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Change: A Tool For Progress
BY JOE STANLEY, PRESIDENT
South Brunswick Islands Chamber Of Commerce
A belated Merry Christmas and a wonderful and prosperous New
Year is my wish to you, the membership of the South Brunswick Islands
Chamber of Commerce. The new year is upon us and we must change
our calendars and our chamber leadership.
Your membership and support have enabled us to have another suc
cessful chamber year for the area we represent. We cannot say thank you
enough for the numerous acts of support that you
have shown this chamber and me as your president
A good chamber, like any good organization, to
be successful depends on many people working to
gether toward a common goal. Our chamber this
year has done just that with you, our membership,
providing your financial support as well as allowing
your employees to serve as volunteers and attend
The board of directors has given of its time and
talents to make this chamber the best that it could be
throughout the year. Our vice presidents were committed to making our
chamber the best and were always there for assistance and support when
needed. Our staff has gone beyond the call of duty to ensure the success
of the chamber and has been committed to the task at hand without day
to-day supervision from an executive director.
Our committees this year have worked long hours on chamber pro
jects to assist us and assure their success. They also encouraged others to
get involved as members and volunteers.
It was this team working together that made for a successful year for
1 am so grateful that 1 had the opportunity to work with the team
mentioned above this year as your president of the chamber. It has en
abled me to meet many new people and work with them for the good of
our community. Looking back over the year I can truly say that this is an
experience I will cherish for life.
Our theme for this year was "A Necessary Tool for Progress." One of
my favorite scriptures is Ecclesiastes 3:1 that reads as follows: "To every
thing there is a season and a time to every purpose under the heaven."
This scripture is simply expressing the promise of change of events from
bad to good, etc. We can say to you that our theme was a good one be
cause change is what we have tried to do to make the chamber more at
tractive to the businesses and citizens of this area.
It is time for another change at the South Brunswick Islands Cham
ber of Commerce. In just a few weeks we will have our annual retreat to
plan the 19?5 Program of Work for the chamber. We invite any input that
you have to help make your chamber better in the year ahead. Remember
that "Pessimists complain about the wind; Optimists expect it to change:
Realists adjust the sail." Give us a call or stop by the chamber office with
your input and help us set the sail for the year ahead.
We will also say good-bye to seven current board members and wel
come aboard seven new board members at the annual meeting to be held
Feb. 3, 1995. At that time we will also install your new President Grant
Kuhn. We are also hopeful that we might be able to announce the selec
tion of an executive director at that time.
We have had a great 1994 with your help and support. Help us make
1995 even better. I pledge my support to the new board and president. I
trust that you, our membership, will do the same to help our chamber be
come a stronger force in building a better business community for all the
citizens of our area.
We can then join hands and say out loud that we are proud to be a
member of the South Brunswick Islands Chamber of Commerce.
Brunswick Jobless Rate
5th Highest In November
N.C. Employment Security Com
mission's preliminary figures for
November indicated an 8.4 percent
jobless rate for Brunswick County,
fifth highest among the state's 100
Sixty-four counties had rates of 5
percent or below. Employment Se
curity Commission analysts say they
regard 5 percent as a "near full-em
Topping the jobless list was Tyr
rell County with a rate of 12.8 per
cent, followed by Transylvania at
12.1, Hyde at 10.6 and Anson at 8.9.
The state's lowest rate was Orange
County with 1 .8 percent.
Brunswick County's rate is based
on 2,370 persons looking for work
in a labor force of 28,140 people
with 25,770 working.
Unemployment rates rose in 14
counties and fell in 86. Brunswick's
rate for October was 9.6 percent.
November jobless rates in other
coastal counties included Pender,
Local Tobacco Growers Vote
On Quotas. Price Suoooris
Brunswick County flue-cured to
bacco growers can vote Jan. 9-12 in
a mail referendum to decide whether
acreage poundage quotas and price
supports will continue for flue-cured
tobacco for the next three years.
Quotas and price supports will re
main in effect for 1995 through
1997 if two-thirds or more of the
farmers vote "yes".
For the ballots to be counted,
farmers must return the ballots in
person or by mail to their local
Consolidated Farm Service Agency
(formerly the ASCS county office)
at the Brunswick County Govern
ment Center in Bolivia no later than
Thursday, Jan. 12.
County officer director Richard
Toler said notices showing the 1995
crop quotas and allotments for indi
vidual flue-cured tobacco farmers
will be mailed prior to the referen
Injury Liy'ni in Von Wreck
a Winston-Salem man received
only minor injuries last Thursday af
ternoon when the van he was dri
ving ran off the Whiteville Road and
hit a culvert.
