hundreds of passers crash, however, but a gradual decline! by stood spellbound in terror, and of business in a series of steps.. pancaked on its side to the pavement, Tk. rfam.nrf for new but d nas atl the iresent level of costs Is nearly fllled." Mr. Mores stated, "but the need for new buildings, taking all classes as a whole, is by no means Oiled. When .costs are reduced another lot of contracts will be forthcoming." The extent of each drop "will de pend mainly on the readineas of build ing material men and of labor traders to adjust themselves to the situation," he said. "A marked depression would be prevented by the suburban move ment of home building, which he said would rival the growth of the automo bile, good roads, the movies or radio. A general dlmlnlution of prices In the near future also was predicted by Congressman Theodore E. Burton of Ohio, who added that this would not be a general disadvantage to many because of the greater purchasing power of money. During the after noon the realtors divided into seven divisional meetings. ; Speaking before the property man agement division. Albert W. Swayne of Chicago urged cooperative apart ment building and ownership as a great step towards solution of the housing problem. Four Killed, Two Hurt In Smash-Up. Plainfleld, N. J Four persons were killed and two seriously injured when an automobile in which they were riding was struck by a Baltimore and Ohio express train at a crossing near South Plainfleld station. Those killed were Harry Nichols, of East Orange, driver of the car; Andrew Barnes, of Newark, Miss Grace Mounteney, of Caldwell, nurse, and E. J. Ellis, of Newark. Miss Helen Ford and Miss Cath- leen Crooks, both nurses, were serl- ously hurt. The party had been making a trip to seashore resorts in honor of Mlss!had been CWI8e(1 Dy fauUy construc- Mounteney, who was to have been graduated as a nurse next. week. The car was carried 600 feet np the tracks and thrown against a freight train on a siding. , . ,; Three Killed When Boiler Explodes. Albany, N. Y. Three men were killed and threcf' fatally Injured at Sumner, Worth county, when a boiler in the J. D. Bridges saw mill exploded. The dead are Rhodes Ellis, master mechanic of the plant; West Rosier, negro; Julius Frances, negro. The Injured: Lo veil Ellis, age IS, son of Rhodes Ellis, believed to have been -fatally scalded. ! Henry Banter, a farmer, who was an onlooker at the plant, believed , to be fatally injured. He Is unconscious. au umuBuuueu have been fatally scalded. -: v The explosion is said .to have been caused by putting cold water into the UUUBr WUCU IUO w mot neo ivw, aw boiler vat a double one, and one part blew up. The plant wrecked. . 0 J Night Weevil Dusting is Best. ' Washington. Dusting cotton plants with powdered calciufn arsenate has proved to be the most economical and successful . method of poisoning thei boll weevil on a commercial scale, the department of agriculture announced. While night dusting is the more com plicated and difficult, requiring spec ial lighting equipment," it Is best to do it then because the air is calmest at night, It Was added. 'Jersey Hotel Man and Child Killed. i Atlantic City, N. J. Albert L Com-etdck,- manager of the Hotel Tr more here and his 14:year-bld, daught- er, Mary, ana nis nouseaeeper, Mrs.;,, Eleanor Moore, were kilted ""hen-'a'jg' ., ; , motorcar which he was driving struck' Th"e two men jack Davis and-Harry a one-man trolley car at a curve on Gates attempted it wa said., to ea the shore road. , . f - cape by going out through" one of the Miss Id Clinger. Corostock's secre- RnM.d i,ugeg on the wall. , tary. and Mrs. Margaret Moore, flaugh-! first report? of the trouble were ter of .the housekeeper, were serious-;tliat , rIot ha(j been staged -at the iy. Injured. The car wan lifted off its lTtrH01t, Officials, however,; said that lirarks and swnng egalnst a telegraph ipoie. ; , ., ; l FLORIDA, OFFICER KILLED BY WOMAN. Jacksonville, Fla. Robert Shack elford, 47, chief Held officer under former Sheriff Robert E. Merritt, and one of Governor Hardee's chief investigators, was shot and killed here at his home In Lakeside park, Mrs. Disy Vaugb, SO, who was ar rested, is said by police to have admitted shooting Shackleford, claiming self-defense. MASS OF SPLINTERED DEBRIS TVO NEW YORK WOODEN ELE VATED CARS PLUNGE TO