Ail . L..J WvJ -utJiiiAi
IH manasemsnt makes ths security ' of deposits a
matter of first consideration and to this end ths re
sources of the Bank are carefully guarded by-pru
dence and conserratlsm. This fact makes a strong bank.
Coupled with strength our Officers and Board of Directors
make rood service the backbone of our banking policy. With
. ample equipment and organization, this Bank Is In a position
to serve all Individuals and firms requiring safe banking and
good service. ' y . .. .
4 Per Cent Paid on Time Deposits if Left Three Months
j or Longer. t
4 Per cent Paid Per Annum on Savings, Compounded
Quarterly.'
-.: -.. .i . . . 1 ; ' -v v - -
Merchants & Farmers
National Bank
'Established in the Tear 1871.
. ( . CHARLOTTE, N.C
III ' -,a "
w tm m. him
Urlliii.il
TDM!
Strenuous Day's Work in Pros
pect for Local Campaigners. ,
With War Work Quota Over
subscribed City and County
Plans to Increase Excess.
Be Careful! ,
.'v Nbv that you have at last succeededln saving up a
little .money, don't go looking around for a chance to
spend it. Business. Conditions will necessarily be un
settled for some time yet, and you'll be wise if you not
only HANG ON TO WHAT YOU HAVE NOW but
add to it in every way you possibly can.
- -This bank offerperfect safety and the extreme of
consistent banking service to its depository Our sav
ings department pays four per cent compounded quar-.
terly. ' i
The Charlotte National Bank
United States Depository.
Jno. Id. Scott. President '
W. J. Chambers, Vic President
J. F. Robertson, Vice President
Assets: 4 Million
W. n. Twltty, Cashier
C. W. Butt. Assistant Cashier
W. B. McCllntock, Teller
IIMMiElttiBMMiittsssWtsslBIss
YOU HAVE WAITED PATIENTLY
You have invested your money in Liberty Bonds. Tou have
i contributed to the Red Cross, the T. M. C. A., the 'Soldiers'
Library Fund, and all the worthy causes that have been
?. brought to your attention. And you have refrained from
, building that horn for which you have been longing be
cause all your resources were needed to win the war.
But now the campaigns are nearly over and the ban on
-" building will soon be lifted.- Why not select that site for
: , your home in Myers Park, have y6ur building plans made
and be ready tor the day when your dream of a home
may become a reality?
Let us show you the Myers Park home sites that we h?ve
.to offer.
Fi
PHONE
SSI
THE STEPHENS qOMPANY
Owner and Developer.
STATEMENT OF
American Trust Co.
- ' Member Federal Reserve System
CHARLOTTE, N. C.
, NOVEMBER 1, 1918.
Condensed Frorrf Report to Federal Reserve Bank and
State Banking Commission.
RESOURCES
Leans $ 4,146.993.77
Stocks and Bonds .. .. .. ., . . 85,900.00
United States Liberty Bonds, Treasury Certificates and
c. - War Savings Stamps "491.SS7.62
Due from Banks -. . . . 75,061.62
Cash In Vault, Checks for clearings and due1 from Fed. "
eral Reserve Bank 393,295.79
v Trust Investments ... . 1,471,383.63 ,
i',,vl:T ".', , , mm I, - , - ..-
' ' Total .. .... .. .S 7,348,192.43
- LIABILITIES
Capital Stock ... .. .. .. .. .. ,.tV ,...$. 825,000.00
Surplus Fund .. .... ..... . 375,000.00 ,
Undivided Profits 85.383.10
, Bllla Payable (Secured by United States Treasury Cer
tificates and Liberty Bonds) ...... v 423,000.00 ;
Trust Deposits .... ll, 471, 383.63 -
DeposiU .'. .. ........ .. ...V.. 4,468,425.70
, , Total .'. ." .$7,348,192.43,
f v -'j ':t-:.-! ;- ?-,-:- - i- h- .' fc . ., -.'.,';''
-i'-': w,'f:V'''Jj'- '''' ' );;-.,".' ., - ''s-i'
' " We beg to call attention to the above financial statement which
' indicates the confidence the public has in this Bank and desire to .
