WAR SHIPS NOT EXPECTED UP TAR ? M ' r *? . ? .... ? j So sit steady in the bbat, house your crops and take FIRE INSURANCE on your cotton and Tobacco, and you will be protected. The war scare will be over in 90 days and your crops will be in great demand. - Don't get alarmed as the country is in the best financial condition in history of the nation. The bank& have plenty of money to handle crops the size of our present one. We will insure your tobacco in your pack houses and your cotton any where on earth. If you haven't the cash we will write it on time. If you want any Life insurance we have a few policies left and will be glad to serve you in this line. Brace up and take life easy it is bound to come our way soon. ?? ?V A ? r Yours to serve, REAL ESTATE J. A TURNER INSURANCE V Don't put it off. Ccme and get your insurance to-day j Suffered Twenty-One Years? Finally Found Relief Having suffered for twenty-one years with a pain In my side, I finally have Sound relief In Dr. Kilmer's Swamp- I Root. Injections of morphine were my ?nly relief for short periods of time. X became so sick that I had to undergo a surgical operation In New Orleans, whlqh benefited me for two years. When the same pain came back one j day I was so sick that I gave up hopes ' ef living. A friend advised tae to try your Swamp-Root and I at once com-j men cod using It. The first bottle did sne so much good that I purchased two more bottles. I am now on my see- | ?ud bottle and am feeling like a new woi&an. I passed s gravel stone as large as a big red h yon and several ; small ones. I have not had the least feeling of pain since taking your | Swamp-Root and I feel It my duty to I recommend this great medicine to all j suffering humanity. Gratefully your* MRS. JOSEPH CONSTANCE, Rapides Par. Echo, La. i Personally appeared before nn, this 16th day. of July. ltll. Mrs. Joseph Constance, who subscribed the above statement and made oath that ? the same Is true In substance and In fact. W*. Morrow. Notary Papllc. ' to Dr. Kilmer & Co.. N. Y. Prove What Swamp-Root Win Do For Y? Send ten centa to Dr. Kilmer A Co? Blnghamton, N. Y.. for a sample size bottle. It will convince anyone. You will also receive a booklet of valuable Information^ telling about the kidneys and bladder- When wrlttlng, be sure and mention the name of this paper. Regular "fifty-cent and one-dollar slss bottles for sale at all drug stores. How To Avoid Hessian Flies Ob Wheat. I am preparing to sow wheat before the middle of October and some say that it is too soon, as the Hessian Fly will attack it. What is the Hes sian fly, and what does it do." It is always best to wfcit till there has been a white frost before sowing wheat, as the frost checks the fly. The Hessian fly is an ihsect that lays eggs in the base of the wheat and the worm-like Insect eat the wheat stalks A finally go into the pulp or dormant state in the base of the plants and come out perfect flies in the spring and lay more eggs and hatch more larvae to eat the wheat. Wheat sown after frost is seldom attacked.?The Progressive Farmer. "BETMV?Drops, Cera Vanishes! The Only Sort KuCef of Ail Cora. Desperate, tre you. over trying t get rad o( corns? Quit. ufclng r formulas untie. n .rr namcc, bandet."> wlndlng-topcn T..? * o-'.ron rlnr* ( make a fat ilvtis package out of youi i'V-i-v.:.' '.Tils I* lli? Crft* .r^ t<*\ n-.in ?> i toc?eAUn;vf?A <-;3 ' ? c ???'? ? 4.W wAv: L-. r. ;orr, c'lrt-afF . u.^ ' hckfcff i . *>. bjkiy make ." Vantcr p.?.-? . :/ ii v.Lo ^ wr cf w . -- # anl blood pei~C r. 'TUo r."V.* '.v ., ?'o uc*r princfcUa wcrtr. knor/r barer* in ccra-iliUV- ?< "'C?r^ir/' U'a a UruS-? ^ ?rc:*? on r. Cr:fi <2cc:- t>.a worlt. *ala Koca, the corn be?:Ina to iWV^ i...4 out I: ooac-t . You apply It in t~*o aoecnis. I: to ct> k. nothing to hurt, and it naver. faUi Try JpET-rA'* tcnlffLi on. corua. c*^ luic?, ? ta or bun!ona. "OKTB-CT" I s '? aold by drtkertfaM? ovorywbero, a bottle, or aant dl '.r,* ? v%**H0k* I A-C*? rMeaeo. Why Household Economics Should be In Public Schools. The following splendid paper was read before the Rutherfordton Co. teachers Ass'n in their Oct meet ing by Mrs. Rosamond Ragsdale, who is teaching Household Economics in the Graded school of Rutherfordton. It received many compliments there and is worthy of the careful reading of the entire public. The pape? fol lows: The Woman who presides over her household should consider as one of her most important functions tho purchase of food and it's storage pre. limenary to its use in .the kitchen more attention to this one thing must be given by the .woman who lives in the county, if intelligence and care are lacking, money will be lost, food less wholesome, the table much less attractive than it should be. Scientific research has thrown much light on many processes concerned, whereby the householder may be benefitted. The health and efficiency of the family is the chief objects of her care, and its end well worth the effort" "Efficiency" seems to be the slogan of the business would today, men are everywhere discussing It Efficient en gineers ar? being sent into shop and factory to make observations, and by these observations build up the effi ciency of that $bop or factory, there by saving time and money for the em ployer and giving the employees shor ?tfer .hours and more money. ' By applying these efficiency princi ples Manufacturers are enable to save a great many dollars per day. "Brandetis in his famous railroad rate hearing in Washington showed that if the railroads vo*44=york un der conditions of scientific manage ment they could save -a- million dol lars a day." ?