STREET. Driver of Delivery Truck Caught Un der Train, Rosa' White and Trembling. New York. Eight persons -were killed and 38 injured when two wood en cars plunged from a Brooklyn ele vated structure into the borough's busiest traffic Intersection. The two-car train., will filled with an early afternoon crowd of women, children and a. few men juhped the rails, ripped through rotted guard mass oi spiimereu ueuri., Carrying with It a mesh of electric trolley wires, the train hurled to the pavement amid spurts of blue flame and crackling wires. As screams -of the pinioned passengers, many of them transfixed by jagged sections of broke wood, rose abive the crash, flames shot from underneath the cars and drove back pedestralns who ran ! tt wit AtiA The -driver of a delivery truck, the radiator of which had been caught urider -the falling train, rose, white and trembling, from . his seat burst intp tears and staggered away. Two women, shaking as if with palsy, their faces bleeding from cuts, climbed out of the wreck and walked after him. Within ' a few minute a dozen pieces of Are apparatus and police pa trols had broken their way through a cordon of several hundred by-stand-ers. A score of ambulances arrived as the firemen fought to choke off the flames. - Pollcemen,' ambulance Internes, and employes of the railway, wielding axes, feverishly extricated one after another of the victims. Two hours were required to clear the wreckage of the bodies of living and dead. .. Edward Parcel!, motorman of the train, who escaped without a scratch, was arrested, charged with homicide. While hundreds of employes' with '50 wreckage cars removed the debris which was stretched for 60 sqeare yards on the pavement, Mayor Hylan, District Attorney Dodd, Gerahdt Dahl, chairman of the board of directors of the Brooklyn-Manhattan Transient company, which operated the train, and the police started inquiries Into the cause of the accident. . The mayor and district attorney, after inspecting 25 yards of ties which had been ripped to splinters, announc- I, thc... nninlnn that the lorn nf life tlon. . ' "I am convinced." said the mayor, "that the accident was caused by a defective truck leaving the tracks and crashing through a rotten guard rail, which, if good, should have pre vented the fall to the pavement , Sees Dangers of Rear Fight. ' Washington. When his attention was called to that section of the Vol stead act which declares that ships illegally carrying liquor' shall be seiz ed and those persons ' in charge of them arrested, Prohibition Commis sioner. Haynes made this statement: . "The prohibition department has not insisted upon the 'seizure of the foreign ships that have brought 'llanom into American territorial it -jers for two principal reasons, to-wit: .- The iwatlon lnvolyed concerning wnether they may, as B ?m m Af (nlnail nnrnAiAi on A fhaw aM .brought : Into our waters with an legally, and for this purpose the pres ence .of the subject matter of dispute only, to-wit, the liquors, is required. . Commissioner Haynes . and' prohibi tion headquarters lar officers draw a distinction between vessels which are we(Jly ot 0DThmi,r nm nllWn t ,,,,... , merchant men'.'- The former class of , ships, the officials said, have been and would be seised but in the present cases In New York the ends "of justice would be met merely by seizing the beverage liquor found aboard. Two. Convicts Shot By Guard. V Columbia. The prisoners were shot and badly Wounded In ' an effort to ; scale the walls of the state -peniten- h according to prison offi there Ea(j Deen D0 trouble outside the effort cf t'.s two men ta eamne.. : , U. S. WILL SEIZE ALL LIQUOR S STEP IS DECIDED UPON IN EN FORCEMENT, OF SUPREME i COURT'S DECREE. DUE NOTICE WILL BE GIVEN Will Not 8too at Confiscating Ships But Will Arrest Captains of Llnsrs . Bringing lif Whiskey. Washington. The' government pre pared to take the extreme step, in en forcing the supreme court ban against liquor imports, of seizing ships which, bring in Intoxicating beverages wheth er in cargo or under foreign govern ment's custom sals. ' ' Continued if not studied violation of the court y decision by an increasing number ot foreign vessels entering New York with large quantities of beverage liquors under seals, it was said, apparently made necessary the drastic penalty of seizure, not only