?ol. 1.
“ Itow doth the littlp busy bee
Improve each shuiiog nour,
“ And gather honey all the day
From every opening flower.’*
PHINTED AT THE OFFICE OF THE GREAT BEP0BUC.
NEWBKlfN, N. C„ WEDNESDAY, JANUARY 1, 18C8.
GIVU MB TUB OLD.
Oiv‘ m‘ th" ol 1. Rive m« tho old,
L‘t iitlicmcli'HMe tho m-w:
Tiiii" rip-'ii8 will-, imr HUliivs Rold,
1 li:it {cildH tlin trioil and tnio.
1 'ov- lh'‘ t'onk* in which ar« )>luced
Tho DHine* I ii«ol lo.lavo,
N imi't loot ic> i-urili. hut aui^ol.tracod
the buulu nioivo.
Old hymna whose gmnd old inclodioa
Thrill on tho wond-ring air.
And ii|>war>l to tlio listAiiinK skios ’
III- ir-iiihliiig ojnrit henr.
Oiir modorn songs nrc sweet, 'tia said—
^ucli songs may do for yon,
lhi sing urouiid my dying hod
Tho nuiigs my mother knew.
It 'natlor* tittle to you now
What name this relic twnrs ;
‘Tis old. Imt wrinkl-s on my brow
Toll tno of vanished y«iirs.
Its worth to me c.-innot be told,
I loved the giver so;
Take thon ihe u»w, give me thu old,
It tells of long ago.
It tolls me of a rnnish'd tone
I list to hour again—
A song tmli sung, a work half doue,
A lirokun, sad rufraln.
It tells nio of a lonely h-arth
Of lender, liatniliug eyes;
It whisjiors lovingly of earth,
lint points me to the skies.
CiiARLBS W. Hills.
No. 1.
FaKEDMEN’S SAVIXOS BANK.
TEV WORDS WITH THF, READER, SHOWINO
h6w poor people may drcome rich. .
F.very man wants to save something for
UsoU age and to support him in case uf
neknciut.
Hi) man has a right to waste his money any
si^ sAifftsiiff bfisto thi^w his bread out ‘>f
if window while his hungry children are
lor it. It is a waste of metooy to
fHij it {'or things you do'not need. If a
in with a family carnBONE D u.uar a day
iJ it takes only eeventy-tivo cents of it to
' im, ho has twenty-five cent over at
:ht. N'lW it is wrong for him to spend
umoncy fortobacco, orwhiskeyor cigars,
if wrong also for him to save up that
wity-6vecents from day today till he gets
B twenty-five dollars, and then sjiend it all
Acosily coat or har, or such things. Gay
iretly clothes, food, drinks, or tobacco
loot only u-soIcM but they are hurtful.
Akwnt cfcau suit of clothes every man
hni to waste his money for costly coats
10 keep from his children what properly
loii.K** D) them. A man who droBso.s him-
ujijn fine tloth is apt to think that he
ilwvo lion, s; work, and as soon as he l>e-
Mtoihink that, he will look around for
^otlhTthan h.most ways to getaliving.
W if tins is true of wa.ste of money for
teing, wluvt shall 1 say in regard to whis-
\ind toliaceo! These keep a man's
^ always empty, and clothe him in
Jy rags. Tlie man who has a family and
a ■'lass of whiskey each day, cheats
Siamiiy out of just so much money. If
«ly takes from them in this tvay ten.
each tluy, at the end of each year he
“ WkjiI his wife jind little ones of
lojured him.Hclf besides. He ia on the
“W It the poor house, and in this way ho
maW the public support the family he
ore to Uke oare of when he was married.
tni8 way I any a man does wrong to him-
If and his voumry.
''‘■'■■t '“a''’? duty to earo all he can
tJ\ uso It for the support of his
tti y and for .coding h\, children to school.
I^tor that he should put l>y in some safe
ahere he wdl get interest on it.
" do I „ean by getting interest on it?
. T!’"-
•rnl * '^'■J “nd 8“»es out of it
ralT-flve cents a day I At the end or one
John will have ninety-six dollars and
y*five cents! Yotj would scarcely bo -
•1^1 count up so large at 2)
a day, but so it is. blow what would
a advise John to do with his money? If
iffT trunk ifi is liable to bo stolen.
should hide it nway in a stock in«^
« biB bed. or under his floor—in each
•» ukely to be run away with by tho rat.s
or to rot irom wet, or be burnt up in the
house; at any rate, ev^n if it remains safe
and no thief gets it and no accident happens
to it, and John keeps ithhere ten years, he
will have only his at the end of the
time. He will be worth just as much at the
end of ten years as he wjasat the beginning,
and no more. Ai . onfe cun sec that tliis
would he a poor use of his money. Now
wlmt should he do with it? I should say
he oueht to put it out to luseso that it would
he earning something. !lf Jolin had loaned
the money for a year ati5 per cent, to some
g lod friend whom he knjew to l>e trusty, at
tho end of that time he ■•would get buck not
onlv the money lent but fou d llurs and
eiglitv-one cents for the; use o it, wliieh i.s
calleil “interest."’ If John uow says to
his friend tliis:
“ I don’t want the incjney. I will lend it
to you for another year and the interest
also, at tlie same rate asda.st year.”
lie will have at the!beginning of this
second year one humlrediand one dollars and
six cents to lenil, and at} the second vear'e
end he will have duo him one hundred and
six dollars and eleven cents. At the^^ad of
the second year John lends his lo^^ and
the intere.st with it again, and so on at the
end oi'the third, fourthjnnd fiftli year, till
the end of ten years. Now how much will
John have due him at the end of that time?
