Federal Housing
Program Explained
Washington, D. C.
4. How Long May Notes Run?
For any number of months from
one to three years. (Notes extend
ing from 37 months to five years
may be submitted to the Federal
Housing Administration by finan
cial institutions for special consid
eration.)
5. What Security Is Required?
That you have an adequate regu
lar income and a good credit record
in your community.
6. What Assurance Need I Give?
(a) That you own the property.
(b) That the income of the sign
ers of the note is at least five times
the annual payments on the note.
(c) That your mortgage, if any,
is in good standing, and that there
are no other past due encumbran
ces or liens against your property.
(d) That you will use the proceeds
solely for property improvement.
7. What Signatures Are Requir
ed On The Note? Signature of the
property owner: and (except in
special cases) if the owner is an
individual and is married, also sig
nature of wife or husband. No
Plan To Cut 682
Codes To 250
Washington.—General Hugh S.
Johnson remained at the helm as
the first drastic reorganization of
the NRA began.
Represented here by his son, Kil
bourrjg Johnson, the fiery NRA
chieftain started a virtually com
plete reclassification of the 682
code agreements.
Young Johnson, who serves as
an NRA aide to his father, flew
here to announce the code group
ings. He had been at Bethany
Beach, Del., with General John
son.
The first reorganization move is
to reduce the number of codes
from 682 to approximately 250.
During this pruning process,
NRA officials hope they will di
minish the fire of criticism direct
A mnanrlu nonmct- llI frit
---j O- - a ^7
of NRA code administration, a
bill which the public eventually
pays. They also claim that allied
lines will receive identical treat
ment on common problems and that
much duplication will be eliminat
ed.
A charge that the right hand
of the NRA does not know what
the left hand does will lose its
force through clarification under
the new groupings, it also was
pointed out.
The 682 codes will be divided
into 22 sections under hte present
program, but these sections even
tually will be classified under 10
divisions, as follows:
1. Food and farm products.
2. Textiles, furs and leather.
3. Basic materials, steel, lumber,
building supplies and fuels.
4. Chemicals, drugs, paints, pap
er and rubber.
5. Equipment, machinery, tools,
fixtures and vehicles.
6. Manufacturing of use goods—
from household appliances to musi
7. Construction in. all branches.
8. Public utilities, transportation
and communication. r
9. Finance, graphic arts and a
666
vs.
MALARIA
666 Liquid or Tablets Checks Mal
aria in Three Days. Sure Pdeventive
other co-signers or endorsers are re
quired.
j 8. What Is The Cost Of This
Credit? The financial institution
jmay not collect as interest and or
discount and or fee of any kind, a
total charge in excess of an amount
Equivalent to $5 discount per year
! per $100 original face amount of
| note.
j 9. How Do I Pay The Note? By
'making regular, equal, monthly
j payments (seasonal payments for
farmers) until the note is paid in
full.
10. May The Owner Of Any
'Kind Of Property Apply? Appli
cations will be considered for credit
to improve one-family, two-family,
or other residences; apartment
buildings, stores, office buildings,
factories, warehouses, farm build
ings.
11. Where Do I Make Payments?
The regular installment payments
will be made in person at the place
of business of the financial institu
tion; or by mail; or as otherwise
arranged. No payment shall be
made to any governmental office or
organization.
12. May I Pay The Note In Full
Before Maturity Date? Yes, at any
time. A reasonable rebate will be ■
allowed for prepayment, if charges
have been collected in advance. j
13. May I Make More Than One ,
Payment At A Time? Yes, as many
as you wish, but such payments j
should be in exact multiples of the ,
agreed payments—that is if month- ,
ly payment is $10, larger payments ]
should total, $20, $30, etc.—not, t
for example, odd sums such as $18
or $25. ^
14. What If I Am Late In Mak- J
ng My Payment? The maker must
lot permit his payments to fall in I
arrears. Should a payment be more }
:han 15 days late, the financial in- t
ititution’s expenses, caused thereby, S
ihould be reimbursed in part at the r
rate of not more than five cents per t
:ent per dollar for each payment in
arrears. Persistent delinquency will e
make it necessary for the financial r
institution to take proper steps to
effect collection in full.
musements. <
10. Professional, service trades; ‘
all wholesale and retail codes, ex
cept food.
