FARM SECURITY
ADMINISTRATOR
explains fsa
Written Agreement
is Necessary Part
Of Loan Eligibility
Tenants and sharecroppers. as well
as farm owners, can get loans from
the Farm Security Administration to
buv needed equipment, livestock and
other farm supplies, according to
Wayne L. Franklin. County PSA Su
pervisor at Murphy who has receiv
ed a statement on "eligibility" pre
pared by State Director Vance E.
Swift for the Annual Public Welfare
Institute at Chapel Hill.
If the farmer is a tenant or share
nvpper. to get the fullest advantage
of FSA's rehabilation loan program,
he should have a satisfactory writ
ten lease or contract." the statement
po.nts out. "Preferably the lease
should cover a period of years, or
hav such favorable renewal clauses
a- will warrant and encourage the
tenant to adopt?a long-range farm
improvement program and assure
iii ayment of the loan.
The farm family getting the loan
nr.: t live on. or be able to get by
If i or other satisfactory written a
proement. a farm sufficiently pro
du, :ive or one that can be made suf
1: r.tiy productive by following good
fan tig practices?to warrant a
m ,:iul farm plan.
? Bv a sound plan Is meant a farm
and livestock program which will
p: lie i\ living for the family, feed
fo: .ivestock. and sufficient cash
ultimately to pay off the loan. It
i- .. irefully planned farm and fam
ily budget, with expected Income
sufi.-ient to balance outgo.
Applicants should also be able to
satisfy the FSA that they are de
pendable and physically able to per
forin gainful work, and that they
Watch For This Every Week
SHORTY'S
M mar^. should be upright, not k*'pt
upright."
OCTOBER
8?Great fire broke out In
Chicago. IS"!
9?Lou Gear i3 played in his
iust worlds series. 1933.
10?League ol Nations "out
lawed" Italy. 1935
11?D. A. R. organized ir.
Washin:j*or.. D C.. 1393
12?Brady gang wiped out.
Bangor Me. 1937.
13?Greer, re-elected A. F. ol
L president. 1933.
14?League banned foreign
loans to Italy. 1935.
WHEN IT GETS COLD
vol NEED HEAVY UNDERWEAR
BUT YOUR CAR NEEDS
LIGHTER OIL
CHANGE NOW
Better Change Tires, Too
See us for low prices?12 months
Kuarantee. and liberal trade-in.
SHERRILL'S
SERVICENTER
Esso Products
Lc::si:v2
M-l:ss Kr.ppy Fr'.zr.^s
Thousand* turn to tr.-s vray to fret
fcHof when cor.stipalion has t'.iem
headachy, bilious! A quarter to a
Jalf-toaspoortful of spicy, aromr.'re
?LACK-TjpaVGHT tonight; a
onnk o? water; there's usuai>y
.ln"? slee?, followed by cev."e
thoroucrh evacuation in t
firing. Tn- ?.U-Tcjatsl)!i
?LACK - nr. \UCHT; tine-tested;
?onomic&J: 23 to 40 doses, 23c.
? cannot net adequate credit on reas
onable terms through regular credit
?channels
Through debt adjustment, through
Icons suited to the needs of the in
dividual family and through guidance
in approved farming practices, coun
ty supervisors of FSA. located In al
most every county, stand ready to
help all eligible farm families." Mr.
Swift pointed out
"Farmers have from one to five
years to repay the Ijon. Amounts
loaned to buy livestock, fencing and
other capital Roods useful for sev
eral years may be repaid in install
ments ranging up to 5 years. Loans
for non-recoverable goods, such as
seed and fertilizer are repayable In
1 year. In certain cases, where mon
ey is loaned for permanent improve
ments. as much as ten years is al
lowed. In cases of inadequate ren
tal arrangements or where other con- j
ditions fail to justify a long-range
farming program. FSA can make
rehabilitation loans for seed and
farm supplies for repayment in one
vear. But the longrange plan is the
one preferred, as time Is an Import
ant element is satisfactory rehabilit
ation. Where these short term loans
are made, they are made to take care
of emergency situations and with the
hope that a long-range plan can
eventually be worked out."
"Experience in the past few yean-*
proves that many small farmers with
out sufficient collateral to borrow
from banks are able 3 successful
farming If they can net convenient
credit to get in shape to farm and (
get the assistance in planning,
managing and improving their farms
which field men of FSA and oihrr
agricultural n?en?i"r have to offer." i
SINGING AT MAKBLF
An all day singing will he held j
Sunday. October 13 at the Marble j
Springs Baptist church. Plms are :
being made to have dinner on the
grounds and both the forenoon and
afternoon will be used to give various ]
singers an opportunity to perform.
o
To celebrate her eighty-fifth birth
day. Miss Ella Hooper of Parkton.
Md.. took an airplane ride over the
town.
APPLICANTS MAY
YET SECURE FSA
PURCHASE LOANS
?
Tenants, Laborers
Eligible T o Receive
Aid Through Plan
i
| There Is still time for farm tenants
and laborers to apply for loans for
purchase family-type farms under
j the Farm Security Administration's
tenant purchase program, it was ex
plained here today by Wayne L.
