2B
-188 CAROLINA TIMES SATURDAY, JAN. SO, 1971
Reports Minorities Continue Upward Job Trend
WASHINGTON, D. C. -
Minority (roup Americans
continue to move upward In
the Federal civilian work fore*
both In total numbers and in
tta number of batter paying
Joba bald, the Civil Service
Qpu—taiiin reported today.
In rel—ing results from the
minority group employment
survey covering employment
changes during the 6-month
pvtod from November 1969
to May 1970, CommMon
Chairman Robert E. Hampton
Mid:
"The number of minority
employees in the Federal serv
ice increased since the survey
in November 1969, despite a
A NEW PLAN TO MEET COLLEGE COSTS
New legislation now before
Congress would offer a substail
lial tax break lo each family
agreeing lu invest a pari of lis
annual income in an earnings
producing fund which would
l!row through the years and
would eventually be used lo
pay for i he college education
uf Us children The money
wttuld cover tuition and living
costs not covered by Govern
meni scholarships or other pub
l«- assistance plans.
Juki how many young-peo
ple are now deprived of a col
lege education each year solely
because their parents can't pay
the costs is hard to know for
sure. It is estimated, however,
that 100.000 high school sen
iors who are qualified academ
ically for college are locked
out because they can't swing
the increaMngly high price tag.
Kconomists tell us that the
value of a college education in
terms of extra lifetime earnings
is about $125,000. In today's
complex world, let alone to
morrow'*. a college education
is more than a luxury. It is the
key lo a happy, succewful life.
The number of job* for the un
skilled and the semi-skilled
shrinks every year, but the de
mand for qualified managers
and professionals grows.
Yet, the availability of a col
lege education, in terms of its
affordabilily, has failed to keep
pace with the growing need. In
the past 10 years, for instance,
tuition has gone up 77% at
Yale, 111% at Syracuse, 127%
at Tulane, and 236% at Arizona.
Estimates made by the U.S.
Department of Health, Educa
lion & Welfare for 1977 pre
dict an increaae of 23.9% over
the 1967 tuition cost for state
colleges and 37.4% for privately
endowed colleges. These in
n creases reflect a 7-ioid rise in
the average college's operating
" expense over the past 20 years!
The average cost of a B.A.
degree from an Eastern college
now runs about $14,000
pretty high for even fairly well
to-do families The problem
of providing an education for
two, three, or four children at
these very high prices is indeed
a difficult one.
What are we doing about it?
Three approaches now being
tried by the Federal Govern
ment have met with only mod
erate success The Education
Opportunity Grants program
and the College Work-Study
program offer direct financial
assistance, but generally only
t> students who can show that
ibirir parents are practically
broke, and then only in a-
Ask IRS
This column of questions and answers on federal
tax matters is provided by the local office of the U.S.
Internal Revenue Service and is published as a public
service to taxpayers. The column answers questions
most frequently asked by taxpayers.
Q) When can I expect to get
my W-2?
A) Employers are required
to issue W-2 statements to
their employees by January
:tl. However, the final date is
February 1 this year since
January :!1 falls on a week
end. Many, however, issue
them sooner for the conven
ience of those employees who
arc expecting a refund and
want to file early.
Q) I was urricd last year
and both my wife and I got a
tax package in the Mail. If we
file a joint return, whose label
ahould we use?
A) Use your name lal>el
sine the husband's Social Se
curity number is used to iden
tify joint returns. However,
you should print your wife's
name on the label. Her Social
Security number should be en
tered in the space provided on
the it-turn.
Q) If I let IKS compute my
Us and I have a refund eo«p
in*, hew leu* will it take to
K*t it?
A) IRS can compute the
tax and issue a refund within
4-6 weeks from the date the
return is filed with the service
center. Actually, it won't de
lay a refund by having IRS
compute the tax since the com
putations are checked on all
returns we receive.
Q) It fm ■ don't have to have
a jab before yea move, can any-1
MM deduct awing expenses
mnitr the new few? I
decrease in total Federal em
ployment, Minorities now
bold more top-level positions
at GS-16 through GS-18, and
more positions at the high art
pay levels of other schedules,
than reported in any previous
period. In addition, the numb
er of minority employees at
GS-5 through GS-15 continues
to increaae at a faster rate
than that for non-minorities.
