Newspapers / The Carolinian (Raleigh, N.C.) / Feb. 10, 1973, edition 1 / Page 13
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The WerU Of Money BY WILEY HARRIS HARRIS National Black News Service (Mr. Harris, a leader in the financial services field, is assistant vice president of Western Reserve Life Assur ance and an official with Pioneer Western Corporation, a national financial services or ganization. He discusses the world of money and finances each week in this column, prepared exclusively for the National Black News Service.) One of life's most embarras- ing moments is having a check “bounce ' Simply no one likes to open an envelope and find a notice that one's check has been returned for “insufficient funds." _ Even worse - than the em-1 barrassment is I the possibility | of criminal pro ceedings a- gainst the indi-1 vidua! who | passed off the bad check. That is adding insult to injury There are occasions when a merchant can - and does - consider such an incident as giving a bad check “the last straw" - and takes the check to the courts What should you do if this ever happens to you*’ Contact a lawyer He will probably inform you that if the affair was innocent and you had assumed you had enough money in your account to cover the check • or (hat you were expecting to deposit the amount to take care of it ■ you will be declared innocent. However, if you had no reasonable prospect of putting money in (he account merel> hoping to win a horse race, the Sweepstakes or a contest - you stand a chance of being judged guilty The main thing is intent If you intended trying to "get away with it." watch out You are in trouble No matter the reason, the situation is indeed troublesome. Here are some safely precau tions to take in order to avoid having it happen to you; 1 Try and keep a decent balance during the time of month vou pav most of vour bills 2 Check with the bank to see if you have a balance sufficient to cover those checks you are writing. 3. Work by the amount calculated by the bank and in your checkbook to be remaining in the account. 4. Reduce the amount when you write the check - not by simply guessing who may or may not have cashed the check 5. Investigate a new service offered by many banking institutions to protect those who may have difficulty keeping their accounts in order - the "overdraft privilege." This allows you in thousands of dollars over what your cash in the account indicates. You can write checks on this balance You do. of course, have to repay the "overdraft" - with interest, in a stipulated period of time - usually within six months to a year. First and foremost, take stock of your financial standing often. No one wants a rubber check bouncing around Yes, We All Talk BY MARCUS H. BOULWARE INADEQUATE LOUDNESS How difficult it is for the listeners to enjoy a speaker if his volume is too weak Nothing is more distressing than an attempt to hear what a speaker is saying when all that reaches one's ear is a low. weak murmur out of which an intelligible phrase arises now and then. If a person is thin and hith, he is distinctly handicap ped. It is difficult for him to create an impression of confi dence, assurance, and self-pos session. If people frequently have to ask you to repeat what you have said, look out and make a special effort to be heard Also involved in loudness is the quality “clearness and purity of vocal tone.” You lack true tone if your voice is “fuzzy.” hoarse, harsh, breath- y. wheezy, metallic, or throaty. The good voice must be free from disturbing, unpleasant elements in the tone. Some times the cause of a hoarse or harsh voice is traceable to something organic, or phycho- genic For instance, vocal nodes, vocal ulcers, post-nasal drip influence voices that are hoarse, harsh, and strident. If one is a singer, he should go to a ear. nose, and throat physician to see if there is any medical cause. If not, then the individual should go to voice teacher for instruction. For some reason, people don't mind paying for voice lessons in singing, but would not think of it to improve the speaking voice READERS: For my free pamphlet “Hints on Public Speaking." send two stamps and a long self-addressed envelope to M H. Boulware, Florida A&M University. Box 193. Tallahassee. Florida - 32307 [ |r Fjttw-lwP/iiml Afc4i4a^NeC«mpUHiuAeliiQui^ Si ENJOY GREAT MEAT OR DOUBLE YOUR MONEY BACK That's right, Double your money back if you’re not completely satisfied with any meat purchased at A&P WEO (PRICE LABEL OR REGISTER TAPE NECESSARY, OF COURSE) rHE CAHOUNIAM RAl.Kir.il. N.C., SATimnAY, FEBRUARY in I<>7S STOCK YOUR FREEZER WHILE PRICES ARE LOW AT A&P WEO ON FROZEN FREEZER QUEEN MEAT ENTREES • BEEF PATTIE • SALISBURY STEAK • SLICED BEEF • SLICED TURKEY • MEAT LOAF WHOLE "SUPER-RIGHT:: 40-50 LB. AVERAGE SOLD AT HANGING WEIGHT CUT TO YOUR SPECIFICATIONS INTO SIRLOIN. ''PORTERHOUSE T-BONE. AND CLUB STEAKS. PRIClt IH THIl ITIMl OMIRle AD IFfICTIVI ^ % EOR SAkf HOT THRU UrUIOAT. . V5I B m AVAIIABLI TO FIBRUAIIT 10 k V B OTHU RffTAIi. AT A*r-WtO IN k \ZJ ^ ^ OiALIRI AND uieo WHERE ECONOMY ORIGINATES IMPORTANT - ... FOR YOU! A&P POLICY: Always do what is honest ond foit lor every customer RAINCHECK: If on advertised special is ever sold out ask the Manager foi a Roincheck It en- tith's you to the some item at the same price the following week Or if you wish we tl give you o comparable item at the some special price GUARANTEE: jaOPtlrtlGHT" QUALITY CORN-FED BEEF WHOLE BEEF RIB 3f-3&lB:. AVERAGE SOLO AT HANGING WEIGHT CUT TO YOUR SPECIFICATIONS INTO STEAKS AND-OR ROAST STOCK UP WITH FROZEN PRE-COOKED CAP'N iOHN'S 9# :ED CAP'N iOHh FISH STICKS GREa't SNACK IDEAS — A&P BRAND DELI DELIGHTS fAHOV SAVINGS NEW A&P DIAPERS 1 DETERGENT “If"’79^ $I^9''k'S|49 [ Vi L start YOUR baby Ot^A^.FRU^ FLAVORS OF GERBER iSABY FOOD*”"'"- io^ ‘ 16^ 1 r LIQUID AAIY FOAmULA ^ * ItgulD lAAY'fOAMULA ^ Fwrayii »> W riAiii AA >3,o- FOR GREAT TASTING SALADS BUY FRESH TOMATOES AND LETTUCE THEN ADD ANN PAGE _ S/RJID DRESSNUeS • Regukir Frencli o • Chef Style • Cole Slow • 1000 lilond • Itolion p Creomy ifolian Bottle • Your Choice FABULOUS FEBRUARY SAVINGS ON GOLDEN RISE BRAND BUTTER-ME-NOT-BISeUITS 3 ”■ s"“ 49^ CniAT SIEAKFAST VALUE ON QUAKE! INSTANT GRITS - ■ 33* FABULOUS FEBRUARY BAKERY VALUES JANE PARKER ENRICHED ROUND TOP REGULAR WHITE BREflP 39* APPLE PIES ”1 49* JANE PARKER BAKE H‘ SERVE FLAKY ROUS 3 *1®® FABULOUS FEBRUARY PRODUCE VALUES FOR BAKING, FRYING OR CREAMING—ALL PURPOSE WHITE POTATOES 10^78* FABULOUS FEBRUARY SAVINGS FROM AAP WEO DAIRY COUNTER ALL FRUIT FLAVORS e-Oi. Cup Only GREAT MEALTIME TREAT! FRANCO AMERICAN FOR SNACKS AND PACKED LUNCHES—ALL PURPOSE JANI PABKIB SANDWICH SLICIO WHITE BREAD 4 FRESHLY BAKED 16-Ox. Leovei LOWRY APPLES START YOUR DAY WITH JUICY GRAPEFRUIT 4.Lb. Bog WHITE FLORIDA Lb. Bog FOR CASSEROLES AND Pkq. or Bulk Pok 6-Ob.'; Only JANE PARKER VANILLA CREME ICED .SPANISH BARCAKESn 43* PERFECT DISSERT TOPPING Afi-P HANOI WHIP 39^ FABULOUS FEBRUARY SAVINGS ON MARVEL ICE MIIK 49« SAVI ON lORDCNS OHANGI »A«5 AND ICECREAM BARS 49* FABULOUS FEBRUARY SAVINGS ON FROZEN A&P PIE SHELLS 3 ■ r|00 45* 59* 49* 39* ORANGES 6 49* RADISHES 'iS b, “ ^ fight THE FLU WITH JUICY. FLORDA asp BRiWRVoeiiRi 25t ERICAN SPAeHETTI-O'S E‘ 36* FABULOUS FEBRUARY VALUES SAVI ON FRESHLY GROUND lOOS BRAZILIAN OttOCK COFFEE NEW FROM A&P WEO 75^ MUSHROOMS CAROLINA GROWN VIRGINIA VARIETY PEANUTS ROASTED Zoty Fresh T2Si«AOC bArsirucr |9< BOKAR instant AiP BRAND • ^ g A CHOCOLATE DRINKF51* A&P CREAMER •: 35* 89* lOOCr. Pk, SAVE ON HEARTY AND VIGOROUS OUR OWN TEA BAGS FABULOUS FEBRUARY SAVINGS ON CORN OH ^ ^ MAZOLA MARGARINE 48* SAVE MONEY! SHOP AtP WEO FOR mm MARGARINE ^ • 39< KRAFT REGULAR—IN QTR LB PRINTS — PARKAY MARGARINE 2169*. iV VALUABLE COUPON V FABULOUS FEBRUARY SOUP SALE VALUABLE COUPON A4R eeAND SUGAR m.tn la.l CAv**' v>tl»«vr TAV tiMiT AMI Aa& Sr AA Al ••at AAAI* aHA TM'I iAttVAM rWrMfA tot . r*A. to 39. i SOUP 9^ — fO* tSi GRIA^HiN SERVED WITH HOT SOUR «A&P S<IMES SAVE 50‘ i).\ TMK III OZ JAK OF NESCAFE INSTANT COFFII ] , Z' WITHOUT WITH yOUFAt'* OHIT 1.28 ONt couroN M* Tamilt VOID AFTER FEB. 17- 'On'ij'ii'yljut/i,’'./, V In Raleigh & Garner Hargett St. Mon,, Tuti., Wed Throe..Set S:30'7 00 frl. S:30,9:DO HiiUborough St. Mon,, loe.,wed.Sii Poole Rd. Nev/combt Rd, ' Ti,u,.,,Fr'!, Western Bid. Person Sf. bsoomop.m Six Forks Rd. Wake Forest Rd. Garner Mon. thru Sat 8:30 A.M. 9 P.M.
The Carolinian (Raleigh, N.C.)
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Feb. 10, 1973, edition 1
13
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