Published each Thursday since January 18,1973 I
-net n-VH (V r, r.y ?\ IflT-DLUXXY y XAI'IJll!! I
Pembroke, NC Robeson County I
"Building communicative bridges in a tri-racial setting"
I VOLUME 19 NUMBER 1 THURSDAY, JANUARY 3. 1991 25 CENTS PER COPY
Financial Resolutions
? ..... ?
for the New Year
The new jeer is the time for
resolutions. Promises to stop smok
ing, go on a diet, or explore new
career possibilities main the list of
many individuals. But what about
your financial well being? According
to the North Carolina Association of
Certified Public Accountants, the
start of a new year is an ideal time to
review your financial fitness and take
any necessary action. Here are many
some suggestions to get you started.
PREPARE A BUDGET
If you don't already have a
budget, now is the time to start one.
A budget is an excellent way to
forecast how you will get and use
money, plus a way to discipline
yourself when spending gets out of
line. The first step is to figure out
how much you earn and how much
you spend. Add up your salary and
any other money you receive, then
examine how you spend your money.
This cash flow analysis forms the
basis of your budget. Carefully
evaluate your income and expenses
and make changes that will allow you
to live within your budget. Once you
learn to save and invest wisely, you
will be able to take your financial
future into your own hands.
CHECK ON YOUR INVESTMENTS
Review your investments. You
need different strategies for different
stages of life. Yqprgouts ami ability
to tolerate risk are likely to change in
tune with your age. Jab, family status
and economic well being. Also,
minimise risk by spreading your
investments over a number of
different categories and vehicles.
REVIEW YOUR WITHHOLDING
Some people deliberately over
pay Uncle Sam in order to get a large
refund, in the belief that this is the
only way they can save. Well, there
is a better way. Most companies will
automatically withdraw an amount
you request from your account and
deposit it to a company savings plan,
your bank or a mutual fund. Check
with your payroll department. You
can correct your with holding ovei
payment by filing a new Form W-4.
VERIFY YOUR SOCIAL SECURITY
RECORDS
Every few years you should
check your Social Security records.
Just call the Social Security Admini
stration at 1-800-937-2000 and ask for
Form SSA 7004 (Request for
Statement of Earnings.) Complete
the card, return it to the Social
Security Administration and in a few
weeks you will receive a statement
showing how much you have paid
into the system. Compare teh totals
with your year-end W-2 forms and
report any discrepancies to the Social
Security Administration.
CHECK YOUR DEBT
Beginning in 1991, borrowing
will make less sense than ever. As of
January 1, interest on personal debt
wflt not be deductible. That makes -
this an excellent time to check your
debt to make certain you are not
overestanding yourself. According to
experts, if more than 15 to 20 percent
of your after tax income is spent on
credit payments (not counting your
monthly mortgage or rent), it's time
to go on a debt diet Resolve not to
use your credit cards and allocate a
set amount every month for debt
reduction. Fay off as much as you can
afford. Also do some research to see
that you are getting a good deal on
your credit card. To compare the true
cost of credit cards, be sure to
consider the interest rate, annual
fee, and the grace period far the
cards you are considering.
This is also a good time to check
your credit rating. To get a copy of
your credit history, try calling the
local branch of a credit reporting
firm. There is a fee for this service
(except if you have been turned down
for credit in the last 30 days in which
case you can get a copy free). Review
your credit history carefully. Circle
anything that seems wrong and
return it to the credit firm for an
investigation.
REVIEW YOUR INSURANCE
Your life changes over the years
and so do your life insurance needs.
Remember the primary function of
your insurance is to provide a
substitute for your income to protect
your dependents. You may need
more insurance at some times, less at
others. The actual amount you need
depends on youF perwmtf IttnitioH. "
Review your coverage frequently,
especially if them is a change in
your family or financial circumstan
ces.
Don't ignore the need (or disability
insurance. If you are now working,
you have a much larger risk of being
disabled for three months than of
dying. Yet even young people seem
to attach more importance to life
insurance than to disability insuran
ce. A good rule of thumb to follow is
that your disability insurance should
aim to replace 50 to 60 percent of
your current earnings before taxes.
Look, too, at home and auto
insurance. Read your policies and
understand your coverage. Keep
your coverage up to date. Notify your
? ? * a
insurance company or agent of
changes that might affect your
coverage.
MAKE A WILL
If you don't have a will, make
plans to get one. H you do have a
will, take a few minutes to review it
and make sure it is current. An
update may be needed if you have a
new child, move to a new state or
change your marital status. A change
may also be necessary when some
one named in the will as beneficiary,
guardian or executor is no longer
available. You don't have to write a
_? ^ ?
new will each time you want to make
a small change. Just have a lawyer
prepare a codicil and attach it to your
wfll.