This extends the trend for
minority employment reflect
ed in the previous survey."
While total Federal civilian
employment decreased by
the 6-month period from No
vember 1969 to May 1970,
minority group employees in
i* jk -j .
Y» pf f• sk
mount* less than SI,OOO per
student per year. The Ihird
approach, Government-guaran
teed loans, shil'ts the burden of
tuition entirely from the par
ent to the student, who has to
repay the loan after he gradu
ates from college. Like the first
two approaches, guaranteed
loan programs are aimed pri
marily at the low-income family,
and suffer from the additional
drawback of putting a heavy
burden of debt on the student
for a number of years.
Existing Federal programs
cover only 31% of the total fi
nancial college needs of stu
dents from families in the mid
dle income bracket-averaging
$8,359 in yearly income. Fam
ilies averaging $5,5-19 yearly
are now eligible for aid that is
38% of their yearly college
need. The situation is much
better for the lowest-income
"distressed" families, who are
eligible for 9-1% of the total
cost of college.
To meet the needs of mid
dle-income Americans more
realistically, a bill now before
Congress offers tax-deductible
status for income paid into a
college fund of the taxpayer's
own choice on a yearly basis.
The bill lays the burden square
ly on the parents but, accord
ing to the bill's sponsors, it also
makes it a'lot easier for them
to carry it. This bill bears the
label HR-5, for House of Rep
resentatives Bill No. 5.
HR s's backers, including
the man who introduced it in
Congress, Rep. James A. Burke
(D-Mass.), the more than 50
other congressmen who have
*joined him as sponsors, and the
Federation of State Associa
tions of Independent Colleges
& Universities, say that the plan
would have the effect of stimu
lating the maximum utilization
of family resources to meet the
problem of systematically ac
cumulating the money needed
A) No, there are still limi
tations on who can deduct
moving expenses even though
these limitations are less re
strictive. For details, send a
post card to your local IRS
office and ask for a free copy
of Publication 521, Tax Infor
mation on Moving Expenses.
You can also find informa
tion on moving expenses, as
well as many other subjects
in Publication No. 17, Your
Federal Income Tax. This
booklet may be purchased
.from most IRS offices or the
Superintendent of Documents,
U. S. Government Printing
Office, Washington, D.C. 20402,
for 75 cents.
Q) What kind of mistake,
held up taxpayer refunds last
year?
A) Refunds were delayed
when taxpayers had to be
contacted to supply informa
tion they forgot to include—or
listed incorrectly—when they
filed their Form 1040's. Miss
ing W-2 forms, missing signa
tures, and missing or inaccu
rate Social Security numbers
were some of the major types
of errors. %
Q) The /tame label is on the
front cover of the instruction
package this year instead of
where it used to be on the
Form 1040. Why the change?
A) To reduce costs and add
flexibility to printing proce
dures. To put the name label
on 'the Form 1040 required the
covet of the package to have
a cut-out apace. The cutting
added to the cost of the pack-1
Federal jobs increased by near
ly 1,400 during the same
period. Negroes, Spanish-sur
named Americans, Oriental
Americans, and American In
dians now comprise 19.4 per
cent of the 2,593,000 Federal
employees, up from 19.2 par
cent in November 1969. Over
one-half million minority
group Americans hold Federal
jobs.
Significant gains were post
ed for the 6-month period at
the highest and most responsi
ble white collar levels, includ
ing those under both the
General Schedule and other
pay schedules.
lo meet the total or partial cost
of college educati oils.
They also point lo the suc
cess of the Kcogh Act, which
offers similar lax-deductible
status for money invested an
nually by self-employed per
sons for their future retire
ment and the fact that col
lege and retirement are similar
in one important respect - they
both require expenditure of
substantial amounts of money
during a period when income
is likely to be less substantial.
