North Carolina Newspapers

EMEMOMO COURIER. I Ue COURIER I Leads inlBoth News and ! Circulation. Ufi COURIER Advertising Column Issued Weekly. PRINCIPLES, NOT MEN. f 1.00 Per Tear, VOL. XXX. ASHEBORO, N. C, THURSDAY, MAY 18th, 1905. No 20 WE A Easy PHI f Easy to Uko and usy to act It that famous little pill DeWllt's Little Eerir Rlaen. Thli is due to the faot thai the (onto the liver In stead of purglnf it. They never frlpe nor sicken, not even the matt delicate lady, and yet they are to certain In results that no ene who use them is dlsappe'nled. They cure torpid 11 ver, eenitlpaQen, blileutness, )aodJee, headache, malaria and ward efl pneu monia and fevers. Ruin omlt sv B. C BeWITf CO., CHICAOO I Beit Firpt (hi Kim. J lorly Oisoro Ask for the 1905 Kodol Almanac and 200 Tear Calendar. Standard Drug Company, Asheboro Drug Company. Dr. S. A. HENLEY, Physician - and - Surgeon, ASHEBORO. N. C. Office over Skkiii A lledtliiig'a store near Cfandnrd I'nig (.. DR. F. A. HENLEY, ASHEBORO. N. C. Offloea First Rooms Over the Bank of Randolph. A C McALISTER & CO. Asheboro, N. C. Fire, Life and Accident Insur " ance. The best compuiiee reprcewited. OfBcee over the Bank of Randolph. DR. D. K. LOOKHART, DENTIST, Asheboro, N. O. hoitbj). em ol pra Will be out ot town mitll Miit 1MB, IMS, after which time cau ba fouinl at offloe over the Bauk ol Randolph IILLINEBY! I have a large and va ried stock of : : : : New - Millineru ! To select from and my prices are right. Come to see me. : : : : : (nis) Nannie Bellinger. OvrMerr JartOffWifflll C. S Brysst, Pretidtnt J. I. Csk, Cstkier G6 Btvrik of R.nndlema.n, Handle man, N. C Capital $12,000. Surplus, $2,000. Account received on favorable terms. Interest paid on savings de posits. . Directors: W K Harteell, A N Bulla, 8 O Newlin, W T Bryant, C L Lindsay, N N Newlin, 8 Bryant, H O Barker and J H Cole. o a eox, rrMtdcni wj arm field, v-pm w J AanriKLD, Jr., ceaaiar. The Bank of Randolph, k.al&e'boxe, XT. . Capital and Surplus, $36,000.00 Total Assets, over $150,000.00 With entile wet, experience and protection, waaollritth. fcmiiiewt ul the banking public and feel mI. In ia)rl w. era ureuared and wllltns In eiMHMl to our euHoaMiB veYr laollltr ana t- euauaoaaWun oowlawut wim tile bewa(. DIBXCTOSLSt Hurh Parka. Sr.. W 1 Armfteld.W P Wood, P MorrU. C C McAllfter, I M Arm Held. O B On, W T BeadlM. BhiiI MofStt, Tbm 1 ncddhut, A W aouai. A Raueln, Tbee II Bedding. I P aaburr.CJCoa. My Work Pleases! When you wiab en eay ahave A. good ee barber ever gave. Just call on bm et my ealoon, At eaoraing, eve or Doon, I pit and dnea the hair with grace, To sail the centaur of the face, Mr room la neat end towele olaan, Houawre aharp ead raeore keen. And everything I think well find. To euit the lace end ,-if.eee the mind, And all my art and kil' can do. If yon juat call I'll de for you. TOM CARTER Kate door to PoetoSo. NOTES AND COMMENTS. Good roads won Id enable farmers, now living too far from town to banl wasting wood, when making a trip to town. Good roads put farmers nearer market. Two bales of cotton can be hauled to market more easily than one bale can be hauled over bad roads. Good toads have been tried in many sections and no community that has ever invested in good roads has ever afterward found reason to regret it. The most up-to-date newspaper office in the world will be bmlt by the Baltimore Sun. Every inven tion and applianoe which will facili tate rapid newspaper work will be installed. Did ynu ever hear a drunkard making promises after a debauch. He looks and no doubt feels, that the play of life is over and the light burned out He looks as though he were Godless and hopeless; which is as near hell as a man ever gets thii world. Did you ever think of the witches of starvation, beggary and crime stirring a black froth for the doom ed and damned man who has become a slave to his cups. It 11 then that life is bleak and cold and barren and without hope. Good roads will reduce taxes be cause good roads will cause more people to move into the sections favored with good roads, and more money will be invested, town and county will grow more rapidly and more property will contribute taxes to the public expense. Ait anti-lazy germ or anti-toxin of laziness ii one of the latest discov eries. Iti obtained in tni way.. A gninea pig in by physical exertion reduced to a stale of absolute exhaus tion and is then killed. From the crushed muscles a "toxin of exhaus tion" is obtained. Horses are in jected with this toxin. They develop a scaly anti-toxin .which when taken is said to give