Nutter. Ballou
Named Nurses Of Year
Pat Nutter and Chris Ballou were
named The Brunswick Hospital's
"Nurses of the Year" by Mark
Grcgson. hospital chief executive
officer, during the institution's
eighth annual Nurses' Day celebra
tion May 10.
Nutter was named Registered
Nurse of the Year. She works in the
Labor and Delivery Unit of The
Brunswick Hospital and was de
scribed as "very dedicated to her job
and working well with the physi
cians and patients."
Nutter is involved in ihe hospi
tal's diabetes education classes and
serves on the Brunswick County
Board of Health. One of her patients
said. "Pat is like the Energizer
Bunny ? she just keeps going and
going and going..." Nutter has been
with the hospital for seven years.
Chris Ballou is Licensed Practical
Nurse of the Year. She has been a
hospital staff member for eight
years. In addition to her full-time
schedule as a nurse on the Family
Centered Nursing Unit, she takes la
bor and delivery call and is working
toward becoming a registered nurse.
"Chris is very versatile," a co-work
er said, "always willing to work
wherever the need is."
Nurse of the Year awards are
mm
PHOTO COMIIMUHD
NURSES Of THE YEAR at The Brunswick Hospital are congratulated by hospital officials. Pictured
(from left) are Mark Gregson, hospital CEO; Pat Nutter, Registered Nurse of the Year; Diana Ramsey,
director of nursing; Chris Ballou, Licensed Practical Nurse of the Year; and Don Evans, chairman of
the hospital trustees' board.
based on these criteria:
? dedication to the nursing pro
fession;
? positive attitude toward physi
cians. patients and peers:
? clinical competency: and
? commitment to The Brunswick
Hospital.
Nominations came from all de
partments and from the medical
staff.
The Nurses' Day celebration is
held each year in conjunction with
National Nurses' Week and National
Hospital Week.
MONEY MANAGEMENT
A Arvlses, Ci iv
i V iuixw wui
Before you apply for a mortgage
loan, car loan or other credit, the
N.C. Association of Certified Public
Accountants recommends you take
the time to check your credit' record.
It's not uncommon for crcdit re
porting agencies to make errors on
your crcdit record. As a result, po
tential lenders may get the mistaken
impression that you are a bad credit
risk and reject your credit request.
Getting Your Report
The credit history of most
Americans is recorded by three large
national bureaus: TRW (800-682
7654), Equifax (800-658- 1 1 1 1 ) and
Trans Union (216-779-7200). TRW
will provide you with one tree report
annually. The two other national bu
reaus will also provide you with a
copy of their report for a small fee.
usually under $10.
However, if you are denied credit
because of information in your cred
it history, these agencies are obligat
ed to send you a free coy of the
problem report within 30 days of
your request.
When requesting a copy of your
report, you must provide your name.
Cusscui skiibiu, dikiresses tor the
past five years, social security num
ber and year of birth. If you are mar
ried, even if you and your spouse
have joint credit accounts, you can
only obtain individual reports.
Register Of I
Mow than $185,000 in revenue
was collected by the Brunswick
County Register of Deeds office
during the first three months of
1994, according to a quarterly re
port.
The agency also reported
S399.367 in revenue collected dur
ing the last half of 1993. Expenses
for the period, not including wages,
totalled S 29 ,880
Filings for the first quarter of this
yMr Included 1,457 1,326
deeds of trust, 138 plats, 319 financ
? vu. ?
G fuui ucu
Whafs Included
Your credit report includes certain
biographical data such as your snrial
security number, age. employer and
current salary. in addition, it contains
specific credit information gathered
by various private companies and
lending institutions. This includes
outstanding credit card balances as
well as automobile loans, govern
ment-backed student loans, small
business loans and lines of credit.
The report also indicates how
promptly you pay these loans ? key
information for a potential lender.
Additionally, bankruptcy filings, tax
liens and sometimes even divorce
settlements arc noted in the report.
Under federal law, adverse credit
information can only be kept on
your report for seven years, except
for bankruptcy entries, which are
listed for 10 years.