According to the proposed
plan, the method of investment
is left up to the family. Quali
fied investment channels fer
accumulation of the funds to
help pay cost of room, board,
and tuition (which can be up
to 10 percent of annual salary
or SSOO per child with an over
all maximum of $2,500 per
year) include trusts, life insur
ance trusts, life insurance or
annuity contracts, custodial
agreements with banks, or
Government bonds.
If the accumulated money
is not used for the specified
educational purposes, it is taxed
to the family head as ordinary
income.
Is the plan workable? The
National Association of Life
Underwriters (NALU), which
originated it, says that it is.
The sponsors of HR-5 are
urging all parents and other
interested citizens to write
their Congressmen and Sena
tors to express support for it.
According to a survey con
ducted by the College Entrance
Examination Board of North
western University recently, less
than 40% of parents who ex
pect to have children in college
in the future have any meaning
ful plan for meeting this emer
gency, and most of them greatly
over-estimate the amount of
Federal aid available to them.
HR-5 seems to offer at least a
reasonable solution.
ages and also limited the
number of printers who could
supply the packages.
Before the present system
was adopted, it was tested
successfully last year in sev
eral parts of the country.
Q) I have a partial scholar
ship that covers some of my
college costs. Do I have to
Teport this as income?
A) Most scholarships are
not taxable and do not have
to be reported. Since there are
many different types of schol
arships, check with the orga
nization that gave it to you for
information on its tax status.
Details can be found in Pub
lication 507, Tax Information
on Scholarships and Fellow
ships, available free by send
ing a post card to your local
IRS office.
Q) What taxes can I deduct
on my return?
A) If you itemize deduc
tions, then your state and
local income taxes, personal
property, real estate, general
sales and state and local gaso
line taxes may be deducted.
List these on Schedule A,
Itefnized Deductions.
Federal taxes such as Social
Security tax or those on alco
hol or tobacco arc not deduct
ible. Hunting licenses, driver's
licenses or auto inspection fees
are also not deductible.
Q) What are the new tax
rates for single people? I can't
find them in the 1040 instruc
tions.
A) These rates go into ef
fect for the 1971 tax year und
therefore do not affect the
1970 tax forms and packages
that were just mailed out.
The new withholding sched
ules just issued to employers
do incorporate the rates for
single people, however.
Jh w* 4.
■r jBl /
■
PTiflf .^^^^KfcgJl
' A: ; 'WH '^j^H
FASHION DESIGNER Bert
Middleton of New York is Har
lem-reared and a one time biol
ogy teacher and photographer.
He's typical of the under
ground fashion designer—a tal
Explosives Licenses and Permits Required Soon
GREENSBORO - After
February 12 any person en
gaging in the business of manu
facturing, importing or dealing
in explosives is required to
be licensed under the explo
sives control sections of tjie
Organized Crime Control Act
of 1970, J. E. Wall, District
Director of the Internal Re
venue Service, said today.
Mr. Wall also stated that
any person who intends to
acquire explosives from a li
censee in a state other than
his state or residence or from
a foreign country, or who in
tends to transport explosives
in interstate of foreign com
merce must have a Federal
permit after February 12,
1971.
All businesses which were
engaged in the manufacturing,
importing or dealing in explo
sive materials on or before
October 15, 1970, will be
HOME BUYER
CLINIC
By Wm. J. McAuliffe, Jr.TLj
Executive Vice President
American Land Title Association 1
States Aid Buyars
In recent years, six states
by law or regulation have in
stituted requirements that give
home buyers a better opportu
nity to protect their real estate
investment against loss due to
land title difficul-
I fc/Ji > r
states New Jer
sey, Tennessee,
Wm. J. Maryland, Penn-
McAuliffe,Jr. S y|vania, and Flo
rida require that the home
buyer in a transaction where
mortgage lender's title insur
ance is being purchased also be
informed of the availability of
owner's title insurance. This
requisite points to a problem
also found in other states: the
transaction where lender's title
insurance is being purchased
separately and the home buyer
mistakenly thinks the lender's
insurance will protect him 100.
The sixth stale, Texas, by
law requires that the real estate
sales person in writing inform
the home buyer of the import
ance of having the abstract
covering Ihe real estate con
cerned examined by an attor
ney of the home buyer's choice
- or that the home buyer be
(furnished with or obtain a
'policy of title insurance.
