Don't Let These
Misconceptions'
*' * (
Mar Your
Marriage
New York (NAPS)--Whether wedding bells will soon peal
(or you, or you've already celebrated a score of anniver
saries, your attitude toward money matters will greatly affect
your chances of future happiness.
According to Dr. Carl F. Hawver, executive vice president
of the National Consumer Finance Association, "Many
American families would be a lot better off, economically and
emotionally, If they forgot some of their false notions about
money. Unfortunately, these financial 'old wives tales' are
heard so often that. millions ac :ept them as gospel truth."
How many of these popular fallacies do you believe?
1. It's not necessary for a wife to know exactly how much
her husband earns. In fact, "nothing places more strain on a
marriage than lack of complete honesty about money--where
It comes from and where It goes." This Is the consensus of
experts like Dr. Hawver, Dr. James A. Peterson, a noted
marriage counselor, and the late Dr. Roy A. Burkhart, a
minister who also won fame for marital counseling. In their
manual, Money and Your Marriage, these authorltles^state
that financial planning should be a group enterprise Involv
ing husband, wife, and all children old enough to take part In
family decisions.
2. A really good budget accounts for every penny. This
widespread notion has caused countless budgeters to give up
in disgust. Budgeting means deciding In advance how much
of your Income to spend on food, clothing and other ex
penses. R does not mean making an entry In a notebook every
time you buy a pack of chewing gum! The simpler your method
of handling money and keeping financial records, the longer
you are likely to stick with your budget. Another point to
remember Is that a realistic budget does not outlaw splurges;
It controls them. Give each family member an allowance he
can spend as he Ukes--no questions asked.
3. Going Into debt Is sure to make a marriage unhappy.
Actually, wise use of credit can help prevent the unhapplness
that comes from having to do without things that make life
easier and more pleasant. Credit, for example, can help a
young couple furnish a home without waiting years to save
all the necessary cash. Credit can also enable a family to
meet an emergency without depleting Its savings. It's the
. - unthinking use of "easy credit" and unlicensed lenders that
create unhappy sltuatlons--and these pitfalls can be avoided
by seeking expert help. For example, state-licensed con
| sumsr finance companies not only make small loans, but give
; useful advice on how much credit you can afford and what kind
of credit best suits your purposes.
j
; 4. First you pay all expenses; what's left over goes into the
bank. This statement explains, In a nutshell, why many faml
! lies cannot save. After they take their vacation, buy a new
| coat, give that party, then _they'll ""''jtfr able to^wt money
away? if nothing else "comes up. A good money manager will
avoid this trap. He (or she) builds savings right Into the bud
get, deciding each year how must should be saved out of the
weekly paycheck. This amount can vary from year to year,
but once you make the decision, consider It a firm commit
ment.
5. If you use Installment credit, you can really travel first
class and buy the best of everything. Any reputable credit
source will tell you that credit does not help you beat your
budget; the monthly credit payments become part of your
budget. Says the National Consumer Finance Association,
A flock of sparrows were
headed west out of New York
when they suddenly discovered
one of their number was miss
ing. They stopped and waited
tor the straggler. Finally,
bruised, battered and with but
few feathers left he appeared.
"What happened to you?" the
flock chorused.
"It wasn't my fault," replied
the sparrow sorrowfully, "I
got caught In a badminton
game In Philadelphia."
0
-7D X.W
representing some 13,000 small loan companies: "Credit Is
not a way of buying what you cannot afford. . .It may give you a
more convenient way of timing the payments you make. But
It does not produce extra money for you out of thin air."
6. Most of your financial problems could be solved by a
substantial raise. Unless you continued to live on your pres
ent scale, a big boost in Income sight only Increase your head-4
aches. Some bill collectors claim that a $10,000 Income Is a
"danger sign" ? many people think this salary puts them In the
"executive" class and justifies more lavish spending. Offi
cials of some colleges have recently noticed a rise In the
number of scholarship applicants from families earning
$15,000 or more. Desplte--or maybe because of--thelr high
incomes, these families found their living expenses too great
to permit adequate savings.
In Fashion
The styles this season are
peculiar to put .it mildly. We
have long Jackets and short
skirts, dangling earbobs and
hair styled with plaited braids
on either side of the head.
Braids are also used around
the back of the head to make
a large bun.
Dresses remind one of night
gowns, flowing from the neck
line or from a yoke. Chiffon
and lace are favorite fabrics.
Long evening dresses are
sometimes split up the side
to the knee or have one shoul
der bare.
Black and white bids fair to
be a popular combination of
colors for spring garments.
One designer is showing an A
shaped dress of white gabar
dine laced up the front with
wide black ribbon ending with
a big bow at the neckline.
LBJ On Crime
President Johnson, In a
speech before the swearing
in ceremony of Ramsey Clark
as the Attorney General,
pledged his Administration
would make a dual drive
against crime and unlawful
police activity.
WLatiUi Well Gomjuuuj,
WELL BORING - DEEP WELL DRILLING
WARRENTON. N. C.
"A Well A Day- The Martim W*y"
N. C. LICENSE NO. 2
MAN LEY 8. MARTIN
DAY: 287-8651
NIGHT : 287-3882
Health And Beauty
Nearly all American women
have deformed feet, which Is
due to many causes, the chief
of which Is the wearing of
shoes not fit to be worn by a
human being.
A perfect foot must have the
toes lying In parallel lines
like the fingers of the hand.
There are no corns or bunions
on perfect feet.
Did you ever examine a
baby's feet? The feet of young
children are beautifully
shaped. The skin Is smooth
and free from blemishes. You
can put the feet together and
you have symmetry. The toes
form almost a complete half
circle with the great toes
fitting closely against each
other.
Nature has beautifully
arched the feet of the Cau
casian races at the instep.
There are many bones enter
ing Into their structure, also
muscles, nerves and blood
vessels. The muscles that
support the arch are attached
like a string on a bow, reach
ing from the heels to the toes t
The most Important are very
long and slender.
Our shoes are not shaped
like the feet that go ''inside
them. Consider a foot such
as I have described, and look
at the shoes that you see
everywhere. Each shoe, es
pecially those of the women
is symmetrical, most of them
run to a point at the toes or
are perfectly round, though
it takes the two feet together
to describe half a circle and
produce symmetry.
No wonder that half the
people suffer from enlarge
ments of the joints of the
great toe or from corns and
bunions and calluses on the
bottoms of the feet. In order
to get a foot into a shoe,
such as 1 have described, the
great toe is pushed out of
line and crowded towards the
other toes before it can ac
commodate itself to the shape
of the shoe. The feet are very
pliable and easily moulded,
especially in the young child.
High heels are vicious. They
not only deform the feet but
the figure.
Time flies in this modern
world. We are faced with many
problems and tensions that our
grandmothers never had to
deal with. It is no wonder that
more people than ever before
are having nervous break
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downs. A11 this tends to make
us age faster.
Fortunately, there are a few
tricks In living which we can
apply to barricade ourselves
against early aging. A list of
them would , Include a good
nutrition, good posture, happy
thoughts, eager Interests and
careful skin and hair care.
Then there Is exercise, which
has great magical powers.
As the years fly by, there are
a few exercises which will be
especially good for you. Here
are two:
Stand with your back toward
the wall with your head, shoul
ders and hips touching the
wall. Your heels should be
about 6 Inches away from the
wall. Pull youi* abdomen In
hard until the curve of your
back touches the wall. Hold
while you count to six.
The customs of youth and old
people change with the passlig
years, but It Is very difficult
for some older people to get the
idea.
%ttent!on" I
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