- express our thanks to the people or their patronage and co-operation.'
..We Invite all those who desire new or additional banking rela-
tlons to see or write us. This Bank is able and willing to grant 11b
; eral accommodations and facilities. s
American Trust Co.
v(,',.. Member Federal Reserve System
' . "Jifiir Charlotte, N. C - vV;J V'v
' '--I '-'rFFlCims'v ; T '. "
rrcstttaat, W: Jt- AVoo4. V 'Tnwt Oftlcor. P. C. Uliltlock
Vice President, George Stephens' Managera Ins. Department 'V.
Vice President, W. S. Le ' ' Mgrs. Insurance ' Department,
Trfasuror, J. E. Davis , ' Walter Lambeth ft Bro.'
notary, T. E. Hcmby ,'! Manager Stock and Bond Dcpf ;
' ".. nt Sec., IL It. Davenport ' . . P. II. Greene. ' '
Plans are all completed for a great
day's work by the canvassers for the
united war work campaign today, and
the meeting of the workers at head
quarters at the Central hotel this aft
ernoon at 5 o'clock will be In the na
ture of a Jollification gathering, to
make merry over the fact that Char-1
lotto and Mecklenburg went well over
the sum allotted In the' nationwide
drive for 170,600.000. '
Disturbing rep'orta from national
headquarters yesterday did hot affect
the Charlotte workers. They had Al
ready achieved the amount neces
sary to meet tbeif. quota in this city,
and were waiting' with impatience to
be' In the field again this morning to
send the total" still higher.
During the day General . Secretary
Probert, of the central committee, had
reports from the townships of the
county, sonto of them pleasing and
gratifying; others" of a most disap
pointing character. The reports show
the following: 1 "
Lemlev has raised 1277; Deweese,
11.120; Huntersville. $1,226; Long
Creek. $176; Mallard Creek. izi;
Paw Creek. $313; Crab Orchard. $61$;
Clear Creek, no- report; Berryhlll,
$295; Morning Star, $715; Sharon
$66.50; Steele Creek $381; Pinevllle.
$192.75 and Providence, no Teport. -That
Clear Creek and Providence,
two of the finest townships in the
county, have made no report does not
mean hat nothing .nas Deen aone in
them, but that the reports are not In.
Th cnuntv committee expects a good
report from these today, and large
reports from several townships which
have made partial reports.
The- reports from the negroes will
be made at tonight's meeting, also,
according to Commander J. E. King,
of the negro division. Last week he
made a partial report and stated that
at church services today the sum al
lotted to them would be raised and
that it would come Into the general
fund at tonight's meeting, which will
be the last.
It is understood that there are sev
eral other large gifts in prospect for
today. In one Instance, one of the
leading business men, who Is said to
have declared his desire to make a
large contribution, has not yet been
reached . On Saturday a committee
called upon him and he sent . out
word that he was engaged and could
not see the committee. Then ar
rangements were made to meet him j
today, and if he lives up to tne re
ports of his charitableness the sum
will be greatly enhanced.
Several other business men of large
affairs have not yet made their con
tributions, it was stated, and these
are hoped for before the sun goes
down tonight In this connection it
was stated that the office will be open
alP day, that those who desire to
make subscriptions may call there
either in person, or by telephone,
3881, and make their gifts.
The workers will gather at head
quarters this morning for territory as
signment and those who do not de
sire territory will work as free
lances, wherever they happen to de
sire to go. Many of the canvassers
have special friends they desire to
call on and today 4hey will be at
liberty to go wherever they please,
and get every dollar available for the
fund.
County Chairman W. J. Martin,
president of Davidson college, yester
day received a telegram" from Dr.
John R. Mott, general chairman of
the national committee, urging that
the over-subscription be as large as
possible, in view of the reports that
some sections are slow in rallying to
the cause.