^ Perhaps there is one older saying in the world than Woman's work is done But if the principles of efficiency can be successfully carried out in busi ness why can't they be carried out in the home? To carry out in the nome the efficiency movement is the object of Household Economics. The problem, the real issue of home-keeping comforts the middle class woman with the present high cost of living, to know what foods really are; what elements they con tain, so that she may select wisely the most nutritious ones, know how to prepare them so that no food elements is lost and that there is no waste. The servant questions make efficient housework not only a comfort but an aibsolute necessity. - "Only one family in ten of this mid dle class employs help, fewer women are entering service every year, new professions are dally being opened to women who formerly confine their work to service alone. That is there are fewer servants and will continue to be less. Their Wages will also be much higher. If the total num. bee of families, including all classes In the United States today only (8) eight per .cent employ help. To reach these servantless homes, to help ihese hoqjeswe must tralir the children through the greatest known medium, our publbic schools. Efficiency ?oes not necessarily mean an expensive equipment, impratlcal theories, but simple principles, which enable one to aid evefy homekeeper to do her household duties in the best way,-with the least effort and still yield' her abundant success. We should begin, first to teach the children the Economical use of time, material etc., In every branoh of their work.' To Economize in time, we should plan well each point before un dertaking the task. Possibly the average public school Is not not fitted by reason of Its crow ded course of study to do more than ihoretlcal work In Household Econo mics. . *? "Food is thf largest Item in the fam llly budget" As a purchasing agent the sL: ? I housewife mast know food values: what foods possess these values; something of the metrltive principles she should also know as well, the part each food plays in the building of the human body. If she does not know a round steak at 20 Cents per pound possesses as much Interment as i porterhouse at 2m cents she can neither expend wisely nor will. She should know what foods will give a well balanced meal, what place milk, fruit, and eggs occupy In the diet: what some healthful, meat sub stitutes are, and know the nutritive value of various kinds of bread, vege tables and cerals. This knowledge will nable her to buy foods Intelli gently, so that her family may be nourished with a varied diet at a moderate cost. By knowing the cost of foodstuffs, she will know whether the price she Is paying comes within her Income. Too often the money spent for food is entirely out of proportion Xo the Income, and to the amount spent for other things, such as cloth ing and shelter. She should know well that no one food contains the right proportions of food elements to supply the need of and adult body. With' systematic planning and fore thought dishes can be made over with but little expense and be just as nour ishing and palatable as at the first serving. No food Is economical no matterJJjjgw Inexpensive If It Is not at tractive enough to stimulate the appe tite. She should know that monotony both in foods and in the ways of pre* paring them should be avoided. "Good Housekeelng says there need be no monotony since there are fifty dainty ways of serving eggs, thirty easily made cream soups, ten wholesome hot breads, and ten ways of serving pota. toes. Many other things may be enu merated In the same way. Truly the economical relation of woman to the rest of the world Is a terribly real thing and a live responsibility. Now then, do the mothers wish their daughter's trained In this, woman's great work, of homemaklng or. are they merely to receive culture? This Is a vital question, which we as tea chers mnst help to solve, with the mother Is the decision, with us how it Is to be done. Domestic Science and Art in our public nchpolB comes the answer loud and clear. We all know says a prominent wri ter that there are two opinions on this subject swaying the school and Col leges of .our country today,. One says that a girl should not waste the pre cious limited time she can speffd In High school or College study ing cooking cleaning and home making, which li ? says the mother may teach her or safely leave to her Intention and gen eral Intelligence that In this precious time in school she should get nearer .to the great minds of the eages closer to the great minds of the ages closer history, music and art. The other side claims her to be a being endowed with human feeling and provided with definite lfne of work , In Ufa by.the great Creator of the uni verse. That we owe to her to give her the practical and theorttlcal train ing poBslblbe for her future life's work. This theory also holds that every woman is inherently a homemaker. it also holds that homemaklng Is not a simple kind of knowledge, which can be left to chance, but that It la a study brimful of opportunity to apply the hlgheat kind of knowledge, science,art and all the (deals of culture and edu cation. These educations Insist that our daughters will be bettor wives and mothers, happier homemakers If they are taught definitely how to apply