Sanfod Ixiuis lx?ve Sr., 63, and
his wife, Betty, were traveling to
ward Shallotte on N.C. 130 near
Ash when their 1986 Chevy van ran
off the right shoulder, came back on
the roadway, crossed the center line
and ran off the left shoulder and
struck a culvert.
Trooper R.V. West of the N.C.
<md all 4f04*n
Highway Patrol charged Mr. Love
with driving left of center.
Mr. Love sustained only minor in
juries and was not transported. Betty
Love was uninjured.
Damage to the van was estimated
' Nanny Tax ' Changes May Benefit You , Your Employees
If you hire someone to care for your children,
clean your home or maintain your yard, you may
have just gotten a tax break from Uncle Sam.
Congress recently changed the "nanny tax"
rules. The new law requires fewer people to pay
Social Security and Medicare taxes on behalf of
their household employees, and simplifies the fil
ing procedures for these taxes.
Previously, people who paid child-carc workers
and other domestic employees at least $50 in
wages during any calendar quarter were required
to pay Social Security and Medicare taxes on
their earnings. In theory, this meant that if you
paid a babysitter $150 a quarter (or $12.50 week
ly) so you and your husband could go out to din
ner and a movie once a week, you were responsi
ble for paying Social Security and Medicare taxes
of 15.3 percent on your babysitter's earnings (or
paying 7.65 percent and withholding the other
half from your babysitter's pay).
Under the new law, you needn't pay Social
Security and Medicare taxes on the earnings of
any domestic employee, including a domestic
farm employee, unless that pay totals at least
$1,000 annually. As a result, many people who
hire occasional babysitters, handymen or house
cleaners no longer need to worcy about the "nan
The $1,000 threshold will be indexed after
1995 for increases in average wages, but it will
rise only in $100 increments.
The new wage threshold is retroactive to Jan. I,
1994. Consequently, if your domestic employee
earns less than $1,000 for 1994, and both of you
have been paying Social Security and Medicare
taxes all year, both of you are entitled to a refund
of those taxes.
The new tax law ensures that employees who
receive Social Security tax refunds in 1994 wiii
not lose their Social Security wage credits for the
year. The new law also eliminates the need to pay
taxes on earnings of domestic employees who arc
under age 18, unless they work full time as house
hold help. This aspect of the law goes into effect
Despite these changes, many people who retain
full-time child-care providers or other domestic
help are likely to Find that they arc still responsi
ble for paying the "nanny tax." However, the
rules affecting how and when you pay that tax
have been changed to simplify procedures and
For example, you no longer need to make quar
terly tax filings. Instead, for the 1995 through
1997 tax years, you can report and pay your em
ployees' taxes ? including Social Security, and
Medicare and Federal Unemployment Tax (FU
TA) ? on your own Form 1040. However, if your
domestic employee earns at least $ 1 ,000 for the
1994 tax year, you must make your last quarterly
tax payment by filing Form 942, Employer's
Quarterly Tax Return for Household Employees.
Beginning in 1998, employers can either in
crease their quarterly estimated tax payments or
increase the taxes withheld from their own wages
to cover their share of domestic employee Social
Although you are not required to withhold in
come tax from your domestic employees' wages,
you can do so at his or her request. If you do de
cide to withhold, you must obtain Form W-4,
Employee's Withholding Allowance Certificate,
from your employee.
As an employer, you also must give your do
mestic employees who earn at least $1,000 annu
ally a Form W-2 by Feb. 1,1995. Among other in
formation, this form shows how much you paid
them during the year and the amount of federal
income taxes withheld.
Finally, when you hire someone to work in
your home, you need an employer identifica
tion (ID) number. If this is the first time you've
hired domestic help, don't worry about your em
ployer ID. The IRS is developing procedures to
assign one to you automatically the first time you
file a required employer tax form.
Money Management is a weekly column on per
sonal finance prepared and distributed by the
North Carolina Association of Certified Public
'Electronic Town Meeting' On Goals Is Set
UINL- Wilmington will be the
southeastern North Carolina site for
a Jan. 5 statewide "electronic town
meeting" to help set goals the state
should meet by the year 2015 in ed
ucation, economic growth, public
safety, environmental protection and
overall quality of life.