Special paving assessments against
property owners on Trade street be
tween College and Mint strets and
on Tryon street between. Sixth and
Third streets were made publfcs yes
terday at the . office of Mayor Mc-
Ninch. - These assessments are to ob
tain funds to pay for thesresurfaclng
work now, in 'progress ;on the two
streets named, , and are ' published in
detail in. the advertising columns of
this Issue of Th Observer. The to
tal amount was said to be about $28.-
000. ,..-y.- f . ( '
Assessments for the proposed re
surfacing work on South Tryon street
between Third and Morehead streets
will be prepared and announced la
ter. Mayor 'McXinch said; this sec
tion having been declared by - city
ordinance 'a permanent improvement
district. , -
FUNERAL SERVICES, FOR- .
' SAMUEL BRQWN HARKEY
The cotton receipts at Charlotte
averaged only about ,20 bales daiy
during the past two weeks, since
the cotton market began .to fluc
tuate wildly, and the rece&ts here
to date for this season are 470 bales
under the average total, according
to Cotton "Weigher J. S. Withers. The
annual average -receipts at this mar
ket are between 11,000 and 12,000
for the 10-year period.
Cotton warehouses at Charlotte are
jammed with the staple, he said,
and very little space remains avail
able ; for cotton thatv' Is now , being
picked. Mr. Withers said the ginners
in this section were busy all day Sat-urdaj-,
butrvery little of the cotton was
sold. Receipts Saturday were $1
bales, and In one "small warehoused 0
bai$s were stored during the day," it
was explained. -,. .
Funeral services, for Samuel. Brown
Harkey were held at his late, .resi
dence, 387 . East Oak . - street, , at 2
o'clock yesterday ' afternoon, Rev.
Bunyan IfcLeod. pastor of the West
minster . Presbyterian - church, .- of
ficiating, i ; ,
The funeraj. was largely' attended
and the floral offerings were beauti
ful and numerous. ; '
: The pallbearers were -Jii M. Files,
M4 W. Woodaldet W. B. Bradford,, J.,
F. Risers and J, P.r Klrkpatrlck, aU
brother members jit ihe Knights, of
Pythias, of which organisation the de
ceased was member.,-,. . - -
Automobiles.
,.. . -i 'V "". -
- I . , . .' t
. -. 1
- !, ; ; - ,; ; - ,v-; -.
Palmetto Fire Fnsunmce Co:
The very .best policies at at
tractive rates. " The very
best service.. Qaims i paid
. . . '. f
from this office. Very attrac
tive for. agents. 1 .
W. D.' Wilkinson '
'General Agent; ', :
For State of North Carolina.
- . 'Aged Servant" Dlea.'.,:i.-V
"Aunt Jemima" Mathews, for 2
years in the service of John W. Todd's
family, died yesterday afternoon at
3:40 o'clock at 71 years of age.
Through v her - devotion and faithful
service to. the family she was beloved
by them. The funeral win be held
at PIneYUIe cemetery this afternoon.
-FOR RENT
l-room ho"usenOft-B."llth St, v -'
month . . .. . . ... . . . .. . .$ 11.00
8-coomnouse jioi, b. Boule
vard, month .. .. ......
l-room house 205 Montgomery
A 8t, 'month ..-..
4-room house SIS r Flint St.
pionth;.. .. .. ......i...
S room house Lake wood Ave,
month . . . - . . . . 4 .... .
4-room house Frailer Ave.,
.-month ' ......
Storeroom . 201 N. Tryon 8t,
Month . . . ., . ,' . ..... .. (0.00
Offices 11, 13, 17. II 13. 6th St,
month 10.00
J. ARTHUR HENDERSON
f Real Estate and Insurance.'
SIS N. Tryon St. v Phone SSt
to.oo
11.00
io.ooV
11.00
1.00
THE FIRST .
NATIONAL BANK
i .".. ' '. i-. -y. ...L 'i
Of Charlotte. fC
." Established in 1865
Cnplt.l i.'..t tAA.(NM.IW
Surplns and ProNts .. iOOon.OO
Atseu y.ooo.ono.oo
Four Per Cent Interest Paid
Certlficaie of Dcposita.