their art, their literature, their biology their Chemistry to problema they will face later. Why ahould we teach a gfrl, art without showing practically how to bring It Into the decoration and fornlahlng of-her home? Why teach her chemistry wlthbut teaching the chemical changes caused In cooking, and the right and wrong combinations .of (oods? Why teaoh her botany with out telling her a knowledge of the yeast plant will enable her to make good bread? Why teach her socology and economics without showing her how to manage her home finpees and telling her ot her relation as a purchasing agent to the great world of business. Why may we ask why teach her psychology without teaching her to train the minds of children. We can teach the practical work of home economies without sacrificing the cultural, let us then be up and doing. . Through our public schools, it must be done out of our efforts there" is bound to come a wider, greater interest and the natlon> will be brought toward the efficiency standard at which nil man'3 endeavors and activities are so test fully aiming and working. Death of Little Emma Karl Williams. On Friday morning Nov. 13th, tfie death angel entered the home of Mr. and Mrs. W. H. Williams ~3t., anil took from them their treasur ed jewel, little Emma Earl. She was 6 years and four months old. A child who was loved by every one that knew her. Her Ulne3s lasted for several weeks but through it all, she was never known to murmur or complain. The Interment took place at the [-family burying grounds Saturday af ternoon and her body was laid to rest beneath a mound of beautiful flowers Many sad hearts deeply sympathize with the heart broken loved ones, but they have the comforting assurance that she is only "Sleeping in Jesus for It is not death to die." "She is not dead, the child of our affection. But gpne Into that other school, Where she no longer needs our pro tection;? And Christ Himself doth rule in that great cloister's stillness and seclus ion. By guardian angels led safe from sin's pollution, she lives whom we call dead." . One who loved her. Remarkable Cure of Croup. Last winter wh?n my little boy had croup I got him a bottle ot Chamber lain's Cough Remedy. I honestly be lieve It saved his life," writes Mrs. J. B. Cooke, Indiana, Pa. "It cut tye phlegm and relieved his coughing spells. I am most grateful for what this remedy has done for him." For Sale by ALL DEALERS. STOMACH TROUBLES Mr. Raglttd Write? Interesting | Letter on This Subject. Madison "Helghte, Va.?Mr. Chat. A. Ragland, ofthis place, writes: "I have been taking Thedford's Black-Draught for Indigestion, and other stomach troub les, also colds, and find It to be the very best medicine I have ever used. After taking Black-Draught for a few days, I always feel like a new man." Nervousness, nausea, heartburn, pain in pit o( stomach, and a feeling of full nets after eating, an sure symptoms of stomach trouble, and should be given the propet treatment, as your strength and health depend" very largely upon your food and its digestion. ' ? ? To get quick and permanent relief from these ailments, you should take a medicine of known curative merit Its 75 years of splendid success, In the treatment of Just such troubles, proves the real merit o* Thedford's Black Draught Safe, pleasant, gentle In action, and without bad after-effects, H Is sure to benefit both yotuig and old. For sale everywhere. Price 25c. . KG 1?. R.-H- YOUNG CO COMMISSION MERCHANTS * "WOOD Haying purchased the coal contract of Mr. J. W. Hol lingsworth we will be prepared to furnish any quantity anywhere, rain or shine, quantity and quality guaranteed. Will appreciate our friends calling us when in need. WE ARE WHOLESALE DEALERS IN ,C Oranges, Apples, Bananas, Lemons, Potatoes, Onions, Peanuts, Flour, Feed, Oats, Meat, Lard and Hams, - vgtaple and Fancy Groceries, Candy and Cigars Res. Phone 322 Freeman old stand Office Phone 236 STATEMENT Citizens Bank of Henderson Henderson, N. C? October 31st 1914 Resources. Loans and Discounts.. $664,123.68 Overdrafts 3,407.25 Stock and Bonds .. .. 30,651.25 N. C. State 4 per cent Bonds ; .. .. 25,000.00 Banking House and Fix ture? .. .. .. 10,732,73 Casta on hand and In banks 268,734.60 Total, $1,002,649.51 Liabilities Capital Stock paid In.. $100,000.00 Surplus and Undivided Profits .... i. ~.. .. 115,625.29 Bills Rediscounted .. 105,000.00 Cashier's Checks out standing .. 778.00 Certified Checks .. .. 20.00 Due to Banks 6,095.75 Deposits 676,180.47 Total. $1,002,6*8.51 The management of this Bank is in the hands of officers who devote their entire time to its affairs. Our directors are well known to you as responsible men, arid the record of the Bank shows their care in its management. J. B. OWEN, President. W. A- HUNT, Cashier. All business private and Confidential NOTICE On account of Mr. S. F. Fuller having sold his stables we will have to insist-on our customers meeting t h e ir notes promptly as they become due. We want to get onr business straight, and must insist on collections" being prompt. We have a few horses left upon which we are making specially low prices. Come'to see us _ FULLER & PERRY The Bargain Store has moved its - stock from the room under the Racket Store to the new building on Market street and its prices from the higher to the lowest. ^ We expect to improve and increase our ptock for the fall trade and want you to come in a"hd see us before you'do your shopping. the: BARGAIN store: Joseph N. Barney, Proprietor