NEWS
BRIEFS
ACCIDENTALLY SHOOTS
SELF
Frank McEachern, 22, manager ;
of a Concord filling station, was ;
seriously wounded Tuesday night 1
when a pistol he was putting into a
holster accidentally discharged, t
The bullet embedded itself in Me- ]
Eachern’s neck. He was taken to 1
a Charlotte hospital. Young Mc
Eachern is the son of J. G. Me- :
Eachern, city alderman and super
intendent of the Cabarrus mill. j
MINISTER IN ACCIDENT ;
Rev. Dwight Ware, pastor of i
Main Street Methodist .church, in !
Thomasville, came near having a
serious accident in Kentucky when <
his car left the road and turned (
over several times. A message stat
ed that he and family escaped with <
a lew sL-raucncb. j
SQUIRREL BITES TWO
Running amuck Tuesday morn- ]
jing on Edgewood avenue, Concord,
a squirrel, thought possibly to be
! hydrophobic, attacked and pain
i fully bit young Kenneth Caldwell,
j son of Mrs. K. E. Caldwell, and his
grandmother, Mrs. M. H. Caldwell
j at the Caldwell home.
I BODY FOUND IN RIVER
I The body of Archie Marine, 74,
one of Wilmington’s most pictures
que characters, was found floating
in the Cape Fear river, some dis
tance from his home Tuesday after
noon.
WAR VETERAN KILLS
HIMSELF
D. M. Blankership, World War
veteran of Charlotte, shot and kill
ea nimseii oaruraay mgni alter
having fatally shot his estranged
wife at the home of her mother.
PRISON GUARD SLAIN
Ernest Hux, a guard at the Cal
edonia prison farm, was mortally
shot by guns in the hands of fel
low employes of the farm'while at
tempting to frustrate the escape of
five prisoners. Hasty efforts on
jpart of the camp officials caused the j
j surrender of the convicts.
Dukeville Items
Miss Mary Jones, daughter of
Mr. and Mrs. J. P. Jones, has gone
to Charlotte to enter Shufford’s
Beauty School.
Mr. and Mrs. Roy Black and
children have returned home after
spending several days with relatives
in Mount Holly.
Mr. Arthur Jones has returned
home from Roanoke Rapids, where
he has been employed this summer,
to spend several days with his par
ents, Mr. and Mrs. J. R. Jones, be
fore entering Chapel Hill this fall.
Mrs. Brucette Farrington and
daughter, Elsie, of East Spencer,
spent Sunday with Mr. and Mrs.
R. D. Farrington.
Mr. and Mrs. T. C. Raines re
turned home Tuesday evening af
ter attending the burial of Mr.
Raines father in Inman, S. C.
Mr. and Mrs. J. A. Peacock and
family attended Walton’s reunion
it Peeler’s Lake Saturday.
Mr. Volta Stafford, of the U. S.
Navy, is spending ten days with his
parents, Mr. and Mrs. R. B. Staf
■Af/I
Franklin News
Miss Fleta Miller spent last week
n Spencer with her sister, Mrs.
Millie Sparks.
Miss Edna Shoaf is spending a
vhile with her brother iir Green
ville, S. C.
Mrs. Bill Tucker/of Greensboro,
s spending the week with her sis
er, Mrs. Ezra Miller.
Miss Ruth Shively is visiting re
atives in Philadelphia, Pa. Before
eturning home Miss Shively will
visit in Youngstown, Ohio, and
view Jersey. She will be away
wo weeks or more.
Franklin school opened with a
ery good attendance, with Miss
ida Bobble, of Spencer, teacher.
The weeks’ meeting of Calvary
iaptist church was well attended,
ibout 38 members were added to
he church. The baptizing was
unday afternoon at Weant’s pond
ear Spencer. A large crowd at
mded.
There were no weddings report
d in our community for the
tonth of August.
Not sick are you "Mr. Weant
"own?” We failed to read your
lews in the Watchman on the 31st.
iuppose we will let yo uoff this
ime.
Cress News
Mrs. Leve Shoe is recovering
licely after having an operation at
he Albemarle hospital.
Mrs. W. R. Bostain was visiting
•elatives in this community last
veek.
Mr. and Mrs. Delmer Huffman
md little son spent the week-end
it the home of Mr. and Mrs. C.
1. Menius.
Mr. and Mrs. George Morgan
pent Sunday evening with Mr. and
drs. A. A. Stafford in China
jrove.