IMPROVE YOUR
RECORDKEEPING
If you don't keep score, you'll
never know if you are winning. Work
out a record system that beat suits
your family's individual needs.
According to CPAs, records needed
for tax purpoeee should be kept for at
least three years following the filing
of that return. Other papers should
be kept for as long as you might need
them to document farts.
- stager Shelby Lynne. Coald yon please give ??e some
background taforaiatloa on this entertainer, sag
also All me in on how her career started? Stephen K.
A. There's always been something predestined about
Shelby's place in the music business. Though she'd spent
years singing in the solo vocal competitions at the Addling
contests around Southern Alabama, where she usually
came out the winner and pocketed the $25 first prise, her
professional experience was limited. But that didn't stop
TNN from booking Lynne on "Nashville Now" in late 1967
on the strength of a songwriter's demo tape they'd
received from N&shviHe industry veteran Bob Tuber! It
Was a fortuitous move on TNN's part: the next morning,
the young woman had four solid offers from major labels
and a phone call from Billy Sherrill offering to produce the
young vocalist.
Lynne, opted to go wttfciflpk- Kecoras, ate nome or
Tammy Wynette, George Jones, Ricky Skaggi, along with
many other country legends and legend*-in-the-making
To her, the label represent* a company that's committed
to quality music and developing artists who matter.
"I love couQtn music because there's so much emotion
to It," Lyipk explains 'And those emotions are deep.
There's something to dig Into, which is what I like. I think
if anything, I'd like to reach out, stretch the limits of
cgtffctry musk even more,
r. I want to make the musk even deeper, to give it
something ... something I cant quite explain. I think with
'Sunrise,' we've touched on It There's a whole realm of
?motions and musk and arrangements that hasn't really
been developed and that * where I'd like to go."
It's a world of subtleties and nuances that Shelby Lynne
wants to delve into. To her, It's the shadow and the
whisper* that tall the story, not necessarily the most
obvious truths and rtw'a able to bring those things to light
with a voice that burns them Into your soul.
Again, In aptta of bar relative youth, Ma. Lynne has a 1
muakal maturity that gam wall beyond the majority of
what's populating country musk She lakes the torn, and
Mte make# It her own.
Q. ri Mm Hw limn ?f Marry Aadewag at
"Might 0#?*." I have same wild and wide Mae I
mill ilk# i# ml Ma* Itomy K*
A Write ta Marry "WiM* Court," NBC-Tetevtaion,
MM W. Hill Murhank, Cahf OIMO
Q. What (or who!) to behind all thto talk about
"Godfather III" having problem* even before It
opened? A friend who worfca for a eoaipanjr that
rents equipment to movie studies said aba beard the
movie was almaat shelved. Cm you auppiy some
details? Edward G.
A. According to some insiders, there were some behind
the scenes disagreements that created a few problems for
this third flick in the film trilogy of the Corieone family
saga There was, for example, the charge that producer/
director Francis Ford Coppola was engaging in nepotism
almost to the point where the movie was becoming a
Coppola family saga Although there's no doubting the
talents of Talis Shire, Francis' sister who reprises her role
from the first "Godfather" movie, or Carmine Coppola
who did much of the original scoring including an
80-voice Latin Mass, nor an uncle who is also involved in
the flick, eyebrows were raised when Coppola aepiaced
one of the younger actresses with daughter Sofia whose
experience wasn't considered heavyweight enough by
some observers. Other problems also cropped up. Usually,
there are several screenings for reviewers This time,
there was just one showing and reviewers had to apply for
tickets which always makes them wonder If the producers
would prefer to limit the number of critics seeing the flick
before It opens officially Nonetheless, the flick is
expected to be a major surpass; ditto foe soundtrack
album featuring Harry Connick, Jr. along with several
operatic excerpts that are heard in the film. Columbia
predicts a big seller on this one.
Q. I've been a fen of Dnatin Ngayen of "*1 Jump
Street" since I began watching the show. I know
Johnny Depp left to go ootoho toovles. (Note: Depp
the new release, "KwaHf'Bat?nrhaaila.") What I'd
Uke to know ia If It's tree Dnetin Is also going to
leave the show to Jo movies. O. Mink
A. Dustin has no plans at present to leave the show.
However, he Is shooting a fUm for ABC's Movie of the
Week. Called "Earth Angel," It coetara "Dallas'" Cathy
Podewell, along with Cindy Williams and Erik Estrada
Dustin plays a bright, but msatnihat timid, teenager who
is given some help In; the romance department by the
ghost of a 1960s teen prom queen.