'v,, f ',,- ' :';. (- r
TOCR 3US1XKSS SOLICITED
i. ' . .' ... . . ...
REMIT M. McADCX President
GEO. W JIRYAN. Vice President
JOHN r. ORR. Cashier
Vf.u uJ ' It, &
Fresh from the hands r-f the ti:".J!.:rs f-1 rn.'y f-r '-"f'at
occupancy, we oJTer for tale a hot- li ;i ij tj..,. .i t-rly
every feature desirable in a moiarn, luxutious tona.
It Is situated among the pines at E::.att!i on a larre lot front
ing a paved street and car line. It contains el;ht splendid rooms,
those on the first floor being floored wUh oak. A rood heating plant
and every modern feature that makes tot comfortable l.vig have
been' built Into this house. "
. The price and terms art very attractive and may ts learned at
this office. , . - . , - - . .
Southern HcclEctzto Leon &
Tract Ccn:poy
4 S. Tryon St
at
TIE STRONG COX
O
The newwpaner often tall ef tnetaneee where people lose alt
their savings, because hey have pot their money la a stocking, er a
bureau drawer, er a strong box. and have bsea roLfeed. . :
When' yon have aaoney around the house jraa tnvlta tha burglar
and the aaeak thlet - - ,
7tie best strong bos ta tb world to the savtags baakv
Thsre your monsy la proteetad as well aa tt aaa be proteeUd
anywnera, : ,. :v4 ?-'a -s--?:;'' T
SOUTHERN LOATi & SAVINGS BANK
Ql IOI IP
HAWTHORNE LANE ENDS
THIRD CONFERENCE YEAR
This Methodist Church Has Ac
complished Much for Good
During Its Short Career. -
'e - "
With Its services yesterday, Haw
thorne Lane Methodist church com
pleted its third conference year, dur
ing which time its labors have been
crowned with abundant fruit. Pr. T.
F. Marr has been Us pastor for one
year, and under his ministry the
church has grown and flourished. His
sermons have been declared a power
for good, and his work in and out of
the , church an uplifting influence in
the community generally. Doctor Marr
preached at both services yesterday,
and for his morning sermon the
subject was "Essential Christianity,"
Lwlth Eph. 1:3 as text: "Blessed be
the God and Father of Our Lord
Jesus Christ, who : hath blessed us
with all spiritual blessings In heaven
ly places In Christ" , ,
"I am not sure that I like this
term," said Doctor Marr, "because
Christianity is all essential. But when
Jesus Chrtpt came Into the world He
did not find a. perfect system of re
ligion. He found one that had a
great deal of truth In it, and one into
which a great deal of ecror had crept;
but because He did -not find a per
fect -system of , religion He did not
fail fb ally Himself with it. He re
spected It.. He became a part of it;
and I think this is truo, that there
has never been a time in the history of
the church of God when men, were
not in possession of a system of re
ligion containing sufficient truth to
keep them in the way of all right
eousness and save them In heaven.
"But while Christ did not fall to
?.lly Himself with the existing sys
em of religion, . neither did He fail
to condemn the errors that had crept
into It. If He should come.lnto the
world again today He would not And
a perfect system of religion. From
time to time there have been cer
tain human additions. Sometimes
these things are useful, and some
times they are very detrimental." '
Following out this . thought Dr.
i Marr discussed some of the abuses ton
; which the church is subject, and put
: over agtmiBi iiieeo me iruin una es
I sential Christianity. '. , , i
I -"A ' musical feature of this service
I was a-selection by a recently organ
' Ib1 - women's auurteL. comnnsed nf
I Mesdames Atto and Bell and Misses
1 Mason and Doxey isFor the offertory
at the night service Misa Mason sang j
"I eougnt tne Lora," by mevensoiv,
COMMERCIAL NATIONAL BANK
? V CHARLOTTE, N. C
Capital . . ; , . . ., . : . f$500,000.00
Sulplu and ProfiU . . . . ... $470,000.00
Your banking business solicited.
Every possible accommodation extended.