Miss Evelyn Menius Has been
ick for; the past few days.
Mr. and Mrs. J. P. Cress visited
dr. and Mrs. Foil Corriher Sunday.
Quite a number of the fifth de
;ree members from this commun
ty attended a grange meeting at
Jarber Grange hall Friday night,
rhe fifth degree was conferred aft
:r which every body was invited
tut to eat watermelon.
Mr. and Mrs. Gilbert Cress visit
id at the home of Mr. and Mrs. I.
C Cress Sunday.
The Cress school has opened with
i good enrollment. Miss Mary
iassinger is the teacher.
Driver Of Death
Car Is Exonerated
Coroner Tatum’s jury Tuesday
tfternoon investigated the death of
denry C. Miller, who was fatally
njured a week ago when his car
vas in collision with one driven by
Dan Yoder, a young Catawba coun
:y man.
The jury decided there was no
:riminal negligence on the part of
Yoder and he was released from
lis bond. He was then placed un
ier bond for a later hearing on the
:harge of having a pistol in his
:ar.
KILLED IN PARACHUTE
JUMPS
Miss Margaret Kelly, 19, of Cape
Charles, Va., met death Sunday
when she attempted her first jump
in a parachute from a plane in an
air show at Galax, Va. It seems that
she failed to pull the cords, the
chute failing to open. A similar
fatal accident occured at Scarboro,
Me., when the chute of a Massachu
sett flier failed to open in a leap.
$14,578.89 Is Given
State In Bad Checks
Raleigh.—Bad checks now held
by the state, to which they were of
fered as payment of taxes of one or
another kind, amount to date to
$14,578.89, Revenue Commissioner
A. J. Maxwell said.
Editorial comments on the im
proved collections in this field sug
gested in some instances that the
overhauled revenue department is
functioning now in a way to bring
respect if not terror to these phoney
taxpayers. Mr. Maxwell has a field
force about twice as big as he has
been accustomed to carrying. They
are doing about twice as well as
their predecessors.
Better times are al^>7 helping.
Business has improved so that all
taxpayers are putting up more than
they have been doing. The checks
offered have worried no little. But
whereas there were, February 1,
1934, the considerable figure of
1,299 bad checks outstanding in
the amount ot $5 5,466..£8, ana 1,
162 received since February 1,
1934, to August 30, 1934, amount
ing to $38,536.41, making an item
of $72,002.39, there are just now
only 439 bad checks amounting to
$14,578.89.
THAT SCHOOLGIRL
COMPLEXION
The young mistress sent her col
ored maid, newly-hired, for a num
ber of toilet articles.
"Mandy,’’ said the mistress a
few days later, "where is that tar
soap you got for me the other day?”
"Lawsee, Miss,” exclaimed Man
day, “what does a blonde baby like
you want with tar soap? Ah
thought you ordered it for mah
own pussonal use.”
NORTH CAROLINA,
ROWAN COUNTY.
In the Superior Court,
Before the Clerk.
W. J. Hughes, in behalf of him
self, and all other creditors of the
Estate of Lee Walker,
Vs.
Mary L. Wilson, Administratrix;
Henry Walker; Theo Walker; Mary
wiibun; anu jesse waiter, minor;
:t al.
NOTICE O^ SUMMONS
The defendants, Henry Walker,
Theo Walker, Je|se Walker, and all
unknown heirs at law of the late
Lee Walker will take notice that
an action, entitled as above, has
been commenced in the Superior
Court of Rowan County, North
Carolina, for the purpose of selling
the real estate belonging to the Es
tate of the late Lee Walker for the
purpose of making assets to pay the
debts of the said Estate; that said
defendants will further take notice
that they are required to appear at
the office of the Clerk of the Sup
erior Court of said County, in the
courthouse in the City of Salis
bury, N. C., on the 6th day of
October, 1934, or within ten days
thereafter, and answer or demur to
the petition in said action, or the
petitioner will apply to the Court
for the relief demanded in said peti
tion.
This the 5 th day of September,
1934.
B. D. McCubbins, Clerk Superior
Court of Rowan County, N. C.
Geo. Uzzell, Attorney for Peti
tioner.
Sept. 7—28
NORTH CAROLINA,
ROWAN COUNTY.
T 1 O • r—<
in Llie OUpCJLlUl VaUUl k,
Before The Clerk.