great physical energy. Did you ever get down among the children of poverty aud live among them and in their homes for a few days or weeks? There id no sorrow or bitterness half so heart rending as children crying for bread in cold wintry weather. The bitter pang of helpless poverty is the distress which humiliates and cats with a scythe sharper than the scythe of the grim reaper death. Gambling is the Kings highway to fraud and thievery, yet drink so weakens the moral sense and gamb ling perverts iu The passion for gambling is like, the passion for drink, and is as hard to expel as the drink or opium habit Gambling consorts with drink; gambling usually goes on in drinking places. One of the greatest troubles with bar rooms of old is the fact that con nected with them arc gambling dens, Another thing found connected with gambling is cheating. Most gam biers are great cheats. That was a monstrous doctrine preached by Rockefeller, Junior, he of Bible class fame, speaking in de fense of trusts, before the students of Brown University when he said: The 'American Beauty' rose can be produced in all its splendor only by sacrificing the other and earlier buds that grow up around it" Referring to the sentiment a few days ago the eminent Dr. Newell Dwight Hillis, said: "They are the saddest words that have been written in this gener ation." In onr government and in par civilization it is a part of 0r be lief and teaching that the strong should help share the burden of the weak. Gov Handley of Indiana is correct for saying that if it is right for railroads and business enterprises to rale against men who drink, then it is right for the Governor of a State to be compelled by the same policy. If it is right for men who are en trusted with precious jives and those who are entrusted with the steering of war ships, then certainly it is more important that those who steer the ship of kitate should ba equally sober. The business world has put its ban on those who drink, and if the politician will discard the j boozer, there is hope for the mil- WASHINSTQN LETTER. u . . bviiii fc. . nun. vnn oneupw vfiineun. CSSdidStS for U. S. Senator to Suedes' Sinitor Money. The Gas Trust Responsible For Defeat of Cheap Gss. SpeeMI amiiaarac ef Hi. Courier. Washington, D C, May 15. The announcement from Mississippi that the Hon John Sharp Williams, the able and erudita flsor leader of the Democracy in the national House of Representatives, wonld be a candi date for the United States Senate to succeed Senator Hernando D Money, Das been the fruitful soaroe of. 'eon iderabls gossip ia and around Demo cratic circles here in ' Washington, where both men oi so' Well known and so wall liked fcv alt Who know them. Thetfact that Mr William has allowed it to ba aataoritAtivel an nounced that he will be a candidate for the Senate It proof poetiv that miuiwi avvuoy win mw wm m hiuiu- date to eoceeed ainsf if. I know positively frem Mr Williams him self that he would net have been i candidate against Senator Money had the latter desired to sneoeaa himself, Senator Money's new term in the Senate has only just begun, en the tin oi Marco last, ana win not ; end until March 3, If 11, but the people or Mississippi have a warei electing a Senator' several years bef.ire the term of the sitting Senator has : ex pi red, and it is likely that the fight for Senator Money's seat will come oil in the Steurpnmanes during the general electieaaf 1908. ibis will give Mr - W imams tw more terms in the House, the r my ninth Congress to which he already has been elected and which will end oa March 3, 1907 and the Sixtieth Congress which will be elected in 1906 and expire en March 3, 1909. The chances are that this will cause a new alignment of' leadershiD fea. tnres in the Honse among the Demo crats. There is no man ol common sense who believes that Mr Williams can be defeated for the readership of me next ueuse, ine xuiy-niQ'.n Congress which meets next Decem ber; or possibly next uctober, it the President carries ont his intention of calling an extra session. That will make him the leader aatil March 3, 1907, but in the meantime the battle for the House in 1905 will have been fought and its complexion de termined. If the House should ; be Democratic and the chances ere good that it will be, nqtwitksta'ad ing the overwhelming majority1 the Republicans have in the nexbHarise. and whieh will he a sonroe of weak- new to the BepabUeaaa, will Mr Williams think he IS entitled to the Speakership end go after it, regard less of the fact that he is a Candi da t for