page two
PIEDMONITOR
June/July, 1973
I Whot your benefits are worth to you and your family
I hoon maHp if nfi in- voiir roveraee is $7000: less than $500, the coverage
Part II-Insurance
As a full time Piedmont employee you are provided
with a Company paid program of hospital, medical
and surgical benefits for yourself and your family.
Last year the Company’s hospital and medical
claim payments, more than $900,000, were made for
treatment of everything from splinters to serious
disabilities.
Starting in February of this year coverage was
extended to include a comprehensive dental in
surance program, new to Piedmont and exceptional
in the airline industry. The dental plan was described
in the January Piedmonitor. If you would like to have
a copy, let us know. You might want to keep that
information with the series of articles on your bene
fits. The first of these appeared in the April/May
Piedmonitor.
The Company provides a booklet which sum
marizes your insurance benefits. To obtain a copy
or if you have unusual medical expenses or questions
we suggest you contact Mrs. Kathryn Spainhour,
employee insurance specialist, INT-A (919-767-5554).
For employees and dependents the comprehensive
medical expense benefits pay 100 per cent of the
basic hospital expenses up to $1000 and 80 per cent
of any excess over $1000 for each admittance. Effec
tive August 1, 1973 the maximum benefit per person
was increased from $30,000 to $250,000. A letter an
nouncing this change and giving full details will be
sent to each employee within the next few weeks.
The daily allowance for private room costs is the
hospital’s average daily rate for room and board in
a semi-private room, plus $4. Other, besides hospital,
medical expenses are 80 per cent covered after a
deductible of $50 per family member or a maximum
family deductible of $150 is satisfied. Maternity
benefits are $400 for a normal delivery, $800 for
Caesarean or ectopic delivery and $200 for a mis
carriage.
The plans do have exclusions. There is no insur
ance for occupational disease or injury; or for
charges that would not have been made if no in
surance existed; or for services or supplies furnish
ed or paid for by any government for reason of
past or present services in the armed forces; or
for any charges not recommended by a physician;
or for charges in excess of the customary fee for
such services; or charges not necessary for the
treatment of the injury or illness concerned. There
are also certain restrictions applicable to cosmetic
surgery and treatment of mental or nervous con
ditions.
Claim forms for covered medical expenses are
available through Mrs. Spaintiour’s office.
In the event you are hurt while on the job you are
not covered under the group comprehensive medical
plans. However, you are covered under applicable
state workmen’s compensation laws. Your supervisor
is responsible for filing a report if you are injured
while at work.
Short term disability benefits are provided as
part of the Company’s group policy with the Integon
Corporation. This is your protection in case of ab
sence from work due to a non-occupational injury
or disease. Your weekly benefits are determined by
your monthly earnings. They begin either on the
eighth day you are disabled or on the day after
your accumulated Company sick leave expires,
whichever is later. These will continue for a .maxi
mum of 26 weeks. If your basic monthly pay is less
than $300 your weekly benefit is $35; less than $500,
it is $45; less than $800, it is $60; less than $1100, it is
$80; and for a monthly salary of more than $1100
the weekly benefit is $100.
In the event of a possible claim under this pro
gram forms may be obtained from Mrs. Spainhour
or from any station manager.
Your basic life insurance coverage ranges from a
minimum of $7000 to a maximum of $40,000, again
determined by your monthly salary. The group life
program is also with Integon. Benefits are payable
in case of death from any cause, at any time or any
place. If your monthly earnings are less than $300
your coverage is $7000; less than $500, the coverage
is $10,000; less than $800, the coverage is $15,000;
less than $1100, the coverage is $20,000; less than
$1500 you’re insured for $30,000; over $1500, life in
surance coverage is $40,000. In the event of your
death your beneficiary or representative should con
tact T. W. Morton, INT-A. The person will need two
copies of the death certificate and your insurance
certificate to file the claim.
Your long term disability plan guarantees you a
monthly income if you become so disabled by sick
ness or injury that you can no longer work. You
become eligible for this protection on the day you
complete six months of continuous active service
with Piedmont. This coverage is also paid for in full
by the Company. It guarantees you an income of
66% per cent of the amount of your pay at the time
the disability occurs, up to a maximum of $1200
per month. The plan pays for all 66% per cent if you
are not eligible for other income benefits such as
social security disability or workmen’s compensation.
If you are eligible for other income benefits, the long
term disability plan will add to the total of the
other benefits enough to make up the guaranteed
66% per cent of your pay. Since other disability
plans apply immediately after injury or illness, the
long term disability benefits do not begin for six
months.
If you are totally and permanently disabled these
benefits are paid until your death or until you reach
age 65, whichever comes first. After 65 you are
eligible for benefits under the Company’s retirement
plan. If you are unable to continue your regular
work but able to do other types of work you are
eligible for benefits for a two year rehabilitation
period only.
Piedmont’s pilots do not participate in the long
term disability plan. Their disability benefits are
payable under the pilot pension plan.
A complete booklet describing the Company’s dis
ability income programs and claim forms are avail
able through Mrs. Spainhour’s office.
Culler named
sales manager
for fixed base
Joe H. Culler has been named Beech Aircraft
Sales Manager for the General Aviation Divi
sion of the Company. The announcement was
made by Senior Vice President R. S. Northing-
ton.
For the past 13 years Culler has been a
director and vice president of the Krispy Kreme
Doughnut Corporation and the Rudolph Invest
ment Corporation. Prior to that he was Sales
Manager for Piedmont’s Piper Sales Depart
ment.
A licensed commercial pilot, Culler is a native
of Forsyth County, North Carolina. He attend
ed the Dale Carnegie School and Aviation Tech
nical School at Quantico, Virginia.
Mrs. Culler is the former Jean Whetzel of
Washington, D. C. They have two children and
live at 1035 Pine Lake Drive in Winston-Salem.
He is a director and past president of the Pine
Brook Country Club and a member of the
Charlotte Hangar of Quiet Birdmen.
piEDmonim
Piedmont Aviation, Inc.
Betsy Allen, Editor
Smith Reynolds Airport
Winston-Salem, North Carolina
mi ^ LOT OF
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Joe H. Culler
AUTOmATeO LOST AND ^OUN)D
By JACK BRANDON
Station Manager — INT
“Commit your blunders on a small scale and
make your profits on a large scale” said Leo H.
Baekeland.
“The future will take care of itself if men
will pay attention to the present” according to
M. H. Aylesworth.
Quite often, it may appear that we emphasize
and re-emphasize the need to correct a defici
ency in our baggage handling program.
You are right. We do.
However, there is purpose behind such a
practice. Each of you involved with baggage, in
any way, are and have been compiling a record
that you can be proud of.
Specifically, in 1972, because of your efforts
in all phases of luggage handling (replace, re
pair and delivery), you helped reduce these
costs by approximately $41,000.00, over 1971.
I would say this is an impressive record and one
that you can point to with pride.
I only wish it were possible to list all of the
individual programs that are taking place sys
temwide in connection with our program. Un
fortunately, this can’t be done, because space
will not permit. The interest that is being gene
rated within each station keeps growing daily.
The records are also indicative of your enthus
iasm.
Keep up your excellent contributions to this
program. By doing go, we can really show our
customers that we mean business and want to
keep their business.
I would like to close with a prize winning
quote from Bruce Burkhardt, lAD, “A bag
without an owner, means somebody really pull
ed a boner.”