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$ Tab Sam Hkposit Boa $ by j. riley emanuel 1\e Drwe Way to Get Rick. Now that we have begun our journey on the road to riches by following Step #1, we must now learn Step #2. Step #2, like Step Ml is a must if you truly desire to be RICH. Step V 2 is BUDGET. We all know that this is a nasty word but a word that can make or break a family. So let's . make It simple...hat all your major monthly expenses: 1. Pay yourself (10 percent) 2. Rent or mortgage payments 8. Utilities (lights, phone, water A gas) 4. Insurance 5. Automobile (payments and expenses) 6. Food 7. Recreation (Entertainment) 8. Bills (Debts). Now that we have listed these eight major expenses, take time and add them up. These items should equal 80 percent of your net income (if you have two or more incomes in your household, total them too). If these eight expenses equal more than 80 percent of your total household income, then you should nudes some serious spending sdjustments. Remember not to confuse necessary expenses with your desires. Now you are ashing yourself what happens to the other 20 percent of my income. When budgeting, you needn't trace every expenditure down to the last penny. This wastes too much lime (and often causes family arguments). Instead, overlook the inevitable small items that you can't seem to track down. Most people have a few dollars worth of such unaccountable expenses every month. Attempting to pinpoint them entails useless bookkeeping. Don't waste this 20 percent either, remember last month when you had that unexpected repair bill and the month before when the ice maker went out Use this 20 percent for the unseens that always come up each month. If you can't budget you can't be rich. Clip this article and paste it on a plain sheet of paper. label it Step # 2 and place it in your loose leaf notebook entitled "The True Way to Get Rich" for future references. The Coach's Corner by Ken Johnson BEING HUNGRIER This attitude starts now, in the summer with pre ? season basketball camps, wrestling and gymnastics, - tennis and golf camps. And the arts camps for music and swimming classes. This human drive to excellence is "what it is all about This normal human instinct for ' action brings out the best in people." Good living, including the realizing the importance of a good clean healthy body free of drugs, free of nicotene, and wanting to win and getting the satisfaction that you get from ' the team, from helping your school or even the neighborhood kids in doing well in whatever they like to do, whether they go swimming in my pool or wanting to learn to play golf or go swimming in the river. The point is they are hungry to learn. Look at me ia a real accomplishment tor uie little nd who first gets his besa under wster. ft is grest to see this happen and I have seen this happen in hundreds of times in all sports. So parents, teachers, doctors, administrators should never forget in their responsibilities that service to their fellow man is more important than money. Money is important but service is teaching the hungry to learn is paramont in our democratic society. Seeing to it that our kids get a fair deal in their chances to learn should be the dedicated goal of all people. Ihete are so many that have nothing and they turn Vo escapism through drugs, crimes and you name it We have a better part of our human nature and that is the care-for others and getting hungrier to help diem in getting rid of selfishness. Doing away with self centeredness and this is important in man's struggle for freedom. Mr. A Mr*. Corbm V. Edding* MARRIAGE I ANNOUNCED I Corbin Venus Biding s and Janie Marie Biding t were married May 36, 1990. They would Uke to share their happy news with their friends and relatives. They are currently residing in Jacksonville, NC. Mr. Hidings is employed uith the United States Marine Corps. He is the son of Mr. and Mrs. Randolph Hidings of Pembroke, NC. His wife is the daughter of Mr. Lonnie William Watts of Lubuck, Texas and Eva Lee Edmund of White ville, NC. RCC Prepares Students For A'at 7. Idee trie Code A 36-hour course is scheduled to begin at Robeson Community College August 1. The course is designed to prepare students to take the National Electric Code examination. The classes will be held on Monday and Wednesdays from 6:30 p.m. until 9:30 p.m. through September 19. John Philligan will be the instructor. Cost for the course is a SIS registration fee. Hie class will be taught at Robeson Community College in Building 14, Room 1462. For further information contact Justin Oliver at 738-7101, Extension 122. LRDA Accepting Award Nominations Lumbee Regional Development Association, be. announced today that nomination applications for Lumbee Service Awards will be accepted through July 31, 1990. The categories will be Lumbee Indian Business Award; the Henry Berry Lowrie Memorial Award; the Advancement of Education Award; and the Distinguished Service Award. Call 521-0345 and ask for Wanda LocMear for nomination forms and criteria information. All nomina tions must be in by 5 p.m. on July 31, 1990. The Lumbee Awards Banquet will be held on September 21, 1990. Congressman Charlie Rose will be the keynote speaker. <H [SOUTHKASl'KRN^ ISJ I GENERAL HOSPI1 Ai""" ^eLder-help^ INFORMATION ANffTOFErfHiSL SVSTEM \ | FOR OLDER ADULTS | | 1-800-638-4277 ?1 1 1A professional care manager will evaluate your needs) I and help find services to meet these needs in the f v following areas: ( I /. Educational Opportunities f I 2. Emergency Services f I 3. Entitlement I I 4. Health Services I I 5. Housing I 1 6. Income Maintenance ) 1 7. Legal Assistance 1 1 8. Nutrition 1 J 9. Recreational-Social Activities 1 1 10. Social Services 1 ( 11. Transportation 1 I Anyone needing help for an older adult in Robeson ( County, please call: I "ELDER-HELP" j I (a service of Southeastern General Hospital) i f Lumberton, N.C. f I 1-800-638-4277 j ? <Say(\L/ou <cf^E.ad Dt On OcHE C<XU10X<3JV<J1 <3JV<X C7o <^SuIj?czlIj& da[[: (g 19)52 1-2826 Social Security Benefits Denied? ft Consult a full service law firm handling ?cm.rrr*vf. UJLi\Jj1L?) You do not pa) unless we recoser HRST CONSULTATION, NO CHARCt i 1 Bodenheitnar, Bau?r* & Baerly 901 NORTH WALNUT STREET r r f M r r f'yy J J7^9^2 J r a r r r r r We're in touch with someone special. Vou have ? special Wand of financial prtortW, preferences, and personal needs. Mat between us - we wouldn't want ft any other woy. From your flnt savings and checkins accounts to Investment strategies to retirement, we welcome Use chaftenge of keeping up with you ... of keepins hi touch with your changing needs. We're committed to showlns you the best ways to manose ?)u. your money; the best weys to mefce youc money jfow ? now and In Mm yean to comm. We befleva thcrc't a difference between fftwmt numbers end cult omen with account nuiabera, N't out-of-iljht. out-of atfnd. cuetomn we keep In touch wMi And wa do... by sharing the food newt of our up-todate financial aarvkct with someone tpeclai. Vou. Com m and jet acquainted today! Blumbee bank i. W.C. 'TIS WISE TO ADVERTISE M i lets i talk mattress! SAVE W | 30% MORE NOW BUY A BIGGER MATTRESS AT OUR LOWEST PRICES! ITS YOUR CHOICE II C A FROM OUR LARGE U W A INVE NTOPY OF V PRFMIUM QUALITY 8FDCMNG0Y BEMCO ^ SiEEPSETS HURRY 3?C??i WHILE SUPPLY LASTS' BeDDH19 B9 BefflCO Uealkb?ck. PEMSfte>K& FURIMITURE CO. rn^lf Naa* PtralMUq [?>?? Now Through September 1 st Thursday through Saturday 8:30 p.m. Adolph Dial Amphitheater Adults $7.00 Senior Citizens $5.00 Children $4.00 Croups of 10 or More Receive $1.00 Off Ticket /*rice
The Carolina Indian Voice (Pembroke, N.C.)
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July 19, 1990, edition 1
5
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