Locals and Personals I: r R Johnson "f Suit was a vis" J' i0 town last Saturday. 1? and M'- T?m Evans spent JJdiy in Asheville. ?,rt Kins <.? Copperhill, Tenn., ; , visitor in town Tuesday. ?j Birchfiilii spent Tuesday in iresville jo t Bailey, -ir-. is attending Mc e School in Chattanooga. Tenn. ? Mr ?b4 M W. A. Savage left lh'.'::v for a vi-it to their daughter J; < M. Kenton. at Cornelia, Ga. \V. I'. Ouum is visiting reln ITJ an,| fri. nds at Young-Harris > week. Fred Green, who has been in At :;a for seme time, returned home Bwi?y I, and Mr.-. T. L. Spencer are citing relative and friends in New trk. ff. Christopher of Atlanta, is vis ig relatives and friends here this eek. Frazier Bowles of West Virginia | pent la^t week with His brother, tones Bowles and family. Mr. and Mr?. (J. W. Ellis and dau tter, Mr- Wade Massey. motored t CoBpcrhiil. Tenn., last Saturday. I Mr. and Mrs. McChesnie and son an, of Ellijay, oa., were guests of I r. and Mrs. Neil Davidson Tuesday. I Mrs. Catherine Martin of Ar*d- I Iprs, was a visitor in town Wednes- I [Mr. and Mrs. Floyd Buchanon of all Ground. (la., spent the week-end , rith Mr. and Mrs. P. C. Hyatt. [Mrs. Lillian Terrell of Blue Ridge, a.. wa> the truest of Mrs. and Mr. Tom Terrell, last week. Dr. and Mrs. Zeb Johnson of Cal oun. Ga.. were the guest* of Mr. Jid Mrs. J. T. Mauney several days 1st week. [John Mauney and daughter. Miss j :th. of Kr.' xville, Tenn., spent the rek-end with Mr. Mauney's mother, ?r<. L. E. Mauney. Mr. and .Mrs. Humes Bowles and 1 fcliren and Miss Sara Cook spent today as the guests of Mr. and Mrs. : . H. Dowles of Hobbinsville. iMr. and Mrs. Neil Sneed and little tughtcr of Copperhill, Tenn., spent 1 Be week-end with relatives and , nends in this city. Carl Smallen and mother of Le- i oir City, Tenn., were the week-end pests of Mr. and Mrs. S. M. Hin Jtfisses Florence and Bessie Dean, .. --?> "?:a Messrs. Frank Ellis and Marvin Trot ter, motored to Copperhill, Tenn., Monday night. Mr. and Mrs. Neil Davidson and Mrs. Stansberrv motored to Ell-jay. Ga., Sunday to visit Mrs. Davidson' .* sister, Mrs. J. L. Parks. Mr. and Mrs. G. W. Candler v.< r? called to Anderson, S. C. Tuesday to be with thsir daughter, Mrs. Harry McBrayer, who underwent an ( der ation Wednesdav. I Miss Catherine Thompson and Harry Bishop will attend the football i game between Alabama and I'. T. | at Knoxville, Tenn., Saturday. I Mrs. R. E. Barclay, Mr:-. Bobbie I Burns and little daughter, Mr-. Tay i lor and Mrs. Marlette of Copper | hill, Tenn., were visitors in town on Tuesday. Mrs. J. L. Parks of EUijay, Ga., and Mrs. Frank Shelton of Chats worth, CJa., were^guesfts Vf. their sister, Mrs. Neil Davidson. Monday and Tuesday. R. N. Ffaff, District Manager of the Southern Bell Telephone and Telegraph Co., of Asheville, and Mr. Johnson, auditor of the same com I pany, were welcome visitors in our city Monday and Tuesday. The many friends of Prof. L. E. Mauney, who has been taking treat ment at Fort Sanders Hospital in Knoxville, Tenn., will bt. glad to know that he has returned home, and is able to come to town. Mrs. Nettie Logan and Mis? Kate Dockery, of Atlanta, (la., motored to Murphey Monday and carried their mother. Mrs. John A. Dockery home with them, where she will visit for a I few days. o KEPH ART-PHILLIPS i We are glad to announce to the | many friends of Willam A. Kephart land Miss Dovie Phillips, both of Cherokee County, that they w v happily married at our homo in At ; lanta. We wish them a long and happy lif,* and much success.? Mrs. H. C. Brandon, Miss Jimmie Brandon and Billie Brandon. ? o WOMAN'S CLUB TO MEET The regular monthly meeting of the Al'irphey Woman's Club will be held in the club room Wednesday afternoon, October 21st, at 3 o'clock. Tr| program for the afternoon will be in charge of Mrs. J. W. Davidson, leader, and the topic for study will be the works of Sidney Lanier. All club members are urged to be pres ent. Many Specie* of Orchids There are estimated to be 3,000 spe cies of orchids under cultivation and more than 75 different varieties of wild orchids In the United States and Alaska. YOU PAY THE INTEREST WE PAY THE PRINCIPAL Guaranteed Protection ENDOWMENT AGE 65 PLAN 1 ? PROTECT YOUR OLD AGE ? A policy for $5,000 ? taken out at age 40 ? on the Endow ment Age 65 Plan will pay you ? at age 65 ? in cash $5,000 and during the years will have protected your family for $5,000. * ? IF TOTALLY DISABLED ? From accident or sickness, the policy pays you $50.00 per month, no matter how many years you are totally disabled. This covers total loss of sight, hands or feet. These month y payments to you are in addition to $5,000 paid your family at death or to you at age 65. 