of the. contraband beverage, but ot the ships themselves. Officials declared privately that the present practice could not v be tolerated much longer and steps to Invoke the extreme pen alties of the Volstead act were said to be imminent 1 High government officials at a series of conferences discussed the situation and the steps necessary to enforce observance of the nation's prohibition laws as applied to foreign vessels within American territorial waters. A new treasury regulation was reported to have been drafted providing for additional directions to customs officers to seize all vessels found bringing in beverage liquors, even under foreign customs seals, after adequate notice to foreign gov ernments of the new and more drastic policy. The instructions also would provide tor the arrest of the captains of such ships. No official announcement of the government's plan was made, informa tion of the consideration of the ship seizure policy developing from the of ficial conferences. It was stated, however that an official statement on the question might be expected in a very few days." Participation in the day's confer- ence were Secretary Hughes and oth er state department officials, acting Secretary Gilbert and Assistant Sec retary Moss, in charge of customs, of the treasury department. Commis sioner Blair of the Internal revenue burean; Prohibition Commissioner Haynes, and Assistant Commissioner Jones. Chief Counsel Brltt of prohibi tion headquarters, and others. A day full of conferences on' the situation was concluded with one between Sec retary Hughes and Mr. Gilbert on which neither later would comment. If. the new treasury regulation should be promulgated, it was said, ample notice would be riven foreign shipping lines. The Volstead law's ship seizure pro vision, it was explained in official quarters, has not been invoked for several reasons, among them a reluc tance to arct in any way which might precipitate serious disputes with foreign governments. Deficit Caused By Confederacy. Washington. For 62 years thenost- office department , has carried on, itr books a debit of 37,277.08 charged against tour souther ncltles New Or leans, Savannah, Galveston and Little Rock. There seems to be no hope ot wiping out these debts and they prob ably will be carried on the books in definitely, or ufi til Congress sees fit the charge them to profit and loss. . Every time a balance is struck and every time the postmaster genera Issues his annual report the entries must be taken; into' consideration to make the accounts balance. So old has the account become and so accus tomed have the postpff Ice clerks be come, to taking it Ijto consideration that it was difficult to find the proper explanation. At last however one. was discovered familiar with, its history. In 181. he said. ' Confederate for ces took pness!on ot federal postal fundi at the New Orleans sub-treasury in the amount ot -$31,164.44 in United States depositories at Little Rock in the amount of $5,823.50, at Savannah of $205.73 and at Galveston of $83.36. -'v '' :;Mr- ' f--c -i- In 1921 4 legislation was offered in Congress to have the accounts wiped from the books. An amendment, how ever,, was accepted providing that the books should be kept open so, (hat the money could be received In thi event 'lt was offered. . ' IPS ' French Ships Lose.. Liquor New York The French liner Paris and the White Star liner Cedric,. th third and fourth vessels to defy Amerl can dry laws by bringing liquor intc New York under government seals, lost their excess beer, wine and liquor when customs officials went aboard and seized all but medicinal supplies. 1 On the Paris 13 kegs ot beer were jumped overboard and almost 4,000 bottles of wine were carted away -to government warehouses. The beet was poured' out Instead of seized. . . v. ' FOES III STATE NIL 285 Insuranoe Agents at Wlnaton are Told ; That Losses In 1922 Were . ' S8.238.000. Winston-Salem. That iW lives frere lost and I8.J38.931 i property was destroyed as the result of flres in North Carolina in the year 1922 was the declaration of the conservation committee submitted to the annual convention of the North Carollha As sociation of Insurance Agents held here with the president, John R. Hall, of Oxford, presiding.' In his annual address the president urged that the association reaffirm Its