the Senate and that the con test for that seat will be deUrsorned before the toagresein whieh h rdas for Speaker is six months old? That is a question many are asking to-day in view of the situation. If Mr Williams bat the ambition to go to the Senate, will he also hate the ambition to be Speaker? While it is true that his tern as Speaker will end in 1909, two years before his term as Senator would begin, would it not militate against him in the race lor the Bpeakarsbipr If the Democrats shonld win the next House the achievement would be so great that th man who is chairman of the Democratic Con greesiohal Committee in that contest wonld be a most formidable candi date for the Speakership, for he wonld undoubtedly be a fery papular man with all the new ana incoming Democratic member, So to there has been enli one man sue gestM for the ohairmanshlp of the next Democratic Congressional Commit tee, so far ae I kaow, and that is the Hon James M Griggs, of Georgia, who was the chairman ef the Oom mittee in 1902. when he wen eigh teen seat from the redoubtable Bab- cock, chairman ef the Republican Committee and did it without money, which the Renublicans had in Pro. fusion. If Griggs shonld be the neit chairman and the neonle ef the country shonld ooieluae that they can expect nothing irom tne nepuo- Means IB me way m railway rave le gislation and a lot of other reforms tnev are now aeaina ana nenina iur. and he should turn th triok, he illlitifiitll The seaton's first cold maybe sliaitt may yield to early treatment, but the next cold will hang on loneer : it will be more troublesome, too, V n necessary to take chanoci on thataecond one. Scott's Emulsion is a preventive as well as a cure. Take mm mm when colds abound and you'll have no cold. Take it ben the cold is contracted ind it checks infiamma- ion, heals the membranes f the throat and lungs nd drives the cold out. JeW a fut fmpU. SCOTT A MVIZ. Ckeaista I would be a formidable candidate for the Speakership. Mr William's leadership in the next two years may s strengthen , him, vowver, that it would be use- less for any man to run against him. or the opposite may occur, for things happen quickly in the life of a poli tician here in Washington. A man mat do something in one dav that either will make or mar him as the leader of his party on the floor of the House or iu tne eouncils of his party outside of it. There is no don bt that Mr Will isms can be elected to the 3enate when the time comes, for he is be loved in his home State, and the question is whether he would want to be Speaker and make a tight for it when he has a cinch on the Senator- ship. The whole question will hinge on th result of the next Con gressional election The defeat of the Stevens Com mittee gas bill before the Ke York Legislature, which precludes the noaaibilitv of the naome of the citv oi new Aora geiung cneaper gas is the opening gun in the fight in that great municipality zor tne puouc ownership of public utilities, and it will go a great way toward winning the battle for pubii: ownership. The people are getting sick and tired of the way the gar and other monop olies are daily robbing them, and they are going to have something to say in the next municipal election about taking over these utilities and owning them so that they can regu late f be price they are compelled t pay. - The defeat af cheap gas in, the New-York Legislature was due' entirely to the work of the Gas Trust and its monev, and the papers of that city ' are openly charging bribery, especially the American and Journal, conducted by the Hon William Randolph Hearst, and there is no indication that any one of the papers is going to be sued for libel in order tha the charge may be air ed in conrt and proved. This gives Mr Hearst a great weapon to uae in his fight for the municipal owner- shin of all Dublic utilities in the city of New York, and it puts Tam many in a bad light Although Mayor McClellan has come out iu a statement wondering why Democrats in the State Legislature voted against cheap gas, it is charged aud known that the leader of Tammany Hall directed some of the votes that way and that some of the Tamilian v leaders made as much as one hun dred thousand dollars on the Stock Exchange by purchasing gag stock the day before the deal was pulled off, simply because they had fore knowledge of what was coming oil When the deal was consummated at Albany, the State capital. Mr James J mil, president ot the Great Northern Railroad, in his testimony before the Senate Com mittee on Interstate Commerce, this