3? IF YOU DIE A NATURAL DEATH? Your family will receive $5,000 in cash, within 24 hours of receipt of proofs by the Company of your death. IF YOU DIE FROM ACCIDENT? Your family is paid $10,000 (Double the face of the Policy) within 24 hours of receipt of proofs by the Company, that your death occurred as result of accident provided in the policy. 5? IF IN NEED OF FUNDS ? The Company will loan to you on your policy after the third year. Example ? Age 40, $5,000, End Age 65 Plan? in 10th year, the Company will loan you $1,395.00 at 6 per cent in terest, You can insure this loan so that if not paid back, your family, at your death, will get $5,000 in cash and loan is canceled by the Company. 6 ? -THE C03T Less than 4 per cent per year. If you could buy a property by paying only the interest, you would take it. A- life in surance policy is the beat kind of property Its value never grows leas. It is cash on demand at age 65 or at death. It is absolutely guaranteed. YOU PAY THE INTEREST WE PAY THE PRINCIPAL RESERVE LOAN LIFE INSURANCE COMPANY Indianapolis. Indiana D. M. REESE DISTRICT AGENT POST OFFICE BOX 146 MURPHY, NORTH CAROLINA ANDREWS BRIEFS!: Messrs. E. A. Wood and D. H. Til- I 'itt were business visitors in Ashe- ' ; ville on Monday ?f this week. I. Mr. J. R. Storvv of Murphev. X. j ' C.. wa- a visitor in Andrews on last ? Saturday. Mrs. W. T. Holland. -Mrs. J. A. ? Morgan and Miss PaulinP Carpenter I wade a * rip to A she ville on Tues 1 day ol this week. M?>.-rs. A. L. Martin, county sup erintendent of public instruction, and T. \Y. Axley. county auditor, were 1 sint- > . -itov- ' 1 1 '? 1 ndrutVa >r Mon day of this week. Mr. K. ' . Moore, of Topton, N. C*.. ' \va a busine- ? visitor in Andrews on ! Tuesday of this week. Sheriff -J. Frank Bristol was in ? Andrew- on Tuesday of this week on ? official business. Mr. 15. Hoblitzell left Wednts ] day ??! this w? k for a trip in Penn isvlvania where he will visit his moth Jer. I ' Mr. Marks of the Southeastern Express company of Knoxville, Tcnn. was in Andrews on last Saturday on business for his company. Thf. many friends of Mr. D. S. Russell will be glad to know that he is now able to be up and out again. Mrs. Salli- Sue Hare nee Sallie Sue Leach, whr, has spent some time visiting her parents, Mr. and Mrs. .1. II. Leach, left last Sunday morn ing for her home in Florida. | Mrs. Virginia Sheets nee Miss Vir- I ginia Tatham ol Dahlonega, Ga., is | visiting her mother. -Mrs. Chelcy Ta tham and her grandparents, Mr. and Mr-. I). S. Russell. Mr. W. I). Whitaker and Mi s Ev elyn Alexander and Cleo Brendle made a trip to Aquone on last Sun day afternoon. Messrs. Frank S. Hill, attorney, and D. M. Birchi'i Id. game warden f<?r Cherokee and Clay counties, wore in Andrew- on Wednesday of thi> week on business. Mr. L. B. Nichols was a business visitor in Murphey on Monday of this To Show Pictures Of . Quake At Hayesville Karl P. Hummel, secretary of the Central American Mission, Dallas. Texas, will gife in the Baptist church ai Hayesville a missionary message and show tht. pictures of his travels in Central America, on .Monday ni?ht, October 26, 1331. The pictures will include scenes ot the awful de struction made by the earthquake at Managua, Nicaragua. Admission will i be free, no collections. JUNIOR ORDER INSTALLS OFFICERS i Forty applicants met in the Masonic hall Wednesday night for the insti tution and installation of officers into the Junior Order of United American Mechanics, to be known us Archibald Murphey Council. Hugh Monti eth, District Deputy of this district, and .Mr. Davis, were J here to put on the work from Sylva , N. C. The following officers were in I stalled : B. E. Warner, Junior Past Coun cilor. Ralph Moody, Councilor. Frank Dickey, Vice Councilor. T. W. Axley, Recording Secretary, j W. G. Crawford, Assistant Record- j ing Secretary. J F. A. Fain, Financial Secretary. i Fred Swaim, Treasurer. j T. G. Hampton, Conductor. i R. R. Carroll, Warden. H. S. Bowles, Outside Sentinel. Virgil Hall, Inside