Owner's title insurance in
cludes a search of separately
located public records and pro
tection against financial loss
due to defects in the title, in
cluding those which cannol be
discovered by the tille search.
It also provides for payment
of the cost of a legal defense
againsl an atlack on a litle as
insured.
Becoming well informed a
head of purchase -on title
searching, title insurance, and
all other imporlanl mailers in
volved is an important step
where your home buyer inter
ests are concerned. For free
literature on the subject, write
American Land Tille Associa
tion, IHtiH L Street, N.W.,
Washington, D.'.i. 200.16.
ented man with little or no
formal training in fashion de
sign. Bert's boutique, Up Tight,
is located in New York's Up
per West Side, and features
multicolor body shirts (shown
allowed to continue in the
business after February 12,
provided they have made ap
plication for the new license
by that date.
To apply for a license, Mr.
Wall said, explosives manufac
turers, importers and dealers
must file a Form 4705, in
duplicate, with the Southeast
Service Center Director in
ChambJee, Georgia. Users of
explosives are required to file
Form 4707 with the Service
Center in Chamblee. These
forms are available from the
IRS Assistant Regional Com
ORION (the Hunter)
■ ■ Fade South. The Great Nebula, M-42, in the I
Sword of the Hunter can be seen without ■
optical aid.
♦ Mutual Savings b Loan Association 1
♦ In Celebration of Our 50th Anniversary-We Offer
♦ PAH BUCKET ♦
♦ Moyb• elegant would be more like It! You have your choice of a ALL-AT-ONCE PLAN:
one-quart saucepan, ready to QO from refrigerator to stove, or a Deoosit $250 or mnr» Yn..'ll •a. , ▲
♦ Royal Rest 72 x 90" Chatham 40% Purrev Polvcster 35¥> ~®P° slf *"0 or more. You II get the free One-quart #
Rnyoo and 35% Cotton Blanket. Yours FREE when you add SIOO 00 ' '. P o° , purchas * certificate entitling you
,or more in a new or existing saving, account " ° dd $ °°
♦ NOW FANCY THK* OMENTA TIME PLAN: 1
▲ I I 111 Make an Initial deposit of SIOO or more, and get your' W
T The fancy pon you see above could be the start of something big , t 0 " ce '^ n Then with •«* additional deposit of ▲
▲ A big beoutiful set of fancy pans And pots. Eight pieces in all.' ?u V I»L 00r m ? re ' y0 " can P urcho se any piece in T
▼ ,If you d Mkt to have therp, you can buy them all at once (with an , you * es ' r€ - JJfHiil value of the tot based £
▼ of 5250) or a piece at a time (with each addition ,toc P ficM '• $51.00. Your price* art lilted
7 of $25.00 or more). Either way, you save a substantial amount ■
▼ ° v * r ,h * . r,, °' l P ric c c nc ® ut , ma '' er what you choose to do, the V«ur Price Retell A
▲ first one is yours, FREE. (Pan or Blanket). One per account. Offer 'VS qt■ Covered Saucepan ',".56.95 $9 00 T
▼ . for l.m,ted tune only. 10" Skilllet „ .. 695 900 ' 4
{ MUTUAL SAVINGS & LOAN ASS'N. "Z I
A "Where You Save Does Make a Difference" 3
T 112 W. Parrish St., Durham, N. C. One fre. .aucepon per occount, p1e0.., ♦
I ▼
above by R'iddleton) and sub
tle, wrap-cle;ure pants. Middle
ton is one of ten underground
designers featured in GQ's
Feberuary issue.
missioner for Alcohol, Tobac
co and Firearms at the IRS
Regional Office in Atlanta or
through the district office in
Greensboro.
The applications should be
accompanied by fees as fol
lows: Manufacturer - $50.00;
Manufacturer - limited, $5.00;
Importer - $50.00; and Dealer
- $20.00.
Inquiries from those af
fected should be sent to Chiqf,
Special' Investigator, Alcohol,
Tobacco & Firearms, 316
East Morehead Street, Char
lbtte 28202.
