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Third Ot Drivers
Can't Meet Bespc
RALEIGH ? Acting under the
legal provisions of the Safety
Besponsfcbllity Law the Motor Ve
hides Department has with
drawn the driving privileges of
1X539 Tar Heel motorists so far
Ala year.
lite law. specifies that motor
tats involved "in accidents re
sulting In death, injury or prop
arty damage in excess of $100
?rust show proof of financial re
^onsvMlity. Vehicles Commis
sioner Edward Scheldt said ap.
proximately a third of the driv
en Involved in accidents throu
tfi November did' not have ade
quate liability insurance.
8everal options are offered
aaotorlsts involved In mishaps
Scheldt said m an effort to make
clearer the provisions of the law.
If he Is not protected toy ade
quate liability insurance he may
make a cash deposit up to a
maximum of 111,000, secure a
release from U ability, or if with
in ofte year no court action is
In Accidents
mobility Test
pending the case is dropped.
Scheldt said that approxi
mately 5,000 drivers a month file
accident reports and that about
63 percent furnish adequate
proof of financial responsibility.
The other third are notified their
license is suibjeet to suspension
unless a satisfactory settlement
is made.
Approximately 800 drivers a
month do not. comply and their
license is suspended.
There has been some confus
ion as to what type insurance is
adequate to comply with the
safety responsibility law.
Scheldt explained it by saying
that automobile liability insur.
ance protects the other driver
and his property and collision
Insurance protects only the own
er's vehicle.
The Safety Responsibility Law
was effective January 1, 1954. It
is designed to afford greater pro
tection for motorists innocently
involved In accidents caused by
negligent driving.
piicctoi Explains
In- the new amendments to the
Social Security Act, there Is a
special provision lor those per
sons -who are unable to work for
.? long period of time (because of
total disability. Joseph P. Walsh,
district manager of the Gastonla
Social Security office says 'that
this provision, known as a disa
bility "freeze, does not involve
the payment of benefits to the
disabled worker who is not yet
See ??azist '
AMP GeWalt
65, tout Is a means of protecting
his old-age and survivors insur
ance rights- daring periods of
prolonged serious disability
The disability "freeze" offers
this advantage to members of
the labor force of the nation who,
after contributing actively in
employment or self-employment
covered by social security, be
came disabled seriously enough
to keep them from substantial,
gainful work. The disability
must 'be medically determina
ble, and it rqust have lasted at
least six months before a period
of disability can be established.
The "freeze" will act to ex
clude the period of disability
from the Worker's social security
record. In this way he will not
lose his insured status or have
hts average monthly Wage on
which his future benefits will
be based reduced because of his
years of no earnings due to dls
ablllty. However, there are no
old-age or survivors insurance
payments to the disabled worker
or his family BEFORE the dis
abled worker becomes or dfes.
..#or those persons already ft
cetving their retirement bene
fits, the disability "freeze" may
be helpful, too. If the retired per
son is still disabled and can
prove that his disability has ex
isted from a time prior to his re
tirement, he may have his ben
efit amount refigured with the
period at disability left out, and
In this way T?c?ive higher ben
efits. The period of disability,
however, cannot begin after age
65. And if a disabled person dies
before filing for the establish*
ment of a period of disability,
the benefits payable to Ills sur
vivors must be figured without
the advantage of the disability
?freeae."
'4 Mr. Walsh pointed out that an
application for ? disability
freeze, under the law cannot be
filed before January 1, 1955. lit
order to be eligible for a disabil
ity freeze, a person mutt meet
the following requirement*. He
must have wonced In employ
ment or self-employment under
the sochd security program for
five out of the ten years right
before the disability. In addition,
one and a half of the five years
must have been during the three
years immediately before his
disability began. When he has
met these requirements and
when his disability has lasted for
?C least six month*, and is Mill
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