BR1ERWOOD ME\"S GOLF ASSOC 1ATI0X nu mber Ed Aston tees off at the club's second hole. We know spas: U' -7- ?? ?Relax. Bring Your Spa 'Doivn 'Last ^ To Binfi.iarrt \ Spas To BioGuard SPA GUARD: Chlorine Concentrate, PH Increaser & PH Decreaser PROFESSIONAL POOL MAINTENANCE Hwy 179, Island Village Specialty Shops, Ocean Isle Beach Behind IGA Bldg. ??? 579-8828 OPEN MONDAY - SATURDAY Daily Maintenance ? Chemicals ? Accessories & Equipment Fit for Life Coastal Fitness has an excellent staff who can u bale speciaiizea programs Tor tne senior citi zen's specific needs. Let Coastal Fitness help you stay healthy! Mickey Levandowski 4 years ago Mickey suffered a stroke which para lyzed his left side. With a special exercise program, he has recovered the use of his left arm and leg. Mickey says, "It's been the toughest fight of my life, but I'm winning it." He will be 71 years old this year. COASTAL FITNESS At Scotchman on Bus. 17, take Hwy. 179. Fork right onto Sellers Rd. (behind fteson Piaza) 754-A SPA (2772) . LJ"-"iL'i'.1 ^f. LI.* 'i Whether You're On Vacation Or A Permanent Resident,These Golf Courses Are For You! (Continued From Page 16) tion, which recenth hold IIs- second annual dinner dunce at i Ik Surt Club in Myrtle Beach, S.C Lockwood Golf Links Lockwood Cioll ! inks nea! Holden Beach is the home ol i n Wednesday Shootout, a \vecki\ tournament open to all area colters Under the shootout format, each two-person team > assigned a point quota prior to pi t> based on handi cap. The team that exceeds us cjuo ta hv the most is the w inner Ernest Hewett golt director at Lockwood Folly, said goiters ean play any time Wcdnesdax and enter the shootout. There is no formal starting time for the tournament "We have an\ Aheu tiom "Mi !?? 50 golfers ever\ week." Hewett said. "The average, is about 30 every week." Lockwood Foii> also has a men's golf association with about 20 active members rhe\ ha\e planned about fivi urnaments this year. Hewett said Sea Trail Plantation "It's a good w;i\ to meet people and meet your neighbors." saki Hob kakos, one of 120 membeis ot the Sea Trail Men's Col! \ss,>eiation Sea Trail also has l( ladies eolt association and nine-hole gioups for men and women who are iiist learning to pla\ Membership is rc sirieied <>' residents or property ou tiers ot Sea 1 rail Plantation. kak>>s said the men's group in eiudes between lH) and KM) lull time residents anil 20 to .M) part timers. The men pla\ onee a week .is a croup, although most members average three rounds pet week Brunswick County Seasonal Population Year Population 199 0 153.000 1991 159.500 199 2 166.300 199 3 173,100 Peak Seasonal Population 1993 Sunset Beach 12,400 Ocean Isle 24.000 Holden Beach 21.000 Oak Island* 60.500 " ncluaes Long Beacr Caswell Beach & Yauoon Beach Other benefits include reduced cart fees and the annual memlx-r guest and club championship torn naments. Nancy Mehne, past president of the Sea Trail Ladies Golf Asso ciation. said the group has about 110 members and plays e\er\ Wednesday. The organization M.m ed with four members in 1988 and has grown quickly. it s one of the best places on tlu Plantation to meet new people." she said. "People who come to Sea Trail come from all over and nios: oi them are in the retirement age group." Once a month, the ladies group holds a meeting and luncheon Mehne said a few women who don't play golf have joined for i!k social aspect. Fhe Sea Trail women's nine-hok group includes about 20 members The men's group, which started about a month ago, has about four or five members so lar. Sandpiper Bay Although there are no homeown ers on the course, Sandpiper Ba\ Golt A; Country Club near Cala bash has both a men's and women 's golf association. Fhe men's group has 44 mem bers and pla\s every Monday, and the 24 members of the women s group pla\ each Tuesday. 'Sandwich Generation' Must Plan With Care Have you heard of the sand wich generation?" Chances are. you're a member of it. or you know someone who is. The "sandwich generation" is primarily those people between the ages of 50 and 65 financially caught between supporting adult children living at home or in col lege. and caring for .iging parents. If you are part ot this group, the challenge of meeting the burdens ot everyday life may overshadow the planning for your own financial fu ture. However, there are steps you can take to manage these competing re sponsibilities so you can begin to manage your money and still plan for a comfortable retirement Firsi, vou need to communicate with your parents or children about their financial matters, even it it ma\ he uncomfortable. Why? Bc eause when a child moves back home, or a parent needs financial help, onee-grow ing retirement ac counts can begin missing their monthly additions. Therefore, the sooner you learn how to incorporate \our children's and parents' needs into your finan cial planning, the better. Also, discussing financial mat ters with your children will help them understand personal money management earh on. This will help them plan for their own retire ment at an early age. 1 hen. alter you have begun com municating with Vv.ui lainiiy. you Shallotte Health Foods No one wants to be ill, but our susceptibility to dis ease is determined by how healthy we are. Each of us must take the responsibility for creating our own health. Start today by coming in to our new store. Natural Vitamins and Herbs ? Organic Foods Nutrition Books, Health and Beauty Aids Sports Nutrition Come see Maddie, Betty or Helen. <nr> 4564 Main Street ? Shallotte 754-2113 * ' C' TMl Bl< NSA.I K HiA ?N I should .isv?_>ss vour finances F irst M. t up a monthly budget for the en tire family. This includes under standing not only how much money you spend on food or insurance, for example, hut how these expenses have increased since your family responsibilities have increased. Next, calculate the monthly in conic for you and all family mem bers you are supporting. Subtract the expenses from the income. This should tell you the amount of mon ey that is left over each month. You ma\ find that you don't have as much as you thought. Though it might be difficult, it is important that you focus on the re sponsibility you have to yourself ivutKe a commiiiiieiii io invest some amount?no matter how small it might seem?for your retirement. The next step is to invest your mone\ w isely by making informed investment decisions. "How to Invest: A Guide to Investors Aged 50 and Over," available from the AARP Investment Program, will help you determine your financial objectives, understand the many factors that affect returns and how to diversify your retirement money. To receive the brochure, call 1 XOO-322-2282, ext. 4926. It is never too late to start invest ing for your retirement. Don't let being part of the "sandwich genera tion" discourage you from thinking about your own long-term financial plans.

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