One hundred and fifty "dollars! The 90|
dollars why?h if John hd«l hidden away for
safe keeping would Wive been only 96| dol
lars after all, has become without any trou
ble or care at all more thian one-haJf greater
than at first. **''
JOHN SAVES EACH YEAR. *
But there is still another matter in which
John is interested, in all yet said I have
talked as if John was idle while his money
was at interest. This wmuld not be true.
If he saved $06,25 the fir^t year, he could do
tlie same I think the secdnd, third and so on
for ten years. If he did ithis and put it out
at interest j ust os he did with the first year’s
savings, he‘would have !at the end of ten
years the large sum of twelve hundred and
ten dollars and forty-thrie cents! That is
b)say—if a man saves only twenty-five cents
a day every day for ten years and puts it at
interest at 5 per cent., pud at the end of
each year puts the interest also at interest,
he will have tho targe sum 1 have named.
Thus a man who should begin to save a
“ tpiartcr' ’ a day at tbe age of 20, would be
worth more than $l,20t); at the age of 30.
lie isj-n the high road to wealth. He can
buy a snug farm for a thousand dollars; he
cun SOW' grain and raise cattle, and all these
will he yielding him money while he sleeps
That is the way nature plays intere.st to an
industrious man.
WHO IS John’s trcstv friend?
My reader may raise one objection to my
tidv.se. He may answer:
“Yuu have recommended John to lend
his money to a trusty fIiienu! How can
ho know who is trusty? Suppose he lends
it to some one he thinks is trusty, and finds
him not so? or if willing to repay, bis
friend may be dtsappoinlied and lose the
money, and really not be able to repay]
What do you say to that?”
'I'hirt, I admit would be a very bad case!
I should be very sorryito advise John to
lend his money, hard earned and saved at
a quarter a day, to some one who would be
unwilling or unable to return it, principal
and interest. But suppose 1 have a friend
whom I KNOW to be able and willing jo re
pay ? You want me to name that friend.
Here itis—
the Freedman’s bank I
I know it will be able to repay yon for
this reason; Whenever anyone lends it any
tniiuey, that money is at once put into
United States bonds. The Bank is bound
to do that with the money, and the law
does not allow any other use for it. Nuw
us long as the United States pays its debts,
you are sure of all the cash you can lend
it. When you pubyour mouey in tbeHimk
you lend it to the United Stales. Every
six mouths the interest is added to the
principle, and begins to draw interest it
self. Thus our friend John Johnson cim
find his true and trusty friend without fail,
always reatly to pay and always willing to
borrow. The noblest friend the poor imm
ever had—Abraham Liucoln—signet! tin*
bill that e9t!ibli.shed this Bank- 'Fhe ex
cellent General 0. 0. llow'ard is its frienc!
as lie is the friend of all good things ami
good people. Judge II. L. Borid, of Bal
timore. is its friend. Mr. H. I). Cooke, ol
•lay Cooke Co. is also its friend, and so
are gt)od, true, and unprejudiced men eve-
rywherc in the country.
Let rhe advi.se all ta save their monev
in this way. 'I'he house-maid can save §2
a month. In a year she will have $24.
In five years she will have $120 at interest,
•and that Will double itself without her
touching it in about eleven years.
If a father should give his little child $5
at each birth day, putting that sum at io- |
terest, w’hen his boy comes to 21 yenrs uf
age be would be worth more than $200 I
A boy saving only .5 cents a day will
have $18 each year, ami if put at intere.st
in this Bank will give him about $200 in
ton years.
The man who spends ten cents a day for
tobacco, burns up or chews up tho vainc
of three harreds of flour in a year. Tluit
will supply bread for a man, his wife, and
three children.
Xhe man who drinka thieo glaasea of.
whiskey a day, spends say 15 cents. lu a
year be spends $54.75. That will keep a
family of three persons in bread, buy each
a pair of shoes, a bat, and a pair of woolen
gloves.
Now in all this I have said nothing of
the good habits that grow with savings.
Tbe man who is a whiskey drinker soon
becomes an idler, loses all his work, he and
his family become ragged and miserable,
and have to be kept from starving by the
poor house. I hint at this, and leave my
reader to think about it, and by nil means
deposit in the Savinos Bask,
BUKGLAUY.