Flip Wilson Greets Art Carney
And Others in February Show
NEW YORK - Special
guest Art Carney, Barbara
Feldon, Hal Frazier and the
Modern Jazz Quartet v Join
Flip Wilson In comedy and
song on NBC Television Net
work's colorcast of "The Flip
Wilson Show" Thursday, Feb.
11 (7:804:30 pjn. NYT). '
FHp and Carney demon
strate the discomforts of eco
nomy trael as practiced by a
pair or galley riaves (with
Barbara Feldon serving as the
galley's "stewardess") in one
comedy sketch. In a second
skit, Flip plays a veterinarian
who is forced to remove a bul
lett from a gangster (Carney)
by the only methods he knows
- those suitable for four-
Jagged creatures. .
Tips On Winter Shoe Care
Feet, and what goes on
them, are a special concern
at this time of year. Winter
weather —no matter the cli
mate —is bound to result in
soggy shoes or boots for al
most everyone In the family!
«
It can be a particular prob
lem If there are active, young
children in a household, or
the man of-the house spends
at least part of his day out
doors. The shoe care experts
at Dow Coming point out that
exposure to rain and snow can
ruin even the beat quality foot
wear. Wetness can als ton
tribute to winter colds and
flu, not to mention the foot
problems that develop from
neglected shoes.
One way to help protect
your family's,,footwear is to
place a plastic tray near the
door. Each person can then
remove his or her wet shoes
as soon as they come Inside,
and put them on the tray.
Most boot trays have high,
wide ridges that the footwear
rests on. Water thus can drain
away from shoes, and boots, al
lowing them to dry thorough
ly. (Boot trays also help you
protect rugs and bare floors!)
Here are some other timely
hints on caring for your fam
ily's shoes:
SMonM '
—-WUtoSlcAs
LADNDIkIBS * CLEANEBS
rk«M
£•- ,
REFRIGERATED FUR STORAGE AND
BOX STORAGE ,
r BRUNSON'S
i i • .•• i i i
!| Home of Quality Products
I ZENITH DUNLOP TIRES
j MAGNAVOX FIRESTONE TIRES
' NORGE DELCO BATTERIES
! TAPPAN SEAT COVERS
FEDDERS BRAKE SERVICE
KTrCHENAED ALIGNMENT
Easy Terms
! "WE FINANCE OUR OWN ACCOUNTS"
]We Service What We Sell
Carney and Flip again Jflfcl
forces In a sketch concerning
two bowlers stuck in one
bowling ball, a predicament
which must be concealed from
the bowling-hating wife of one
(as played by Barbara Feldon).
The Modern Jazz Quartrt
performs "sutnmertime," and
Hal Frazier sings "The Games
People Play" and a medley of
"111 Never Fall. In Love
Again," "Everybody's Talking
at Me" and "Raindrops Keep
Fallin' on My Head." Flip
offer a solo of "Nobody."
Orchestra leader George
Wyle will make another of his
"acting appearances on the
comedy hour, which is pre
duced by Bob Henry and di
rected by Tlm'Kiley.
—Try to see that each person
alternates shoes so the same
pair isn't worn two days in
a row. This allows them to
dry out and air. Rotating
shoes also helps them to
wear longer, and feet will
feel better.
—A little preventive shoe care
is especially important in
winter, when you and your
family are apt to be caught
tr? a sudden storm. A sili
cone water repellent like
Shoe Saver helps to weather
proof leather boots and
shoes. The clear silicone
liquid keeps water out,
shoes stay soft and flexible
after exposure to moisture.
The new Ave ounce family
size bottle holds enough to
treat four to five pairs of
shoes. An eight ounce aero
sol can is also available.
—lf shoes get drenched, and
you forgot to apply Shoe
Saver, you still may be able
to salvage them. The foot
wear should be removed as
soon as possible, stuffed
with tissue or clean, soft
cloth, and allowed to dry
away from heat.
Attention to your family's
footwear before problems de
velop will keep shoes in good
condition longer. They will
look better, and feel Jjetter,
no matter the weather.