Typical Errors
There are a wide range of errors
that may turn up in your credit re
port. Some of these may occur at the
credit bureau and others are a result
of a creditor or other provider sup
plying misinformation. The most
common errors made by credit bu
reaus are minor, such as reporting an
incorrect social security number,
date of birth or employer. These
items arc not likely to jeopardize
your ability to obtain credit. Credit
;i lj:~? i~
II ni5IUf/ 15
bureaus aiso have been known to
mix up credit files. For example,
your credit history could includc ac
rnnnk nf a r?!?!ivC Of Clhtf pcriCH
who has a similar name.
Creditors also may provide erro
neous information, such as indicat
ing a failure to make timely pay
ments or reporting closed credit card
accounts as open. In the latter case,
potential new creditors may get the
impression that you already have too
much credit available and thus reject
a new credit application.
Correcting Errors
As soon as you notice an error in
your credit report, contact the credit
reporting agency. Usually it's best to
explain in writing how items need to
be corrected. If you have difficulty
getting credit bureau customer-rela
tions personnel to correct credit bu
reau errors, try writing to senior
management at these companies.
To expedite the process, provide
proof that your assertions arc cor
rect, such as documentation indicat
ing that you closed an account or a
copy of a birth certificate showing
you would have been too young to
open an account which i? attributed
to you.
The credit bureau will contact
creditors who supplied the question
able information on your credit re
port. CPAs recommend that you also
contact these creditors yourself and
Error-Free
ask them to notify the appropriate
credit bureau about the error and
how it should be corrected. This
^hcuSd con>iacc ilre credit bureau to
change your records.
It's in your best interest to request
copies of your credit report from the
three large agencies and to contact
each of them about emirs or other
information that may need to be
changed.
Sign Up For May
Summer Courses
Prospective students can register
for for summer quarter classes at
Brunswick Community College
Tuesday, May 31 at the main cam
pus north of the Supply.
Registration will be held in the
Administration Building from 10
a.m. until 1 p.m. and from S p.m. to
7 p.m.
Students may select from more
than 50 classes offered in 21 cur
riculum programs in general educa
tion, technical, vocational or devel
opmental studies.
Students who plan to take the AS
SET ssscssaKm inventory can take
it on registration day in the learning
tab at either 9 a.m., 2 p.m. or 5 p.m.
For more information on registra
tion or the inventory, call the
Student Services Department at 754
6900, 343-0203 or 457-6329.
Deeds Reports $185,502 In
Collections
ing sUicfficuU, 1,062 miscellaneous
recordings and 53 marriage licenses.
A total of Si 14,718 in excise tax
was collected. Half of those funds,
minus two percent for handling, or
$56,211 was sent to the N.C. De
partment of Revenue.
Half of the fees coiSccted for mar
riage licenses, or $1,060, was remit
ted to the N.C. Department of
Administration for the domestic vio
lence center fund, which helps sup
port Mope Harbor Home in Bruns
wick County. Five dollars of each
marriage iiccnsc fee was sent io the
state treasurer for the abused chil
dren's fund.
Expenses in the register of deeds
office during January. February and
March included $1, 982 for supple
mental retirement benefits $938 for
telephone, S819 for postage, S754
for printing, >1,407 tor maintenance
and repairs to equipment, $4,625 for
departmental supplies, $4,136 for
service maintenance contracts, $251
for dues and subscriptions and $953
for travel and training.
Wages are not included in the re
port.
Some Local Farmers To Be
Interviewed For Survey
Wallace Stephens of Council will
be calling on several Brunswick
Couiiiy farmers in me first naif of
June to <? titciii in utiic part in a
major agricultural survey.
The survey, conducted by the
U.S. Department of Agriculture's
National Agricultural Statistics
Service (NASS), will gather infor
mation for state, regional and na
tional estimates of crop acreage,
grain storage and hog and cattle in
ventories.
The Agricultural Statistics Divi
sion of the Department of Agri
culture in Raleigh is handling the
North Carolina portion of the sur
vey.
Stephens, a trained interviewer,
said it is "crucial tor farmers to par
ticipate fuiiy in this important sur
vey so that North Carolina's agricul
ture is represented fully and accu
rately."
Producers use the data to reach
production, marketing and invest
ment decisions. Industry analysts,
extension agents, farm organizations
and agricultural lenders rely on it al
so. Stephens said
Most producers selected for inter
views will be notified by mail.