?.VmII
Q. I gat the feeling that Mary Wilson really
deaplase Diana Kane bsaaaas she's always writing
aboat her as if (Bona) were the reaaosHfes Sapremsa
broke ap. Is thin tree? J.C.
A. Wilson has her reasons for beicf^Ml we say,
critical of Rosa There are some people Mary has
tried to reach out to Diana over the years Wit has keen
pretty well rebuffed. Anyway, Wilson's career Isgofeg well
these days She opeaa for George Burns at C snare Police
In January 11-19 In Las Vagas, and doss It again at fee
same place for Jay Uno April 3-d. \
la Jt*w Cfoodaiaa going to leave "laaaawae"
her hMghanll Tfum ApmaM? I# Bfe. will thllf rgwUfg
?w ?????nil) iwn fMWVNii H ??( ww swpw*w
him, ar writs hla oat the way they did Valerie Harper
when the left her laet show? Jeanale C.
A. There haw# been rumors of unhappinees on the
"Roasanne* sal almost Dam fee beginning of the series.
But so for mi una, only some of the off-camera folks, left
fas rnmmltmsni tot the sertse
i>un aoo services to Meet
Community Needs in 1990
In addtion to caring for almost
10,000 inpatients and 50,000 out
patients during the past year,
the more than 1000-member staff of
SGH Healthcare and its affiliates
launched these new services and
programs to meet the health care
needs of Robeson County and
surrounding communities. ?
MaternalV Child Health Improve
ment. SGH joined with the Robeson
County Health Department to pro
vide a model program of maternal
care for women covered under the
Medicaid program. Cooperation, co
ordination and teamwork between
these institutions are providing these
expectant mothers with a level of
continuity of care not found else
whan in the staSe. All resource* of
-ftrtiatrasparfaiegt and hoeptaT'
including physician specialists "on
call" 24 hours a day, should result in
fewer premature births and lower
costs for newborn care in the coining
year.
Diagnosing Heart Disease. Cardi
ac catheterization, the latest tech
nology to diagnose cardiovascular
disease, was made available at 9CH
S^ .? >4
this November through weekly visits
from HeartCare, a new mobile lab
owned and operated by Duke
University Medical Center. Identical
to the out patient lab at Duke, this
mobile unit is staffed by a Duke
cardiac carte team and will provide
the same expertise to local patients
suspected of having heart disease.
Until SCH" s permanent cath lab
completed in the spring, HeartCare
is able to offer state of the art
diagnosis to SGH patients near
familiar surroundings among family
and friends.
Birthing Center. The addition of 4
labor/ delivery/ recovery suites on
the hospital's third floor offers
expectant parents a pleasant, home
like setting for eh&d birth while
^vidlag W-flWjpify
expertise for a sals delivery. The
birthing center atmosphere aflbars
for more family involvement daring
childbirth as well.
Worker's ke habituation. The focus
of this new industrial pingiam is to
return the injured worker to his job
as quickly and safely aa possible. The
center, located at 2002 N. Cedar
Street was designed and equipped to
offer both evaluation and rehabilita
tion, and its work hardening program
emphasizes work simulation skills,
stress management, and proper body
mechanics.
Endovascular Operating Roam.
More than 4,000 square feet wen
added to SGH"s surgical sendees
with the completion of two new
operating rooms, one of which is
equipped for endovascular proce
dures including laser vascular surge
ry and other techniques performed
inside the Mood vessels. Ibis room is
also being used'for insertion at
pacemakers and a new method of gall
bladder removal, laparoscopic cho
lecystectomy.
New physicians in these specialties
Kash joined SGFTs medical staff
during the past year; family practice,
psychiatry, uhatMrii.ii/ gynecology,m
gastroenterology, otolaryngology,
and neurosurgery.
To bridge the gap between the east
of providing health ears and the short
fallf rem government reimbursement
it is necessary that 9GH look to
community giving
Our Men In Uniform
CARLOS O. SAMPSON
NavySeaman Recruit Cavioc, 0. Sampson, son of
Connie G. Sampson of Route 10, Lumberton has
completed recruit training at Recruit Training Command,
Great lakes, HI.
During Sampson's eight-week training cycle, he
studied general military subjects designed to prepare him
for further academic and on-the-job training in one of the
Navy's 86 basic fields.
His studies included seamanship, close order drill.
Naval history and first aid. Personnel who complete this
course of instruction era eligible for three hours of college
credit in Physical Education and Hygiene.
A 1990 graduate of Pumeil Swett High School,
Pembroke, he joined the Navy in August 1990.