week, made one strong point against the plan of government rate-fixing for railways. The ability of the railway to Qnaace their necessary improvements and re-equipment he contended would be threatened with destruction tinder such a plan. This argument had immediate reference to the doubt which would certainly -spread through the investing com munity about an enterprise whose revenue earning power was to be governed arbitrarily by an outside commission. But the reasoning may be carried further. One of the most interesting and most whole some developments ia railway fi nance during the past five or six years oi prosperity, has been the in creased use of earnings to pay for improvements, This reversed the pofioy of twenty years ago, when our railways were frequently iu the habit of issuing bonds for all expenditures of this sort and using increased earn ings merely to swell their dividends. The upshot of that policy was disas trous; the load of mortgage indebt edness proved in the end too great for tne industry to near, i lie wiser policy of the present day has kept down dividends as compared with the "boom times" of the eighties; but it has placet! the railwavs in position, physical and financial which is happily altogether different from what tbev then occupied. There are exceptions among iuo railways of to-day, but the fact that companies which have not pursued SUCtt a poucy nave luuurrcu rimc public criticism, and have been ad verser ratel on in beooz jLxonange show the trend of feeling in the in dnstrv. But th point to notice is, that pursuance el tnis pruueni poucy has depended wholly on maintenance of the companies eai ning power, a commission soaling down rates from time to time, t what it might deem a reasonable basis even to a basis providing for moderate dividends would still have the power to cut off wholly such use of current in. come, leaving the companies to pass or reduce their dividends, or to throw on their capital account the entire burden of new equipment aim con struction. This is but one of many direction in which the proposed rate-resulation act designed to cor rect abuse might easily end by only crippling. The danger ia too seri ous to incur lightly, when the abuses which th proposed law seeks to remedy may be dealt with by the proper uw of the machinery -already in th uovernment s nana. CHARLES A. KDWARDS. thee Tried and Merit Proyea. On Minute Cough Cure ia right on urns wnen it comes w curing mm phi. croon, whooninir con eh. etc. It i perfectly harmless, pleasant to take and is th children' favorite cough yrap. Standard Drug Co, and Asheboro Drag Co.' BUILDING AND LOAN. Building and Loan Associa tions in the United States And England. A Compari son. Dy I). A. Touipkiua, ol 1'lmrlutle. The membership of these associa tions ha been mainly drawn from industrial wage-workers. If is, however, by no means confined to this class. The membership of most associations includes also merchants, professional men, teachers, preachers. and in some cases also capitalists and farmers, limluiug and lean associations have had their greatest development in Philadelphia and adjoining towns in Pennsylvania They have been notably successful, however, in and near naitimore, Md, and in Charlotte, N ('. They have also succeeded in the prinoinal cities of the (States just north of the Ohio river, and in many other part of the United State. The plan of organization is briefly a follows: A charter is obtaiueii and by-laws are prepared. A subscription lis1, or subscription blank) are provided; sometimes both. An admission fee ot 23 to fill cents per share is usually charged to pay for charter, cost of books, stationery aud expenses connected with organi zation. The payment are usually fixed at 35 cents a week or $1 a month per share. It u best to make the pay ments by the week, with provision for those who prefer to pay by the month. In m"t cases from 500 to 1000 shares are subscribed before business is begun. Associations are sometimes organized and put into operation with no mors than 100 shares sub scribed. This would give an income of about $100 a month, loaccum ulate $000 to lend to a member to build a modest house would require six months. It would be, necessary such a cane for officers to serve practically without pay. l et a small beginning like this has in many cases been made, and the organiza tion, tinder careful management, has grown into a large and important IUBUM1UVU. IIIUOOU, IK iuuiu Dram that in most cases of starting a .new business small beginnings are advan tageous. In all cases