Individual survey responses are kept
confidential, Stephens said.
CALL US FOR INSURANCE QUOTES:
1-800-424-0115
? Home ? Auto ? Commercial
? Mobile Home ? Life
First Investors
FINANCIAL CORPORATION
Or Visit Our Banking Offices:
LELAND SHALLOTTE WHITEVILLC
(910)371-1000 (910)754-5400 (910)642-S183
? Homeowners ?
Need Money
$10,000 @ $102.91
$25,000 @ $257.29
$40,000 @ $411.67
Based on 9.25% APR for 15 years O.A.C.
?Free Fre-quaimcarion
?Taxes -Cash ?Consolidation -Purchases
Credit Problems Understood
Independent Mortgage Corp.
1-800-894-3595
?UtM? BUMBU
Congratulations Ken's Pawn
Shop of Shattotte
Wen? proud to have provided paving services for your new buQdmg.
?</om *
Helping Brunswick County Growi
Grading And
Paving Contractor
754-7177
Asphalt Plant-2 miles north of ShaWotte on Hwv. 17
KERWIN TESDALL (left) of the Ford Foundation and PkUKp
Biack (right) from the N.C. Microenterprise Loan Program met
with SCCt microenterprise loan agent, David Pickett, a ShaUotte
native, at their recent visit to the college's SmaU Business Center.
Officials Visit Loan Program
Serving Four Area Counties
A Ford Foundation program offi
cer and an official of the stale's
Microcntcrpnse Loan Program
(MLP) recently visited Southeastern
Community College to learn more
about the MLP serving Brunswick,
Columbus. Bladen and Robeson
counties.
The two toured SCC's Small
Business Center, which administers
the MLP in the four counties, met
with SCC President Steve Scott and
visited the businesses of several lo
Thc North Carolina MLP began
in 1989 to assist those who want to
start or expand a business. It offers
technical assistance, seminars and
training to help participants gain fi
nancial and business management
skills. After completing IS to 20
hours of classroom work, partici
pants have access to "stair-stepping"
loans ranging from $500 to $8,000.
Funded through public and pri
vate source, the North Carolina
MLP is the largest microenterprise
loan fund in the country and is oper
ated through the state's Rural
Economic Development Center in
Raleigh.
The Ford Foundation is one of its
largest contributors, with an invest
ment totaling $2.2 million in ten
years. The contribution is the sec
ond-largest investment in this type
of program in the Ford Foundation's
history.
The Southeastern MLP, started in
1992, is one of 12 lending sites
statewide.
For more information about the
program, call David Pickett, enter
prise agent, at (910)642-7141.
BUSINESS BRIEFS
Eidridge Joins United Way
Pam Eldridge has joined the pro
fessional staff of the C:\pc Fear Area
United Way as planning and alioca
lions director.
She will as
sist volunteers
in the areas of
agency alloca
tions. admis
sions, service
development
grants, commu
nity needs as
sessment, hu
man services
planning and priorities.
She is a member of the Academy
of Certified Social Workers and
holds the master of social woHr <U
grce from Florida State University.
She served as senior planner with
United Way in Charlotte from 1981
85 She also served as executive di
rector of Uptown House, a psychi
atric halfway house and treatment
center in Washington, D.C. She has
worked as a psychiatric social work
er in Tampa, Fla.
Eldridge earned her law degree
from Wake Forest University in
1988 and most recently worked as
n
an attorney in health care law and
employee benefits law in Raleigh.
Nurse Certified
Janette Brown, registered nurse
with Lower Cape Fear Hospice in
Brunswick County, recently passed
the certification
exam for hos
pice nursing.
The exam was
offered nation
wide to all hos
pice nurses with
at least three
years of hospice
nursing experi
ence. Only nine
uuiacs from
North Carolina
took the exam, which was given
March 19 at St. Augustine's College
in Raleigh.
Brown has been a registered nurse
for eight years and has been with
Lower Cape Fear Hospice for 31/2
years.
Also passing the certification test
was Hannah Ungaro, an R.N. in
Lswjf Cspc Fear Hotfiwi New
Hanover County office.
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754-4326
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In The Shailotte Eloctnc Stores- Bus Hwy 17 Sha.Nolte > 754-60QQ
4