J. W. Sloan, Administrator of M.
Lula Sloan, and J. W. Sloan
Vs.
Walter Sloan and wife Emma
Sloan; Theodore Sloan; Maderie
McLean Suggs and husband Clar
ence Suggs,-^et als.
NOTICE
The defendants Walter Sloan and
wife Emma Sloan, Theodore Sloan,
Maderie McLean Suggs and hus
band Clarence Suggs will take
notice that an action entitled as
above has been commenced in the
Superior Court of Rowan County,
North Carolina, to sell land to
make assets with which to pay the
debts of plaintiff’s intestate; and
the said defendants will further
take notice that they are required
to appear at the office of the Clerk
of the Superior Court of said
County in the courthouse in Salis
bury, N. C., on the Jth day of
October, 1934, or within 10 days
thereafter, and answer or demur to
the complaint in said action, or the
plaintiff will apply to the Court for
the relief demanded in said com
plaint.
This the 5 th day of September,
1934.
B. D. McCubbins, Clerk Superior
Court of Rowan County, North
Carolina.
| \ Sept. 7—28.
Rockwell News
The Rockwell schools opened
the past week with one of the larg
est enrollments in the history of
I the schools.
Mrs. J. M. Clark, of near Organ
|E. L. church is quite unwell at the
present.
I The young men of the Luthei
League and men of the Brother
Ihood of Organ church played a
'game of ball last Saturday in which
! the Brotherhood won by a score of
3 and 2.
Much lespedeza hay has been cut
and cured the past week.
Members of the Rockwell Meth
odist church served a supper last
Saturday night' which was quite a
success.
There will be a special called
meeting of Washington Camp No,
12, P. O. S. of A., Rockwell Sat
urday night, September 8 th. There
will be no meeting on Thursday
nighty September 6. All members
are urged to be present.
Some improvements are being
made on the streets of Rockwell.
The Parks Local Grange held a
picnic at Happy Trex lake last
Saturday evening.
BETTER
READ ALL OF
These Offers ,
WE BUY—SELL—TRADE—
’31 CHEVROLET COACH
’30 FORD ROADSTER
’34 AIRFLOW DE SOTO Demon
strator.
’32 FORD COACH
’29 CHEVROLET 11-2 ton Truck
’29 PLYMOUTH SEDAN
Also the new 1934 Plymouth
Also the new 1934 Plymouth
Special Deluxe Four-door Sedan.
Delivered in Salisbury, tax paid
$755.00.
ROWAN SALES CO.
130 EAST INNES
BETTER USED CARS—
’29 Pontiac Sedan
3 1 Pontiac Sedan
’31 Pontiac Coach
’30 Chevrolet Coach
’32 Chevrolet Coach
’3 0 Ford Coupe
’3 3 Plymouth Business Coupe
New cars shipped via Southern
R. R.
FOIL MOTOR CO.
211 E. INNES ST. PHONE 1862
USED CARS
AT THE DODGE AND
PLYMOUTH PLACE
AT SACRIFICE PRICES
’3 3 Dodge Sport Sedan
’29 De Soto Roadster
’30 Chrysler Roadster
’28 Chrysler Roadster
’32 Ford V-8 Coach
’32 Ford V-8 Coupe
’30 Ford V-8 Coupe
’29 Pontiac Sedan
’29 Pontiac Coupe
’30 Chevrolet Sedan
WE SELL AND TRADE
McCANLESS MOTOR CO.
122 E. COUNCIL ST. PHCCSfE 59
1933 Ford Coach
193 3 Ford Conv. Sedan
1932 Willis Knight
1932 Ford Tudor
1931 Ford Sedan
1930 Ford Sedan
1930 Chevrolet Coupe
1929 Essex Coach
1929 Ford Sedan
1929 Chevrolet Coach
1926 M. T. Ford
1928 Ford Sedan
1931 Chevrolet Truck
1929 Chevrolet Coach
1932 157’ Ford Truck
1927 Chevrolet Truck
HEDRICK AUTO CO.
J
People Will Talk
If you listen to all that is said as
you go;
You may get through the world
but ’twill be very slow.
You’ll be worried and fretted and
kept in a stew
For meddlesome tongues must have
something to do—
And people will talk.
If quiet and modest, you’ll have it
presumed,
That your humble position is only
assumed. *
You’re a wolf in sheep’s clothing,
or else you’re a fool.