the money is loaned to member as fust as it is accumu lated in such sums as they may de sire, aud on the approval of the board of directors, or of a credit committee of the board. A first mortgage is taken on the property on which th borrowed money is spent Loans to the extent of about two-third to three-fourths the value of, the property ere usually consider ed safe. If the borrowr owns a lot be can generally get enough money to build the house. If a member has no let he may find somebody willing to sell one on lo&g time and take a second mortgage, provided the first mortgage is given to the build ing and loan association to secure a loan for building a bouse on the lot. Land companies and individuals trading in land are often willing to sell a lot on these terms. When the payments to the building and loan association are completed, say in six and one-half years, its debt and mortgage are cancelled, and then tne second mortgage, made for the cost of the lot becomes the first But if desired money may now bo borrowed irom ins duiiuiu aim iuu oosww tion on a new series to pay off this original debt onthe lot Tho advan tage ot this is tnat tneueDt is nnauy cancelled by the easy payments to the building ana io;iu association, whereas it miujht be irksome to pay it all off at one time. There are many variations in the details of plans for building aud loan navments. leans, premiums, dis- ounts, etc. These are fnlly discuss ed in another ohapter. Land loan banks are co-operative uivinpg and loan associations, made upch-cnyoi larmers. xney origi nated in Gesmanv. and have their highest development there, though thev are now extending over many parts of Europe. They arc the application to a farming population of exactly the same principle which ha been so successfull in the United States in building and loan associa tions for industrial populations. In the bnllding and loan association payments are made at periods that Bint the manner of income of most of its members. This is naturally hv the week or bv the month. For au association of farmers the pay ments must be made to coincide substantially with the marketing of thecrops. lor the United fctates, such an association of farmers in the Northwest would naturally hx the navments to coincide with the mar keting of wheat in Kansas with the marketing of corn, and in tne ooum with the marketing of cotton. Thus, instead of paying by the week, 52 times a year, or by tne moutn, wnmn would be impracticable tor a tarmer, the payments would be made in alwut three installments, one month apart crops mature and are marketed For the organization of a l ind loan bank among cotton farmers, for ex ample, the charter aud by-laws are prepared ana inp suosenpuoas oi membership list is completed. Sup pose shares are made $100 each, and payments are fixed at $13 a year a share. Cotton matures all through the fall months, beginning about September 1, and ending about December 15. The marketing be gins about September 15, and ends about January 1. To suit these conditions, the installment date for cotton farmers might be made Ucto ber 1. November 1, December 1, and January 1. This would make four installments each year. For a faroivr currying ($200) the yearly payment woull be $2i, or $6,50 on euch of thcBu pay men ts. Assuming that we have an organ ization of 100 farmers, and that the shares carried by the members (some with one, some with two, some with five, some ten, ec.) should average $300 each, then theuunual aggregate savings would be $3U0O. The board of directors would lend out this money to the members. One mem ber having live share mav borrow $500 to lift a mortgage on his farm. The association or land bank takes the mortgage to secure regular pay uivnt of future dues and interest by the borrower. Every payment of dues cancels so much of the debt, and when, in froursix to seven years, the installments paid, together with the interest or profit credited, equal the face value of the stock, the mortgage is given up and cancelled. aud the debt is at aa end. ' When the first building and loan associations were established, more 50 years ago, those who were most sanguine never indulged the expecta tion that they could ever approxi mate the vast accumulations of money which have actually been made. Working people, most of whom had little or no accumulated capital, formed a class among whom past experience justified uo hope of great savings. The results which have actually been accompanied by these people could not possibly have been conceived in the early days of these