PACF THE TRIBUNAL AID Thuigs You Sbould Know GETYOUR5 WORTH BY SALLY AND K JIM ADAMS C^ta/i£ea. (^tt^ ROMAN 1864 — ^ORN IN WILLIAMSPORT VAyHE TOOK HIS EARLY SCHOOLING IN CANADA.IN 1890^ HE RECEIVED HIS MD DEGREE FROM MEHARRY, DID HIS ADVANCED WORK IN LONDON^ENG- LAND ! REMARKABLE IN Hlg VERSATILITY, HE WAS RENOWNED AS A PROFESSOR^DIRECT OR OF A SAVINGS BANK,MEMBER OF THE NAT IONAL MEDICAL ASS*N (aND EDITOR OF THEIR JOURNAL) /AND AUTHOR OF BOOKS ONMEDICINE,RELIGION,ETHICS AND SOCIOLOGY! ENERGY QUIZ An uninsulated house will require about twice as much energy (electricity, oil, gas) to heat as a well insulated house. Correct. Experts say that a four-inch layer of insulation will lower fuel costs by as much as 15 percent. Put up storm windows in the fall, take them down in the spring. Wrong, ir you want to cut your air-conditioning costs. The dead air space between the storm and the regular window is a good insulator and helps keep the house cool in summer. You can save on fuel costs by turning down the furnace 10 or 15 degrees and using a portable electric heater. Wrong. Electric heaters use up costly energy. Lower the thermostat 15 degrees at night to save fuel. Wrong. Lower it no more than 5-10 degrees, or you’ll use extra fuel in bringing it back to normal in the morning. An open damper on your fireplace permits 20 percent of the heated air in the house to escape up the chimney every hour. Right. Keep the damper closed when the fireplace is not in use. When you leave a room for a few minutes, don’t bother to turn off the light, because whenever a bulb is turned on it uses a surge of excess power. Wrong. No excess energy is used when a bulb is turned on. Wattage indicates the amount of bulb light. Wrong. Wattage measures the energy the bulb uses. The amount of light is measured in lumens. A 40-watt fluorescent bulb gives more light than a 100-watt incandescent bulb. Right. And it lasts about 10 times longer. The filter of your furnace should be checked and cleaned at the beginning of winter. Wrong. Not if you want it to run efficiently. It should be checked at least once a month to get the most out of the fuel. ((c) 1974, McNaught Syndicate, Inc.) School Lunch Helps Meet Inflation Crunch Shaw Reaches To Caribbean RALEIGH - Shau Uni versity has announced plans lo participate in an exchange program to ex plore nietliods by which nations in the Carribean and minority groups in the U.S. deal with common problems. Fwelve scholars from six Caribbean nations will visit US colleges where they will observe the US educational system and meet with students, faculty and com munity leaders. The visits will take place in early December. In January and February, a dozen Americans will visit the Caribbean as partici pants in the second phase of the exchange program. Both visits are sponsored by the Washington Bureau of the Phelps-Stokes Fund of New York City and funded by the US Depart ment of State. The Association of Universities and Research Institutes (UNICA;, a Caribbean group, is cooperating with Phelps-Stokes in planning the program. Coming from Barbados. Dominican Republ'c. Guy ana, Haiti, Jamaica and Trinidad and Tobago, the scholars will gather in Miami on November 19 for a two-day orientation pro gram, They w ill then make individual visits to a number of predominantly black and several small white colleges in the East. South and mid-west. On November 29 the group w ill convene at Dillard Univer sity in New Orleans for a ten-day workshop to dis cuss educational and eco nomic development of the peoples of the Caribbean and minority groups in the United States. The Caribbean-American exchange program is one of several projects supported by the Department of State to encourage greater parti cipation by minority eol- RALEIGH - Offering reduced price school meals to eligible children is one leges in international ex- "'^y school food service change. 1 he lunds are people are helping large awarded under the Ful- numbers of moderate bright-Hays Act of 1961. income families meet the which promotes mutual inflation crunch, understanding and Although school units in strengthened ties between many states have not the peoples of the United offered to the community States and other nations, the option of reduced price school meals, only 16 units in North Carolina are not participating in the pro gram, according to State School Food Service Direc tor Ralph Eaton. A reduced price school lunch costs the student no more than 20 cents, a daily saving of 30 cents to 40 cents per child. This adds up to a weekly saving of Veterans Administration applications are received $].5o to $2.00 per child. A'ithin 120 days ot For a family of four with Vietnam-era veterans for the maximum coverage discharged during a four- is $3.40 for veterans aged vcar period before August 1 34 and under and $6.80 for have until August 1, 1975, those 35 and over, to apply for low-cost Personnel may convert Veterans Group Life Insu- Servicemen's Group Life ranee (VGLl), according to Insurance to VGLI without Veterans Administration medical examination, if Regional Office Director H.W. Johnson. An estimated 2.7 million seperation. Applications af- two school-age children veterans separated from ter that time must incude Hying on an annual income April 2, 1970, through July evidence of good health, of $5,541 to $7 900 the 31, 1974, arc eligible for the This requirement is waived saving for the school'year insurance. It is designed as for veterans w ith VA-rated, could range from $108 to interim protection during service-connected disabili- $144. The savings Eaton readjustment to civilian ties, added, is of course life, according to Johnson. Application forms are dependent upon the local Servicemen discharged available from VA offices prices charged for lunch since August 1 will receive and veterans service orga- application forms automati- nizations. Completed forms cally. and premiums should be Nonrenewable, five-year sent to the Office of term coverage is available Servicemen’s Group Life in $5,000 increments up lo