8
THE CAROLINA UNION FARMER
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Thursday, August 31st,
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of Co-Operative Associa
tions.
Suggestion for Organization locations, varieties, methods of cul-
Co-operative marketing is now
far beyond the experimental stage
and is universally recognized in the
fruit sections of the United States
to be far superior in every way to
independent marketing. Superior
in that it yields better market prices
allows more time to the care of the
fruit, furnishes more uniform
grades to the market, establishes
uniform systems of packing, en
ables its members to buy all boxes,
baskets, -barrels and horicultural
machinery at wholesale prices, to
get cheaper transiX)rtation rates,
and by the interchange of ideas and
experiences between the members
of the corporation, eliminate un
desirable varieties of fruit and im
prove the systems of cultivation-
There are many fruit and vege
table growing sections where the
growers thoroughly appreciate the
benefits that are thus derived from
co-operative marketing but who
have not the business courage to
organize themselves. As a result
the development of these regions
has not kept pace with the increas
ing possibilities in the fruit in
dustry. What we need then is a
greater number of co-operative as
sociations.
In the organization of a co-opera
tive fruit growers’ association it is
always necessary for the leader of
the movement to first show the dol
lar side of the proposition. In order
to do this, he should acquaint him
self thoroughly with the methods
and accomplishments of several of
the leading associations which
handle the same kind of fruit or
vegetables and have about the same
marketing conditions to meet as his
own territory has. After enumerat
ing the benefits derived through co
operation, he should not attempt to
force the party into the organiza
tion but rather lead him to see that
it is for his own benefit that he
should join the. association. Never
urge a man who is a chronic kicker
into the association, for it is better
to have six or seven earnest loyal
men, who have the purpose of the
organization at heart and who will
strive to make it a success, than to
hc.ve a large number which includes
one or two kickers. A meeting
should be called and the officers of
the association elected. A president,
secretary and treasurer should be
chosen, and also a manager who
should be chosen outside of the as-,
sociation.
On a manager rests the
success of the association. For this
reason the greatest care .should be
exercised in his selection. He should
be a man with demonstrated busi
ness ability, and a man in whose
honesty the association has con
fidence. In fruit growing a man
might know all about soils, climate.
tivation, methods of contending
-with insect and fungous diseases,
picking, packing and peddling on
the streets, but in selling fruit he
must know all about the individual
buyers, as to their financial stand
ing and honesty, all about railroad
companies, express companies, re
frigeration companies, industrial
conditions, distribution of wealth,
and the controlling factors in the
supply and demand. If the right
kind of a man is available no hesi
tancy should be rnade in paying a
liberal salary or commission, for no
man capable of doing a large busi
ness will work for a small sum and
assume the responsibility of handl
ing thousands of dollars- Most or
ganizations find it advisable to pay
a manager by commission. This
method stimulates him to the utmost
to do a big business for the grow
ers in order to get big returns for
himself. When there is a shortage
in the crop he will lose proportion
ately to the growers and, besides,
the growers will not have to pay
for services not rendered. After
electing a manager a committee
should be chosen to draw up a con
stitution and by-laws.
Much aid in drawing them up can
be had by. obtaining a copy from
some well established association
operating in a region having similar
conditions. After the constitution
and by-laws are drawn up each
member of the association should
^ign them. Provisions should al
ways be made in a constitution for
the holding of regular meetings, for
by so doing, the members derive the
benefits of one another’s experience
by the interchange of thought, and
have the opportunity of improving
the association methods if neces
sary.—O. M. Osborne, Idaho, in
Market Growers’ Journal.
e.
59
The Commercial National Bank'
of Charlotte, N. C.
Capital and Surplus $860,000.00 Gross Assets $2,800,000.00:
We solicit Accounts of Manufacturers, Merchants,
Farmers, Capitalists, Administrators, Executors, etc.
Certificate of Deposits and Savings Accounts Bear 4 per cent Intereil^
Compounded Quarterly.
CALL AND SEE US
A. G. BRENIZER, President
W. E. HOLT, 2nd. Vice-President
R. A. DUNN, 1st. Vici-Presiden^
A. T. SUMMEY, Cnshitr
The Union National Bank
Charlotte, N. C.
CAPITAL - - - - $100,000
(
T. W. WADE, President
F. B. McDowell Vice-President
H. M. Victor Cashier
)
We cordially invite business and offer every couf
tesy and accommodation consistent with safe banking
We particularly invite the accounts of Farmers.
Respectfully,
H. M. VICTOR, Cashier
We Write all Forms of Insurance
In the strongest old line Companies including Fire, IvIFE,
Accident, Health, Liability, Steam Boiler and Burg
lary.
JVe Also Make a Specialty of Surety Bonds
4% interest paid on time deposits and all accounts in our
Savings Department.
WE WANT YOUR BUSINESS
American Trust Company chwiotte, n. c- ^
R. B. Redwlne, Pres,
entire h. B. Clark, Qeo. B. Lee.
Cashier Vlce-Pres.
SAVIN6S, LOAN & TRUST GO.
MONROE, N. C.
Receives deposits subject to check on
time certificates, or in Savings De
partment to compound quarterly.
Sells fire, life, accident and burglar
insurance. Business of FARMBRS
especially solicited.
The Presbyterian College For Women
Superior plant
The leading educational in»titution for women in the Carolinaa.
ment and strongest faculty.
The advantagea of the city of Charlotte as an educational center are manifest. Every y~.(»-
advantage is offered, and the Presbyterian College, with it extenaiveand beautiful campO*
acres m the heart of the city, affords the best possible opportunity for the student who
desires to equip herself in the most thorough manner. .
Largei handsome building thoroughly reno\*ated for the coming term. Curriculum br^
and strongest and largest faculty that has ever taught in a Carolinr woman’s college secur*"’
Collegiate and academic work. Special attention to Schools of Miuic. Art and Expi-es*‘‘’^‘|
A Christian atmosphere, home-like surroundings and reasonable rates.
For information and catalogue, address. Rst. John L. CalkwsU. D. D.. Prss't, Chariolta> ^