Sentinel. W. A. Cook, Chaplain. Dr. Edw. E. Adams, O. G. Smith and D. H. Chambers, iS-ustees. The field secretary and chief or ganizer, also State Councilor and State Vive Councilor wiil speak in the county court house next Wed nesday night, October 21st. At the same time the field secretary will show free of charge a most interest ing motion picture of schools, hos pitals and homes of the Junior Order United American Mechanics. Mr. L. T. McColl, national deputy organizer of the Junior Order United American Mechanics, who has been in M*urphey for several weeks organ izing a local council, will leave today for his home at Newton, and later go to Henderson ville where he will organize a council. Mr. McColl has made a host of friends while here who will regret his departure. A CORRECTION. i Last week, in the story relative to the closing of the Cherokee Bank, i the figures appearing giving the amount the town of Murphey had on deposit should have been $22,000.00 ) instead of $2?.00. The name of G. > W. Candler was ommitted by mistake i from the board of directors. "Do Editors Eat" This is the title- of a new story we will continue each week, as long us the depression is in th0 cycle. And that story is that a number of our farmer friends owe some on ubscription, and as money is very scarce since the closing of our banks, we are accepting produce on sub scriptions and if interested brine us in some taters, irish or sweet, syrup, chickens, etc, or what have you? We will Rive you the prevailing market price on a trade. If you want The .-rout to continue a weekly visitor to your home, remember the editor has to eat. Some Railroad Facts Where Do They Go? 1 (An Editorial Rrprintrd hy Permission 1 From The South Bend Nru'i>Tim?. J Taxes paid by highway freight carriers in the form of gasoline cxciscs and luer.se fees are ex pended chiefly for what? For maintaining the highways over which these freight carriers pass and for constructing new ones. Taxes paid hy the railroads ? they average near ly $1,600 yearly for every mile of track ? go for what? Maintenance of the railroad lines? Not at all. Maintenance of the governments that maintain highway freight lines for competition with the railroads. Maintaining a mile of railroad for a year costs about $3,500. Who pays that? The taxpayers? Oh, no; the taxpayers piy for maintaining the roadbed for the motor trucks; the railroads pay for their own maintenance and also for a share of the maintenance of their competitors. Part of the revenue of the railroads comes from hauling the mails. The Federal Government iJ subsidizing a competitive form of mail transport, the airmail, by paying 105 times as much per pound as it pays the railroads. Why should anybody care whether the people kill the railroads by supporting fine highways for freight transport and restricting the railroads in their operations, preventing them from operating on the highways? Because it is not good for the people to have railroads in a perilous financial position and likely to default on their bonds. But some one answers, few people own railroad bonds. Quite true; Dut the life insurance companies own them, and many people have bought life insurance policies and expect the companies to be ready to pay death claims in full and to meet cash surrender and loan demands. Many savings banks, especially the large eastern mutuals, are heavy investors in railroad securities. Federal state aid for roads at the rate of $125,* 000,000 a year comes out of the pockets of the taxpayers, much of it from the railroads; and is used for building up a competitor to the railroad ?the highway freight and passenger line. Is the whole thing unfair and dangerous? It is unfair and economically perilous. It is suicidal. Let it alone a few years, and the railroads will be whipped. Can anything be done? Certainly something can be done. That is what we have a Congress for, and a President to advise and suggest. | astern 99 The Management of the Louisville Sl NnhviHe Railroad has been topttwtd with the clear Kate menta contained in the above reproduced editorial concerning the operation of American Railroad*. It hope* that every reader of this newspaper, every law maker, and every newspaper editor will read this editorial carefully and digest the facta contained there bv LOUISVILLE & NASHVILLE R.R.

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