Franklin. County FSA supervisor In
Cherokee and Clay Counties.
Teuant purchase loans are made
for 40 years at three per cent inter
est. Any farm tenant or farm laborer
is eligible to apply. Loans wili be ap
proved. to the extent of available
funds, to applicants who have the
character. ability and experience
deemed necessary for successful farm
ownership. Selection is made by the
County Tenant Purchase Committee,
composed of three public-spirited far
mers who know farm people and
farm land.
Members of the Committee are
Claude S. Day. of Marble. N. C . Law
son Lunsford. of Pcachtree and Ben
L. Fox of Culberson. A. Q Ketner.
County Agent. Is an ex-officio mem
! or. and the Farm Security Adminis
tration Supervisor serves as Execu
tive Secretary.
Mr. Franklin stated that loan,
would be made only for the purchase
of family-type farms, which the
C' v.ntv Committee approves as eco
nomically sound units, and produc
tive enough, when properly operated,
to provide a living for the applicant
and his family.
"Under the tenant purchase pro
gram .the farm has a dual job." Mr.
Franklin stated. "It must produce
a living for the family, and enable
them to repay the loan. Consequent
ly. the family Is called upon, more
than ever, to follow sound, efficient
practices.
To help meet this need, we assist
each borrower to lay out sound man
People, Spots In The News
BETTY STILL TOPS . . .
Betty Jameson of San Anto
nio, Tex., shown with national
women's golf title trophy she
retained by defeating Jane
Cothran of Greenville, S. C.,
6 and 5, in 36-hole final of
tourney at Pebble Beach
course. Del Monte. Cal.
TAKES THE CAKE . . . Guy M
Davis, postal clerk of Hollywood,
Cal., outscored all women-folk in
Los Angeles County fair at Pomona
to win cake-baking championship
for 1940. Even pictures of his sam
ples look good enough to sample.
TEST-TUBE JAVA . . . Latest freshness-assurance device shown
being us"d by the nation's largest food chain in scientific kitchens
to reveaf freshness with mathematical accuracy. Coffee samples
agitated in tank give off gases which produce exact readings on
cajibrated tubes in front. * , ?
a nement plans. Of particular im
portance are the keeping of accur
ate accounts, and the raising ot P.s
much as possible of the family's food,
and feed for the livestock. >n the
farm.
It was pointed out by the Supervi
sor that the borrower docs not have
to talce the full 40 years for repay
ment. He may pay off his loan in
full any time after the first five
years.
"The 40-year clause serves mainly
to keep annual installments down to
a low figure." he explained "Thus,
the borrower Is protected from too
great a burden during the first few
years before he has had time to ac
cumulate reserves."
To be considered for loans under
this year's program, interested far
mers should file their applications
immediately. Applications should be
addressed to Wayne L Franklin.
Supervisor. Farm Security Adminis
tration. Murphy. N. C.
By-County Churches
Will Ship Food To
Baptist Orphanage
Tlie Baptist churches of Cliry and i
Cherokee Counties will cooperate in
sending a carload of produce to the
Batxist orphanage at Thomasville.
N. C. next week. Tuesday and Wed
nesday have been set aside as the j
dates for the produce to be assemb
I ltd (or shipment *11 articles lo be
assembled at lht> Southern depot
niter 9 A. M
The Rev. J. C Amnion*. Hi-v Rob
ert Barker, of Peachtree. and Rev.
J. H. Wilson of HayesviUe will be
U:q committeemen for accepting the
materiali and consigning properly.
They request that each article be
labeled and bear the name of their
clnirch. Each church will be respons
ible fos collecting 111 each respective
community the produce and deliver
ing it to the car for shipment.
During the summer about 300 doz
en half gallon fruit jars were dis
tributed by the Baptist churches in
two counties preparatory to sending
this donation to the oiphanage.
It is expected that this year's con
tribution ?ill exceed over three
thousand dollars.
MEN U L ?5
Gt rmany's potato cr ?:>. far the
world's la:gest. .. now being menaced
seriously by the potato beetle, and
the fight again.t tilts insect has tak
er. on the aspect of a national cru
sade.
With slightly mo.C layers on farms
than last year. . production m Au
gust was the laroe.-t for the month
since 1931. report ~ the I" S. Agri
cultural Markt :iiii: Servlco.
Mothers!
HERE'S SOMETHING YOU CANT
LEARN IN SCHOOL:
ELECTRICITY is the CHEAPEST com
modity you can buy!
Economy begins at heme, like so many
ether things, and the home is th ? ne p ace
that Electricity is so valuable. Go:d i^hts,
Heat, Cook'ng, Ironing. Washing, .: igert
tion, etc, . . ar endless stream ' 'hi~gs
electricity can do for you cheaper nore
efficiently.
ANYBODY CAN BE A
DUNCE!
BUT. . . only smart peo
ple are really economical
. . . They choose ELEC
TRICITY.
It's smart to use some
thing that belongs to you
.... ELECTRICITY in
Murphy is yours. . .USE
IT!
Remember: The more
you use the CHEAPER
it gets!
CITY OF MURPHY
ELECTRIC DEPT.