The town meeting is from 8 a.m.
until 1 p.m. and also will take place
in Raleigh, Manteo, Greenville,
Greensboro, Charlotte, Asheville
and Boone. Gov. Jim Hunt will ad
dress the estimated 1,000 partici
pants at 9 a.m. and will engage in a
live conversation with them until
At each town meeting, representa
lives of state agencies, local govern
ments, businesses, schools, nonprof
it agencies, civic organizations and
churches will use a workbook to
identify and discuss the goals they
consider top priorities and the best
ways to reach those goals.
Hunt appointed 4() business, in
dustry, education, civic and nonprof
it leaders to the Commission for a
Competitive North Carolina in
February. He asked them to develop
a "report card" for North Carolina
that lays out "clear, measurable
goals," or "benchmarks" that the
state must meet by certain dates,
such as a lower rate of teenage preg
nancy. a higher number of business
es served by telecommunications or
a greater percentage of high school
graduates enrolling in foor-year col
Hunt says he wants the legislature
to incorporate the benchmarks into
the state's budgeting and appropria
tions process to ensure that resources
go to the highest-priority areas.
Oregon was the first state in the
country to adopt benchmarks and
use them to hold government ac
countable. In Oregon, state agencies
that meet their benchmarks get bud
get increases, while agencies that
don't, have their budgets reduced.
The Wilmington session will take
place in Westside Hall Randall Hall
March 31 Deadline To Apply For Pavments
Producers who suffered crop loss
es during 1994 due to weather-relat
ed conditions may apply for disaster
payments through March 31 at the
Brunswick County Consolidated
Service Agency (CFSA) at Bolivia.
The CFSA is the new agency cre
ated by the U.S. Department of
Agriculture that combines the com
modity and main conservation func
tions of the former Agricultural
Stabilization and Conservation
Service, farm lending programs of
the former Fanners Home Admin
istration and the entire Federal Crop
Producers should be aware of sev
eral changes in this year's disaster
relief program. The changes are de
signed to improve accuracy and
oversight and reduce the risk of po
tential abuse of the program.
Producers will be required to pro
vide more complete information at
the time they apply on the disaster
condition affecting the crops and
their production practices prior to
the disaster. Records of current or
historical actual production and pro
duction costs will be needed for
"nonprogram" crops except for to
bacco, peanuts, soybeans, minor
oilseeds and hay.
When the county office is autho
rized to sell multiperil crop insur
ance, producers also will be required
to provide proof of insurance.
State and local CFSA committees
have been given more authority and
responsibility this year in areas that
include upfront checks of gross in
come limitations. Setting payments
based on crop development, apply
ing a "reasonableness" factor to
nonprogram crop yields on any giv
en farm, and ability to gather addi
tional data from producers when
needed to make accurate determina
Local committees may reduce
Prepare for Tax Timej
Federal & All State Returns
Open All Year - Starting Rate $25
Fastest Refunds Possible
Refund Anticipation Loans
and Bonuf Checks
Starting at a cost of $56
taken out of check
280 HoWen Beach Rd 9923 Beach Dr.
(1/2 mile from Wal-Mart) (500 ft. east of stoplight)
Bring this ad Iri for a $5 discount.
DIANA'S INCOME TAX SERVICE
Preparing Taxes in Brunswick County since 1961.
?ISM THE BRUNSWICK BEACON
payment yields il production evi
dence is not complete, or deny dis
aster applications if they question
the accuracy of producers' docu
"The CFSA believes thai farm
programs work best when decisions
arc made as close to producers as
possible," said Sam J. Coley, agency
acting state executive director.
at UNC-Wilmington. For more in
formation. call Annette Anderson at
Completes GRI Work
Jana Martin, sales executive with
Teal. Skelley &
a course in Res
ton. Va. to
Martin also holds the Certified
Residential Specialist designation
and is a licensed broker in North
Carolina. South Carolina and
Sales executive Murray Willitts
recently attended a two-day Relo
cation Specialist Retreat at Ocean
Creek Resort in Myrtle Beach
Cellular Bag Phones*
(While In Stock Supplies Last)
*Free 1st Month Service!
Now Thru Dec. 31, 1994
ami mamma. ? _
The best call you ever made!
See Strawberry today at our locaUon
on Business H?vy. 17 N (formerly Sears) Shallotte
?Some restrictions apply f
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"Our specialty & computer technology"
^ On site computer repairs
Ijj Remote data backup and storage services
gj Custom Network Installations
Point of Sale Systems (sales and service)
id Voice Mail Systems
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ACS OFFERS A COMPLETE RANGE OF TECHNICAL SERVICES. If
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Office Number: (910)579-4332 ^
Pager Numbers: (910)754-0802 457-1375 640-4250