position as to the further extension of bank agen cies; that as a pledge ot good faith members refrain from employment ot bank officers and employes as solici tors, and that they be extended to companies and their field, men who cooperated with the association In this matter. "' ' , ' Wallace P. Bennett, ' secretary of the National Association of Lnsurance Agents, speaking on "Why Should ,1 Worry," called attention to the con trast In fire records in the city of Lon don, where there were 225 fire alarms in 1921. and in America, where in New York city alone there were on January 1, 1923, one day, 327 alarms. At the evening session of the con- b.lUii O n a, n nv W7m n Pa It ( TT1 fM JVVUIIUU UJiUVVI mi,vm v -"--" - . spoke on "Production From a Produc tion Executive's Standpoint." An Informal banquet was held wit! Thomas Barber, of this city .rresldent. A number of brief addresses were made by visitors. Freakish Lightning Kills Three Horses Statesvllle. Lightning stmqk the barn of A. W. Stevenson in ShUoh township and killed three horses and one mule. The miraculous feature of the incident was that a son ot W. R, Btdvenson, who had his hand on the mane of one of the horses was not affected by the stroke that caused the animal to fall suddenly at the . oung man's feet W. R. Stevenson was clocked down and one foot was af fected by the stroke. A..W. Steven ion, who was Inside the barn, wat not urt. The barn was set on fire, and was consumed .with its contents. Berry Growers Complete Shipments. Hamlet. The dewberry growers of Hamlet have about finished shipping. On account of the cold weather in the spring, and a very severe hall storm In April the crop was very short. ' Ex cellent prices have largely made ap tor the short crop. , After the peach crop, the dewberry. crop Is beginning to be the most profitable crop raised Id the Sand Hills. All the dewberrler are shipped through , the association, and have been so routed that there has been no glutting the market . Big Celebration at Oxford. Oxford. The - celebration of St. John's Day, the greatest annual event In the life of the Masons of North Carolnla and the town of Oxford, took place at the Oxford Orphanage. With Ideal weather an Immense crowd from all sections of the States this annual event always the center ot Interest for many friends, of this great institu tion, was greatly enjoyed. The session of the Grand Lodge oenvened in Lodge Hall, with the fol lowing officers in attendance; Grand Mfr Hnhnrt M PntMt- Wnlrn For est: J. Lerranda Kverett. deoutv krand , . -j . - - master; Leon Cash, senior grand war den; J. E. Cameron, junior grand war." den; Z. V. Reed, grand treasurer; w. W. Wlllson, grand secretary; Rev. Bruce Benton, grand chaplain; R. F. Edwards, grand lecturer; R. B. Wal ker, senior grand deacon; L. M. Hal brooke, junior grand deacon Dr. W. C. Midgett grand marshall; A.J. Harris, grand sword bearer; T. M. Arlington, grand pursuivant; B, 8. Royster, Jr., grand secretary; R. S. Prltchett, grand steward; W. T. Terry, grand tiler. . Past grand masters pre ent included B. : S. Royster, Oxford ; A .B. Andrews, Raleigh; 3. Bailey Owens, '-Henderson; J. C, Bra's well, Whitakers. , . . -' . ,c, ) , v, Resolnd Order for Railway Election. Goldsboro. The call for an election,' set for July 9, to determine whether the city should take over and operate street cars over five miles of local ma1t mtmm wmntwkAA t - ftallul matt. ing of th Board ot Aldermen, v, ; . ; Goldsboro has not had street car service in several years. About two years ago, quite 4 sum was spent in repairing and extending the tracks and It was thought at the time tfrat this action meant the resumption 61 trolley service, but the tired resident ot newly developed suburbs still hoofi it : .v.,;. Hamlet Holds 3rd Annual Peach Show, - Hamlet--The third annual peach show wtyl be staged at Hamlet the WO ter part of next month. An exhibition building. is being put in condition tor the show, and towns in both North and Southj Carolina, of the peach belt art cooperating to assure the . success ol the show, which is expected to be th biggest of the three. . , : " ? , , LaCoste Evans, of Cheraw, Is tht' director ot the show this year. Ri will be assisted by L. E. Blanchard, iwetary of the Eamlet Chamber ol C-.zmerce. ,- r . .. ,

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