organizations. Ihesameis true also with the Uerman lund loan banks. These were organized originally (and re main even now) mainly amongst poor larmers. lint the aggregate accum ulations of these banks have become financial power in Germany, former lv these associations nf furmers borrowed money from city banks to lend their members. They sometimes do this yet, especially the new ones; but tne older ones now lend money to the city banks. The large commercial banks of Berlin now have vast sums on deposit be longing to the land loan banks. Some of these co-operative banks have as many as 1500 members. The co-operative installment savings and loan principle has been worked out for the farming interests of Ger many along ti.6 samo lines as for the industrial workman in the United States. These instances are sufficient to show what the workingman, me chanic or farmer can do if he has a chance. No reason is apparent why the German industrial workers should not adopt the American industrial savings system, nor why the American farmers should not adopt the German farmers' savings system with the greatest advantage to both classes. Isolated and in debt to a city bank or merchant, the farmer often des ponds. He sometimes first evades, then repudiates his debt In an association of his own people, his neighbors, he could not afford to do this. His neighbors would not let him do it. In a land loan associa tion he can borrow a reasonable sum, secured by land, live-stock or any other good collateral (the same which is now necessary to get ad vances), and pay off the debt by instalments. The instalment pay ment at any one time never seems ta he an impossibility. The payments come in sums that are not discour aging. His neighbors,- members of toe same association, are interested to see him get aloug with his pay ments. The encouragement afford ed by this interest on the part of his neighbors, and the knowledge that he will forfeit their esteem if he gives up, constrains every member to carry out all his promises, or at least to do bis utmost All these ifluences put together are enough to make the difference between success and failure. They are enough to change the farmers from a debtor class to a creditor class. The farmer is the great producer, and with this system of being his own banker he cau save for himself something of value out if each year s product. Mauv Scotch banks practice with farmers a system called "cash cre dit" Four to twelve farmers, or even more, get together and form a sort of partnership to borrow money jointly. This is obviously the ag gregation ot rarm labor as a uasis of credit similar to that of the Ger man land loan bank. The bank makes a contract with the aggrega tion. Suppose five neighboring farmers combine and jointly make a contract with the bank for "cash credits" to the exteat ' of $1000, They agree amongst themselves what Amrs This falling of your hair! Stop it, or you will soon be bald. Give your hair some Ayer's Hair Vigor. The fall ing will stop, the hair will Hair Vigor grow, and the scalp will be clean and healthy. Why be satisfied with poor hair when you can make it rich? x liuataaa, N. V. fl.N a bnllla. i. e. Avaa r for Thick Hair Sun Cured Tobacco aroma and taste is guaranteed by R J Reynolds Tobacco Company iutn fiie fimirfri Sum CinvsT Ftawmr Cut out this advertisement tad lead, tot Sether with If itamp, to R. J. Reyttslds Tobacco Co.,Winton-Salcin, N.G, sad they will mail free a 5f sample of this tobacco. part of the sum each man mavdrnw They are each and severally, how ever, responsible for the entire amount, or so much of the entire amount as may be drawn out The bank opens an account with each member of the borrowing association, and for each, separately, cashes checks and credits deposits. Inter est at 4 per cent, per annum is charged on the average balance. Thus each man pays a very low rate ot interest, and pays only for the actual time the money is out of the bank. What makes this feasible is that the Scotch banks are allowed by law to issue bank notes on their good ! This privilege is coupled with the condition (among others) that the bank must redeem its notes in gold on demand. These condi tions never give serioas trouble. A Scotch bank is always in position to issue bank notes in the crop- producing season aud cancel them in ine croo-maraeung aenoon. xma plan saves the bank from having to redisconnt notes, and in case of financial stress the bank can always serve its own home people with its own notes. This same feature of Scotch bank ing is also of great