ROBERT P. REGAN
Navy Petty Officer 3rd Class Robert F. Regan, son of
Fred A. and Maureen C. Regan of Pembroke, recently
received the Battle Efficiency "E" Award while serving
aboard the fleet balistic missile submarine USS Simon
Bolivar, homeported in Charleston, SC.
Hie Battle Efficiency Award was established to
recognize outstanding unit performance. The basic
criterion that determines the award winner is the ship's
overall readiness to cany out its assigned peacetime and
wartime missions, and its ability to perform as an
effective part at the Fleet, in addition, they provide
individual recognition for superior performance in alld
departments and mission areas.
A I960 graduate of West Robeson High, he joined the
Navy in October 1986.
O'RYAND. LOWRY
Pvt. 0"Ryan D. Lowsy has completed training at the
U.S. Army Infantry School. Fort Banning, Columbus. Ga.
During the course, students received training which
qualified them aa light iniqpms infantrymen and as
indirect-fire crewmen is a rifle or mortar squad.
Instruction included weapons qualifications, tactics,
patrolling, land nsMtwarfare, field and combat
operations.
Ho in the eoa at Oresaus and Mary Di Lswry at Route 2.
Urn private ia a 1990 graduate of Puree! Swett High
SchooL Pi1111 hi
m mire
The Pembroke Kiwams Report
by Ken Johnson
The llrat 1991 meeting ?t> held Tuesday night at 7
p.m. at the Town and Country Restaurant. Preedent
Mitchell Lowiy presided and Ariie Jacobs was the year'd
year's first program chairman. He presented Public
Accountant Israel W. Rwejuna, a member of the National
Association of Black Accountants. Mr. Rwejuna spoke of
the new tax laws and of his home country Chans.
Ghana la in East Africa, a torn country politically by
Dictator idi Amin but is now an emerging dsmociatqr- *
possesses the world's largest fyph water lahe in lake
Victoria. It has both its poor srsdfe and rich aasaa and Mr.
Rwejuna said, "It also baa antremely poor roads. The
weether la vary stable with the median timparaliuo
ranging bet worn 50 degress and 75 ds grass sad the yaar
around it ia is the middle of the equator. They have the
Congo River, Nomadb. many modern {arteries mad
busmeeeee snd j?roergiag democracy."
They ahve grant ibetriral power stations in the Ub
to do
Mrs. Ed Teete napraelto^'her thanksof wjumTrannTfa
the recent peeeing of the metker al Kiwaaian Ed Tut*.
Praetdhg-MHch Lowiy: Invocation* CUy Mayoor.
ruigum ftihi Jacobs; Song loader Ed Ibets; Reportsa
Ken Jnhasnn.
The Coach's Corner by Ken Johnaon
UAPFY NEW YFJlR IS QUESTIONABLE
Hi* doom and (loom a vaiy om baas la th? Middia
Bart la taapoaariljr waahad away by tha optimism aad
imilaa whaan by our Q.L'i as wa aaa tham on T.V. Bat
our "fntniiililHij" alao a lafal tana, tails ua wa aaad
dlalogwa la aattling oar dJspwta with baa. History talla aa
that Rmarita was tabaa away bom tham by tha British. If
this la torn, than aar "phlloaophy' tha lava of wisdom
naada (a lata am. aad sattla ?w iaaua with aul tha
ii irtbla laai af Mia aad yoparty ? I wa? hoping Buah would
?aa tha wiadam af aavtag million. of livaa by smash*
dihaii aa appaaiaily ha haaa't. TbioU thaaaly in 1BI1.
?yaiyhi way af dlil irn Talaah at both iidaa, sat ash*
bnna lam wbaa aa mmy Mvaa aio at otaha. Wa laara la
apoits that"dafanaa" Is part of tha |um, Hm oM saying
thai tha "boat dafansa is a food ottmm" k sot km ia
this aaao whsra millions ol Mvos souid ba loot. Taia la a Ufa
Mid daalh mattar. not a aporttnf matter. ! hops eaMoa
aaasa wDtehaowsria !M1 as it has ta Stamps aad weak
tor ho adorn tar avaryhady. Not tha might aaahaa right
adManta football, iaat war?Faeple ttha M otth*hte
?aad my Hps than ?haafoa Ma mted a* taaas aad daridos
ta raiaa taaas ia a shallow thiahsr Aad terribly daagNMO
to tha whaia amitd. 1W taha soar tha date at Ospagasaa te
daaiwo war Is tha highsst traaaoa aad tf Oaapmaa triUam
this ta happao *? hava aa govarMMtt. Mapppltov Yh*