We clip the following from the New Or-
le.;ns Times, of Dec. 5.
‘‘An attempt was made on Friday night
to break open two safes ui’ the Natiomil Sav
ings Bank forFreedmenon Caromiolot.strcet,
between Puvdras ami Lafayette. The door
leading to the upper ]>-irtioaof the building
(which for same time U:us been uiiocmpicJ)
was entered byanordinary key: abolo was
then bi)rel through the partition door, lead
ing into the bank; 1)V in.seiting a crookod
wire through this, tbe Imok which held it
wa.«» easily unfa-stonod. A most clumsy at
tempt was then made witii two cold chiselst
and about li:iJf poiiinl of gun-powiier, Dj
open the safes.
“One, a Rich Sc Co’s safe, was somewha
damaged, and w'iH rojuire cnn.*ilcrable re"
pairs. The plate cnveringtl;c 'tcey-h de. and
Icnob of tlio other, were br->kon olf. The
aitempt was done by unskilled ineu, usual
ly known as *shistcr.s.’ We wore piesent
at the opening of tlie sah-s. One contained
ten dollars in silver and sixty cents iti cur
rency. The other was filed with valuable
papers. Wo are informed by Mr. Seuvinct,
'he cat-hier, that money is never kept in
the building at night.”
We quote the above to show how careful
ly all the busines-s of the Freedmeu’s Sav
ings Banks is conducted. AH the Moneys
and securities of the Company are kept in
such safe, places that burglars canuot get
'at them.
CASHIERS OF .BRANCHES.
Branch offices of the Pi'tedmdn's Savings and
Trust CqiiijHiiij/ are located as foUoios :
Augusta, Ga., C. H. Prince, No. 40 Jackson
street.
Baltimore, Md.. Samuel Townsend, No. 7
Guy street.
Beaufort, S. C., N. R. Scovel.
Charleston, S. C., Nathan Ritter,- No. 9
State street.
Huntsville, Ala., L. Robinson, Gallatin,
near Holmes street.
Jacksonville, Fla., N, C. Dennett, No 22
Bay -street.
Louksvillo, Ky., H. H. Burkholder, No. 116
Jeft'erson, Letweeen 3d and 4th streets.
Memphis, Tenn., A. M. Sperry, No. » Beale
street.
Mobile, Ala., C. A. ^Voodward, No. 41 St.
Michael street. -
Nashville, Tenn., John J. Cary, No. 66 Ce
dar street. » ^ „
Newbern, N. C.;«Ar-A. EllaVorth.’-
New Orleans, La., C. S. Sauvinet, No. 114
Carondelet street.
New York City, John J. ZuUle, No. 183
Bleekcr street.
Norfolk, Va.. H. C. Percy, No. 14 Main
street.
Richmond, Va., Charles Spencer, Freed-
men’s Bureau.
Savaunah, Ga., 1. W. BriuckerboS", Bryan
street, near Drayton st.
Tallahassee, Fla., Frank \y. Webster, Mark
et street
Vicksburg, Miss., Benjamin A. Lee, corner
of vVashington and Crawford streets.
Washington, D. C., William J. Wilson, cor
ner Pa. Avenue and 19tb streeL
Wilmington., N. C., S. S. Ashley, Freed-
meu’s Bureau.
SAMUEL L. HARRIS,
General Inspector.
TRUE SAYINGS.
Take care of the pennies, and the dollars
will take care of themselves.
“ The man wlio by the plow would thrive
Himself must either hold or drive.”
A Ktitoh in time saves nine.
The bee works every shining hour. When
the storm comes she has a safe hive to shel
ter her.
Never buy what you don’t want, because
it happens to bo cheap.
If a man keeps his farm his farm will
keep him.
Notwithstanding the entire failure of
the cotton crop upon tho sea islands in
Soutli Carolina, the freedmen in and about
Beaufort have generally a good supply of
corn, and will be able to pass tho^winter
very conffortably, 'rherowiil. however, be
considerable suffering on the main land.
Planters in the Be;iufort district state
that the labor tho pjist year has been a ureat
improvement upon tliat of any previous
year, and that the payment of liamla every
night, or once a woeK, is decidedly to the
advantage of the employer.
■ ♦ ■
At Charleston Brum;h one of the deposi
tors. ni'W an influential man. and tolerably
well off, having money in the Savings Bank,
was, when a boy, a chimney sweep.'
At Memphis, Tennessee, a man was con
sidering: whether it was best to put his
money m the Saving's Bank, when one night
the thieves broke into his cabiu and stole
between three and four hundred dollars.
The Bank at .Memphis, 'I'ennessee, has
recently been refitted with counicr, desks,
and other conveniences, and is now one of
the best arranged Bank rooms that we have.
We are glad to know that our friends are
gratified, and that tbe prospects of tbe
Branch are steadily impruving.
■ O
OoR success st Memphis, Tennessee, is
due in a great measure to ihe^ssisiance of
a few raithi'nl men, who from ihe first have
been the irne friends of the Bank.