ONE OF A
SERIES
How Group Insurance Helps
Families Of Employees
Generous coverage in the form of payments
for hospitalization and surgical expenses paid for
dependents is one of the many inviting features
of the Firestone Group Insurance plan. To give
you an idea of the scope of this coverage, the
insurance program paid out $58,044.63 in claims
for dependents' hospital and surgical charges for
Gastonia employees during the 1959-1960 fiscal
year.
The insurance plan for dependents’ benefits
is much similar to that for employees them
selves—with certain exemptions. For example,
dependents do not have coverage on life in
surance, accidental death and dismemberment,
nor do they qualify for weekly accident and
sickness payments.
t. .. j
Mr. and Mrs. James Champion are representa
tive of those who receive benefits under the em-
ployee-dependents provision of Firestone group
insurance. Newest member of the Champion fam
ily at 319 North Boyd street is Jessie Elaine, born
February 9. She and her sisters Rosita (on fath
er's lap) and Melody were born under the com
pany's maternity benefits. The father, in Twist
ing (synthetics), has eight years of employment
service.
What Benefits—And For Whom?
Dependents are included for hospital and sur
gical benefits only. Eligible dependents include
wives of employees and unmarried children be
tween ages from 14 days through 18 years. An
unmarried child 19 years or older who is de
pendent on the employee for support and main
tenance, and who is either a full-time student, or
is mentally or physically incapable of self-sup-
port, is also insured. In this case, evidence of
insurability is required if the child did not be
come insured before age 19.
If there is a child other than your own living
with you, and who is wholly dependent upon
you for support, he is insured. But other de
pendents in this class are not.
How The Plan Helps
In general, hospital expenses are paid if the
employee’s eligible dependent is hospitalized up
on approval of a licensed physician, for an acci
dent (injury) or sickness not covered by the
Workmen’s Compensation Act.
Let’s consider general benefits for dependents.
Room and board charges are paid a “ceiling” of
$10 per day and a total of $700 for any one trip
to the hospital. When there is a hospital charge
for room and board, the amount charged for
other services up to a maximum of $100 is paid
for such services as:
Hospital medical services, administration of
anaesthesia by or under supervision of a phy
sician, and ambulance service when necessary.
These benefits are also paid when there is no
hospital charge for room and board for emerg
ency care in the wake of an injury.
Charges made for x-rays for diagnostic pur
poses are paid only when the dependent is hos
pitalized—except in the case of an injury. Any
amount paid for such x-rays are included in the
$100 maximum for “other services”.
Concerning Other Benefits
Under the insurance program, maternity bene
fits for employees and wives of employees are
payable for hospitalization due to pregnancy
that commences while the employee or wife of
employee is insured. A payment of up to $10 is
allocated for room-and-board charges, and not
more than $140 for any one confinement. Also,
payments for other services for maternity cannot
exceed $50.
Charges by the physician for an obstetrical
procedure are paid up to the maximum allowed
under the schedule for such coverage. Of course,
maternity benefits under the surgical coverage
are payable only if pregnancy commences while
the patient is insured.
And As Poi' . .
Benefits for surgical expenses are paid when
the eligible dependent undergoes surgery arising
from sickness or physical injury, and not cover
ed by provisions of the Workmen’s Compensation
Act.
Except in maternity cases—already mentioned
—fees charged by a physician for surgery are
paid up to the maximum amount allowable under
the surgical benefits provisions for a particular
operation.
Payment for all operations during any one
period of disability may not be more than $200.
An exception is when operations are due to dif
ferent causes, or are separated by a complete re
covery.
In the next issue of the plant newspaper, we
will discuss the Company’s retirement benefits
under employee group insurance.
☆ ☆ ☆
It's
Washington
Pilgrimage
Time
☆ ☆ ☆
More than one patriotic observer has
said that every American citizen ought
to make at least one pilgrimage to the
Nation’s Capital, if at all possible. So
richly endowed with the symbols of a
country’s proud heritage, Washington is
particularly enjoyable in the Spring
time. Lincoln Memorial, here being pho
tographed by two sightseers, is repre
sentative of the many historical shrines
that beckon Firestone employees and
members of their families, especially
now that vacation time is arriving.
Company Sells Five Outboard Models
The 1961 line of outboard
motors available through com
pany stores and dealer outlets
represents a range of from 2 to
40 horsepower.
Among the 1961 models is the
Firestone Viscount 25, v.'hose
motor gives the company two
entries in the 25 h.p.-and-over
class, which accounts for nearly
50 per cent of outboards sold.
Completing the new line are
the Viscount 40, 12, IVz, and the
air-cooled Featherweight 2.
Again this year. Firestone has
a one-year warranty against de
fects in workmanship and ma
terials on every outboard motor.
The synchro-drive available
on either the 25 or 40 h.p. motor,
allows forward or reverse
speeds. An ignition key provides
for starting, stopping, electrical
ly choking and locking of the
engine.
Though most outboards have
a magneto ignition, the Viscount
40 has the same system as is
built into all 1961 American-
built automobiles. Other fea
tures of this motor are a fuel
ecoriomizer, und.erv/2.ter cooling
pumps, and stainless steel un
derwater parts.
In 1961 Firestone also offers
six fiberglass boats from 12 to
18 feet, two aluminum fishing
boats, and four trailers. Three of
the trailers are in A-frame con
struction; a fourth has a T-
frame.
The poorest man is just as
rich as the millionaire when
they both get outdoors.
—Charles Loomis
APRIL, 1961
PAGE 4
Brothers In Navy
Two sons of Mr. and Mrs.
James C. Barker Sr. of 102
South Vance street are serving
in the U.S. Navy. Yn3 Jimmie F.
Barker recently enlisted for a
six-year tour of duty, after hav
ing served four years during
which time he was assigned to
the USS Fason of a guided mis
sile group in a commander fleet
air wing on Hawaii.
Yeoman “B” school in San
Diego, Calif., is his new duty
station.
His brother, James C. Barker
Jr., finished basic instruction in
the Navy a few weeks ago,
whereupon he was assigned to
the USS Kearsarge.
The father is a carpenter at
Firestone.
-Only you can
FKHIT FOKSr RKS!
Repeat otter me
I WILL BE
SMOKIT
GIVE THE BLADES A CHANCE
Greenup time across the land means grass-cutting season
once more. It’s a big enough job to keep it groomed, and if
the grass had its way, the mower would spare his blade.
Since the grass-trimming detail is routine with most house
holders, one good thing to remember is this: Summer—
especially if it’s a dry one—can work a real hardship on the
grass when you cut it too short. And most folks do.
So, give the blades a chance, say the agronomists who know
their grass. Aware that cutting grass too short is a common
error of many, the experts advise;
To remain healthy, ordinary grass should be trimmed not
shorter than one and one-half inches above the ground in
moderate weather. During hot, dry spells it should be cut at
least three inches above the ground. One exception is bent
grass, which may be safely clipped to three-quarters of
an inch.
FIRESTONE TEXTILES
P. O. BOX 551
GASTONIA. N. C.
POSTAL MANUAL
SECTION 134.1
U. S. POSTAGE PAID
GASTONIA, N. C.
PERMIT NO. 29
THE LIBEARY OF UKC
CHAPSL HII.L, N. C*
Form 3547 Requested