Insurance, 212 Washington $20,000. Monthly premium Street, Newark, N,J, 07102. Even at the regular lunch price, school lunches are a bargain, costing children 60 cents or less for a well balanced, nutritious hot meal. Every school cafete- FREEZONE IS FOR CORNS THAT HURT. Why fool around with painful corns, when Freezone can help you remove them. Try it. You'll see. In just days, the corn will be gone... the hurt will be gone. Pain lessly. No dangerous cutting. No ugly pads or plasters. Drop on Freezone ~ take off corns. KMOm CORNS AND CAUUS£S NADIiNE THE DEADLINE for news an4 pictures to appear in the TRIBUNAL AID is THURSDAY NOON. Material arrivins at this newspaper afterwards will be published the following week. MAIL TO: THE TRIBUNAL AID P. O. Box 921 High Point, N.C. 27261 DEC^ER4j197^ I 'iour^cc This column of questions and answers on fetJeral tax matters is provided by the local office of the U. S. Internal Revenue Service and is published as a public service to taxpayers. The column answers questions most frequently asked by taxpayers. Q. I have a joint bank ac- count with my son. Are we each taxed on one-half of the inter est received? A. No. You are taxed on the interest in proportion to the amount you each contributed to the joint account. For exam ple, if you contributed all the money in the account, you would be taxed on all of the interest. Q. My mother lives with us. Her income consists of tax-free social security benefits and a small pension. Gan I claim her as a dependent? A. Yes. In general, you can claim your mother as a de pendent if she had gross in come of less than $750 (tax- exempt income, such as social security benefits, is not includ ed in the $750 gross income test) and you furnished more than half of her total support. For more information, see IRS Publication 501, “Your Exemp tions and Exemptions for De pendents.” It’s available free from your IRS office. Q. After receiving $10,000 un der an educational loan pro gram to go to medical school, I agreed to practice medicine for five years in rural areas of the state. As a result, each year one-fifth of the loan is can celled. Am I taxed on this amount? A. Yes. If any part of the loan is cancelled in a particu lar year, that amount must be reported as income for the year. Q. I work as a waiter. Du all my tips have to be reported to my employer? A. No. If you receive less than $20 in tips in the course of your work for one employer during the month, you are not required to report that aniount to that employer, but you may do so if you wish. However, you must include this amount in income on your tax return. If you receive tips of $20 or more in a month while work ing for any one employer, you must report the total amount of those tips to that employer on or before the 10th day of the following month. This can be done on IRS Form 4070, "Employee’s Report on Tips," available from any IRS office. Shaw Celebrates Founding a “Type A” lunch daily. A “Type A” meal consists of a minimum of one-half pint whole milk; two ounces lean meat, poultry, fish or meat substitute; three- fourths cup serving of two or more fruits or veget ables; one slice whole grain enriched bread; and one teaspoon butter or fortified margarine. According to Eaton, a)l school lunches are subsi dized 11 cents per lunch with federal funds. Also, each school is guaranteed value-donated foods of at least 10 cents per lunch or cash in lieu of donated foods, thereby making each “Type A” lunch being subsidized 21 cents per meal. The “opportunity” to participate in the reduced price lunch program is not a matter of pride. Eaton emphasized, nor is it a matter of charity. It is an opportunity to purchase nutritious school lunches at lower prices. Families can then use lunch savings for other purposes. Agonizing Pain From Ingrown Toenail? Get Outgro For Fast Relief RALEIGH - Dr. Edwin Sexton, Jr., Special Assis tant to the Director of Minority Affairs for the U.S. Chamber of Com merce told Shaw University students that “hard work alone is not enough to guarantee success. The country is full of people who have worked hard most of their lives and have nothing.” Dr. Sexton’s remarks came at the annual Founder’s Day Convocation at Shaw University on Friday. Sexton said that the real world could be difficult or easy depending on a person’s thinking, “A man or woman’s thoughts make or break them.” A long time Republican, and former high ranking official on the National Republican Committee, Sexton urged the audience to show “absolute honesty’ in their dealings and “charity to the old and incapacitated.” “Service to others brings more satisfac tion than service to self.” Sexton, a former Kansas City state senator received an honorary doctor of laws degree at the University service to mark Shaw’s 109th birthday. Shaw University President Dr. J, Archie Hargraves in con ferring the degree cited “meritorious service to humanity” THIS 4S USE IT fHWWm FURNrrURE TRIBUNMi AH) lUVEITISEI T oo. Phone 883-1014 and 882-8111 REALTOR 202 Boulevard High Point ria in North Carolina serves /"if from ingrown toenail pain. Outgro tough- ens irritated skin, eases inflammation, reduces swelling without effecting the shape, growth, or position of the nail.^ Stop ingrown nail pain fast with Outgro.' ARE ALL OF YOUR BANKING NEEDS HET? is your savings, checking, and borrowing established at your home town banit? See the people at: too NORTH IVIAIN 82-2576 DID M HI6H POMT IT’S BOYLES For lasting elegance^ enhance your home with famous names in furniture Evrything told of o oiscounf . Laro0 display of turnHvrm for your shopping ploasvro. Shop Fridays til 9 • free parking • convenient payments Intorior Decorators To Servo YotH Furniture Sales HOU4S; 7u0$/my thfugh' A30 f S.30 omd hi- 7t1 Nerib Maiii St. TWO LOCAnONS WM. S83-4147 1634 Nertli Main St. I*h. M2-0Sft High Point, N.C. MM YOU KNOW? Less thon 1% of newspaper advertising dollars is being spent in the Blacit Press although Blacks 11% of the nation’s work represent force?

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