But don’t get excited—keep per
fectly cool—
For people will talk.
A n/4 tVion If irAii claAnr fkn Ipict
boldness of heart,
Or a slight inclination to take your
own part,
They will call you an upstart,
conceited, and vain,
But keep straight ahead—don’t
stop to explain—
For people will talk.
If threadbare your dress and old
fashioned your hat—
Someone will surely take notice of
that—
And hint rather strong that you
can’t pay your way;
But don’t get excited, whatever
they say—
For people will talk.
If your dress is in fashion, don’t
think to escape,
For they criticize them in a differ
ent shape—
You’re ahead of your means, or
your tailor’s unpaid;
Ruf irAiii* rmrn KncmACc
there’s naught to be made—
For people will talk.
Now the best way to do is to do as
you please,
For your mind, if you have one,
will then be at ease.
Of course, you will meet with all
sorts of abuse;
But don’t think to stop them—it’s
not any use—;
For people will talk.
—Author Unknown.
Youngest Negro
Boy Is Now In I
“Death Row”
Raleigh.—Booker T. Watson,
15-year-old Nash county negro and
one of the youngest persons ever
sentenced to be electrocuted in
North Carolina, has been placed in
a cell on "death row” at State’s
prison.
Watson was sentenced to die
October 26 for the killing of Hins
by T. Williams, prominent Wilson
county farmer who lived near the
Nash county line.
"Signs of the Times.” Beauti
ful Colored Reproductions of a
New Series of Paintings by Henry
Clivei the Distinguished American
Artist, Starts on the front Page of
the American Weekly, Which comes
with the BALTIMORE AMERI
CAN, Issue of September 9. Buy
Your Copy From Your Favorite
Newsboy or Newsdealer.
Classified Ads
WANT AD RATES
This type, 10 point—5 cents
per line—5 words to the line.
For the convenience of cus
tomers we will accept want ads
over the telephone from anyone
listed in the telephone directory.
PHONE 133
FOR HIGHEST QUALITY
COAL
AT LOWEST PRICES
POSSIBLE
PHONE 1594
YADKIN FUEL COMPANY,
ROGER EVANS, MGR.
COURTEOUS SERVICE
TIRES—TIRES—TIRES—
Yes, Sir—That is my job and
you can’t beat my Price or Quality.
GENERAL or McCLAREN
(Yours) GEO. RUSFIER
SALISBURY SERVICE STATION
Cor. N. Main & Kerr Phone 9126
WANTED AT ONCE—Five or
six loads of good stove wood, pine,
oak, or mixed, on new or renewal
subscriptions to The Carolina
Watchman.
WE DO
Job /Printing
GOOD WORK
REASONABLY PRICED
Watchman
Printshop
PHONE 133
I I
A. A. CARVER
126 E. COUNCIL STREET
PAINTING and WALL
PAPERING
Wallpaper Carried in Stock
Shoes rebuilt the better way.
All kinds of harness, trunk and
suitcase repairing.
_ FAYSSOUX’S PLACE 4
Phone 433 120 E. Innes St.
STAR LAUNDRY
"The Good One”
1
Launderers and Dry Cleaners
Phone 24 114 West Bank St.
ONE DAY SERVICE
Following is a list of questions
and answers relative to .the Federal
Housing program which will be of
interest to anyone planning to re
pair or remodel their home:
1. Who May Apply? Any pro
perty owner, individual, partner
ship or corporation with a regular
income from salary, commissions,
business, or other assured source.
It is not necessary to be a depositor
in rhp^jnajfijal, institution consult
ed.
2. To Whom Do I Apply? To
any National Bank, State Bank or
Trust Company, Savings Bank, In
dustrial Bank, Building and Loan
Association, or Finance Company
approved by the Federal Housing
Administration; or to a contractor
or building supply dealer.
3. How Much May I Apply For?
From $100 to $2,000, depending
on your income, for improvements
on any one property, and in con
nection with not more than five
properties unless approved by the
1 Hnucino A rlminictratinn
+ For babies, mothers rely
on Mavis Talcum Powder.
So pure — no added medica
tion is necessary. It guards
baby skins against chafing
and acid irritations. Within the familiar
«
Mavis red container is complete summer
comfort for every member of the family.
Mavis Talcum actually keeps the skin cooler.
by VIVAUDOU 25^ 50^ *1°°
MAY I S POWDER