Safe deposit boxes for rent 1.5 0 per year
and up. ' r .'
n. A. Donn, President D. H. Rndorson, Vice President
a. T. Summey, Cashier . t ' C., W. Johnston, Vice President
I, W. Stewart, Assistant Cashier. .
"f . '
Sound arid Conservative
y
v Those' who require the services of a thoroughly
progressive yet sound and conservative institution will
.appreciate the services we render.
' Your business invited. v ; , ,
Ihe Peoples Banlt & Trust Company
THE WELCOME BANK; ,
.C. A. Btand. PreetdeM
W. W. Robarda. GeabMr
W. IU Forema n, Vice Pres.
W. 8. Baioa, Asst. Cashier
UNION -NATIONAL'
-,.-:Blfr::4
Charlotte, N. C.
V.
mxmac:
0EK9SSRSS
We invite your business airid assure you n
advance'bf every courtesy and accommbdkr
tion consistent with safe banking.
Our business is confined to that of Bank,
ing without any outside features whatever.
Every transaction treated confidentially.
UNBS
KIOBfSSWCffXXS0BSi '
0 V
H. M. VICTOR, President
A Business Home
; ; Your Are Invited to Make the
Independence Trust Co.1
your business home. The, officers of the bank: are atyour
service.
x
.bs Our building it conveniently located for the officers an
men coming in from Camp Greene. We will be glad to be
.! of service to you when you are in the city.y
- Resources . . . . is .'. .... $2,800,000.00
If. WEAIUr. Chstnnaa Boar ;
; W. A. WAT80X. Vice preaioe
w. Mi iajnu, vtoa
H. MTTM5, Presldeat
K. O. ANDKRSON, Caahle
' m mm tfujba. Assistant
... , HAPPY HEARTS. " ;
' The SGth series Is matured and, a4 usual, in' less than standard time.
Bring in your certificates on or after the 20th inst, and get your cash. -' f
y ,'., - I120.Q00.0O ' ' , " v a
Is gong off and this la Just one of our auarterly maturities sos you can
grasp something of the amount of business this old ship Is doing. '.Had you
ever thought about how much or a fsctor thU institution is in the life
and prosperity of J Charlotte? . ...-
V, 'WEMVK Tb PAY OCT 1 -the
boodle whert the' golden grain la ripe for we see smiles and good cheer
l'.ght up the countenances of our multitude of shareholders. , ,
" , ' ' , ' V' KEEP. ON SMILING ', ' 'j ' ; s ' u
and carrying share? with Keesler and the Mutual Billy Malone' and happiness
Is your reward, and on't you let that escape your cranium. .. ) . . ,
? - ': ' 'YOVCAN STILti GET E3t 1 ' X 'J
in the old series,' and your icounfy cousins are still a ppurlng in. Let the
ball roll on, Joy be unconflned, -. ' - ' . , , - " ;
' " 1 - 9 - - ' "
E. Reesler Sec; & Treao, ;
PIIOXE 11 '
XS SOUTH TRYOX ST.
Stoclis and: Bonds
SUBJECT, WE OFFER:
" $1,600 North Carolina SUte 6 per cent Bonda
.000 North Carolina State 4 per cent Bonds (old Issues).
B0 shares North Carolina Railroad Stock, 7 per cent' ' ,
, , "S shares Elba Mfg. Company, 7 per cent preferred
5P shares Aragon Mill 7 per' cent preferred ' -. i.
j1" 50 shares A"rlcn Trust Company Stock. , "
25 shares Peoples Bank and Trust Company.' ; ".is
10 shares First National Bank. " " 7," , j -',
SO shares ?vey Mill
10 shares YfooUlawn
10 shares Marlon -,1
shares Arcade ' , '
l shares tslea Lowry .'' r
SO shares Chaofwlck-Hosklns
' 1
WW W " . . v. Maimuiv .1
2S shares Lola Mff.:
50 shares ClinchAeld :'
SO shares Ranlo :
II share Altavlsta '.
10 shares Adrian -1
F. CABCOTT tt CO:.ATJY
INVESTUEXTSL ..
o
fe-MittfrisA) gym..,