assistance to merchants and manufacturers. It an elastic feature that has saved Scotland from many a panic, be sides providing at all times cheap and sound money for farmers and merchants and manufacturers. In American building and loan associations each stockholder is independent of all the others as to obligations, no one guaranteed for any other. In the land loan banks of Germany sometimes the stock holders individually guarantee the debts of the bank, aud sometimes not. In Scotland the number of men iu each separate set of borrow ers from the note-issue bank it very small, generally bve to ten. in these cases the parties do guarantee for each other all their indebtedness to the bank. This makes this system rank as one of .the co-operative institutions. Co-operative banks of Massachu setts are practically a form of the building and loan association, au thorized and controlled by the State. The sums of money accumulated in them bv the working and other peo ple ot Massachusetts are asconisuing- ly large, and would be beyond be lief except for the fact that while they have the features of good build ing and loan associations, they are treated by the State as banks. They are regularly examined, and are subject to regulation the same other banks. The building and loan associations ot Ohio, like those of Massachu setts, are all subject to State bank ing laws. There are other system oi co-operative savings, bnt these illustrations are enoug to show the utility of the system when a proper plan for its application is worked out anu put into operation. By the land loan bank system thousands of poor. despondent and debt-ridden farmers ia Europe have paid ol moitgages or bought land, live-stock and other equipment. They have changed their condition from one of depres sion to one of independence. They were formerly always debtors to the land-owners, merchant or banks. Their aggregate savings deposit, through co-operative association, now make them large creditor of the commercial banks in financial centers. Bv the building and loan associa tion thousands of wage-worker In the United States who formealy rented cheap houses at high rent have been able to build house themselves, and in many case to build other house to rent to lee thrifty people and to acquiie other property besides. The great number of block of neat two-story brick house belonging to workiagmen in Philadelphia and Baltimore, and the rows of neat frame cottage on good large lots, with flower garden in front and vegetable garden in the rear, belonging ta tne win eiug only un- y- .; der tnis tag: -yc: J people of Charlotte, N C, attest th value of the system. If the American farmer woald adopt the co-operative system, a German farmer have don In their land loan banks: if the German mechanic would adopt it as th American mechanic ha done in building and loan association, then the value of the system wonld be doubled in both countries. If yon are too warm to follow th day's toil in comfort, tiy a glass of Pepsi-Cola and you will be refreshed and strengthened for the hard work. There is no injurious effect It satisfies. 5c at all soda fountain. Wood's) &eefaV SEEDC0RN. Inorama year eras ley peaeitani tw Improved anal eeteeted Saae Coma. Alt af our Sd) Coma are Southern -A wn, acclimatised1 and tva muoh battar erop raaulta than North am or Wastam-grawn need. W ara alee haacSquartsr for Sorghums, Kaffir Con, Teoainte, Cow Peas, Sofa and Velvet Beans, and all Southern Forage eroae. Write for seasonable Price list and Descriptive Catalog. Mailed free. T.W.Wood &Sont,Sj:isr,n tlMSJOIi-li Jersey Male Calves at a Great Bargain ?f ff fffvvVfvw with such breeding: as Gold en Lad first prize winner over all Jerseys 1890; Gold en Love first prize two year old bull at Pan-American 1901; General Merrigold sire of twenty-one heifers that sold at an average of $144 each. The breeding of these is correct; prices right for immediate acceptance. Address, JOHN A. vOUNG, Greemboro, N. C. Moved 3 3 Having bought out the grocery business of Jos. Norman I have moved to the building formerly occupied by Morris & Scarboro ' NEXT DOOR TO MOLLADY POOL HARDWARE CO. on Depot street, where I will be glad to see all my old customers and new ones, two. '..,.- W. W. JONES. Carolina ' Stock and Poufey (m, O. U. Hinshaw, Prop., UmU N. I, Caa.N. 6. Single Comb Browa Leghorn end Barred riTmooth, Bock Chickens. J Four iret fiminme ' and Sweefatakee o a mn n Boas at Central Caro- I liaa lair, alas la inta, a awoad and ;three third pramiume on Chkkena. 15 rgge far m v rHS.ru . aadl.e e a